₦airaland Forum

blockgeek69:
Can someone educate me on the crime he committed?

Putting air safety at risk.
It is not what he did, it is where he did it.
He should have protested at a market square or public ground.

EagleSquare1:
A bit of the figures in these areas of economic activities (ICT, Agric, Manufacturing) then and now will help us to know if Adesina is 'still deceiving' us. Statistics is what we want.

We are safe to assume he is lying since he provided no evidence.
He made the claim, he should have at least done his own research before
going public.

Has he paid back his bank loan?

einsteine:
You have spoken like the ignorant cretin you are. There are usury laws in Nigeria that determine what the maximum interest rate you can charge even as a private lender. You are a compound fool who does not even know that moneylending license for non banks is given by the state government.

Why is it that only federal agencies are trying to regulate these apps and not
your state government?
Why not petition your state assembly?

All commercial banks give loans without collateral. All. It is simple information gap that make people go for loan apps who do not even lend substantial amounts needed.

Here you show your ignorance again.
Loan apps give loans to any customer that asks regardless of their income status.
Commercial banks preselect beneficiaries for their small loans, they often target salary account
owners and those with regular income stream.

The truth is that people like you want to eat your cake and still have it.
You don't want the loan apps banned because they are your last hope having
exhausted other easier means due to defaults.
But at the same time, you don't want to pay back the loan citing high interest.

Tonytonex:
you don't know what you are saying.

I do collect loans from my bank without collateral. With my phone sef within 2 to 5 minutes, money will be in my account.

You likely have a salary account with them or have healthy and regular income stream.
Now, tell us when was the last time you obtained loan from random loan apps?

Fearyourcreator:
Make loan app too dey do plus and minus go na... They can't expect people to pay that much interest easily ... People wey no wan pay before... Thief dealing with thief... Online loan app vs Nigerians

The reason the interest rate is so high is because many people don't plan to pay and never pay.
So, the people that paying the price for the defaulters.

einsteine:
You are obviously one of the jobless youths they employed as collection agents.

If you weren't, you would have understood that these apps are commiting crimes. Have you heard about usury laws? There is a limit to the amount of interest you can charge. In Lagos state, this is set to a maximum of 100% APR. This loan apps charge 30% every 7 days which is about 1500% APR, over 15 times the maximum rate. They also break the cybercime act by engaging in cyberstalking and privacy violation. Yet here you are claiming they are profit seeking. Being profit seeking does not give you a right to break laws. Scammers are profit seeking too.

You sound like an illiterate.
Lagos does not set interest rate or APR, CBN does.
Also, there is no such thing as usury as far as Nigeria is concerned.

Moreover, this loan companies are not commercial banks.
You either ban them entirely or leave them alone.

Since they are committing crimes, why not run to your well-regulated commercial banks?
Oh, you can't because they don't trust you and won't give you a dime unless you have collateral.

Stay off loan apps if you can't pay the interest.

MercySpeak:
Lol…when i just picked Nursing School form purposely for japaing.

Una no go discourage us. We go still run am!

I guess you only read the headline.
The headline is fake.
UK stopped "active" advertisement of health positions.
It didn't stop recruiting.
Any interested personnel can still apply to individual institutions.

agadez007:
The sentimental Yoruba mods won’t see all these
But will ban me for a little comment as this

Because I said tinubu is the real religious bigot,they banned me for days

Tinubu mods

It is the antispam bot that banned you, not a mod.
You must have used one of the forbidden words in your post.

Mumusaphire:
Rip. We should all give kudos to emefiele for the cashless policy, but due to lack of vision, political information for selfish reasons, they accused him of intentionally suffering Nigerians. What all our politicians knew in their mind that is d best policy. During cashless policy, did we hear about kidnappings, or terrorists killing?. We want better country, yet we don't want to sacrifice. What we should all demanded for that time is, they should make sure our banks network working perfectly without any issues. I read about one guy interview in Russia, he said for d past 10 to 15 years, its been doing cashless, but came for ATM due to when they cut off banks services. So what's so hard to adapt in Nigeria.

Kidnapping stopped due to elections period.
If you still can't wrap your head around it, why did Fulani herdsmen attacks
also stopped even though they only kill and not need ransom?

Finally, even if it works(it doesn't), it is foolish to destroy a country's economy
and cause untold economic hardship just to stop some kidnappers who will adapt within a short period.

figment232:
They should also look into their outrageous interest rates.for instance how can u borrow 20k and pay back 36k after 7days

Were you forced to borrow the money?
You went to Playstore, downloaded the app, registered and applied for a loan
with no threats employed in any of this process.

You have family and friends who can give you loan with zero interest
but you chose a profit driven company instead for obvious reasons.

You also have your normal banks who would also not give you loan without collateral.

No loan companies will give you a non-collateral loan at a normal interest rate.
Never.

Legitiscool:
why do we keep applying sentiment to analysis rather than reality

When has the north ever had a lower turnout than south, people who see politics as the only advantage they have in this country

A Muslim Muslim ticket would decimate whatever southern candidate coming, it's just organsm for northern Muslims

It didn't really get the needed boost because atiku presence defused it

Don't forget what tinubu got in south west would still be his, so south wouldn't even be in one house

If muslim muslim ticket was so important to Northerners, Atiku would have lost hands down.
In fact, a situation where all leading parties always field northerners should be ideal but here we are.
There is religious sentiment and there is pragmatic stability preferred by northern elites.

Even after the muslim muslim ticket won, the mood in the north did not show any sign of elation,
not even within extremists sect.
Aside from northern governors jostling for positions, it is as if the north is mourning or disinterested.

I think like many people you have mixed up idea about the relationship of northerners with religion/ethnicity.
It is never the same thing to them.

Legitiscool:
a Southerner obi contesting against tinubu alone would have made him toast

Don't forget tinubu went for Muslim Muslim in anticipation of such ticket which he can dismantle with his advantage up north

Don't forget obidients were hinging their victory only on the fact that north would share votes

I wonder how a Southerner in PDP would have survived the tsunami which only tinubu was going to have

You are wrong, any popular southerner would have defeated Tinubu hands down.
If only southerners were on the ballot, the turnout in the north would have been so small that a southern state vote
will swallow many northern ones.

You really didn't consider how much damage Buhari did to the country.

obawinner:
There is what we called critical skills category, what a nation needs to survive; teachers, farmers, doctors, nurses are in this category.

Nope.
Nigeria is not a communist country where workers can be coerced for the "good" of the state.
It doesn't matter what you call it. Slave labour has no other name.

obawinner:
in saner climes, it cost alot for medical student to be trained ranging from about 150million - 200Million naira to become a doctor, this foreign doctors owe student debts their entire life. In nigeria it cost only about less than N500,000 in a public institution with no debts. This cheap education is subsidized by tax payers fund, only for this medical students to complete studing for close to free medical courses in nigeria, their next motive is travelling abroad. this is unfair to the scope of nation building, the stand of the HORs isnt perfect, but its a right step in a right direction for the long run.

Every course in the Nigerian university is subsidized, yes all of them.
Why single out medicine alone and not bar all graduates from traveling abroad
until 5 years after graduation?

Conversion default ?

Mirakle69:
The earlier you start acclimitizing and getting used to Crypto and Cryptocurrency the better for you.

The future is Crypto!

The bold is what some goons used to bankrupt many gullible fellows.
There is no future for crypto as a widely accepted currency.

No practical reduction.
Some hateful posters seems to be immuned from penalties while
others merely reconfigure their words by using different spellings
or use dog whistles to make ethnic attacks.

You either need more mods or an intelligent AI that can read between the lines.

IranianSea:
The number of currency in circulation is enough. All bank ATMs are dispensing, no queue. POS are no more selling because everyone are using Opay and takes transfer.

You sound like one of the blockheads advising Emefiele on his failed policies.
Everyone is taking transfer, yet banks are still filled with withdrawal requests.
SMH

chymeze:
Funny thing is that they're making the guy look like he's being politically persecuted which is to his advantage because it'd make him gather much more sympathy votes from the people and make him even more popular amongst the people. Infact a recent poll that was carried out showed that since this Trump indictment thing began, his ratings among voters had increased at an unprecedented rate. I think the democrats just shot themselves in the foot by making Trump look like another Nelson Mandela.

Have you considered that the NY AG's plan is actually to get Trump to win the Republican primary?

Loverboi2cute:
don't talk like an ùrçhin abeg.. 🤮🤮🤮

Another one.
What happened to your Trump's prophecy and Biden stolen election?

Hmmn

Faber:
Trump is a real nigga...his 2024 re-election bid is sure...

Always remember to forget those who left you when you were down, Never forget to remember those who helped you, when you were down - Donald J . Trump

Stolen Irish quote.
Nothing intelligent can come from Trump's brain.

WhisperedNoise:
Wike has turned Rivers State to a joke. It's sad.
I don't understand the guts that politicians have that they freely subvert the will and choice of the people.


If Wike is so sure that the elections were free and fair, why is he behaving all silly and tyrannical? He should allow Tonye access to the materials. But no. Act like a thug. Intimidate people. Live like you won't die; live like you have a hundred lifetimes.


Posterity will not be kind to many politicians.

Are you claiming that Tonye Cole won or you just want to attack Wike for nothing?

This is the age of BVAS and irev, nobody can hide election materials.

tommy589:
Sometimes it goes beyond learning bad behavior or good parenting. How come some children from useless parents surprisingly turns out well

Exceptions exist.

But if you check the people they associate with outside, you will likely find your answer.

Phoen1X:
The last election revealed that jorubas has a large percentage of half igbos amongst their elites,and they are the only group thats vocal and not caught in tinubu's cultic chain insigina....seems falz is one of them.

Insanity is doing the same thing and expecting different results- Albert Einstein

You have moved away from religious divisions and latch on to half-ethnic divisions.
I can assure you it will still not work because you have no inkling of your perceived enemies
character and will.

JasonScoolari:
Wike needs to be arrested....

You guys want to turn police to political thugs to be unleashed on any disfavored politician.
But would be quick to claim tyranny when the same police is turned on you for political reasons.

morikee:
Haba make we dey fear God politics aside everyone knows that Audio wasn't doctored.

The audio contain real voices but was cut and join from different sources.
The leaker should have uploaded the full discussion without editing.

benjaminlawson:
That irregularities is what he is fighting for, this is an intensional irregularities and manipulation. All those people that cause the irregularities must be sacked and prosecuted including the chairman, how can you spend about 400 billion naira on something and come and tell Nigeria that you failed, is the person that appointed you use there own money to pay you, or collective tax payers money, until all those that compromised our electoral system are sacked and prosecuted, Nigeria will continue to make noise and demand for justice.

There are always irregularities in every country's election.
Remember Trump's "stolen votes" that he was harping about in 202?
The question is whether rectifying, adding and subtracting the numbers will
change the outcome.

Yorubalandlord:
Intel shows they are all yoruba, but somehow they look polish like ibos.

Now I know where the problem originated.

What's posh about those injured guys in the picture?
Unless we are looking at completely different images.

Solocoin:
So howo did Hope Uzodima who was 4th was able to be the Governor of Imo state?

Because there was no BVAS then and the loophole has now been closed.

Uzodinma thumbprinted his own ballot papers and then presented them to INEC.

INEC rejected his dubious result but he went to court that INEC lack the power to
reject his ballot papers and he was right then.
But now INEC now has the power to reject ballot papers according to the new electoral act
and also we have BVAS for definite verifications.

Freebills12:
[color=#000099][/color]

Bro for a PDP chieftain to say that Obi won Lagos State with about 900 thousand votes but it was slashed to 500 thousand, do you think they were lying?
For Peter Obi that I know to openly say that he won the election, he must have countable evidence. Unluckily for him INEC is not helping matter, but I know he has provisions for that.
I will just tell you to wait and watch the person of Peter Obi, in this election tribunal.

Yes, the PDP man was definitely lying just like any other politician.
If you observe Atiku and PDP's petition's move, they have been following LP and not
leading as the supposed party that came second. PDP's strategy is to use Obi to gain power.

The figure the man called is statistically impossible given the number of accredited voters in Lagos.

Don't just listen to people talk, you should check out the figures yourself as they in the public domain.
But as you said, let us wait for the tribunal where only facts and evidence matters.