₦airaland Forum

MssRose:
Thanks alot.

You are welcome.

MssRose:
Thanks, apart from the normal transfer charge of #52, is there any additional charges?

If you are transfering from your StanbicIBTC bank mobile app to any of their mutual fund account the only charge will incure is maybe SMS alerts charge if you use the service. It is same bank transfer so there should be no charge except for only "one fund" where they use a standard chartered Bank account and maybe the dollar fund if it is not same as the standard chartered account.

MssRose:
Please can this be done online using their mobile app

Yes, it can be done with StanbicIBTC bank mobile app if you have an account with them.

emmanuelewumi:
Are you sure? Where is that?


We should do our due diligence and avoid goods that are very cheap, some are stolen or looted during the last unrest in the country

I don't know the state he resides but it is very possible. A bag of Nigerian rice where I reside now between N26000-N28,000. However, I know somebody that has been getting foreign rice from Katsina around N20,000. Though the last one he got early this month is N21,000.

kristien4:
Pls someone help me with the answer to this...on savings account that receive monthly interest, what is the maximum number of debit transactions allowed??

3

aezenkwu:
Black Friday deals
Redmi 9 4+64@65k
Note 9 pro 6+128@109k
Note 9 4+128@82k
Note 9 3+64@75k
Note9s 6/128 95k
Mi10lite 6/128 145k
Note8pro 6/128 97k

Pay on delivery Lagos and Onitsha
07037890136.

Thank you for coming through @ aezenkwu.

First of I want to say sorry for making you go through the stress of looking for an Escrow because my location was not on your POD list and it was not part of your business decision to consider it. It was my first of dealing with someone in this phone section. Also, I needed a 50/50 ground that is the same reason I didn't request for POD either.

I appreciate the fact that you were flexible with me in your dealings even when it seemed the deal may not go through. You had faith in it and went ahead to find an escrow.

No doubt I chose to deal with you from here because your price for the Redmi Note 9 pro was the fairest of of all I see, your shipping fee also very considerate.

I kept praying my bank app network didn't disappoint as it does sometimes so that you will not be disappointed and thank God it didn't. My regards to our Escrow your (friends wife). I really disturb her with calls ooo.

I will love deal with you again and again whenever I have the need or have someone that's in need of phone and gathers you deal in.

Thank you

Systrom:
Do soldiers and military men go for service. Let’s say they went back to school while still a soldier. After school, will they go for service?

Also, can an NDA graduate go for service

Thanks

Nooo military men do not go for service. There are already serving Nation. There are exempted.

Ablemed:
Thanks for this piece of Advice GeoAfrikana

pls my own question is, actually I have an intention of joining the Force. NAF to be precise, so I'm working at influencing my service to Bauchi so I can serve at the NAF base there either teaching or any Dept I'm required to work

Do you think it'll help boost my CV in the application for the NAF recruitment??

It should boost your CV. If you work your way there and relate well with everyone. Ensure you get yourself in the good books of senior officers there; you will get good references. Serving with them will also expose you to their ways of doing thing that could prepare you before hand. Depending on your course of study, if you read a professional course and your area of study is needed your display of efficiency, effectiveness and readiness to learn may also favour.

The most important thing is that have set your goal. Work towards it, have faith and believe in God that it is possible except if he has a better option for you.

Hmmm.... I see a trap for breaching of security here. So long as some is neither a celebrity or a fraudster. There is no need of showing any asset as proof to anybody. Anyone can claim anything on Internet but so long as he/she doesn't try to dupe you of anything, Its all normal.

If anyone decide to brandish or claim whatever on Internet it's his/her personal business. Trying to blackmail/cajole the person to prove anything when you are not in any contractual agreement with them is not normal. You can choose to believe his claim or not depending on how you view it. If you don't, anytime you are to do any serious business with him or take serious decisions with inspiration from him then you do your background check. That's all.

TotoNaRubber:
Good morning everyone,
I would like to read from anyone who invested in the FGN N150 Billion SUKUK Bond that was later upgraded to N162 billion SUKUK Bond maturing June 2027 at 11.2 % .

I thought the first coupon payment was supposed to be in July 2020 as it is a half yearly coupon payments ?

Did anyone receive any coupon payment for this bond in July 2020 ? Or is it too early to expect coupon payment.
Secondly, when should a coupon payment be expected ?
Thanks

First coupon is expected 16 December 2020.

Darkseid:
That's exactly how I have been doing it.

Then you will have to contact your bank cos I did same 2 times from my GTB and non was returned. It has reflected on my mutual fund account.

Darkseid:
Is there anyone else having this problem? Last month I tried to top up my Stanbic mutual fund but the money kept bouncing back after two days, I tried it three times and it was the same problem.
Two days ago I tried to top up again and I just received my money back this evening.

The easiest way of toping up with them is to do a direct transfer to the fund bank account (e.g Account Name: StanbicIBTC/ First Trustees Guaranteed Investment Fund - Bank: Stanbic IBTC- Account Number: 9202475343). Then in the Narration/ Payment details/Reason for payment space, you indicate your own mutual fund account number and name. I have done this twice this week and my account was credited without hassle.

Rose99:
Please between FBNquest and investmentone which one is better in terms of customer service, interest rate etc. I want to open one of the above because I no longer understand Stabicibtc fund managers. I know treasury bill rate is almost none existence but how can they keep crediting my account with less and less interest no matter how much I top up? The daily interest is approximately 1.7% Please has anyone else noticed this?

Most of the time there is no visible between in interest because their MMF rates especially is determined by Treasury bill. Treasury is now below 1.00%. In the alternative you can move your money to equity fund. That's where I think will returns will be fair now but with that; you will need to be constantly on guard as even the capital is not guaranteed when it starts it's downward movement.

Litmus:
No, it will not. As long as Nigeria practices liberal democracy or any form of political ideological rule, there will be dissension regardless of how well the country is run in the views of majority international objective and independent observers.

What we need in Nigeria is a culture of political critiquing that focuses on governance, party polices, aims achievement, superstructure etc but that does not insult, abuse or threaten Nigeria and Nigerians.

Learn to read and comprehend before replying if you must comment.

GiveInvestGift:
Our head office is located at Plot 72,Ahmadu Bello Way, CBD ABUJA.
TAJBANK.

Please visit before you condemn.

Sorry, I am not condemning you ooo. I know Taj exist and I even have an account there. The only thing Taj tried to do better is instant opening of account and that is all about it.

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Bunch of jokers

AfroMighty:
Lolz


I remember the day Prof. Ijaya tore my crazy jean right in front of the whole class (200L days). The jean tore to an extent my pant can be seen, as per rugged guy I just walk out jeje climb bike along the second guy...I still don't know why I can't hate Prof.Ijaya after tearing my Jean...I too like that man.

You can't hate him because deep down in your mind you know he was trying to make you appear responsible even dough you wish otherwise.

Lazyyouth4u:
Oga, have you ever seen the audited reports of Jaiz Bank and Providus Bank in the newspapers? What about Heritage Bank? Don’t they receive deposits and funds from the members of the public? Why don’t you go to them to demand their audited reports and see if security men no go throw you out inside dirty smelling gutter? Zenith Bank is a publicly listed company and that is why it must publish its annual reports for the members of the public. Privately held banks must file their reports to the regulators but not to the members of the public. A whole billionaire entrepreneur and serial investor like you should know that na .

For your info, I have never invested in any forex scheme and will never invest in them as I do not believe in forex trading as an investment. So don’t even come at me with that crap.

You missed it. Jaiz Bank is a publicly listed company their audited reports must be public for all to see. For Providus Bank, the people (the investors) that have something to loose there must have a way access to their audited reports if and when they so desire to be able to act when need

Banks customers these days does not loose money. The worst that has happened since Prof Charles Soludo's era at the CBN till date is another bank taking over with the the depositors money intact. The losers are mostly the shareholders/ the business owners.


Financial institutions (Banks) in Nigeria today can merge or get acquired by their peers if they are to go insolvent. They can also be taken over by AMCOM, get some money injected into them and make them a going concern before selling it again. AMCOM takes over the management of their assets and liabilities. They is also a maximum insurance of N500,000 for the bank customers incase anything happens.

Customers are different from shareholders/owners of the Investment. That a customer fixed money, request for loan or asset financing from the bank does not make him a shareholder in them.

With Ponzi, the highest regulation their agents can boast about is mostly registration of company with CAC. That's is not tenable when it comes to Financial Institutions in Nigeria. When the bubble burst, the customer money goes. Unfortunately, customers too are seeing themselves as shareholders whereas they are not. Nothing protects a customer in Ponzi. No known access to take over because at best they only open one shop in Lagos, Abuja, Portharcourt and Kano; furnish them well to convince customers and when their target is met, they stop going there.

Wickedtruths:
Read this thread and the comments in it.

https://www.nairaland.com/3344728/nigerians-ignore-secs-warning-mmm

They was no name they didn't call SEC. The slogan was "is it your money"? They further told people that the government and the people trying to educate them are jealous of them.

Their paid agents attacked everyone that dared to have a contrary opinion. Just like it is happening on this thread now.

Eventually, everything went south then the Nigerian Mavrodi disappeared with their pay.

tigoba:
Good morning,

I need clarification on the above topic.

Under normal circumstances, a pregnant woman whether married or unmarried is not supposed to be camped because of the rigorous activities in the camp. However, these days people are now being allowed. Not to seriously partake anyway but she can get some form of exemption from the camp activities then go to her PPA and finish the remaining after camp.

YoungBuffet:
God bless you my brother, you got my point. Am aware of the risk involved and am ready to stake my money so I don't need preaching from anybody. He came to call us idiots but he is the idiot peeping to what does not concern him. Fake billionaire should face his trucking businesse.

If it is true you are aware it is Ponzi before doing it then go and do it quietly on your own without broadcasting it to attract unsuspecting newbies.

Nezzjnr:
Why are you defending MBA Forex??

If you are cashing out from it and not working with them.. Why should Ahib comment vex you


I've seen how a whole lot of strange monikers in that MBA thread are always quick to insults whenever someone asks a question about them

That is the modus operandi of all Ponzis and their promoters in Nigeria. They insult you to get angry and leave the thread to allow them perpetrate the scam.

emmanuelewumi:
Just don't like the way some of the promoters or people who are on the payroll of such schemes attack those who are trying to educate the JJC about the dangers of such Investments

The attack is to get you off their back because the knowledge you try to impart in the JJCs will equip and make them not fall prey. Have you forgotten how the promoters of MMM came all out to attack everyone back then? Even try to attack statements from CBN ..their usual slogan was "is it your money"? They also kept saying the government is envious of them because they were doing what the government could not do. People that didn't listen were scammed and the rest is history.

ojesymsym:
Some businesses never recover from civil unrest like this. Worse for anyone that took loan, that will be the end.

Those supporting crisis only have to look at how prosperous Libya once was and where it is today.

This has been my major worries since the beginning of the protest. The innocent will suffer it more. The spill of effect will be much. Somebody has to pay for all the public properties destroyed if the government decide to replace them and that somebody eventually will be everybody even though everybody did not partake in the disruction. The provider of good and services would be taxed and the cost will be transferred back to the consumer.

However, on the side of private business owners that their businesses were destroyed it is a total setback especially the one man businesses amongst them.

Eventually many protesters will discover that they were used but then the did had already been done.

https://www.nairaland.com/6195469/governor-sanwo-olu-nobody-killed-lekki

For some reasons personal reasons some people have decided to continue fanning the ember of violence. Eventually it will affect the fire have started in earnest. For those abroad, there are safe but they still have relatives. For us at home, let us all brace up anyone can get caught up in the situation as things are now getting out of hands especially in Lagos.

Firstly, I blame SARS and the police authority for acting out of line and for not addressing these the issues with SARS till it got out of hand. Their misbehaviours, unwholesomeness and the lack of decisive action against them, as and when due created the avenues for some political jobbers to advantage of.

SARS misbehaviours have been around for a while and something should have been done about it but it wasn't. That does not mean the protest itself is about police brutality as it is being presently potrayed.

Before I proceed further, I will like to say that any political aspiration that has something to offer to the people would not have to create any form of unrest to distract and discredit the present leadership to use that means to convince people.

I see a particular pattern with what happened after presidential broadcast on January 1st, 2012. These set of politicians knew that the masses have issues with government increasing the fuel price. The Government then has its own share of the blame by not engaging/convincing the masses well enough before the removal of that subsidy. However, all the political elite knew it was the right to do but those against the divide used the situation to their advantage. Today, much is fuel? We all know the answer.

Unfortunately, the present government benefited from that pattern. Now, people are not favoured with the present arrangement again then they decide to look for another area affecting the masses to leverage on. Unfortunately for SARS their misbehaviours have gone unchecked for a while; Committing all sorts of atrocities because they are privileged to serve the nation. They become the avenue to use this time.

I believe the country has many areas of disadvantages that could be used as point of campaign. " Every country has." So why always inciting the public?

I just wished this protest was actually borne out of the masses being tired of things not working right and correcting the wrongs rightly observed. However, it may not be clear to the ordinary eyes now but eventually the masses will discover that the organisers and profiteers of the protest are just used them in preparation for their own ambition for the next election year.

nwaimoroseyaho:
When a married ex doesn't respond to your messages but constantly views your social media pages.

It is confusing at times. We didn't break up but got separated cos he traveled abroad and we lost contact.

When he came back I was married but we couldn't see each other, he travelled back and marries a South African lady.

But the few communications we had before he started ignoring me was as if he was angry, every conversation must be diverted to marriage, something like this, : am I the father of your children, you dey vex for me I give you belle? You didn't leave a marker when you had the chance. Etc.

I told him that am sensing he is angry with me but he said not at all. Am married too. He is my first love from secondary school.

We are from the same village. Is this the attitude of a friend?

From the example of conversation you give in your post. You have been begging him for money.
I believe he is not disposed to giving you that money you are asking for

Some women and wanting to eat their cake and have sef. Why not concentrate on your own home now.

ernie4life:
Nice one, I hate when a good company's reputation is doubted due to operational issues, we are all happy you finally got your funds.

You can imagine, what if the guy had no way to contact the MD. One of the issues affecting is using rookies in sensitive areas without requisite understudy. Obamma's case is even better because all his dealings with them is online. Mine back then was offline. I went to their office opposite Nicon Luxery Hotel, Abuja to fill the redemption form and it took about 2 weeks before it hit my account.

ahiboilandgas:
thanks....i pick United capital and morgan....

Your picks are fine. You will enjoy Morgan.

OgogoroFreak:
what's endears protest? Why do those ones want ears to end??

Sorry, that's a typographical error. My phone made that happen.

Sholapey:
#ENDSARSNOW

Hmmm even at the stage of endsars protest people are still marketing products.

Back then skin tights use to be a form of underwear for women but now things have changed.

[quote author=JAS10 post=94894280][/quote]That flour mill registrars and Meristem registrars are the two giving me issues now.