₦airaland Forum

aminho:
madam north west is kano kaduna katsina jigawa kebbi zamfara and sokoto while north central aka middle belt is jos niger nasarawa kwara kogi and benue taraba is in the north west sai godiya

Taraba is north east but when you look closely at certain characteristics they could fit the middle-belt.

sweetgala:
Nope, North Central would be Kano, Kaduna, Jigawa, Katsina,Abuja, Bauchi

Middle belt Nasarawa, Kogi, Benue, Plateau , Taraba, South Niger

There are over 19 states to factor here. Anyone who dismisses the large expanse of the North and is so stupid to classify the large divesity of tribes, giant population and demand for goods and services should only need be told that all SW states can be fit into Kaduna and Niger states (landmass) and still not fill it up.

No sir. You mix things. There are six recognised geo-political zones. 3 in the south, 3 in the north. This is a fairly recent demographic development. It is not even constitutional. Prior to this and still widely used are 'regional' demographics of which the middle-belt is recognised. Thus what is called the middle-belt is part of the new north central definition, stretching from Niger in the west to Benue in the east, from Kogi in the south to Abuja - FCT in the north. You cannot use the terms middle-belt and north central in the same description. Kano is north-west

Shymm3x:
How do you get ya point across to a goat without smacking it?
Or can an equestrian get a horse to run faster without the horse whip?
Ya answer is the answer to either of the two questions or both.

Hahahahaha, baba Shymie repping.

Ozone layer? Just when you'd think you have reached rock bottom as a nation you hear this and fall off yet another cliff.

asuustrike2009:
I don't think so. I would agree if the staffs were watching it during office hour and not during their leisure

Abeg. Is there any government job that is not leisure. I mean any.

Telemundo. Entertainment for retards.

The EPL is parading about the best set of gaffers in all Europe. Colourful characters no doubt but can their talents shine through this league painfully low on quality. All fizz but no pop. We are tired of weekly soaps, endless drama. We want to see ac tion, bloody blockbuster sequels.

Good one. With Chelsea and City going hip, Wenger is decidely looking like a fossil. Abeg, Arsenal, the Don from Atletico is a good deal to add steel to your spinelessness.

'...Suffering is good for the soul..' said Roger Moore in the epic movie 'Wild Geese'. The bible says, 'when my anointed has suffered then he will be free from corruption'. I hope these things we have come to see since 1999 elevates the thinking of the average Nigerians and charts a course of safety for our beloved country. But if after all Hades and High Water we are still bound to primodial desires of tongue and creed then we are amongst all men most, most miserable.

omogin:
The Nigerian system that throws up the worst as their President needs serious rework. First we had a President with sense but no spine. Now we have one with spine but no sense

Hahahahaha...you know I used to say this...ages ago. Now its just coming to light. So it is not the paper that needs changing. It is the copier that smudges every reprint and you can go on till eternity, Nigeria cannot develop until the system is restructured. Unfortunately Buhari is an establishment man bent on maintaining the status quo. The truth is we need someone to scatter Nigeria so that in the process of putting the pieces back together we might just get it right. GEJ was well underway until the powers that be, the owners of Nigeria said, 'hold on, we like this country just as it is thank you dear Johnny, now get on your way...'

I totally agree. That's why my slogan remains: 'change the game, not the players'. Why Nigerians are this slow in understanding befuddles me.

Delta. Another state yoked with poor leadership in perpetuity. Wonder why the APC has not shaken up the place. The state needs the kind of competition only true multi-party democracy can offer.

From your story it is clear that you don't love him and never really did. Your relationship barometer is all about what you have been getting which is lacking now. How about giving. Start giving and he will change. You will meet in the middle. That is love. That is marraige.

Then what happened? What is this....

freecocoa:
They are fine but the editing no be here o.

I can be gay for these ones.

Thought you were an african. I mean a negro.

evesdon4u:
Rubbish ad nauseum...
Every woman is beautiful in her own unique way, coming here to claim that all of these girls are Shuwa Arabs is simply the height of ignorance with a large dose of inferiority complex. All I can see here are color-filtered pictures of a bunch of beautiful girls...

I can't even see anything beautiful there. They look like cheap chinese dolls that crumble in a hot tub.

Because they look Caucasian it makes them the most beautiful. By your warped standards not mine. Give them ten years and compare to my beautiful black ladies. Nonsense.

psucc:
The man is simply confused by the enormity of the demands on him.

Today subsidy withdrawn tomorrow reinstated.

I am just tired and fed up of Nigerians complaining. It is not only leadership that should know and get it right, the people too should know how to sort out their energy crises and should have insisted on their solutions from the get go.. Part of the flip-flop of government is caused by the confusion of the people. Like you said, on the subsidy. Today on, tomorrow off. Refineries donot come two a penny. They cost serious money and any investor or financier needs a clear line of sight to his profit or he won't shoot. The people must demand that government 'stabilizes' its policies on whether it wants new, fresh private investment or prefers orgies with the old, corrupt, never-do-well NNPC. Government SERVES the people. They will do what the people want. What are the people saying? Nothing, they are just crying like toddlers unable to communicate.

But the Minister's name, duh. The waiter returns to the bar to place the order at his favourite joint...'one Heineken for Mr. Heineken....' wonder what he drinks. If its not that its a real shame....wonder what his pastor thinks....'let Deacon Heineken lead the praise since he is filled with the spirit'. Deeper Life will demand a name change before membership....oh well.

The APC should do something fast about its poor quality leadership representation in the south. Amaechi in Rivers, Silva in Bayelsa and Umanna in Akwa-Ibom are bad sells. And I know one thing for certain. There are sweeter choices just beneath the rough leathery skin of the pineapple.

Hmmm....that was pre or post asset declaration....anyway the whole thing is becoming tedious and tiring.

When you see things like these you value what Goodluck Jonathan did last year. If the APC wants a landslide canceled what what if it was a 45:55 vote like the Presidential poll. I am yet to see any leafr who is better than GEJ. And I am waiting. 2019 is coming.

Only restructuring will save this country. They said corruption was the biggest problem but after 1 year of unprecedented war the country is no better for it. No where in all the report above do we hear of what is being exported, how exports are helping to float the naira and stimulate non oil industry only where this person is from and that. They may be highly incorrupt and not be stealing government money (very unlikely) but they are wasting government resources on nepotistic squabbles which is just if not much worse.

Inspectahdeck:
Please what about heritage bank. I heard they give out loans with no collateral? I find it hard to believe. Please I will await your response if you have any idea. I am in the same situation. Many thanks

Any bank that gives loans without security is a Ponzi. Don't even click on the link.

marvelito:
I think the best account you need for your business is not account that will not incure charges on your deposites and withdrawals, but one that will give you that security and flexibility in business. I suggest Zenith.

for more financial news, hit my signature and join other financial debaters to discuss legit money making opportunities

Hmmm. Even Zenith Bank dey follow talk. Flexibility ko. You tink say na rubber in dey tap. Start-up oh. He has no money for medical bills and law courses.

horsepower24:
OP.. Few tips in choosing your preferred bank for your corporate account.
1. Know that opening a corporate account would require most of your CAC documents, a Tax Identification Number, probably your company seal with other requirements for opening a current account depending on the bank.

2. You would be charged for Search Report on the authenticity of the CAC documents presented to the bank. Bank charges varies. GTB charges N5,000. FCMB N4,000 I think.

3. There are a lot of current account variants that banks sell that comes with their terms and condition. Some offer you zero COT(Maintenance Fee) but there would be a penalty and should you break it, you would be charged COT.

NB: N50 Bank Stamp is applicable to all corporate account regardless of the variant any bank is offering you.

4. If you wish for the bank to finance your business, Diamond Bank used to finance SMEs until the Ariaria market traders came and spoilt that initiative with bad loans. (Nigerians don't like paying down on facilities).

You can try fidelity bank too if you have legal title documents to stand as collateral for the loan.

If you're a start up, run from GTBank & Zenith Bank. They would never finance your business no matter the business plan you propose.

If you want the ease of internet banking, try GTBank and Diamond Bank.

A lot better. Several valid points that corroborate what I've heard as well. That it used to be Diamond but it is now Fidelity.

sczeska:
First bank

Why. What do they uniquely do for start-ups and small businesses.

pendusky:
sterling bank... ask for ledger 96 account

See what I mean, products promo. Take, take, take and never give to the right people for the right reasons.

ablesolomo:
Hi, i want to open an account for my business name but i don't really know which bank to go for, i don't really know which is the best with no or little monthly charges, kindly advice me base on your experiences with any. Thanks for your reply

Charges? This is a very defensive mindset. I rather expected asking for a bank that will help you grow your business, as that should be the core mandate any real bank should have.

spanishkid:
What sort of rubbish is this? Why is NFF this useless? If you want to eat a frog eat the one that has eggs. The fact we need a foreign coach doesn't mean we should go and hire any Tom, Dick and Harry. What happened to the likes of Jose Mourinho, Brendan Rodgers, Luciano Spalleti, Louis Van Gaal, Andre Villas Boas, Simon Karanka, Unai Emery etc? Does Le Guen even understand English properly?

English for wat. De only english the man need na. Goal, kick, run, f.uck, shoot, bol, idiota... das all.

baum1:
Which home based coach will be left that they have not tried?

Morris Coreman or warreva is is name. De only oyinbo nigga. De man don waka naija pass Chisco bus.