₦airaland Forum

bobchigar:
Hello Nairalanders.

I feel like seeking your advise about how I can accelerate the process of returning the money that I guess was wrongly transferred to my personal bank account.

About two months ago, I received credit alert of about ₦200k in one of my savings accounts. Based on the narration of the credit alert, it shows that It was done through ATM and I did not do any transaction to have been expecting such money.
I have been expecting to get alert for reversal of the transaction but the money is still sitting in my bank account.

I have also been expecting my banker to have contacted me for approval to reverse the transaction but I have not been contacted by my banker.

I was considering the option of complaining to my banker to trace the owner from their ends but some people discouraged me from doing so; stating that those bankers may conspire with someone and falsely claim the money.

I have been thinking of possibilities of tracing the owner by myself but credit alert did not state the details of the account from which the money was transferred to my bank account.

I am feeling concerned for the person who did the transfer because his fund has been tied down.

A banker told me that the owner must have complained to his/her bank but banks ways of attending to the customers complain is slow but definitely they will contact me for reversal.

Do I keep my fingers crossed and be expecting my [/b]banker to contact me for reversal approval?
or
Complain to my banker to help me locate the owner of the transaction?

Or any other suggestions will be welcome from you but my objective is to hasten process of returning the money to the true owner.

Thank you.

Jmichael1:
Good day my fellow nairalanders.
please I'm not good in writting, abeg make una pardon me. I just want to go straight to the point.

i'm michael,the first child of my parents(all boys)as a 1st son,i took 90% of my dad character of wish i don't like 70% of them but i can't stop acting like him, I behave exactly like him in almost every thing.

I have tried all i could to stop bt no way...
Please want do u guys suggest for me to do?
i don't want to live the kind of life my dad lived.

please i need your advice...

flokii:
Most of them will fold up in less than 2yrs..
How will you spend 100k to and fro Abuja from Lagos. If not for bad governance and bad roads, the distance is what one can drive.

Nonpartisan1:
Airlines like Green Africa and United Airlines, shouldn't join them to raise their fares, unless they dont have an idea on how to run a profiable business. Even with their cheap rates, they almost fly empty planes from east to Lagos, if they follow suit now, i give them maximum of 1 year to fold up.

Datboredberry:
I'm curious... How do you do it?


Help a Nairalander out... I need more answers

DanielAlhassan:
What's the one thing your ex gave you
That you still have ?

sazzyyarns:
My husband flogs me with cane and belt whenever we have an altercation. We are not newly weds and by now we should have understood each other.

He never apologizes when we reconcile instead he says i should stop doing things that provoke him (which doesnt include me going physical, so its not even in self defence). At this point im really just frustrated!!!
He flogs me in the presence of the kids, sometimes he flogs them and then flogs me too.

godofuck231:
Try this back there in Africa and see the elders

Boogiebee:
Hello Nairalanders,

So straight to the point. Please I need your advice about two things.

1. I just got my inheritance and I got cash of 8M and there's this popular belief of people squandering their inheritance,I don't want that to be my portion so which business can I invest it into. For context, I currently have a job and I'm not ready to quit so please put that into consideration.

2. My younger brother is still a student so he has asked me to save his portion of 6M in bank until he graduates but I don't think that's a good idea. I would rather he put it in some form of secure investment that will be yielding something. Kindly give us suggestions.

May the soul of my beloved Father continue to rest in peace. Amen

Elvixbeatz:
.. my quiet look .. it makes dem feel dey can tk me for a ride... Bt last last me na bad guy

Kiddwavez:
Can one travel to America without having any family or friends over there?

Good evening nairalanders, I'm seeking for y'all knowledge based on traveling overseas

I'm 26 years of age,I have ND certificate in Health Information Management and I willing to travel out of the country,it has been my dream to live in America but the issue is I neither have a family nor friends over there

Pls if any of you have any idea,I will be glad if y'all can enlighten me more about the procedure if it's possible to travel without having any relative or friends abroad.

Thanks

Prospertochu:
I am married with three kids 2 years and 3 months triplets, my salary is 55k. I used to give my wife 20k, mother 10k, 5k for rainy days and 20k for myself transportation and other expenses outside my house.

My wife complained that the money was not enough I added 5k making it 25k monthly but she still demanding for more money and she has threatened to leave if I don't give her more.

I had no money to give her, my own mother was homeless staying in church and I couldn't stop giving her that 10k because she needed it. My wife used to fight me every single day and my uncle asked us to leave the family house as we were disturbing their peace and I was ready to let her go and I will be sending 25k for our triplets upkeep every month but for the sake of our kids we have settled down with 30k monthly leaving me with 15k.

So far, we have moved out of the family house, we are staying in a parlour and room house a brother from Canada gave us the place it is not permanent but it is better and we are very very grateful.

Like I said earlier my mother was staying in church, now we have a one bedroom house I have discussed with my wife for my mum to come and live with us and I will stop the 10k I was giving her and I will add it to her money making it 40k monthly, she has agreed.

Now that my mother is here with us, she started again with the 40k is not enough to feed all of us, note I don't eat breakfast, I eat lunch at work and in the evening I eat at home. She is only giving my mother food in the evening while she and my kids eat 3 Square meal a day.

I asked her why she is treating my mother so badly she said the economy is hard if she doesn't have she won't kill herself. I am sick and tired and if I have sorted things it was for the sake of our kids and now I am starting to regret. I am thinking from this month when I get my salary I will give her 30k and give my mother 10k to be cooking her own foods.

Is my decision good?

Kobojunkie:
Where do you people get this inane idea that marriage somehow shores against loneliness in old age?

PoliteActivist:
Of course love is a beautiful thing. The question is, is marriage a beautiful thing for most married people? Let married people respond

AlphaMale666:
I'm 30 years old now and frankly speaking, I know I'm never gonna get married!

Even my father sent me a Whatsapp message some weeks ago with a bold text saying "never get married my boy!" " you're my son, and I'll never lie to you". He's living a miserable life with the stupid witch he put in his house. But nobody forced him to get married! So he's getting the taste of his own medicine!

Even if he didn't tell me any of this, I already knew my destiny. I knew I was born to die single and nobody will take this wonderful single life away from me!