₦airaland Forum

dominique:
But the boy was not kidnapped or coerced to donate his kidney, he offered to. He was the one willing to sell his kidney to highest bidder so why make him a victim? Ekweremadu is a corrupt politician that deserves to be flung in jail for stealing but that boy is no victim! He agreed to it, he's not underaged neither is he mentally unfit to decide on his own. I hope the UK authorities deports his snaky ass.

The UK and most countries rightly have strong laws against buying and selling organs for reasons lime this.

If Dangote decides to take an almajiri off the street and take him to UK to become his slave then he should serve same sentence.
Saying that someone chose to be a slave or sell their organs should not go against basic laws of humanity

Kacek:
Hello, Please can someone help with this question.
The 20hours limit for 2nd employment on Tier 2 visa, does it include overtime hours?

The 20hr limit does not include extra work or overtime with your primary employer i.e employer who is sponsoring your visa.

It only comes into play if you want to do extra hours elsewhere.
If you are a healthcare worker, that limit has been lifter till June

KOVIC19COVID20:
Stocks & Shares ISA.

Last year, a veteran on this thread shared a link. I downloaded Freetrade app. I have been saving for house deposit using moneybox LISA.
Now, I am in position to be saving £100 weekly. I would really like to be buying sticks & shares on the Freetrade app.

My problem is, I don’t know which ones to buy. What constitutes intelligent buying. And which ones to avoid.

Please can people help me? I understand you will always add the ‘No financial advise’ disclaimer. But please. Any pointers? Or sharing of experiences?

Please help.

@Justwise
@TheGuyFromHR
@Lexusg430
@Ralphlauren
@Solumtoya
@LagosIsMyHome

You could start from this video series... if looking to invest for the longterm (as it should be), there are a few books you should consider reading.
In summary, a passive fund that tracks most of the global market would overtime give you stress-free and cheap return


https://www.youtube.com/watch?v=_chiIIxMGl0

DoDirtsLikeWorm:
6£ said you done cross the bridge?
You dey YouKay already...Dey play

What you said ought to be the way forward, but what U're saying is tantamount to shutting the door behind you...Dont

It's not wrong to report such extortion.

jum33:
I dont think there is any alternative o when it come to taking another empoyment as a sponsored skilled worker as his current employer has a big role to play in the process of changing sponsored jobs .
By law he can't bypass his current employer to take another sponsored employement elsewhere as UKVI cannot even grant him a new COS if his current employer doesnt cancel the current one .Since he still has a binding contract on his neck , he just have to find a way of settlling his contact with his current employer so that he can be gracefully released without any issue.
But come to think of it ,this naija employer wicked no be small sha ,5 years binding contract to work as dom carer ? impossicant i am yet to see any carer that can achieve that without breaking his/her back

That's not true.

You can leave a job with 3 yr cos even 6 weeks after starting provided you have given your notice period.
There are clear laws against anti-slavery and poor labour tactics. If the employer messes up, they stand to loose more.

Macktaob:
@jedisco, @Saylor1, if only we could get your insights and copy trade you just like before.

Bear market has been slow but I trade and check charts much less..

My pattern of trading betece has been simple and streamlined to worked well over time.

I use the 21wk ema. Once bitc0in broke above I waited for a successful retest and placed bids at 21.3k. Those could be my last bitc0in purchase for sometime.. except those numbers are hit again or another retest of that average around 24k.

Below this average, alts are hot potato. For the last year when bitc0in was below this average, alts have been so knackered. Given the drawdown, I believe the risk:reward for the medium term is more in favour of alts. Some have been so knocked down that if bitc0in holds steady, they'd easily see 2x. Concern is how they'd fare should bitc0in dip further.

nabiz:
Reading your mind it seems you don't actually understand the meaning of NEXT OF KING. Your next of King is not thr per to inherit your assets if you are no more. There is different between Will and next of king. Next of king is a person to be contact in case of emergency or who will help you do what you can not do for yourself. While will is some one you authorize to benefit your property in case of your dead. I may be wrong sha

Next of kin not king

PulaPower:
She said before she left for Dubai, “Madam had said I would pay her N5 million when I get here. I told her the money was too much but she told me that when I get here and find out that the other girls here are not paying up to that I should let her know, but that it is N5 million that all the girls in Dubai are paying.”

This particular scenario isn't trafficking tho cuz she was informed before leaving naija..

Could you shut up!
I hope the law catches up with such people

crows2ravens:
Causes of loneliness abroad, not only UK:
* Most people do shifts, and the weekend pays are higher. So it is uncommon for friends to be off-duty on same days, or even same time of the day. No time to visit or hangout.
* Working abroad is not like Nigeria where you will have time to gist with your colleagues during work hours. Even if you're not that busy at work, it's unethical to leave your workstation without good reason.
* It's common to have a chat with your neighbours in Nigeria but in the UK except you have Nigerian neighbours (Indians too like to make friends), you might not even know them. Most people mind their business even in shared houses.
* Other places to quickly make friends are churches and mosques, and many people don't attend them in the UK.
* Hangouts (bars and clubs) are not cheap like Nigeria. Friends also hangout less.
* Except you've been friends from home, Nigerians are very careful with making new Nigerian friends abroad. We all know why - we don't trust one another that much.
* You can't hear people discussing politics or sports (football) or "the situation of the country" in the bus or train. Not even someone speaking loudly on the phone. No "conductor my change" or "Jibowu wá o" or "driver take it easy oo" or two drivers quarrelling after bashing their cars - all those drama that keep your mind busy when you are moving around in Naija.

Despite all that no one of them had returned home!

Also, most Nigerians grew in a different cultural environment and do not engage with some activities folks abroad socialise with. Sometimes, they see it as a waste of time or money e.g riding or running clubs etc. There are a number of means to have fun but folks would rather pick up extra shift

ukay2:
l do NYSE stocks with S&S ISA

I am already on NHS pensions.....won't SIPP want me to take my NHS pension contributions to SIPP?

l am currently happy with the NHS pension contribution

From what I gather, passive index funds have been proven to outperform individual stock picks or actively managed funds in most markets for a significant majority or people moreso over the longterm. What has been your experience with your picks?

NHS pensions are great but have been cut down over the years with current schemes. It's a defined benefit scheme so it's more like you're paying for a subscription and what you get is not a direct link of what you put in unlike other kinds of pension. Also, from what I gather, the sweet spot for NHS pensions is for low to mid earners. For high earners, its not as good as portrayed.

Whether you have a SIPP or LISA depends on your individual circumstance. If the NHS pension would sustain your required lifestyle in later years, then that'd suffice.
For mid-high earners, a combination of government pension, SIPP and LISA can be a good mix as they all have areas where they excel the most.

ukay2:
I am putting the amount l stated in both for the past 3 years...

l will ring HMRC for adjustments next week.....

thanks

A SIPP is also a good investment vehicle. Yes, you'd have to wait but it's highly tax efficient. You get 20% tax relief initially. And if you're a higher or additional rate payer, you can claim an extra 20 or 25% respectively.
For a higher rate payer, youre effectively putting £12 to get £20 which is then invested.

For S&S ISA, what are you invested in - stocks, bonds, funds or a mix?

ukay2:
New tax year begins today...


1.LISA...£4000

2.STOCKS AND SHARES ISA....£20,000

Start today to make good use of them..

The total ISA allowance is 20k. It's cumulative of all forms of ISA held.
Hence if 4k is put in a LISA, you can only put 16k in a S&S ISA

Controlla123:
But then, in case anyone has connect to jobs in Newark New Jersey. Don't hesitate to reach out!!

Abeg oo🤲🏿

Excessive begging and yes ma yes sir makes you come acroos as naive abd easy to dupe.

For a 40yr old, why can't you call her by her first name?

Stanley08:
Hmmnn... This would take 30 mins tops on my own Starlink

The site it was downloaded from would also affect the download speed

Hamzashaf99:
This madee remember Jedisco. He never promoted any coin even when he shared his charts. Just shared his ideas and what he does.

Will we see such times again on this thread?

Kudos if you survived the last year

IMO... its still BeTC>> EiTH>> other Alts..

I've been heavily in betece for a while... Just set my first eith bid in months...

Ibime:
Call to jedisco, Openheaven, Singapore1 to update us on thoughts on the market. Boys done dey become more active. Your input is appreciated as always

Hope you survived?

What stuff are you in?

Game on it seems...

Lots of volatility expected.

Bounces have been as brutal as earlier selloffs were.

Not time to micromanage IMO, just sit back, be in good stuff and observe.

Thamesbridge:
https://www.nairaland.com/7372880/canada-humble-miss-cheap-nigerian

With reference to this thread I made when I knewly moved to Canada.

I have some gist for you. Eight months after I moved to Canada I was able to taste pussy, thanks to a beautiful Uganda lady.

Lemme tell you, when I was in Nigeria, I used to hear that oyibo dey rush black men. When I got here I realised it was all fallacies and lies. Oyibo women doesn't give a fvck about black men except you are a celebrity, rich athletic or sports personality or one rich popular dude.

The same pussy I change every week in Nigeria was what took me Eight months to see here.

There's money here once you are working and there are Jobs everywhere in Canada, but working without pussy sometimes is not really cool.

Some of them can be tempting, while I was waiting for bus at a bus stop, two girls were dancing and shaking yansh for me, not that they like or want you, but they just wanna do it. Just ignore them and swallow saliva, you will be alright

Lol @op... should be more civil in your language.

Loud it to folks on NL who've never seen airport but keep repeating 'why not go abroad and marry thinking those abroad are saints' cos they think black men are sought after abroad because of their big gbola. There are ways for easier access but no one wants a problematic lady.

Fact is sex is cheap everywhere even moreso abroad but there are cultural differences moreso in the ways folks date. Also, poverty in 9ja cheapens sex. That many African nations are not doing well and there are a number of struggling black folks abroad does not the wrong perception the average person has about Africans

Klass99:
Is the guy Nigerian? 🤣

Why on earth do you want to delay such an important conversation?

Omoh your story has me so distracted from the work/tasks in front of me. Abeg o, make I face front I'll try and catch up later.

When a fly settles on ones scrotum, you know that force is not the only answer.

The country of residence and fact they're married are reasons why he needs to think things through

Queendera:
the problem is not the guys but the married women.

A single guy is not under any obligation or oath to love and cherish.

He's not bound by any law and made no promises.

It is the women who should honor the contract of marriage. So she's to blame.

Honestly, I can't blame a single guy in this situation but the married women who have lost all respect for their marriage and home.

I mean, her marriage is only worth a few handbags?

Quite sad... the single guy would be revelling in his 'prowess'

The annoying thing is the reason behind cheating. She earns enough to cover her expenses well with something to spare. This is the time they should be talking about building for the future.

GEEBITE:
Maintain your calm for the rest of your studies. Ensure you return back to NIGERIA immediately after your studies and show no interest in post study work visa. When you get back to Nigeria you can apply from here without her. Her stay in UK after study is consequent upon you for now. Dont let her know any of your plans concernig staying after completion of studies. She can find a legal loophole to stay if you become aggressive and confrontational. Also do not get her pregnant.

I see you understand the system. Main issue is she not getting pregnant. That muddies the water.

Trying to divorce in the UK is messy. She might turn the story around to find a loophole that suits her.

EJEHSON:
Bro, I've read carefully through your write-up. Your wife is not someone who will cooperate with you in future. She's still explaining stuff to you now because she's yet to find her feet in UK. Wait make she get her ground well, you go see shege. Before you take your woman abroad, study and know what she's capable of doing first if not all your efforts will eventually end in premium tears.
Am in a state of confusion right now because am preparing to travel as well. My wife is very faithful and she's not the cheating type but I'm afraid Because she can be rude and arrogant most times. Am afraid she might use the advantages over there against me.
So she might remain here with my kids while I hustle there and bring home.
As for your wife. Pet her small small, tell her you guys should come for few weeks holiday in Nigeria. As soon as you guys enter, deceive her and make sure you collect the money she has, try to get hold of the passport as well and move back alone. You can divorce her if you like but don't take her there again.

If you see yourself living abroad for a longtime, then the earlier you plan towards getting your family over the better. Except you want to have another family over there.

P.s. it's futile trying to just seize her passport. There are cleaner ways of going about it

Insultme:
Thanks for the advise.
You're all going to hear the end of the story when the time comes.

@op, its a tricky one being married and I understand your cold feet.

Truth is that people hardly change. She's cheating for frivolities and likely to continue which would only bring you more pain. She earns more than enough to cover her reasonable expenditure.

If she is not pregnant yet, avoid getting her pregnant until you've made your mind up.

My take would be this lady is unlikely to change and it's best and easier to part ways now than 10yrs in. All you'd lose now is the heartbreak. You don’t have a house to give up or child support to pay which would likely be the case 10yrs in.

The ultimate decision lies with you- split or try to resolve your rship.
How you go about confronting her needs to be looked thru.

P.s. did she show signs of materialism or infidelity when you guys dated?

Karlifate:
This is a case of see finish;

1. The OP has a very weak (masculine) frame.

2. The OP fell for the "I'm lonely" trap — Doesn't she have family members, trusted friends etc in Nigeria — You failed the shit test, because you should have proffered a better alternative.

3. The OP is passive-agressive & can't take decisive actions.

4. The OP has already made up his mind to continue with this situationship due to sunk cost fallacy — He's scared of losing his "investment"

5. In conclusion, no matter the advice you give him here, he won't adhere to it, until he gets burnt 🔥 in reality.


Au revoir!

Good points in all. But I disagree with no 2.

As a young chap, if he had serious misgivings about moving with his wife, then the question becomes why get married to her in the first place?

She would have still been cheating in Nigeria. Even if he delayed her coming by 5 yrs + 2 kids, nothing still stops her from being randy.

The idea of coming as a young couple is because if they work together as a team, they can push farther faster

abobote:
Why will someone even think of marrying before going abroad.
So sorry for all your, just divorce her and move on.

My advice, before you spend much on a girlfriend or fiancee, make sure you impregnate her, so that when she disappoints, you won't lose all

Having a child in such situations in the UK only makes things worse.
If there is a child involved, the @OPs situation becomes more complex

Kobojunkie:
Well, majority are poor because their parents choose to multiply in poverty. .

Reproduction is an inate right.

The best way to sustainably reduce reproduction rate is by good access to education and lifting people out of poverty

If the parents had the opportunity, they'd have made better choices.

The government together with the few who control production and capital in our economy have an overwhelming say on the outcomes of millions irrespective of how hard they work. The only joker should be a free and fair election which the elite have also robbed.

Yusufisraelj:
Interesting I see, again I strongly disagree.

These are facts of how life works.
Travel around and see the stateof many families. How much 'hardwork' would make a good number escape poverty. They cant afford health, education, own properties e.t.c

There's a reason why the very wealthy would always say making the first $1m was the hardest. Followedby by 10 and then 100

It's the reason why western nations have devised means to help level the field- a merit-based system, higher tax rates for the rich and benefits for the poor, affordable universal education e.t.c even at that, the facts still remain and there's widening inequality.

There's a reason Jesus said: For to him who has will more be given; and from him who has not, even what he has will be taken away. — Mark 4:25, This is a fundamental principle of life

saladinnoir:
Wealth can not be created without opportunity.

The economy is in the hands of those that control the means of production and capital. The nigerian people have neither.

The people can not be productive in an incondusive enviroment. Developed countries have the highest amount of wealthy people because they are already developed and have the capacity to create wealth.

The economy makes the people not vice versa.

The government, upper classes and capitalists are not the people and do not represent them or their best interest. And so the nigerian economy is not geared to benefit the nigerian people.

Businesses in developed countries are heavily subsidized. Their goverments frequently bail them out of financial crises. A lot of foreign companies would have collapsed with out goverment intervention through out the years

True.

Fact is wealth is many times a mix of opportunity, the right environment, hardwork and some favour (some would say luck or happenstance)

Nigeria as structured today leaves very little opportunity for her poor masses to escape poverty

emmaodet:


My brodaaa and do you know the funniest thing about being poor? You would be tagged Lazy no matter how hardworking you are.
It is a crazy society and if happens in every sector of life though more pronounce with finance.
Just the way no matter how a student reads, do overnight reading without sleeping, solves past questions, goes for tutorials, if he/she doesn't pass but fails, that person would be automatically tagged as Olodo, unserious and lazy student.
Society doesn't even care to know our weakness and strong skills or talent we have.
Provided you fail in whatever you do, you are termed a Failure, Lazy and Useless

Fact is in a country like Nigeria, most are poor for no fault of theirs.

What are the chances of any of the 20million almajiri escaping poverty?

Yusufisraelj:
Brilliant

@Mekuseh11

Poverty is a reflection of your own inadequacies in thinking, discipline and implementation, you can change that when you decide to become better. The issue of marriage is a different ball game all together, a person who decides to marry a poor person who isn't lazy and is willing to learn, hasn't really married a poor person with time that will change, but a person who marries a lazy poor person is in trouble, this is what should be emphasized, so also if you marry a rich lazy person, money fit run dry. Cheers

Not true.

The best chance of being a millionaire is by being born into a family that has millions. This has been the case for ages. Those who have are more likely to get more until a treshold is reached. Yes, we like to celebrate those who went from grass to the top. We forget these are rare outliers.

Ideas are cheap, very cheap. Everybody has one. Warren Buffet said the main reason he was a billionaire was because he was born in America, and born in a time when knowledge of modern finance was a treasured asset.

Point is most of the reason why alot of Nigerians are poor is no fault of theirs. Over the last 10yrs, many have been pushed into poverty irrespective of their effors simply because running the economy are doing a bad job.

@op... what have Nigerian guys turned tinder too?

I guess these ladies are hooking up with foreigners