₦airaland Forum

bonnyhope:
bros, supposing i want to insure my car that cost 1.5m with any of the mentioned companies, how much do i need to pay per annum

3% of 1.5M. Without excess buy back.
That should be 45k.

UCyril:
Most insurance companies in Nigeria are fraudulent, they will not pay you. Just imagine what Niger insurance are doing to there customers. Some people are yet to collect there money even after many years of saving plan.

Go with axa mansard or FBN insurance. They pay claims.

I know say na naptu2 go deliver this one

9icetoo:
B

I like Volvo's. The new ones though (03 and up models). They had nice designs. Would buy one if circumstances permit.

I have never been inside a Tiida or versa or known anyone who owned or used one.

However, lots of companies and some individuals bought it and I still see them around.

The body holds up better than the Honda city that was their competition. It's a Nissan. So it will have Nissan problems. However this can also be compounded by 'our maintenance' culture. Where dealerships service vehicles with wrong engine oil spec and ATF spec. It is shocking what I have seen in some places. Most of these tiidas/versas were serviced at dealerships as they were bought brand new. So it all depends on a lot of factors.

You are absolutely right about the body integrity. Thank you for your time. I very much appreciate it

9icetoo:
The Avalon is a Toyota and not soulless. You get what you pay for.
If you want luxury, get the Lexus.
Even with all the gizmos added to the Toyota crown of the 70's and current Avalon's, they were still freaking reliable.

Not all Volvo's had the unreliable tag. The 80's and 90's Volvo's were built like tanks. Hardly ever broke down. Had few in the family back then. Super reliable.

Coincidentally, those European cars had efi engines when the average Nigerian mechanic only knew how to work on a carburetor. Add the fact that we were still using leaded fuel on these.

I guess that's where some of the unreliable tag came from.

The base Mercedes cars of then (e200, e230) were absolutely reliable. In fact so reliable they were around 30 years after they landed our shores.

Some are still running presently.

The few cars (European) who ingested our leaded fuel died off and by the time Nigeria embraced unleaded fuel, the problems went away.

However, the damage to their reputation had already been done.

Additionally, it was much more cheaper to buy smaller cars from America. This opened the opportunity for even average income and low income earners to buy and own cars. These low income earners of course opted for small Japanese cars. Most mechanics switched to them, learnt how to fix them, grew with them and mastered them.

Europeans cars became fewer by the day. If you were a mechanic that specialised on European cars, no be person go tell you to port after hunger Don hammer you small.

So the jap or Toyota crowd grew and it is what it is today.

The European cars seem complex because fewer people want to invest the time required to study them and master them. The market is not there.

Even the Nissan is having a similar despite being a Japanese car because there too few Nissan's around and no one wants to waste his time on unproductive ventures.

If I open a mechanic workshop today, I trust that my first five customers will come in with a Honda or Toyota.

Cool first car though. Liked the 190 when I was growing up but my dream car then was the Peugeot 505 turbo evolution. Damn! that car was pretty and fast.
Will never forget the trips in that car.

I agree with you. Haven't really experienced the Avalon except from the few rides in a colleagues own. What struck me was how spacious it was.
Frankly speaking, apart from the reasons you gave up there which are valid, what even inflames the Toyota followership is this word of mouth marketing by other users.
I remembered when i mentioned Volvo to some colleagues, they all screamed as if i had just committed a sacrilege they all echoed it must be Toyota. It is this herd mentality that annoys me.

Speaking of Nissan, whats your opinion on Nissan tiida/versa. Was doing research on it but i heard transmission and engine problems

9icetoo:
And there was a reason for that. The jag was luxury. Meant for a select few. Probably only sold 5,000 pieces if it ever did get to such heady numbers.

The Toyoda was for the masses who needed to get from point a to b without robbing the bank. It wasn't luxury and didn't need to have all the gizmo. It sold more than the jag.

Now tell me which of the two companies are more profitable. The jag or the Toyoda?

Let's not go this silly route on this thread. Just state your first car and move on.

Mine bought was a Camry big for nothing. Bought Nigerian used. Whatever problems it had was caused by me as I fiddled with it a lot.
Learnt a lot about cars through it.
First car I drove was a beetle. Sweet little ride. Lost the brakes once on me but I survived. Car survived too. Guess the low bhp saved the day.
Regular car driven in my teens was an Opel rekord. Nightmare of a car. Served it's purpose. If I was paying for the maintenance, I'd be in the village by now.

I understand your point. Toyota brand is a simple car made for taking you to places without any frills. I believe they are even suited for nigerians ;Dwith our economy that is nose-diving on a daily.
My point is still valid. Agreed that the jaguar is a luxury niche but what about the volvos, peogeot and volks that are perceived as problematic cars because of their complex electrical systems?
Infact in some circle, Merc is seen as an over-engineered car.
Personally i am beginng to take a liking for the Lexus brand and wont mind driving one in the future.
Bottom line is that Toyota is reliable but bland and souless. But it gets the job done.

BTW, my first cars was a Benz190. Rugged and resilient. Still missed that car. I feel bad that i sold . that moto suffer for my hand as it was my first car and i didn't know jack about cars

Ginaz:
The matter tire me I swear ... o.p can hopefully find other suggestions that suits him or sound reasonable cos they don’t put mouth for husband and wife matter o.

For night na serious drilling for bed go end am. while we are here fighting and stressing ourselves over suggestions , they are busy Making peace under the sheets.

I don wash my hands off this matter .

I like this lady already

okefranci:
The major factor that caused this is low level or no education at all , therefore the education should made necessary in the North.

The school that Jonathan built for them, what happened to it

endy69:
Hunger go make us eat anything. We no wan know, we just wan eat. We need reorientation

Those quoting me should know that farmlands don't exist inside water. I still maintain my stance that the Hipo was killed for food. They just gave it a bad name to kill it

Hippos eat grass. It will surprise you to know, and they do come to land. So the farmers may be right. But killing it is not the solution

Cheryph200:
Those kids on janglover though... Na them dey play na me dey fear

Mehn! That thing is high o

MarianaTrench:
I did not say that poor maintenance culture is a good trait.

But the fact remains that most Nigerians have very poor maintenance culture!

That's correct. That's why European cars are often viewed as problematic lot.
I watched a program where a,jaguar built in the 70s had more electronic gizmo than the average Toyotas of the 2000.
I quite understand your point though

Op, dont let anyone set doubts in ur mind for your wife o

Vyolet:
A man can buy clothes for his mistress's children, heck he can even buy for you the husband.

Leave that guy make e dey yarn dust. I know s guy that bought gift items worth 50k for his mistress child during the little princess birthday.
The husband dey house o and things ruff for the guy man
. As a man, just pray and hustle real hard
Las las,anything wey u see, just take it and bounce. No need to dey form Rambo or else na jail go be your portion
A man got info that someone was straffing his beloved wife in his bedroom. Dude teamed up with his bro and stormed his house when the unfortunate mofo was around digging his wife and cut the guy like suya meat.
He was arrested and was heard saying he is happy that he has send the mofo to hell but i know by now he will be regretting. You can. Also ask Mrs sanni how she feels now.
My advice to any man... When shit hits the fan, just bounce. There are other sweet women out there. Life is too sweet to get locked up on death row as Rambo

pafra:
Hello
The diligent man will stand before kings and not ordinary men.

She was at work by 6.30am and meet the governor. That is commitment, dedication, diligence and patriotism in a state with so much insecurity. She deserves commendation

I salute her courage.

This sums it up aptly.
I would have used her example in my training /seminar for some bankers but it occurred after my training.

RealLordZeus:
This Zulum may be one of the sensible ones

I am telling you. I am beginning to like the guy small small. These are the kind of person the north should project for presidential candidature.not one "dead problem" presently raping the country

MarianaTrench:
Any car that cannot take abuse is on t suitable for Nigerian roads and Nigerians because an average Nigerian has very poor maintenance culture!

As if that is a good trait. An abused car is functioning below optimal level. Imagine nigerians removing thermostat in a vehicle

Gwagone:
Lol
So sorry about what the car put you through then
I can never buy any Honda products with what people say about that car, my uncle enjoys repairing that fvcking car all the time. Maybe he was destined to use that car lol
Hope your present car is not giving you stress at all. And what's the type?

Well you will be forgiven in your sterotypical thought pattern since you have not bought a car or even used a Honda,brand.
Honda goes head to head in competition with the toyotas in the US and Canada. Go and find out.
They build great engines.
The only thing to note is that Honda dont take abuse. Give it the right parts and fluid and you are good to go.
Some of the models were recalled for particular factory errors. (Transmission).. The accord and civic of 2000 to 2003 models suffered transmission issues. Toyota also had several recalls, more than Honda sef.
So dont base your opinion on hearsay. Do research and get hard facts and evidence.
Uncle Tom has been rocking his baby boy since 2008 and it is still in pristine condition. The man is legendary for maintaining cars sha.
The bull dog is also rugged. The op probably bought an abused one, a lemon or he was terrible at maintenance.

Victoronah1:
Yeah. She asked me to buy her a Bluetooth MP3 player, I almost forgot, she didn't know I got her other things. I want to buy a very strong Bluetooth player, I saw one on Amazon for 38,000 naira, is it possible to order it and it will arrive before 14 at least on 13th.? Please if you know any trust worthy shipper mentioned him thanks.

Hope you remember to gift your momma something so? Will be disappointed if u didn't

jumper524:
Nigerians are quite funny.
Nigerians would speak all the English on social media on why 30k min wage is very necessary and why 19,800 is too small but do very little or nothing to increase the countrys income.

Nigerians would be the ones asking for capital project across the country knowing fully well more than 70% of our income is spent on recurrent expenditure but would still scream when the govt decides to collect loan to fund those capital projects.

Oil price today remains below par to service the demands of Nigeria but Nigerians won't factor in every necessary stakes in the economy before making decisions, they are only concerned about what affects them, how they can collect from govt and bring nothing in return.

Yes politicians are corrupt and bad but Nigerians are worst.

Only a weed smoker can rule this country cos every body is mad that's why yaradua is seen as the best president...

I truly wonder how you reason! It is mind boggling!
In the other thread, you were saying it is right for the nigeria police to abandon the supposed corpse of bsndits killed..
Now to this thread.
There are lots of ways to raise fund for this country.
Reduce the cost of governance.
Cut down foreign trips
Reduce bogus salaries and allowance of those in governsnce. Nigerian senators are the highest paid.
Instead of bicameral house why not unicameral.
All this expensive cars and furniture for political officers should be scrapped.
The list is endless.
Make i go chop jare

jumper524:
Let's give kudos to our armed forces those guys are trying seriously.
Those bandits are well trained and are not easy targets.
I lost a secondary school classmates who's an airforce on the 6th of January this year to bandits attack in birnin gwari.
Now an inspector also lost his life in the operation.

God please protect our armed forces, Nigeria has suffered enough to banditry already ..

they'll be mistaking if they think your an idiot.
Even an idiot knows you are an idiot .

You expect the nigeria police to carry the dead body of the bandits away from the forest for befitting burial abi?
Use your skull atleast if you don't have brain..

That is the stsndard thing to do. Carry the corpse, carry out investigation on them to unravel their identity, tbeir ties with society and maybe other members at large. That is what a competent police force would do.
But you guys are used to mediocrity that's why it sound strange to you.
Pls withdraw the idio.t u called the other guy cause he was right.
Pls travel and see


Cc: mrfuckallday

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megastu:
I agree with you. We have to be careful with these clearance sales. Some of them are now more expensive than brand new items in the market.

Intact i am no more buying this fairly used not because they are not good but because Nigerian business men are unscrupulous, greedy and heartless. They would rather bring a dead item so that they can maximize profits.
I will stick with LG/Samsung or if i am on a tight budget, Hisense brand new. If i was in lagos i could have taken the risk in buying a fairly used TV after doing due diligence
Better i stick with the devils i know that some unknown angels
Pls i am not trying to discourage anyone or discredit the op. I am just responding to a mention

FromZeroToHero:
It's still a keke. If you like bath a pig and clothe it. It still remains a pig and must go back to dirt.

Technically, its not any more. A tricycle is a vehicle with 3 tires, hence the tri(3) cycle. That thing now has 4 tires.

Quite innovative! But naija police will still impound it

And someone called bihari said abacha did not loot any money. That he was a saint.

Someone said abacha saved this money for Nigeria for the rainy days.

I don dey hear this guy name

Opeyemiebun:
Look, I want to know from the experience of older couple on here how to manage such situation.
It is her money, and I have mine but as the head of the family I don't want to hurt her knowing she does alot too.
Thanks alot though

Well here is the advice of an older person. Let her get hers first. Then you can get your later.
Let the,better and stronger car go to her. Put this in consideration. If you need advice on cars to get, quote me or go to car section and create a thread.
I have friends with just one car who gave their wives the car to do school runs while they hop on tricycles and taxis.
Its easier for you to move with public transport than a woman with child/children.
Dont destroy the peace in your home

baaliyah:
What is wrong with that.
I resigned as a sales manager at a dealership to learn Fashion designing. I ran all forms of errands for my boss and his stylists, even though they won't send me directly, but I would insist to do stuff for them. It made things much easier for me.
Guess what, the shop was just a stone throw from my former office.
@ op, do whatsoever you are asked to do and see them putting you through with ease.
I am happy I took that decision. Don't form OGA in another man's office, obey their rules. I wish you the best.

Wow that's great faith.

Sellfish:
So i decided to upgrade my old 37- inch LED TV to a bigger, newer, and better one....My budget was 150k and I didn't care if it was used or new...I sha wanted it at least 10 inches bigger, better and newer than my old one

The major things I was looking out for were:

Low power consumption....if the TV's operating power consumption is more than 50 watts, I am not buying .....I use an inverter so I don't need any yeye TV that will suck my power unnecessarily....I borrowed a watt meter from my nigga to check power consumption as I already knew I cant trust the power rating on TV labels.

Screen mirroring.....I used to think USB playback on a TV was a very big deal until I went to this my uncle's house and saw his son play a full 1080p movie via his phone mirrored to their 60 inch TV...There was no loss in Quality of picture or sound...The mirroring was perfect in all aspects..I then made a mental note that my next TV was gonna have that...Screen mirroring or nothing

HEVC video format playback capability and also ability to read SRT movie subtitle files....Basically 95% of all the TVs I had seen and operated including my old LG cannot play movies in HEVC format or even read SRT movie subtitle files ....That meant I basically had to do a laptop hdmi connection whenever I needed to read movie subtitles and/or play hevcs movie....Too stressful...Life should not be this hard
...So I needed a TV that could play anything playable via USB.. as in anything playable...My HDMI should be strictly for my Playstation

Very good Color accuracy...I can see very well...one doctor said I have 20/20 vision...So I get very irritated if i have to look at a bad screen...exact reason why i stopped personally using laptops with less than 1920×1080p resolution ...So I needed a TV with a good color accuracy, deep blacks, nice viewing angles and sturvs...I needed my new TV to be almost as clear as my 1080p laptop screen ....

Backlight dimming option....I hate having my screens too bright...So my new TV had to have an optional backlight setting....Many TVs i operated didn't have this feature....So their screens ended up being too bright and wasting power...reducing TV backlights reduces eye strain and the TV's power consumption drastically...I cannot come and go and buy something that will damage my near perfect eyesight...never

Nice Upscaling capabilities....I needed a TV that will make even a 200mb movie reasonably watchable on it ..my old TV and many others I had seen did horribly in upscaling...so I made a mental note about that as well

Other stuff I needed in the new TV was at least 3 USB one of which must be USB 3.0, 4 HDMI, memory card slot, ethernet port, functional Wifi, and an acceptable sound output...I cannot buy TV and come and go and be looking for soundbar to buy ....Of what use is a TV if it has pangolo sound...


And i needed the new TV to be at least 55 inches...I kept extra 30k to add to the 150k in case

I wish you can carry out this kind of due diligence by assisting me to get a smart TV. Lol. I am in the south and confused about getting a new hisense or used tv

tetralogyfallot:
Wow! This is such an interesting expository. I also remembered when I was yearning to change my 150watts led TV to an energy saver one. But thank God at last I got the best TV when it comes to low power consumption, good picture quality, screen mirror, smartness, play every movie format including SRT subtitles, very good sound quality, inbuilt satellite receiver for free to air which am watching as am typing this piece, it also has a playback when your hard drive is connected to it this feature makes me to pause live programs and even rewind them and can even save them if I like. The power consumption is just 34watts which is the least I've ever seen on a 43 inch t.v, the model is LG 43LH604v. U can never go wrong by choosing this t.v.

Wow. Are u saying with a satellite TV you got to watch mbc 2 channels free?
If so, i made an error when i bought my last TV. Should have gotten a satellite TV then.
@selfish. This is a nice thread. I like the due diligence you exhibited. I am in same position as you now. But i am very far from lagos

Its really pathetic. Politicians without idealogy

truthfulparrot:
Why is Buhari still keeping expired service Chief?If we are going to be sincere with ourselves, Nigerians are more divided and unsecured under PMB.
The sad fact is that our judiciary had been turned to an impotent institution that is dishing out conflicting and ridiculous judgements. The only thing that is cheap in Nigeria now is life. With just one wrap of Igbo, bandits will kill at will.
There is no longer hope in the last hope of the common man.

Absolutely correct. I was in an office today and everyone was just vocal about splitting this country up
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