₦airaland Forum

Munamoqel:
https://www.nairaland.com/7383985/former-senior-banker-becomes-cleaner

Average backward mentality. Looking down on people's jobs. To them, that is 'enjoyment'

The lady in that pic is a care worker not a cleaner. Irrespective, I have much more respect for her than a thieving PMB or BAT who frolics abroad on the livelihood of millions back home.

The lady who cleaned an apartment I lived in some years back drove a 2017 suv, went on holidays to nice locations at least 2x a year, had her mortgage well paid into and her kids going through UNI at no expense to her. She bothered not about expenses for her health needs which are freely served by the national service (where she was free to put in formal complaints as she saw fit). She had her pension pot accurals and worried not about her aged parents who were being housed and cared for by the government.
That is what I call enjoyment- a nation where most have a good life and a good chance at success.

Before you engage me further... understand that dignity in labour is my overriding principle.

Munamoqel:
another scam . Corona virus proofed other wise . Few death in Africa massive death in America

The good thing about the UK is the availability of good data.

African children are 'strong' but a child growing in Nigeria is over 20 times more likely to die before the age of 5 than his 'weak' counterpart in the UK
I see you glory in suffering.

Munamoqel:
7 million people waiting for Heathcare after scamming Nigerians Japarains after paying over 460 pounds for poor service .UK na scammers

.

Regarding cost of labour, yes it's relatively more expensive in the west but for very good reason.

It's the reason why;
-Irrespective of what job you do in most western nations, you'd get a liveable pay.
-The minimum wage in Nigeria equates to far less than 1usd/hr. Before you mention earning in naira, remember that your senators earn more than presidents of western nations.

There is dignity in labour. I have much more respect for he woman selling akara than a thieving politician.

Like I said earlier, in developed countries, the government needs you to work so you can contribute to the system and not depend on the government hence every job has a reasonable pay. In Nigeria, you need to work to survive. Hence why graduates earn less than 30k/month i.e less than 1400 per day.

https://businessday.ng/news/article/20bn-diaspora-remittances-4-times-fdi-investments-in-2021-buhari/


https://punchng.com/nigerians-in-diaspora-remit-65-34bn-in-three-years/

Thanks to remittances flowing in, at least the naira has not completely collapsed against the dollar. The average remittance per Nigerian abroad based on 2020 Diaspora population is $38,428.15 across three years.

A reminder that estimates put the number of Nigerians in diaspora at 1.7million- less than 1% of our population.

Brilliant Nigerians have made good name for themselves abroad. A lizard in Nigeria will not become a croc abroad.

In a bear market there are still some movts...
Some coyns are moving well against bitc0in.... These are opportunities for those already stuck in these coins to jump out/move to something safer and not necessarily for folks to take new positions
Eith and etc made good rallies before the merge. Now xrp and chilliz are pushing up.


Idea behind this is that any bull run would always start with a bitc0in rally. Also, should the market dip further, one is better off in bitc0in. As we've seen, very few coyns will outperform
bitc0in in a bear market. Hence, until the market has established a trend, bitc0in is usually the safest bet

Bnb is the only major who has been making new ATHs against bitc0in.... Also on the cusp of breaking out against eith.

I know it's the only deflationary major and binaz is looking at converting all other stable coin trading pairs aside usd.t into busd. Asides these, is there any bullish upcoming event driving it?


P.s. I'm not in a position as I don't think market conditions favour alyts. Also, I don't like buying alts when they are in price discovery against bitc0in.

Treadway:
the volume of your posts here is mind-boggling, yet i'm the one loitering. Once again, slow your role! Your positions and assumptions are wayyyy off. I have already stated my ONLY reason for considering travelling earlier. Conquering the world and having that mindset is what I'm preaching and living, but that isn't what the wave of Nigerians are doing. They want to just get to the white man's land. Which is why many won't even mind doing jobs they wouldn't touch with a ten-foot pole at home. And end up with humble, uninspiring lives. This is what most settle for and are ok with (you said so yourself), as long as it is in the white man's land. I never can quite understand that. Ciao!

Everyone has their legitimate 'only' reason for travelling. There is dignity in labour.
A lizard in Nigeria will not become a crocodile in the west.

CountVersailles:
Those are the kind of people who go abroad and are continually held back by their primitive success back in Nigeria. They can't compete on the world stage and they are satisfied with the mediocrity they are champions at back in Nigeria. We see them here all the time. Always complaining about how they were earning big back in Nigeria and can never get over that while they suffer in their survival jobs in downtown Toronto.

Hehe... Tell them to return if they were living better back home.

Funny enough, the chap belives a white man is better than him in every way. He has no business leaving Nigeria.
There are numerous examples of smart Nigerians doing well for themselves out there who would have been tied down by the shackles of tribalism/corruption back home...
I'd chose a society who rewards hardwork competence and labour over one who flavours in mediocrity.

Treadway:
says the one who took the easy way out. Shut your pie hole! Next!

Lol... In life, there is no easy way out. There's no medal given for being in one country or another. Many of the achievers we know are those who left their comfort zone to improve themselves, conquer other worlds and return. I'm sure you have remained where your ancestors originated.

Man has always been a migratory being and even within a nation, people migrate for different reasons. You could ask our leaders why they send their kids abroad to study and return to pick up the juicy jobs.

The fact that you loiter around the travel section shows you're interested in travel. Quite an irony.

Treadway:
your opinion. But you lot are missing the point of all this. Even fellow Christians like I am. So your blessings are only in another man's land? Ppl get a visa and do Thanksgiving? You lot don't see that there is a mental anomaly going on here. God does have a diff plan for everyone. For some, it is God's plan to move outside the shores of your country, but for most it is our own plan which comes from a very deep-seated place of inadequacy or inferiority. Like you legit believe you are not blessed and God hasn't answered your prayer until you go to the white man's land. One thing this thread and the many like it have proven is that the white man will always be superior. Pre or post colonization, even if there is a reset of the world today, the white man is and will always be 10x superior to the black man, EXCEPT ME sha. It is sad, really sad. I'm looking into start-up visas, due to the fact that the infrastructure to support my brain-child isn't yet available or firmly rooted in Nigeria. If that doesn't work, that's it. I ain't never gonna sell all I have built up here to get on a ship to the white man's land to hustle. My forefathers already did that.

You have an inferiority complex.
People like you don't thrive well outside the shores of this country. There are a lot of Nigerians changing the narrative out there

The guy looks more disgraceful than those he's supposedly trying to call out

deflover:
For now nasdaq is key
As long as we crash
Crypt0 will crash
I am watching the 11k support of nasdaq
If we take it out
Crypt0 will start a new wave of bear
So until we hold it
Stay away from buys

For now, crypt0 is highly correlated with the stock market and the wider economic blueprint. All said, markets are difficult to time...either top or bottom.

Over the past months, I've been slowly accumulating bitc0in below 20k. Should it dip to 12-14k, I'd buy more... If it doesn't, I'd just wait until an uptrend is confirmed and scale into alts.
At this stage, I believe the bottom is closer than the top. I tend to avoid alyts though.

Seandisputed:
What do you think about trustswap?

Don't know this coin

blackdodo:
Would you consider buying ETH right now?

I wouldn't. Not necessarily because of its usd value but more because of its betc value. It's formed an ugly deviation abv 0.08.
Post-merge, it's been selling off against betc and doesn't look good.

I'd rather be in bitc0in now and look to rotate into eith end of year/first quarter of next year

Siberia01:
whales targeted pumps

Doesn't look like... it is a monthly chart

What's causing chz to pump... is it the world cup?
Seems intent on reaching ATH against betc

Good day my people... holding strong thru the bear...

BTW, are you guys buying or not?
If buying what are you buying ?

When you understand that what we call okrika in Nigeria are clothes that have been discarded elsewhere, then you start asking yourself certain questions.

Clothes are cheap in Nigeria but we're buying discarded clothes from other nations...

If you're in any developed nation and clothes are your problem, simply go to any Salvation Army collection centre or recycling site and they'd freely give you enough clothes to last a lifetime.

truthsayer009:
First & foremost, my major concern is that when we speak about good parts of a certain country, we shouldn't berate others when they complain about the bad parts as well, there is freedom of speech to complain about things that affect you without people thinking you are trying to discourage them.

1/ Regarding your first point, I completely disagree with you. The road networks & tube networks in London are far more better than any other city. The bus transportation system is also far better. As far as I am concerned, there are better job opportunities there. Infact I know a lot of people who work remotely / hybrid from other cities with companies in London. The Nigerian community in London & any types of African communities are also larger. In terms of security, there are high crime prone areas & low crime prone areas. Those information are not hidden at all. You don't need a car AT ALL in London because buses get to every where, even midnights you can find your way with buses.

2/ Cost of living in the UK has risen a lot recently & a lot of energy bills & accommodation have doubled in the past 1 year, It is not hearsay. I am not complaining about this as this doesn't even me affect me.

3/ I don't understand why you or Nigerians compare their Abroad earnings to Nigerian earnings, you don't even live in Nigeria? So why are you comparing your pay for ONE DAY to cover feeding for a month in Nigeria, are your bills paid in Naira?

You are asking why we import clothes in Nigeria?! Does Nigeria produce clothes, apart from some industries in Aba where clothes are made, can the clothes produced in Nigeria be enough to cater for the demand of the population of Over 250 Million people?

This is why arguments online are sometimes pointless.

At the end of the day, to each his own. I believe if you can save 1000 pounds and above monthly & still live a good life in the Uk, then you're fine. I am tired of arguments abeg.

I doubt you have ever lived outside any major city in the UK. When you say the roads in London are better what exactly do you mean? In my town, I drive 20mins in any direction with little or no traffic. The busses are almost empty as most drive. Driving thru any major city in the UK is about the most inefficient means to travel. The reason why you have the tube e.t.c is to help decongest the roads. The roads in London are worst to drive on compared to any other part of the country. If I lived in London, I'd rather cycle than drive.

True, there are more job opportunities in any big city. Whereas, if you are in an established line of work, job opportunities mean less. What I'm more interested in is if the pay for my profession is higher in London than elsewhere. Answer is no. As a professional, I'd walk into any town in the UK and get a job. So 'job opportunities' mean little to me.

All the cry about cost of living in the UK is because inflation has risen to almost 10%. Let me ask, when was the last time inflation in Nigeria was 10%? Lol... if people in the UK are getting poorer by the day due to inflation, those in Nigeria are getting poorer by the minute. Can you tell me where accommodation has doubled in the past year?

Go read my post again. When I wrote on feeding, I said what I earn in the UK in one day will cover my cost of feeding for the month in the UK. Whereas, that proportion was much higher when I was living in Nigeria. In simple English, a much smaller percentage of earnings is spent on food in the UK that's why you dont have hungry children with plates begging for food in the UK. Food in any developed nation is extremely extremely cheap.

Regarding clothes, go to my post again. People buy clothes in the UK, wear them and discard. Those discarded clothes are taken to Nigeria and sold because the standard of living in Nigeria is much lower. How then can I say clothing in the UK is more expensive?
Like I always say, if you're working in the UK and you're worried about the cost of food and clothing, you need to ask yourself certain questions.


In all, every nation has it's good and bad sides. If you're a young intelligent professional with a legit means of travel, emigrating can be life changing

CountVersailles:
You must really be living in la-la land thinking that everyone was "struggling" in Nigeria before they left for Canada. So, apparently, it looks like you had a relatively comfortable life in Nigeria, but decided to emigrate nonetheless. In fact, una try. I wish you goodluck, because people like you na nostalgia no go make you think of how to better your life in a new country. You better dump that nostalgia and move on to actually differentiate yourself in a new society that doesn't care if you were earning big back in your home country.

let me add just for the sake of clarity that I wasn't "struggling" one bit in Nigeria before I moved. I was earning a very comfortable six-figure per month. Not per year, aunty. Per month. And thankfully, I'm also not "struggling" now. Still managing to save way more than I was earning per month back in Nigeria. But nostalgia didn't get me there. Neither did continual labouring over the thought that I was "enjoying" back in Nigeria.

The problem is that what many Nigerians consider 'enjoyment' is having little in the midst of poor folks so they can lord it over them. They'd rather be in a community where very few can afford cars than live in a country where having a car is seen as nothing.

They want to be able to employ fellow citizens as cooks, gatemen e.tc and pay them peanuts than live in a nation with good labour laws.
As far as they can afford private healthcare, they don't care if pregnant women are dying at home due to rundown state hospitals.

They want to enjoy the sight of millions of almajiris begging while their kids zoom off in air-conditioned cars.
Ask those who are talking about 'enjoyment' what they really mean by it and you'd be amazed

truthsayer009:
Have you ever lived in plateau state, Ibadan, Benin City or any where else different from the major cities like Lagos, Abuja, Kano or PH in Nigeria? Those places are actually functional & great to live but more country side, also cheaper to live in (If not for terrorism or security issues in Nigeria now). When it comes to job opportunities, you get more better in Lagos but living outside Lagos is best for every thing regarding food, quality of life and lifestyle.

......

I have lived in different parts of Nigeria including ABJ and different parts of UK including London. The post I quoted was berating the chap who said he moved to Newcastle from London. In UK, the smaller cities can many times be more liveable than London. In Nigeria, I'd get better roads, healthcare, security, education e.t.c in Abj than Plateau. It's mostly the opposite in the UK. One can comfortably send kids to state schools in many parts of SE & SW England as their schools of much better quality than London also with less knife crimes/drugs. Security, traffic e.t.c are better in smaller towns. The main advantage London offers for all is diversity.

Talking about pay, not many occupations would earn higher staying in London. If you do a job whose pay is similar nationwide, many times, you're better off moving out. In many parts of Southern England, they're no scarcity of folks who sold their properties in London to move south- many times to retire. There's a reason why house prices in parts of the SW shot up 20% in a single year over the pandemic.

After a stint in different parts of UK, I now live in a small southern town with a budding Nigerian community. All Nigerians I've met there have legitimate papers and many are rising up the economic ladder quickly. Most have good mortgages and a few are onto their second house (while the first is rented out) all within 5 yrs of coming over. Kids growing up have strong Nigerians in their community to look upto. Also roads in London are not better than where I live. I don't juggle with excess traffic when I drive to work.

Talking about cost of living, take a step back and understand how developed nations are structured. The UK needs citizens to work and pay taxes so you don't have to rely on the government to survive. In Nigeria, you need to work to survive. That means the UK is structured in a way that for virtually most jobs, if you plan well, you'd lead a reasonable life.

I used the word relatively cheap i.e affordable. When compared to the general income of others, I was in a higher earning bracket in Nigeria than the UK. Yet my pay for one day here will cover my feeding for a month with change. I wear branded items and I do not even consider what I spend on clothing as significant expenditure. My shoes last longer than I want them to and their cost price is hardly ever more than my pay for 1-2hrs (that is even when I don't target sales). I cannot say these for when I lived in Nigeria. If clothing was so cheap in Nigeria, why then are we importing old clothes from other nations?

When you understand affordability, you'd see that basic necessities of living (food, shelter, health, security) are significantly more expensive in Africa than the West. The major things more expensive there are accommodation (debatable) and labour (for good reason)

sisisioge:
Thank you....you are so right. Happy now? I think I've responded enough on this matter. Cheers.

Typical... when confronted with facts...

sisisioge:
Whew! All of you folks that were really "struggling" before leaving naija sef that are currently enjoying the "relief"...its always so hard for you to belief others are not "north east" materials....e no matter sha. All of us go dey alright last last. How your double shift?

It has absolutely nothing to do with struggle. If you have adequate plans and a legal means of migration moving when one is single and free of commitment is most times very rewarding. Our IT folks, heathcare workers e.t.c who leave were relatively well paid in Nigeria. There's a reason why these bright heads leave and very few regret it.

There are loads of Nigerians who are doing well much themselves out there and rising up the social ladder quickly.

Again, you fall into the Nigerian fallacy of class

truthsayer009:
Your points are valid in some areas, but may not be valid when compared to earning 3600 CAD. You didn't actually break down and justify why you aren't able to save more than 200 CAD in a month. You should still be able to save more than that.

I agree that saving abroad can be hard, also it is easier to earn 600k to 1M as a single lady in Nigeria. Usually most people that Japa may not have this knowledge, they might be on a 200 - 400k range. So earning $1400 CAD might sound like a lot to them. If you were earning really well before you travelled, you might be angry with your experience when you move, seeing that you spend more than 30 - 50 percent of your monthly earnings on rent which doesn't make sense.

For example, going by this thread, a lot of people cannot even live in major cities, they have to move up-north where ever they live to be able to afford rent & basic lifestyle, It's like moving from Lagos to Plateau State to just be able to live a normal life.

Aside accommodation, virtually every other expense of daily living is relatively cheaper in a western nation.

Talking about major cities and using UK as the example the person used it's certainly not equivalent to plateau vs lagos. In the UK, the difference between different areas are not as with Nigeria. Once again, this is something you'd fail to grasp if you've not lived there. If you're able to retain your income outside the big cities, then leaving the big cities is a very sensible thing to do.
You'd get better accommodation, better transport, safer environment, better schools, better environment for kids out of those big cities. There's a reason why many white folks leave/retire out of the big cities when they've made good money except they're in very prime locations. With covid, most who can now work partly from home have left the big cities to live a much better life in the surburbs.

sisisioge:
See you with your caustic mouth, na everybody no go school because you dey Canny ba? By the way, no be rumour, na experience I share. As if you no go pay tax and your bills are limited to that....before we start with the loans you're servicing. By the way, when I dey naija, a lot of my circle were earning way more than $1400 per month....don't use your limited experience to judge others. Na survival make crayfish bend biko.

When people abroad say someone earns 3600 a month, what they mean is take home pay after tax. Aside accommodation (which is same for all developed nations), most other expenditure -food, clothing e.t.c are relatively cheaper.
It's much easier for a single person to live a reasonable life and save on a good pay in Canada than it is in Nigeria.

sisisioge:
I said let me add this....how will one add that one bought a winter coat for almost 400CAD? Isn't that from the same little income? That's like crazy!

Lol... It's quite clear when it's google search someone is relying on.
Like I said earlier, clothing is hardly an expense you take note of in a developed society. The clothes people buy as okrika in Nigeria are clothes which have been given away or discarded.

yusfaith78:
I have been on Nairaland long enough to know that some people will sleep and have a dream that the have a good and job and big money then they will wake up and come online to drag about what they actually don’t have. I just ignore them. To prove my point look at this one that has been condemning people that relocate to the UK.

Interesting... quite typical of such toxicities.

What I always find intriguing is that majority of those who keep mentioning taxes and bills have not even left the country. If you read posts by those working and earning abroad, they're not as bothered cos they know the benefits of paying the taxes are very well worth it and add up at the end of the day.

ednut1:
so how are nigerians saving between 20k to 80k dols for down payment Once you get a good job and live within your means. You will be able to save.Many of my friends are doing 1k to 2k savings . i have a married friend who are doing over4k a month savings o. If you are doing hustling jobs and overtime you will save more than that. But the average oyinbo saves nothing, they spend all their salary

There are a good number of Nigerians abroad doing well. Alot are increasing their housing portfolio quite quick. Some came relatively recent and are yet to get permanent stay even but are doing well for themselves.

As with everything, there are always different sides

yusfaith78:
Thanks…… I’m old enough to know who to argue with. I just feel like I should share my experience for those that might need information. I noticed most people that condemned migrating to US, UK or any other western countries are those that have never actually lived there. I believe in giving correct information

True.. A good number who keep screaming 'bills' have not stepped outside there

zamirikpo:
Hello.....I know this must have been discussed here by....but with over 2000pages ,it'll be difficult to trace.

Well my concern is with this TB investment and the capacity of this government or the next to payback. I know govt can always print money but at wot point is it impossible to continue to print.

Nigerias debt profile is brutal......loan repayment is over 80% of our revenue.

I'm just concerned........uncertainty is too much

The CBN shouldn't have issues repaying debt denominated in naira.
TBs and Bonds are still about the safest domestic investment vehicles. If there was concern about the TBs defaulting, then you'd have bigger things to worry about

As of July, our debt to revenue ration was 118%. i.e, the only way of meeting up is by borrowing more (i.e a ponzi) or printing more money. The foreign denomi debt is CBNs headache as they can't print forex.

The real concern (which has been raised here before) is about the actual return on investment. Since the current turn of inflation + devaluation which has been ongoing since 2014, I have struggled to see any well established local investment vehicle that has given positive ROI when seen in real terms.

@op were you still able to subscribe with an atm card? I gather most cards don't work with Spotify

Miracood2:
A 22 years old is not a minor

Read my post again..... This time, slowly.