₦airaland Forum

Truth234:
The Nigerian Inter-Bank Settlement System, on Thursday said the banking industry lost the sum of N12.30 billion to various frauds between 2014 and 2017.

Managing Director, NIBBS, Mr Adebisi Shonubi, disclosed this at the third Annual Banking Security Summit organised by MAXUT Consulting in partnership with OneSpan, a global data security company in Lagos.

Shonubi said the figure was lost in 41,461 fraud cases between 2014 and 2017.

Specifically, he noted that 2014 fraud volume stood at 1,461, 10,743 (2015), 19,531 in 2016 and 25,043 in 2017.

He said, “Industry fraud overview with focus on mobile & payments related frauds,” Shonubi said the industry lost N6.22 billion in 2014 on attempted fraud value of N7.76 billion

Shonubi who was represented by Mr Olufemi Fadairo, Head, Industry Security Services, said the sum of N2.26 billion was lost in 2015 on attempted fraud value of N4.37 billion in 2015.

According to him, the industry lost the sum of N2.19 billion in 2016 on attempted fraud value of N4.37 billion.

Shonubi said gender fraud analysis during the period showed males accounted for 73 per cent, while females accounted for 23 per cent.

He said more fraud cases were reported in 2017, with an increase of 28 per cent compared with 2016 but with less financial loss.

On fraud channel, Shonubi said the Automated Teller Machine accounted for the highest fraud in 2017 with an actual loss of N497.64 million with a fraud volume of 9,823.

According to him, mobile trailed with N347.65 million loss on 5,055 fraud volume, while across the counter transactions accounted for N259. 02 million loss in 314 fraud volume.

He said “While fraud trend is generally on the decline, mobile fraud trend alone is on the increase.”

Shonubi said mobile fraud would overtake ATM fraud by 2020 with the rate of increasing fraud in the channel.

He listed the top three mobile threats in Nigeria to include phone theft, SIM swaps and kidnaps.

Shonubi, however, called on Nigerians to shield themselves by ensuring phone lock, SIM lock, swap/recycle checks.

http://investorsking.com/banks-lost-n12-3bn-to-fraudsters-in-four-years-nibss/

ybalogs:
We're getting there. Hair cover or Hijab, all that matters is for her to dress modestly as Islam has ordered.

basic23111:
what is d different, Islam all d way. let our girl dress proper

Alhaji1970:
Hair cover = Hijab. The difference is in the language
حجاب

Alhamdulillah

Wailers can jump to Lagos Lagoon then tell God that they hated Hijab

obailala:
I seriously don't understand why this must be an issue we should be dwelling on as a nation. If a person for whatever religious reason insists they must cover their hair, why can't there be flexibility in the legal system? .. Laws are made for men and not men for laws.

ybalogs:
Read about Hijab first then come back to comment as you definitely don't know what Hijab means/is.

Ovamboland:
They used political appointments and promise of second Niger bridge to isolate SE from voting out gej in 2015, and they fell for the scam. Now concrete and verifiable projects are been used to entice the SW and you expect them to reject it for uncertainty?

weyreypey:
How does this help atone for the metro rail cancelled by Buhari despite still paying the full amount? He deserves knocks. Not kudo

TundeBricklayer:
Yoruba discrimination is worst, and more violence, you guys lost Ilorin to Fulani because of hated among yourselves, many violence among Christians and Muslims, your people are killed like fowls for rituals, Yorubas and Eguns fight, Ondo hate to marry Ogun, can you show me fight and kill themselves because of hate
[b]Bloodbath as Muslims in Oyo fight over praying ground in Igboora in Igboora town, Ibarapa East Local Government Area of Oyo State[/b]

AS Muslims celebrated Eid-el-Fitr on Friday, hell was let loose when the faithful turned against one another, injuring many over claims of right to Eid Praying Ground by two Islamic groups from Igboora and Igbole communities.

Saturday Tribune learnt that the property of the traditional ruler of Igbole, the Asao of Igbole, Apostle Olusanjo Ojo was not also spared as his Sport Utility Vehicle was razed, while another car and the palace were vandalised.

Seven people, including the Chief Imams of Igbole and Igboora have been arrested, while five motorcycles said to have been used to convey those who fomented trouble to the scene were also recovered, along with some dangerous weapons.

Trouble was said to have started when the Chief Imam of Igboora, Alhaji Alobalowo went to Igbole Praying Ground, said to have been donated to the Muslim community, to lead prayers, but met stiff resistance from the Chief Imam of Igbole and his supporters who said that Alobalowo had no right to the ground because it was situated outside his community.

The argument over whose right it was to lead prayers at the ground reportedly broke into a fracas, with different weapons like cutlasses, axes, sticks and stones used by the two groups to fight one another.

Saturday Tribune learnt that it took the intervention of the Area Commander of Ibarapa Area Command, ACP Sola Oketuyi, who led policemen and operatives of the Special Anti-Robbery Squad (SARS) to the community to quell the fight and restore normalcy.

The Igbole Muslim faithful allegedly destroyed the Igbole traditional ruler’s property because, according to a senior police officer, they claimed he was supporting the Chief Imam of Igboora against his own community’s Imam.

Giving a background into the problem that led to Friday’s fracas, a source who spoke under the condition of anonymity said that the fight had been on for about seven years after the death of the Chief Imam who was leading the two communities in prayers.

According to the source, “two people have been fighting over the leadership of Muslim faithful during Islamic festivities, after the death of the former Chief Imam. The case was taken to court and the Chief Imam of Igboora won.”

okwabayi:
Do all these nairalanders share one brain? All of them are writing the same comment verbatim. Is this forum occupied by one man with hundreds of accounts or the population here can't string intelligently unique comments?

Is he the one who works in Microsoft? I'm surprised Obasanjo being so old has such a young son, the same as TY Danjuma. So the time these old men were busy brutalizing Nigerians during the military era they had no offspring? It's understandable: people without children are normally wicked.

Cyynthialove:
Cyynthialove has said this before and there is need for repetition. .. . .......

Rivalry, agreement and disagreement are inevitable because those things are characteristics of human beings . Once you remove the aforementioned, then humanity seize to exist.
Even here in Yoruba land, the discrimination is stronger than we thought. Ife and Modakeke no dey take eyes see each other, Ife don't marry Modakeke and vice versa.
What of Ogun ?, some of my people are afraid to marry Ogun man due to juju. As for Ijebu, we see them as lesser yorubas due to their weird life style. We have no regards for them.
I don't want to discuss much about Christian Yorubas vs Muslim Yorubas because even kids can read the handwriting on the wall concerning such matter.
Is it about how Muslim yorubas dominated the civil service without considering Christian Yorubas in the civil service in Lagos until Ambode came on ?
Or is it about how Muslims are building their places of worship in the whole Local govt headquarters in Lagos without Christians having where they clap their hands ?
Or is it about how Tinibu wanted to plant another Muslim governor in Lag govt house until public outcry , hence the nomination of Ambode ?
Should I discuss about Osun hijab crisis ?

Meanwhile, the Op is not who you think he's and he's still the same person that cemented fourth on this thread.

RareDiamonds:
Nobody hates Ndi Ebonyi. The shameful rants and actions of few m0rons in Igboland SHOULD NEVER BE INTERPRETED TO MEAN THAT THE GREAT IGBO NATION HATES EBONYI WHOSE PEOPLE AND LAND ARE BLESSED BY GOD. These mor0n are in every tribe. The Yorubas view the Ekitis, Ijebus, Ilajes and Egun in a very bad light, see them as inferior and have low regards for them. The Hausas consider some hausa states as Hausa Banza which means bastard hausa states even the Fulanis consider some of themselves as inferior and servants.

merrypakman:
He would have listened to his mum!

yemmight:
When the mother was making all the noise, they never listened. They also prevented her from attending the wedding. Before now, that wedding never lasted a day.

DrGoodman:
What's your advice on the number of skulls being cut in the southwest theae days?

Locusstandi:
Wawa Vs Osu Vs Abakaliki Vs mgbeke VS TRUE BLOOD.


1,2,3 ready, Fight.

Make I dey one corner they watch how inyaminri go take finish themselves.

flyca:
If ever a company employs two young graduates (one first class graduate and a third class graduate) into the same job roles, to do the same things, for the same pay, that company is on it's track to failure because obviously, they understand neither hard work nor encourage hard work. Except the third class person has done something really extraordinary (through hard work still) to prove this capabilities and potentials. Or if it's back door recruitment, which brings me back to my first point, that such a company is set up for failure.

However, if a third class graduate is employed for another role in the company (say clerical work or something) where his first class classmate is the manager, then after some time, he starts to make trouble in the company with the usual cliche "after all we took the same courses and blablabla", he is bringing anarchy into the system. Such a person should be given a hot seat!

It is just like a driver telling his Oga, "after all I have driven you for 20 years, I know this car more than you. I am even older than you."
So? Does it make the car his own? See how people cause wahala?

These are just examples o, to explain how people can bring chaos into a system. It does NOT apply to the subject matter of this topic.

Main point is that, in whatever organization you are, do your own role, take your salary go home! Don't look into another person's.
If you are employed as a nurse in a hospital, beautiful. Hospitals need you, yes! Patients need you more, sure! But please don't go there and be rubbing shoulders with the doctors with these "after all" statements. It's annoying, sentiments aside.

FlirtyKaren:
Romelu Lukaku, who is currently representing Belgium at the ongoing FIFA World Cup in Russia, has shared a very emotional story about his childhood and how his family lived in abject poverty.

In an interview with The Players Tribune, Lukaku talked about his struggle growing up as a black footballer in Belgium and how he vowed to be the bet player ever in the country.

Read his full emotional story below:

"I remember the exact moment I knew we were broke. I can still picture my mum at the refrigerator and the look on her face.

I was six years old, and I came home for lunch during our break at school. My mum had the same thing on the menu every single day: Bread and milk. When you’re a kid, you don’t even think about it. But I guess that’s what we could afford.

Then this one day I came home, and I walked into the kitchen, and I saw my mum at the refrigerator with the box of milk, like normal. But this time she was mixing something in with it. She was shaking it all up, you know? I didn’t understand what was going on. Then she brought my lunch over to me, and she was smiling like everything was cool. But I realized right away what was going on.

She was mixing water in with the milk. We didn’t have enough money to make it last the whole week. We were broke. Not just poor, but broke....

One day I called up my grandfather — my mum’s dad. He was one of the most important people in my life. He was my connection back to Congo, where my mum and dad are from. So I was on the phone with him one day, and I said, “Yeah, I’m doing really well. I scored 76 goals, and we won the league. The big teams are noticing me.”

And usually, he always wanted to hear about my football. But this time it was strange. He said, “Yeah, Rom. Yeah, that’s great. But can you do me a favor?”

I said, “Yeah, what is it?”

He said, “Can you look after my daughter, please?”

I remember being so confused. Like, what’s Grandad on about?

I said, “Mum? Yeah, we’re cool. We’re O.K.”

He said, “No, promise me. Can you promise me? Just look after my daughter. Just look after her for me, O.K.?”

I said, “Yeah, Granddad. I got it. I promise you.”

Five days later he passed away. And then I understood what he really meant.

It makes me so sad to think about, because I just wish that he could have lived another four years to see me play for Anderlecht. To see that I kept my promise, you know? To see that everything was going to be O.K.....

I just really, really wish my grandad was around to witness this.

I’m not talking about the Premier League.

Not Manchester United.

Not the Champions League.

Not the World Cups.

That’s not what I mean. I just wish he was around to see the life we have now. I wish I could have one more phone call with him, and I could let him know

“See? I told you. Your daughter is OK. No more rats in the apartment. No more sleeping on the floor. No more stress. We’re good now. We’re good …

They don’t have to check the I.D. any more. They know our name.”

https://lailasnews.com/we-were-so-poor-mother-borrowed-bread-for-us-to-eat-romelu-lukaku/

"They don’t have to check the I.D. any more. They know our name.”

Pauli007:
5bedroom duplex installed house with modern day technology made with fiber glass that is fire resistent amongst other amazing benefit up for sale, located in ORAL ESTATE, V.G.C, LAGOS
.This building is not made with sand and cement.So many benefits..

For more enquires ; +2347039524360

Interested clients will get the brouchure and a free inspection tour of the property.

Price 45m with c of o

DrGoodman:
Your sophisticated moronism is raised to the power 12.

TempoJames:
How mamy Nigerians with stage 5 CKD are ready to pay 1.5 million naira for a transplant? were u deaf/blind when Lagos state govt sponsored 2 successful kidney transplants. The issue in Nigeria is that the few rich people will always be rich enough to foot d bills outside Nigeria so they move out while the poor mass can't even handle the bills in the first place.

The other time I saw a patient with stage3 uraemic encephalopathy. Dialysis has already failed. When she heard the bills for kidney transplant she just asked to be discharged to go die at home.

flyca:
Even in these advanced countries you mentioned, their is disparity. In China, for instance, "zhuangke" which is equivalent of OND is different from "gaozhuang" which is the equivalent of "HND" is different from "benke" which is Bachelors, different from "shuoshi", which is Masters. When you get employed into a company, your academic qualification determines the cadre you are placed. That is where you start growing from. Everybody respects each other. Nobody drags a position superior to what he/she has acquired academically. Afterall, there was pre-requisites for entry into higher education.

Tomorrow 3rd class will come and be dragging position with 1st class. How? Because "they took the same courses together". So?

The institution is not growing because of the people who wants to be placed where they are not qualified to be. They are the ones dragging everyone backwards.

kernel507:
You're what an English man will call daft. Laws are meant to target individuals, and benefit others. The Nigeria Agro policies which clearly gives Herdsmen undue advantages against farmers, has led to lost of lives and products worth billions.
Where on earth do you individuals sell dollars, instead of the commercial banks, just because they have people to push anything to there favour.

Sorry... Please if you aren't educated, is not because you weren't sent to school, but you failed to study, thanks.

Which one are you referring to?

flyca:
So these writters are trying to feign ignorant? They didn't know the differences in the courses? Okay, but at least they know they were not the same JAMB admission cut off scores, abi?

Ok o, kon-teee-new pretending

I like the fact that you are trying to bring unity amongst the medical and para-medical and biomedical students. Maybe by doing that JOESHU won't fight anymore in the future. Issssorice o.

Me, I knew I may find it difficult getting top high score in JAMB if I wrote Biology and I don't want and Bio-, Para- anything. For me, if it's not Medicine and Surgery, e no fit be like Medicine and Surgery. So I kuku took mathematics instead. And excelled at it.

I'm a practicing Engineer today and I'm happy. Tomorrow, Poly-Tech will come and follow me and be dragging space. Ifia hia!

Blue3k:
To be fair the hospital has reopened under new. The power issue hasnt been fixed yet. The equipment I heard was carted away by Indian staff. The irresponsible state house was looking into matter last time I checked. The are reasonably equipped I assume since the hospital recorded it's first brain surgery a few months ago.

davbravo:
All this bad blood in the healthcare system... But things are different here in UNILAG though . We're being taught to respect every healthcare professional, it's a team work . We don't see ourselves as enemies....

HappyNigerian:
Excellent job as usual... Udom is on point. Udom till 2023

jworos:
Nigerian parent of the 90's sing lullaby for children?

kernel507:
I'm talking of government policies that will target them, example is Obasanjo against Ibeto, that caused a ship load of Cement to stay in Wharf.

switchesNLogics:
Your response is not different from his. He stated categorically that the problem was poor maintenance which you also agreed to by stating that the red buses were poorly maintained. If that is your submission,then there is no need to call him a liar.

skarlett:
Ambode the bus stop and bus governor should look into other areas of transportation biko. With the population density in Lagos, underground trains as alternative means of transportation would be better because it would reduce the stress of traffic. He should stop buying buses and adding to the road congestion and instead provide other means of transport.

sparko1:
What were you expecting, the buses should remain the same, they shouldn't get old? Some of those buses are from Fashola's first term, over 8 years! If things get old, new ones come, it's not a train!

fyneguy:
You are a liar.

There is nothing wrong with the blue buses. The red buses are the badly managed ones which I understand will soon be phased out

Afamed:
It's important you do your findings before coming on line . The BRT buses are never the red buses but the Blue buses with 24hr AC , Tv and free wifi. Don't just comment because of your hatred and ignorance.

In 2004, the Lagos State Government came up some ideas that was in the original Mass Transit without Tears dossier, and decided to sanitize the commercial road transportation in Lagos State. LAMATA was born, LAGBUS was born and the BRT was born and it was to be discovered that almost everything propagated by the Mass Transit without Tears idea was in the BRT except for the segregated lane. The rest is history now. http://www.lagbus.com.ng/lagbus_mega_city_transport.html

The Lagos State Transport Corporation (LSTC) was a state owned company that ran transport services in Lagos.

When Governor Bola Tinubu assumed office in 1999, he ordered an audit of the corporation and inspected their depots. He discovered that top management staff had been illegally selling the corporation’s buses. Rasaki’s coaster buses where listed as being beyond repair on the corporation’s books, whereas, in reality, they were in good working order.

Today, LAGBUS Asset Management Limited, operator of Red Buses, started operations on the 17th February 2007 with 500 buses and 29 routes. LAGBUS is supposed to provide mass transportation for the teeming population of Lagos commuters. The scheme, in recent times had been faced with a myriad of challenges such as depletion of fleet due to lack of adequate maintenance by management and technical know how. At various garages of LAGBUS, decrepit buses line up the entire space.

Today, LAGBUS cannot boast of 200 buses in its fleet. LAGBUS workers have dropped from 350 to about 120 due to systematic sack and poor working condition while contract/casual workers are presently about 550, it was gathered. It is believed that the manner LAGBUS is being run presently, it might end up in the way Lagos State Transport Corporation, LSTC, and be rested soon. It was also learnt that LAGBUS has a very disorganized human resources unit.

The state government recently, unfolded plans to boost the existing fleet of Bus Franchise Scheme, BFS, operator of LAGBUS with the introduction of 10,000 new buses and taxis to be distributed across the 20 local government areas and 37 local council development areas in the state by next year. Meantime, commuters across Lagos metropolis have criticised what they called the “shoddy arrangement” in the operation of LAGBUS.
Read more at: https://www.vanguardngr.com/2013/03/is-lagbus-going-the-way-of-lstc/

SawOnPedia:
Also, an arrangement is also being firmed up as part of the short-term plan for the buses to be assembled in Lagos, which would, in turn, create jobs for the people, and as well serve to properly maintain the buses.

if only yall really read these posts

Fiyinfoluwa20:
Seek knowledge before commenting, LASG ended it contract with the managers of the Red BRT Buses and currently has no affiliation with the state. He current Blue BRT buses operational in the metropolis are privately managed by an “independent” body called Primero ! More like a franchise, we expect the same arrangements for the new Buses and there are employees whose job is to wash and clean the cars. I don’t have information on areas such as wear and tear.

Regards,

Fiyin.

LAGBUS started operations on the 17th of February 2007. LAGBUS was created out of the experience of Lagos state over the years to assist in alleviating the transportation issues in the state. With over 500 buses and 40 routes currently in operation, we operate a prepaid and on-the-bus ticketing service available in different denominations on our different routes. There are currently ten (10) franchisees operating a total of 238 buses operating on 17 routes under the Route Franchise scheme in Lagos state, and 23 newly approved franchisees by the Lagos State Executive Council http://www.lagbus.com.ng/index.html; http://www.lagbus.com.ng/Franchises.html

While the LAGBUS is largely run by the Lagos State Government, through the LAGBUS Asset Management Limited, with the use of vehicles owned by the government and some franchises, the BRT scheme is being managed by the Lagos Metropolitan Area Transport Authority for the state chapter of the National Union of Road Transport Workers.

Kunle Arowojobe, who works at Wharf, Apapa, recalled that the bus drivers for BRT and LAGBUS buses once looked neat and smart in their uniforms. But Arowojobe’s opinion of the bus services has, however, waned a few years into their operation. Arowojobe, who takes the BRT from Ojota to Ojuelegba on most mornings to connect Apapa, added that the buses are not being well-maintained.

He said, “When the buses first started operations in Lagos , they were okay; then, the bus officials wore neat uniforms, but it is no longer like that. Some of the drivers and ticket sellers now look rough. They are not maintaining the buses and not buying new ones.”

Speaking to Saturday PUNCH, Chukwuneta identified poor maintenance culture as a major challenge confronting the country, saying, “It was pageantry when the BRT scheme kicked off; Lagos residents greeted it with a sigh of relief but the evil of our poor maintenance culture seems to be rearing its ugly head barely a few years after the scheme was launched. Nobody is mandating them to buy new fleets but the ones on the road should be given maximum maintenance.

“LAMATA is busy counting money without realising that the goose that lays the golden egg should be kept in healthy condition. These vehicles should be taken for routine maintenance because 95 per cent of them are in dire need of panel beating.

“I don’t think the supervisors embark on supervision, or take opinion polls to ascertain the feelings of the commuters. The BRT buses on these roads are eyesores and glorified Molues in actuality. With drivers that compete with Danfo (commercial) drivers in recklessness, they hardly keep to their lanes and are ever in mufti clothes. The whole scheme requires acute revamping.” http://www.thegazellenews.com/2013/07/20/lagos-brt-buses-now-glorified-molues-commuters/

linearity:
Not only America that do it.

Each country likes to stretch the limits of the Geneva Convention about the immunity granted to diplomats.

In 2011 Pakistan arrested and detained an American diplomat, who shot and killed two Pakistanis and when US refused to waive their diplomatic immunity, Pakistan forged ahead and charged the diplomat to court, but he was later acquitted of the crime and released after US settled the families.

Recently another America diplomat, a military attachee hit and killed a Pakistani, he ran and took cover in the US embassy, despite the fact that the Pakistani government have reached a conclusion that, he cannot be charged due to his diplomatic immunity, they have non the less, put his name in their no-fly list at all airports and airlines in bid to prevent him from leaving the country, meaning they want to detain him in the country.

Had he not be wise and ran straight to the US embassy right away, my guess is, had the Pakistani authorities got hold of him first, he will be kooling his feet’s in jail while Pakistan & US tussle...my belt is, US will smuggle him from the embassy out of the country through Afghanistan.

International law confers on certain state officials immunities that attach to the office or status of the official. These immunities, which are conferred only as long as the official remains in office, are usually described as ‘personal immunity’ or ‘immunity ratione personae’.
However, State officials are, generally speaking, immune from the jurisdiction of other states in relation to acts performed in their official capacity (‘functional immunity’ or ‘immunity ratione materiae’) ...As this type of immunity attaches to the official act rather than the status of the official, it may be relied on by all who have acted on behalf of the state with respect to their official acts.....

"To sue an envoy in respect of acts done in his official capacity would be, in effect, to sue his government irrespective of whether the envoy had ceased to be ‘en poste’ at the date of his suit."

Three related points have been raised to argue that immunity ratione materiae cannot be relied upon to evade liability for international crimes. First, it has been argued that because state immunity is accorded only to sovereign acts, states and their officials can never be immune from the jurisdiction of other states in respect of international crimes because these crimes, for the most part, constitute violations of jus cogens norms and thus cannot be sovereign acts. A related second argument is that since immunity ratione materiae may be pleaded only in order to shield scrutiny from official acts, the acts amounting to international crimes may not be considered official acts.

Thirdly, it has been argued that because jus cogens norms supersede all other norms, they overcome all inconsistent rules of international law providing for immunity. .... It is suggested that these arguments demonstrate a misunderstanding of the basis upon which state immunity is accorded, and that they suggest a false conflict between the rule according state immunity and the relevant jus cogens norms. https://academic.oup.com/ejil/article/21/4/815/418198

douglasatung:
Maryreminjoku are u in anyway serious? Not because I am a man that prompted me to say this which implies that if you should follow another man and leave ur child with his father (as a useless mother), will that change the fact that you are the mother of the child??

Let's try and use our common sense most of the time.
Who force you to open the way for the man to browse you?

Enough of this senseless insult to us men.
Thank you