₦airaland Forum

visaclick:
you talk too much for an engineer.

As far as this forum is concerned, I would rather say thank you to her. My personal opinion anyway!

GOFRONT:
Now she is ambassador for CloseUp with her Tomatoe hairstyle.

It’s cornrows hairstyle.

Flick490:
God, the inflation is a hyper kind of. Same basket used to be #350 some years back, not too long.
I'm already tired with life. Survival is too expensive, no one to call for help. If u commit suicide now, they will say u have sinned and that you're a weakling. We Hussle day and night, we don't even sleep. As I write this, I Hussle like a wounded lion looking for money but times are just too hard. I want to go to bed, sleep and never wake up. I don't want to use my hand to do this. I'm tired and God knows

What can 5k do for you?

291 kilometers of road worth #300B.
Therefore i kilometer is valued at #1b.

Make these people fear God small.

wethebest:
Why won't they fat like pig 🐖 wen they don't do any hard labour. Africans, Indians re there to do their hard labour for dem

This is fallacy. You don’t work harder than an average American.

realestate99:
Nothing to talk about igbos, igbos love attention, nothing more. If you are very observant, you will notice that igbos love to put themselves at the centre of every conversation even if such conversation does not relate to them, check very well.

All their victim mentality, ndi marginalization and chestbeating are all tools in courting attention, you can see their ohaneze can not do in two weeks without spewing nonsense, all are tools in courting attention.

Igbos believe if people do not talk about them ( either positively or negatively) they are worthless, they really have self esteem issues. Out of my 2 years in Enugu, I only get to know these in two weeks. The greatest pain you can afflict an igbo man is to curb his attention seeking tendencies, assume he is non existent when he starts seeking attention, he hates you for that.

That is why my theory still stands, an igbo behave innately like a woman in all ramifications because both are engine run on an inestimable quantity of emotions.

But this very video is about Hausas talking about Igbos. There is no Igbo person in that video.

Buhari promised Nigerians that #1 would be exchanged for $1.
So my friend that we have spent decades together in abroad collected first hand esusu of $40k and quickly transferred it to naira that year.. Exchange rate was at #185 around the end of GEJ tenure.
He got #7.4M
My friend’s hope was that once PMB swings his magic tweaks, boom ! that money could be converted back to $7.4M.
He would then pay off the esusu group and live happily after.
Well, this is 8 years now and we are still settling that matter.
The last I heard was that his $40k is now worth $10k only. I have advised him to manage it like that.
But he said he has another plan. Real estate (land banking in Lagos). He is hoping that Tinubu’s emergence would positively impact land value in West, particularly in Lagos.
I have told him to please consult his financial advisers.
No be me them go throw under the train.

If people don’t talk about you, there is problem somewhere.
“ Igbos are self defended, they don’t defend on the government “

This one thought that she had opened a supermarket

zoedew:
I thought Sen. Nzeribe once was influential in FG and hails from Oguta. He was too busy making money for himself to have facilitated the successful dredging of the waterway.

Dredging that small lake for what exactly?

JOemmy:
Nice one this is what rochas should have used his connections in the apc to achieve in his eight years in office but instead he wasted billions on substandard projects and moulding useless statues this important project would have since been completed.

This is exactly what they want you to believe. Few days to governorship election in IMO state they came up with this crap.
What an insult to the intelligence of ndi Igbo.
A project with no allocated federal funding without financial attraction for private funding, yet they make it look like it’s a serious venture.

Horlardorjah:
The installation fee for marble is also far above that of tiling as well n some other detailed aspect of it say dulling the edges and also the use of copper and adhesives if you are installing on high parts of the building to secure it ore aside the marble gum used

I have regretfully given up on that pursuit.

upsupa:
You cannot contribute $250K towards social security.

You can earn 500K as a couple and only pay 12% depends on your circumstances and deductions and your tax accountant and how you earn the money

Ok, thanks. I didn’t know that. It looks like max for SS is 9k. But you can contribute 100% of your income towards 401k.

sukkot:
1st generation can you explain to us how someone earning half a million dollars per year only gets to pay 12 percent tax

If a couple earns $500k yearly, they could pay that low in taxes .
Here is a simple illustration that are all tax exempts
Assuming they both earn $250k
They can each contribute half to social security
So $250k would be left
On that $250k, they can contribute $50k each to 401k
So $150k is left
On that $150 they can contribute $7k each to medical expenses tax exempt
So $136k is left
On the $136k they can make charitable donations of $10k each
So $116k is left
On the $116k they can contribute $6k towards child care to get deductions
So $110k is left.

Therefore for taxable income of $110k and with 2-3 qualified dependent children, they might even get some money back during taxes.

Hope this helps to answer your question?

Ohraykon:
i agree but we all know who is responsible for that. Europe doesn't come close to the wealth of Africa. Its because we don't control our resources if not we are the richest people on earth. The same abroad you live has the answer to Africa's poverty. If you live with your oppresors don't throw stones!!!

The other day, a lady came to work with a Bentley, I couldn’t help but had to ask, who owns the car?
Someone said it’s her sons. That he owns a collision body shop ( the one we call panel beater).
Bro leave, levels dey this country .

Ohraykon:
you lie 😂 abroad is not heaven some People live better than people abroad stop hyping that cold advanced room. Why is Dangote or burna boy not living there? Abi dem sef no get fridge to ice that scientific colour-flavoured sugar.

I am not taking about the richest man in Africa, I mean ordinary laborers, janitors, Nanny ,cab drivers, receptionist, store keepers.
Did you know that a janitor can afford flight ticket with half of his weekly pay to any where in the US?
But in Nigeria, someone who earns 100k a month might have to save for about 3- 4 months to afford airline ticket of #80k

Ohraykon:
the one in naija will enjoy more than the ones abroad. Naija is cheaper. Abeg forget that exchange rate na just illusion. No matter of oyinbo money wey no fit finish, your taste alone go gulp am faster sef.

What do you consider enjoyment?
Do you even have ice in your fridge to enjoy cold juice, inside a/c with roasted ribs and steak?
Let the one in niaja continue to wait for month end, while someone else is living that dream every day

okuta007:
abeg na which shift job dey pay $200 an hour for America and you pull 12 hour shift ?

even medical doctors with 20 years experience do not make $200 per hour - maximum $100 or $120 per hour = $208k a year - na if Over time dey then they can make more and u come here to say $200 for which shift work - den dey work ona or na winch dey worry ona ?

shay ona dey craze for this nairaland ?

so shift work pay pass senator who makes $275k a year in America ? ona dey craze ?

last last na police must shoot ona dye for arme robber my - ona think say $200 na beans for America?

Sir, I said for a couple. Not one person alone. And I gave instances of professional that make up to $100 /hr.
Read previous pages.

justwise:
That is not true, some companies will allow you to work 60hrs a week max. 40hrs normal shift and 20hrs overtime

I said so already . But full time employment is 40 hours maximum.

Annahh:
Well it's not everyone that is excited about leaving to western countries, the evil there keep growing, I don't want to be a part of such society. Nigeria is a bit decent when it comes to culture, children upbringing etc.

This is pure fallacy. Children in US have very high moral standards. They do not behave any how. There are structures in place to keep everybody in line.
The only thing you can say is that they are not timid and they don’t accord respect based on age. They see respect as being reciprocal. If you don’t respect yourself, don’t expect them to, no matter your age.

sukkot:
lets dead the matter bro but you should look into writing fiction. i like how your story evolves

This is deflected. It is a valuable strategy when confronted with unwavering facts.

sukkot:
alright so they only work 3 days a week ? see as you are using one lie to cover another. anyway

Oga , your employment letter has your weekly hours. It is never more than 36-40.
Any other thing is overtime and it’s time and a half.
How come you don’t know these simple things?

kkins25:
$150per hour??

Yes. That is how it works when you go beyond your schedule hours.
That is why most places don’t want you to work more than you regular hours. But trust me, there are places that don’t care. They appreciate when you work extra.

sukkot:
12 hour shift 5 days a week is 60 hours

No company will let you rake in such overtime. You only work 36 hours , that is 3 days a week. They will get someone else to do the remaining days if they need to.
Did you even realize that if you go beyond that 36 hours, your pay would be time and a half. Meaning you would be paid $150/ hour instead of $100 for the 24 hours over your time

sukkot:
brother I don't think you understand the magnitude of your lies. 2400 a day is like half a million dollars a year. All those deductions you put up there are not even up to 100k. So they get taxed 12 percent on the remaining 400k ? Make una dey lie with common sense na.

If you work a 12 hour shift, you only get 36 hours in a week.
Do the maths, it’s only #320k per annual combined for both couples
This is a simple math.

kkins25:
They aren't exactly "tax-free".. They are either post Tax, or pre-tax.

No body takes any tax from you , whether “post or pre tax” when you make medical expense contribution from you salary.
That money is given to you before what is left of your salary is taxed.

sukkot:
alright bro. you should write fiction. thats your calling

There is nothing wrong with leaning or realizing new facts that were not really obvious to us.
If you live in the US and have not been utilizing these provisions, you should.

For 401k you can contribute up to $60k yearly taxes free
For medical expense you can contribute up to 7k yearly for a family
For childcare up to 6k yearly, which you get most back when you file taxes.
You can also increase you social security contribution

sukkot:
lol bro even those flipping burgers on minimum wage pay more than 12 percent taxes talk less of Casper the friendly ghost earning 2400 per day

The details I presented to you is not about the burger flipping rhetoric. Those are actual verifiable fact.

sukkot:
i love topics like this because that is when you see the spiritually sick covetous megalomaniacs emerge with their ridiculous grandiose posts. So a couple earning 2340 dollars are only paying taxes of 340 dollars ? That's like 12 percent tax. That's impossible in any civilized world to earn that much and only pay 12 percent tax. In fact I submit to you that the phantom couple Casper the ghost and his wife if they truly existed would be on like 40 percent tax with their wages not the 12 percent you said. Which tells me your story is bogus

They can even pay less than that amount if they makes the maximum allowable contribution to the following
401k account
Medical expenses savings
Childcare account
These are all tax free savings

There is this couple living in the US. The man works in IT and is paid $90/ hr. The wife is an NP and makes $100/hr
So their combined income is about $195 /hr
They both work 12 hours a day to make $2340 every day . After taxes they take home about $2000 every day

When I did the conversion I realized it was about #1.5M naira they make daily

I said to myself, a big boy in a good office in Nigeria who makes #500k monthly would have to work 3 months to see this amount that this couple make daily

It was then I understood what people really meant when they say this life no balance

Somebody here said marble flooring is cheaper than tiles per square meter.
So I went to get quotes for marble
I was told #42k per square meter.
So I did a rough estimate 42 x 700 sqm
My answer was #30M
Please, l want to know if this maths is correct

People don’t understand how good AI is in controlling your actions. AI is a powerful technology that can control your emotions, it knows you more than you know yourself. All social media have AI that accesses your personal conversations and messages. They know your other previous activities online. It knows when, how often, and to whom you always send money . It knows the conversations that lead to sending more. Once you download an app, almost everything you do on your phone is captured.
It is most likely that the message you saw is a result of your activities. Targeted feeds from AI to reflect your personality.
Just know that you did not stumble on that message. AI could possibly match you with millions of random post. This particular one is what it thinks suits you.
It is just who the AI thinks you are.