Solomonwis's Posts
Nairaland Forum › Solomonwis's Profile › Solomonwis's Posts
1 2 3 4 5 6 7 8 ... 18 19 20 21 22 23 24 25 26 (of 35 pages)
 Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 9:51am On Sep 16, 2013 |
ChriGo: ......Nna bros na ur Thread i dey.....dont yab me hereSo many people work in the bank but don't understand the basic! Not where people who studied yoruba language claiming to be bankers without any professional touch. Many claim to be customer care reps in banks but nothing show they have any inkling about the job to be done. I don't doubt you having challenges using a debit card or what you want to call credit card but I maintain and insist we are not running a credit system in Nigeria. This is not a blind argument, you need a good credit system running in the country to run a credit card system. Very few people have access to what is termed credit card in Nigeria. The facts are there for all to see. You need to understand the workings of a credit card and a credit system to understand me. Are we running a credit system in Nigeria like it is done in advanced countries? Do we have a pool where credit worthiness or otherwise data can be sourced and analysed?do banker really and truly know their customers in Nigeria. Let me give you this assignment,research on the modalities for running a credit system in an economy and ask if Nigeria is there already or just getting there. I have used a Naira Master debit card {which many people under the popular fallacy take to be credit card} and it has worked for me. I don't intend to derail this thread just as I wouldn't want the other thread derailed. You can argue with everything but not with my experience just as I can not argue with your experience. I have offered to help effect a payment with the debit card and I think that in itself is a proof that I know what I'm talking about. Let's face it,we don't have a REAL credit system{platform on which credit cards work well} in Nigeria. We are just getting there. 1 Like |
| Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 5:58am On Sep 16, 2013 |
ChriGo: ....@solomonwis nice job here....na everywia u dey mehn!!....u just dey bounce aroundHow we for do na.. I don't jump at everything and anything because I know this is a public forum where there are intellectuals from all over the world. You need to get your facts right before passing on messages. That is why I advise to leave any matter you don't have experience on to people who are more experienced. When you take it up to a point, others can refine your thought as communicated and everybody is better for it. 2 Likes |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 5:36am On Sep 16, 2013 |
kjbobo: ..I hail thee sir....Are you sure about this explanation?I really don't want us to go back to this again so we don't derail the thread. Debit and credit card practically offer the same thing. The difference is that while credit card allow you spend money you don't have in your account up to a particular limit,debit card will allow you spend only the money available in your account. Using a credit card entails that you run a current account but you can link your debit card to either your current,savings or both. Maybe where people are getting it wrong is in this definition. I also understand from my findings that not all debit cards are enabled for online transactions some are mere ATM cards. If what people call CREDIT CARDS are those cards which have to be funded before transactions are effected then my submission is right that what we have are look alike credit cards. Regarding the token,even Humanshado couldn't agree with me less on that. You might not have experienced where you have to input your securecode using your card and that doesn't make that fact false. Kjbobo,I will advise you look through the previous post to understand that we are talking about NAIRA MASTER DEBIT CARDS not just debit cards. I don't know your background,but your saying the word “debit” does not connote it being useful for online transactions is an error. Please check that up again. I have spoken based on personal experience and the proof are there for anyone to see. Please let's move on so the thread won't derail. Top of the day to everyone! 1 Like |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 9:34pm On Sep 15, 2013 |
ChriGo: ....Damn!!!...no problem...will contact u if any other online transaction show for meIt just occurred to me that I was actually helping people pay for online transactions for a fee in the past using zenith bank web surfer card. Back then banks have not upgraded to the level they are now....we will get there I believe. 1 Like |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 9:19pm On Sep 15, 2013 |
ChriGo: .....mehn!! I wish u could extend such gesture to me jare....d fact dat i bear chrigo on nairaland doesnt mean am not solomon....my oda name na solomon so bros extend to me make we know which solomon wise pass  You already applied so no need for extension of the gesture. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 8:59pm On Sep 15, 2013 |
ChriGo: ....@solomonwis u'r really nice ooo...i commend ur kind gesture.....hmmm!!....but pls be careful d way u throw ur card in the air....ChriGo isn't a nice guyI can be nice but I am SOLOMONWIS. As per throwing my card in the air,you leave that to me to handle. All we need do is to help make payment for a brother through a Naira Master debit card at no cost. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 8:45pm On Sep 15, 2013 |
engineer55: please can somebody volunteer to help me make the online payment, i will pay the person commision, because i dont have credit card to do this transaction.Just so I could make a point with what I said,let me know the day you are ready to effect payment.I volunteer to give you my Naira Master debit card for payment. You will pay into the account and effect the transaction same day. Then you can relate your experience with others here. When you are ready,you can contact me{I hope the moderator will allow this}. I don't do this and I've never done this but will send down my card of course with somebody to effect the transaction. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 8:33pm On Sep 15, 2013 |
greatheights: @chriGo n @solomanwis quit d whole argument thing, we all have gained frm the points both parties made already.Solomonwis =doing it the solomon way= solomon~wise=applying wisdom,because it is the principal thing! From the foregoing,I am not solomanwis. Let's move on. Back to the matter. TRV application procedures,medical hopeful,etc bring it on! 1 Like |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 8:10pm On Sep 15, 2013 |
ChriGo: .....bro i dont nid an interpreter but its wat u wrote which i made reference to....i do not need any awards buh wen arguing pls argue wisely so dat ur previous statement wont hunt back at u....i accept ur point sha....no offence....When you see the the word “in the real sense...”{Quoting part of my post} What does that tell you? Did you not see where I mentioned there are many things involved in running a credit system and Nigeria is getting there? You sure need an interpreter! Assuming I even said that{I never did so don't go misquoting me again},what do you stand to gain bringing that up again when everybody had moved on? I made my point clear based on personal experience and many mentioned what they experienced too,it is left for the dramatis personae/concerned persons to make a choice. That's the essence of this thread. Nobody is winning an award trying to run another person down 1 Like |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 7:39pm On Sep 15, 2013 |
ChriGo: ......oga at the bolded...actually u said soAnd what award do you get afterwards? You don't need an interpreter to understand what I wrote,do you? You seem to enjoy deliberately distorting facts so you can receive accolades. Abeg,let's leave space for others! |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 6:38pm On Sep 15, 2013 |
@Humanshado, Thanks for your clarification. I need to state that I didn't say there's no credit card system in Nigeria.I said the credit system is evolving.I also said the cards we have a look alike credit card with the same features as a credit card(pls refer to my post earlier). There are so many things involved using a real credit card (under a credit system) and I dare say it only work well in a country with a good credit system in place. Nigeria is just getting to that level. Now for the umpteenth time,I will say it again that I have paid for a TRV application using a naira Master Debit card! I have tried using a particular Naira Master Card for the same transaction and it failed until I used another one! Ask people who paid for WES evaluation and federal skilled worker application fee with CIC what they paid with. So I speak from experience. The reason behind this divergent opinion is a pointer to the fact that we are evolving when it comes to credit system but we sure will get there. 1 Like |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 6:17pm On Sep 15, 2013 |
sexymma1: Abeg me wan pay my own with Access VISA card, I have been using I for online transactions, due I still need token for that.Like I mentioned earlier,knowledge is power. You can approach your bank {by this I mean contact your bank,I needed to explain this so as not to be deliberately misquoted} and ask if the card is enabled for internet transactions. They are in position to better enlighten you about the features of your card. Some cards need activation while others don't. Your bank should explain better. From my experience using Naira Master debit card,it has been smooth even with withdrawal in foreign currencies from outside the country. Knowledge is power! |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 6:01pm On Sep 15, 2013 |
With regards to online payment,if you check the debit card especially the Naira Master card you will see where “Electronic Use Only” is stated clearly and with the universal Master card code of 5399.. I can understand the cynicism like I stated earlier but it doesn't change the fact that I have used the Naira Master card for online transaction even with CIC. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 4:48pm On Sep 15, 2013 |
greatheights: Yea! I get yo point, bro. The fact that cic site stated "CREDIT" card shdnt b ova looked. Gud to af u in tha huz. *thumbs up*Yes I understand the credit card thing mentioned on the website, but we don't have a credit system here in Nigeria and so our debit cards serve the same purpose as credit card as it is worldwide. I have used the naira master card (debit cards) even where it was clearly written that what is acceptable is a CREDIT CARD. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 4:45pm On Sep 15, 2013 |
ChriGo: ....ok bro wana cum in here....how would u explain someone that used a GTB debit card for online university admission payment and was successful and also used dat same card for cdhc visa payment and failed?..and later used anoda card(credit card) and was successful....waitin for ur informative coment sir....Tanx....I appreciate that question. (Given my little background in the financial sector), You need to know what the error message is and then you can take it from there. Some websites will accept a card while others will not. Some cards will need some activation prior to using them for online payments despite the fact that the banks clearly state that they can be used for online transactions. We should understand that Nigeria is evolving in that regard (Credit system) and because of the high cases of fraud from this part of the world, there have been a number of security measures put in place. That is why I said it is advisable to approach your bank to make case for failed card transactions. IN THE REAL SENSE, THERE ARE NO CREDIT CARDS IN NIGERIA (What we have are look alike cards, with the same feature as credit cards). The difference between the credit card and debit card is just that one can spend money that is not available in one and one has to spend money to the limit available in the account on the other. FOR CIC, I HAVE USED A NAIRA MASTER CARD TO EFFECT PAYMENT FOR A TRV (VISIT VISA) FOR 2 PEOPLE AND THERE WAS NEVER A PROBLEM. I can understand the challenges with online payments with Naira Master card but it doesn't make it impossible. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 4:32pm On Sep 15, 2013 |
Abellybaba: Bros Solomon, the wise man toh bad!! U don try with the comment, make we forget aggressive and prejudice. Big big grammer lol make we relate ok. Thanks for the information. We go soon give rank self for here. Make give u commenting officer! Wetin others tink? SmilesI will take it as a joke but I clearly understand your cynicism. I am not a commenting officer but one who is interested in providing guidance where necessary(I bet you don't know what I'm passionate about). I don't comment on what I don't know or haven't experienced,I've been on here for quite sometime and I can say a whole lot of people have been doing creditably well not taking anything away from them. Constructive argument should be the way to go and it should arouse one's sense of reasoning and will further make for mutually beneficial findings based on research. So when I talk about credit card and debit card,I can say I have some level of idea and that's not to say I know it all. That you are experiencing challenges with online payments with a Naira debit card especially when told that you can make payment online with it by your banker means something is missing somewhere. I happened to have faced the same challenges in the past and I thought sharing it won't be a bad idea.so why call me names ? |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 4:02pm On Sep 15, 2013 |
solomonwis: You mean to tell me say all the people that applied online paid through credit cards in naija? You should do some asking, I am not talking based on what somebody said...I am talking from experience! Abellybaba: Solomonwis your comment seems aggressive, take am easy. All comments are allowed. E no matter if na you doam or not. Chrigo don contribute immensely so if he make him own comment. We go appreciate am and if u get anything to add, just talk ur own. Peace bro and we all get one aim, Invade embassy with our ideas and get TRV.peace brothersCan you tell me exactly where the aggression comes from in the statement quoted above without prejudice? |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 4:00pm On Sep 15, 2013 |
engineer55: yes boss, actually am applying for visit visa, so i have been trying since past 2 weeks with Visa/Mastercard Debit card to make the payment but it always say transaction not approved, so 3 days ago i bought prepaid credit card but am still facing the same issue.You have to approach your bank to be sure your card is enabled for online transactions. A whole lot of people face this challenge and many seem to be at a loss as to what went wrong. Now you are supposed to have a secure code/activation code for your naira debit card (which in Nigeria at this point, serve the same purpose s credit card). The difference between a credit card and a debit card is the fact that the former can be used to effect payment even when your account is in red up to a limit, the later requires that you have the cash equivalent of your transaction amount. I can't count the number of times I have had to use the GTB NAIRA DEBIT CARD within and outside the country both for online and offline transactions and I believe the same is the case for every other Naira debit card. Now, credit cards have not really truly been developed in Nigeria as we don't have a good credit system running. I will advise you approach your bank and make case for your card to be enabled for internet transaction. (From experience with GT BANK,I know you will be asked to get a "token" to activate your card). Again, approach your bank for more details |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 3:29pm On Sep 15, 2013 |
ChriGo: ...yap true...but not saying based on just....also sayin based on sum1 dat applied online too...d dude mite not b here to answer so it aint bad if i do....no yawa chairman...You mean to tell me say all the people that applied online paid through credit cards in naija? You should do some asking, I am not talking based on what somebody said...I am talking from experience! If I were you, I'd leave it for people who are HERE on NL and applied through the online route to enlighten us further....Nobody knows it all, remember.. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 3:08pm On Sep 15, 2013 |
ChriGo: ....yep true sir....just dat sum1 once complain he tried dat earlier....he said cdhc's online platform is designed to accept just credit card...Tanx bossThat might not be true...I am sure people who applied through the online route will attest to that. The only thing is to get the card enabled for online payment. You should allow people who applied via the online route answer that question, they should know better. |
| Travel › Re: Travelling To Canada Part 4 by solomonwis(m): 2:53pm On Sep 15, 2013 |
Abellybaba: Pls has anyone used GTB atm card as credit card? What kind of card is accepted for online application? ChriGo: ...U can use GTB/anybank credit card not debit card....You can use the debit card to make online payment as long as it is enabled for such. |
| Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 1:21pm On Sep 15, 2013*. Modified: 1:41pm On Sep 15, 2013 |
e mandman: @solomon u close my thread bt God bless 4 d ansa...by no work exprince i mean like in an official set up...av bn working 4 ova one year as account officer in a private hospital...so wotz my chance wif dat and pls how long will it take averagely i if stat dis dis week,dias a reason am keen abt d duration?I didn't close your thread (don't have the power to do that) the mod did. Moreover, there was no need duplicating threads all over the place. Are you saying the hospital is not "an official setting"? You need to clear that out first. Like I said earlier, you require a minimum of one year work experience. The eligible occupation you would have applied for (1112 Financial and investment analysts ) has space for only 300 people and this has been filled up. To be sure you meet up with the minimum required 67 points,you need to carry out a self examination of your abilities as outlined on http://www.cic.gc.ca/english/immigrate/skilled/apply-factors.asp. You also need to write a Language test (either English, French or both),you also need to have your educational qualifications evaluated/assessed by an authorized assessing body (agency approved by the govt. of Canada to assess educational qualifications obtained outside Canada). You can approach any of the below for your educational qualifications assessment •Comparative Education Service – University of Toronto School of Continuing Studies •International Credential Assessment Service of Canada •World Education Services •Medical Council of Canada (professional body) - For professionals in the medical field/profession If at any point, you need clarification on specific areas during the process,you can ask your questions here |
| Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 11:41am On Sep 15, 2013 |
e mandman: Pls ppl i av a bsc finance wit no work experience..1year afta service...i wan apply 4 canada visa for FSW..wot is my fate,and abeg if i apply now and say it's succesful,wot is d average duration 4d visa applictn 2b granted?With the bolded part, unfortunately you are not qualified to apply for the FSWP at this time. You need a minimum of one year work experience to be able to apply. |
| Travel › Re: Canada Visa Help Me! by solomonwis(m): 10:45am On Sep 15, 2013 |
e mandman: Pls pardon me 4 duplicating dis thread,am new in dis section and when i ask d questions in d thread ppl dnt ansa probably because,they've discussion spanning frm part1 or page 1.https://www.nairaland.com/1279130/canadian-federal-skilled-worker-program-timelines |
| Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 7:56am On Sep 15, 2013*. Modified: 8:16am On Sep 15, 2013 |
adonai36: I have a bachelors degree in Humanities, and I have my WES report ready.With that work experience,you can still apply as an Engineering Manager but you need to be sure you meet up with the required 67 points{minimum}. With you starting off as a Trainee within the 4 years work experience,I have my reservation. Your educational qualification is not in line with your main duties at work and your work experience {especially a long term work experience} should offset this lacuna but with you starting off as a Trainee in the last four years and ending up as an Engineering Manager,you need to gain reasonable and objective assurance that you meet up with the minimum required points of 67. |
| Travel › Re: German Embassy And Visa by solomonwis(m): 9:57am On Sep 14, 2013 |
gudboyz: Thanks for the response. I thought if you are denied, they will return your passport back to you immediately after interview and don't have to wait till 10 days to inform you of the negative decision like they do in U. S embassy.They don't tell you the decision immediately,you only know after 10 days. |
| Travel › Re: German Embassy And Visa by solomonwis(m): 9:34am On Sep 14, 2013 |
gudboyz: Good Morning House, I need clarification please. I went for my interview yesterday(Visit Visa), after the questions and answers, the lady handed me a white slip(Receipt for Visa fee), collected all my original documents including my Passport and asked me to come back 10days time. Does is mean that anybody they gave the white slip and collected his Passport will be granted a Visa Or is it the normal routine for both refused and issued visa? I mean,do they also ask refused applicant to come back after 10 days. I await your response,thanks.The decision is reached within 10 days so collecting your documents and handing you a white slip is routine, nothing out of the ordinary. |
| Travel › Re: Information On VISA Refusal/rejection For Study In Belgium by solomonwis(m): 9:05am On Sep 14, 2013 |
eghosarita: I applied for a short stay visa to Belgium and was refused on the ground of Schegen agreement of the 14th of June 1985. This is based on the ground that I applied for a UK student visa in 2007 and i was refused. please nairalanders i will need some advice from you and also a link to an international lawyer who can help with the appeal. Thanks.The reason for your denial is vague. They couldn't have denied you a visa simply because you were refused a UK student visa in 2007. It will help if you post the details on the refusal notice so people can advise you appropriately. |
| Travel › Re: Main Reasons Many Are Refused Visas by solomonwis(m): 8:43am On Sep 14, 2013*. Modified: 9:01am On Sep 14, 2013 |
gudboyz: Good Morning House, I need clarification please. I went for my interview yesterday(German/Schengen Visit Visa), after the questions and answers, the lady handed me a white slip(Receipt for Visa fee), collected all my original documents including my Passport and asked me to come back 10 days time. Does is mean that anybody they gave the white slip and collected his Passport will be granted a Visa Or is it the normal routine for both refused and issued visa? I mean,do they also ask refused applicant to come back after 10 days. I await your response,thanks. Sorry for re-posting this here, just hoping that experience guys like Vicjustice could be of help.Pot your question here https://www.nairaland.com/676173/german-embassy-visa/162 That is routine, it is done to everybody. You will know the outcome of your application when you receive your application package. |
| Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by solomonwis(op): 8:40am On Sep 14, 2013 |
adonai36: @All and oga Solomonwis, please I want to know if am qualify to apply as an Engineer Manager. I have work experience as a manager of an engineering firm, but my first degree is not in Engineering.What educational qualifications do you have? How many years of work experience do you have as an Engineering Manager? |
| Travel › Re: Relocating To New Zealand by solomonwis(m): 11:25am On Sep 13, 2013 |
oolumide: What about the immigration process. Has anybody in the how try to do it before. What are the challenges. My score is 110 and minimum requirement is 100.http://www.immigration.govt.nz/migrant/stream/work/skilledmigrant/ I think there are more people heading OZ than NZ. With OZ PR,NZ is a piece of cake but it is not totally the other way round. |
| Travel › Re: Relocating To New Zealand by solomonwis(m): 8:00am On Sep 13, 2013 |
oolumide: Thanks guys for your comments. I think I need to make something clear, when i said restaurant management i mean to work in established restaurant chain there, since i have so much experience in that and i have managed international brands in Nigeria before now. sorry about not clearly stating what i mean.We are still talking about the same thing here bro. We are not talking about some roadside shop/restaurant. You know the process of opening such is demanding as well as require a high level of professionalism. Now to assume that there will be no need for Walmart,Mcdonalds,Tesco,Sainsburry in NZ/OZ as well as people who ho would work in them is pointless. I still maintain the prospect of Restaurant Managers is high either in OZ or in NZ. Needless to point to the fact that the occupation is always listed in the occupation list all of the time-reason being the value placed on them |
.....The matter we dissued on other forum is simply what has been experienced by those using it and me.....infact i spoke with a lady banker who was also on the forum yesterday on phone and asked her about the full load down of credit and debit cards....she said she saw your statement were u said there is no credit card system in nigeria and she really frowned at that statement cuz they issue credit cards from her bank.....The reason she couldn't contribute was because the whole issue was been annilated by different forumite....i also frown at the issue were u said i should leave it to the online routers.....Well, i also did online visa application for a personal friend too so you see!! Its more or less like i am also an online router even though i did mine the paper way.....i used a credit card and didnt have any frustration with it....it went once without errors so my giving an advice to someone to use a credit card isn't a bad idea cuz ChriGo don use am....thats what i want you to understand.......
1 2 3 4 5 6 7 8 ... 18 19 20 21 22 23 24 25 26 (of 35 pages)