₦airaland Forum

79733139:
It is easy in Canada and USA. With a salary job, you can take a 10 - 30 year mortgage as long as you have a good credit score. This arrangement is a lot better because you would start living in your own house immediately.

In Nigeria, it will take years before you start living in your own house as a salary earner because of the money and time it will take to complete.

You can check on Google to confirm what I just wrote.

what type of salary and job affords you a mortgage. How many foreigners get this type of jobs? What education affords you the job too? Nigerian education? Answer pls

lefulefu:
it takes many nigerians their entire lifetime in building a house of their own..that is nigerians who work in the civil service.Govt puts no incentive to aid nigerians in having a house of their own.it might be easy for wealthy nigerians not ordinary nigerians.

and have you wondered why nigerians abroad would rather send money back home to build, instead of saving up to own a house in the US. It’s not like they want to build at home first. It’s not easy. It’s not easy to put up a building anywhere in the world, but it’s easier starting one in Nigeria . Completing is left toyou!

Elxandre:
I get your point, but no one can deny barriers to success an average low class youth faces unless you aren't being realistic.
Many of those millionaires who rose from nobodies grew up in the old era, where nobodies easily rose from the scratch in Nigeria; my dad is a case study.
But nowadays, it's so hard to even get a job not to talk of ascending to lofty heights.
Of course, super intelligent people will always have their way in a chaotic society, but how many are?

It's definitely possible to make it in Nigeria but don't just paint it like it's easy to just wake up and attain a comfortable life. It's far easier abroad.

Look at this, the so called yahoo boys do all sorts of crime just to attain a lifestyle, even minimum wage workers can attain in America. That's enough to tell you both societies are miles apart.

I have not for once said it’s easier in Nigeria or Nigeria is better. The message I have tried to pass over and over is never regret your decision. Yes Nigeria is this, that shot hole. The hypocrites calling Nigeria shit hole are the ones doing crimes. I bet you if you check theblife of many calling Nigeria shit hole, you will shoot them if you have a gun. No person with a growth mindset will do and say many of what these guys do. Ask same yahoo boy, he will tell you he wants to get a way out of naija. Don’t we have them doing frauds in America. Nigeria is a people. Same every where. Te hardworking ones, hardworking in US. The fraudsters, fraudsters in US. No one who wants to ever make meaning out of life wallow in regrets like many do on here. It’s a sign of emptiness. This has been my message. One love

lefulefu:
building a house is one of the easiest thing in naija?? bro seriously did u really say that?

yes. Building is an easy thing to start. It’s a project anyone can embark on. Now, it may take years to finish but it’s a project with no hard regulation. How easy do you think it is to secure a property in the US compared to Nigeria?

Elxandre:
You forget that most of these elites had a rosy start to life.
What are the chances of a regular middle or low class born attaining these heights in this present Nigeria?
It's slimmer!
That's not to say wealth can't be made in Nigeria though.

There are definitely less certainties in Nigeria, else how can you explain most people who migrated abroad legally having the funds in a few years to build quite substantial houses and business in Nigeria?

It's definitely harder to succeed in a country that doesn't encourage meritocracy.

mindset is all that matters. Thing is many of the middle and lower class are always looking for low hanging fruits. They are the ones who are always looking for the sharp way. I tell you from experience. Who were the main victims of MMM people blamed it on poverty but did MMM not try to venture is other poor countries. What was the outcome in Kenya and some I can’t remember. You have a point that it is easier for the elites. I agree with you. But I have heard stories and worked for men that were nobody and became millionaires. It’s all about the mind. There are many abroad who are still hopeless and haven’t figured out what they want.

stanbillion200:
This is true.
Militants can testify to this.

to imagine that militants were even more intelligent and had a reasonable cause than Boko haram.

Mcslize:
sowilli read this PremiumTrends post very well. It seems like you are not familiar with how terrible the Nigeria system is. You based your judgement on money, but do you know that SARS do harass young legit hustlers going about their normal lives on a daily basis simply because they are driving clean cars? They term every fresh guy a Yahoo boy. Are you aware of that?

Can you comfortably flaunt your wealth if you won't be kidnapped within a week? Can you move freely or drive freely in the night if you won't get robbed on the way in Nigeria?

I have always said it: I don't know why most of you always focus on money while neglecting quality standard of living. What's the life expentancy of those in Nigeria? Can you boldly quote the life expectancy of people in Nigeria and compare it with those in the western world?

Let's not always base our judgements on money. Even if you have the money, you can't live freely here in Nigeria without watching over your shoulder any time you are out. The system is very life threatening here. Once you have money, police will harass you on a daily basis to collect their own share, arm robbers will ambush and rob you on a daily basis. What of kidnappers? They will open a bank on your head every six months.

Do you know how many times Mikel Obi's father got kidnapped? Simply because his son is a footballer. They kept kidnapping the old man every year. Why do you think they are doing that? Bro believe it or not, it is a crime to have money in Nigeria cuz you can't spend it freely. Everyone will like to take their share. But that's not the case in the western world.

No wealthy man moves freely here in Nigeria without carrying gazallion of security men along. Think of all of that and you will realise that your motion holds no point.

People are suffering in Nigeria. We pay for what we are not using. No light but NEPA still bring bills every month for people to pay. In the west, you enjoy what you pay for in hundred folds do you know that? The system is designed in a way that there is no dichotomy between the rich and the common man. They all enjoy the same basic amentinities. Can we say of that in Nigeria?

My point? Don't base your judgement on money cuz you won't live to tell the story if you have the money in Nigeria. We advocate for quality standard of living. A system where life is valued. A system that gives the common man the opportunity to enjoy world class infrastructures and boost life expentancy.

Believe it or not, Nigeria is not a safe place to stay.

who says Nigeria is a safe place, again Na person wey no get money dey come. Online they rant say Nigeria is shit hole. Who doesn’t know Nigeria isn’t working. Must you come online every time and complain. Who doesn’t know SARS harrass. Read my post I said if you make that money you can comfortably relocate or visit those country with no problems. You won’t have any regrets. Why should you have regrets leaving or living in a country? You mentioned system? Who makes up and makes the system. They are people. Why should you have regrets about people you didn’t create. Please stop the complaints about Nigeria. I know Nigeria isn’t working... the question now is what do we do about it. Create a thread on how can we make Nigeria work and you will see how people will avoid it. Create a thread to bash Nigeria and you will see how people go full. You are all hypocrites!

PremiumTrends:
You are an adult obviously. Try to get enlightened about how things work, outside the education you received within the walls of a tertiary institution. You are educated but not enlightened, there's a thin line.

oh... you haven’t answered the question. Attack the message not the messenger. How many of your leaders come to Nairaland and visit threads as this? Your online rants solve no problems!

DexterousOne:
Who told you it is "easy" to but assets in Nigeria?

Oh lawd


And using credit to buy a home is not a sign of difficulty for get asset.

And for your last statement
That is my case as well, my immediate environment is of those "doing well"
But the larger society is poverty stricken.


Where i live is considered upscale here in Lagos

But the path leading to this place

You see the hunger and frustration on full blast.
They are Nigerians just like me

anyone can choose to remain hungry and frustrated. It’s a choice bro.

Spanishmilf:
And can you mention them by name
Not by oil and gas money but skill money, one useless governor in a state is giving out wheel barrow and shovel on lease not free to women and men.
SMH

if I start to mention, list will be too much. Fact remains people are doing well. I don’t like to talk about politicians because they are the major problem and many of you talking bad about Nigeria still support these guys off line

salford:
You are probably surrounded by many people doing well. Same here overseas. Some will say debt is plenty and struggle is hard. Not everyone is struggling. Some people can afford to pay for a house cash down without taking a mortgage.
Major difference between abroad and Nigeria is that atleast overseas especially in developed ones, the country levels almost everyone so the disparity between the rich and poor is not much. The poor can also afford alot of basic necessities to live a good life.

thank you for this. This goes to back to the law. Which is a weak system in Nigeria. The gap between the rich and poor in Nigeria is to wide. The tax law don’t favor the poor. So we have bad laws and law makers, who are still Nigerians. You see the problem is not about leaving or living. Is about the people!

sirhamilton:
Read my first post again and it is not in anyway stated that i have regrets of any kind(s) leaving Nigeria, if anything i hinted at being glad i lived in Nigeria because it contributed to who i am today.

when you talk about GDP, i want to assume you know the factors that affect GDP, relate these factors as to their presence or absence in Nigeria today.
Again, CONNECT THE DOTS.

there are 6 factors that affect GDP. Natural Resource, infrastructure, population or labor, human capital, technology and law. Of all 6, 5 are centered on human. We have got a good natural resource- oil . Human makes the law and adopts technology. We have good population. You see that we are not just productive as a nation. We have all failed both home and diaspora. The thread is about having regrets and I said you don’t have to have any regrets. You only have regrets when you feel you are not doing well. Read my post. You didn’t need to mention me if you didn’t understand me. No one judges you based on any amenities, you are judged based on your productivity. Should we get more productive, it will translate in amenities. The question is do you want to leave Nigeria so you can be productive or you want better amenities.

DexterousOne:
Let me reel out two statistic for you

1) According to NDIC, less than 5% of Nigerians have anything above 500k in their accounts.
That is why the insurance claim is capped at 500k (this is verifiable stats, check it out)


2)most Nigerians, both the ones in business and in paid employment make less than 150k per month (I think the figure was up to 90% sef) This is according to research done by NOI polls.

So from the two facts above
Your talk of "many ballers" is negated

We may be living in our bubbles as "upper middle class"

But Nigerja is largely a poverty stricken country
Just like most of Africa

they have monies in asset. It is easy to purchase asset in Nigeria. In many developed countries, you can’t just get an asset. Building a house is one of the simplest thing to start in Nigeria. You see why I mentioned standard of life is relative. That said. There are many guys doing well in Nigeria. Well may be I am just surrounded by many....��

sirhamilton:
You seem to misunderstand your self, in your first post you mentioned that individuals who make a certain amount of money aren't complaining about Nigeria. From my knowledge of the pay rate in Nigeria and the present economic state i know very few people make such amounts and if they did, they can be considered as being wealthy by Nigerian standards and that was why i mentioned being rich.

When i speak about basic amenities i do so because these are some the yard sticks by which economies and societies are judged. These are things that make an individuals life decent and a bit more comfortable. Can you imagine the US without power constant power supply, shitty education system or road networks as what is obtainable in Nigeria , but to mention a few , these are the things that make the western world attractive and better place to live. Everything is inter connected, connect the dots when you argue

No you are wrong. Read my post. If you are doing a certain amount you find it very hard to leave that place. Will Bill Gates leave America if America becomes Nigeria tomorrow. Why? He has created a niche for himself. When you create a niche for yourself? You don’t have any regrets about your decisions. A country is not rated based on amenities but by GDP which we can term “productivity of the people”. Whilst I will agree that sometimes there needs to be basic amenities for people to be productive, it is not a basic requirement. You should be able to innovate. Put simply then, Nigerians are not productive as one would expect. Reason for the non productivity can be seen from comments on this thread. Nigerians calling Nigeria shot hole on social media. You see where the problem is. You don’t have to have any regrets living in or leaving Nigeria!

Spanishmilf:
You can only mention dangote, seun, adenuga and co. SMH

bros look around you. Dem plenty die. Those guys with oil companies in port harcourt. They full everywhere. The ones I mentioned are popular. Seun no get money reach some of them self but they are not popular. There are many guys doing “ legitly” well. Look beyond your limitatations. Opportunities abound everywhere. Old and young alike

Komu1048:
Please apart from poliuefians and there allies (419, yahooism, extortionist pastor/imam) please how can one make 100million in naija. Pls explain

Do I owe you any explanation?why can’t you use your own brain to figure? Dangote Na yahoo abi. Abi the guys hustling here online Na yahoo. Abi seun wey get Nairaland Na yahoo. Na man like you get Nairaland oo. You dey ask me nonsense question.

PremiumTrends:
I haven't insulted Nigeria in any post online, but to answer your question, insulting Nigeria online helps make Nigeria better. If our leaders are sensible enough, they'll right their wrongs from seeing posts online. We don't have to call Nigeria a shithole before they'll know it's an insult. A simple statement like "our health care system doesn't work" is an insult online. You are clearly contradicting yourself in your replies to others so far, I hope confusion isn't setting in.

you are a child obviously. How many of your leaders come to nairaland to check threads as this.

PremiumTrends:
Some people don't care about the hundreds of millions you're mentioning, they just want peace of mind. Many young Nigerians have legit legal millions but are still harassed by SARS for having those millions. Will you say they are harassed because they don't have money? You mentioned Dangote and the likes earlier. Why do they send their children abroad to study then, if their millions can bring Heaven on Earth for them? You claim to have millions but do you even have a simple Health Insurance Scheme that works for you? There is none of that in the country. Even with their hundreds of millions, people have lost loved ones in hospitals due to flimsy excuses like power failure or staff strike. Your millions can buy you as many exotic cars you want, but can you comfortably drive them on Nigerian roads?
Your reasoning shouldn't be shallow, focusing on money alone as to why Nigerians travel out. Some people just want a system that works! I'm not imposing my thoughts on you, but re-evaluate your point of view.

who says people should not seek peace. So why make the ones who decide to stay in Nigeria look like they are making a bad decision? Does calling Nigeria shit hole or abusing Nigeria online by same Nigerians stop SARS. You all are delusional. If you want a system that works you don’t focus on a system that doesn’t work. You don’t have to come talk about a system that doesn’t work. It means you don’t know what you want.

sirhamilton:
For someone who's not an "ediot,has good Judgement skills" and claims to be well travelled I'm baffled you'd think it's normal that a citizen of country has to make a certain amount of money before they can enjoy some basic amenities. Nigeria is now meant for the rich?

if you didn’t understand my post, you didn’t need to mention me to start with. Who says you have to be rich to enjoy basic amenities. Where did I mentioned basic amenities? How many Nigerians travel because of basic amenities? If they ask you at the embassy, will you tell them you want to relocate because of basic amenities or Nigeria is a shit hole as you shout on Nairaland? Are the Nigerians committing Crimes and pushing drugs doing it because of basic amenities? See tell yourself the truth. Stop the complaints or regret talk. Live your life and let people be with their decisions!

sirhamilton:
The question is "have you left Nigeria before?" You say USD1M because it probably rings like N1M to your ears.
Utility bills and taxes paid ensure amenities are maintained and available in western countries so yes, I'm fully aware of what I was talking about when I drew a correlation between been wealthy and quality of life.

Talking about things been free in Nigeria, whatever happened to the things not free? Some neighborhoods Still get light bills despite the the poor power supply, you hear stories of loots by ex government officials been recovered but these disappear unaccounted for.

At least we both agree on one thing, threads like this achieve nothing.

don’t be an Internet ediot by jumping into conclusion who you are replying to. Do you want me to snap my passport pages for you to see. I want to remain anonymous, would have uploaded pictures. The fact remains if you are doing 1 million in revenues, you don’t have a problem. For instance the minimum wage in South Africa is about 135k when converted to Naira but many of those guys earning minimum wage still live in slum. If you earn 135k in a state like ondo in Nigeria, you can live a decent life based on the Nigeria standards. Quality of life is relative and you need understand this that the fact that one decides to stay in Nigeria or leave Nigeria does not make one a fool. Nigeria is a people. Why have regrets about people you didn’t create? It’s about how you see life bro. Stop jumping into conclusions of who you are replying to, it tells you don’t have a good judgement skills. If you are doing 1 million in revenue, you can’t complain.... fact. I may not be doing 1 million but I believe I can

DexterousOne:
Interesting stuff

What I can tell you is that I am well qualified and capable to process the 2 year residency in UAE and do the business registration and all that (tho I cant afford ygr FTZ)

I'm giving the Canada Express entry s shot instead and if if fails that's plan B.

My point is
I'm not "multi multi milloonare"
But I have enough to qualify me as a10 percenter Nigeria

you are on the “ I need better life” level then. There is no failure for those who I expect to come positive about Nigeria. Even if you get denied, you should see it as loss to the countries. If you are asked your views about Nigeria at the embassy, will you call it shit hole? Many of you are hypocrites simple. I tell you this. as an experienced traveler myself, I know Nigeria isn’t working as one would wish but I have no regrets staying back or leaving Nigeria. It’s about knowing one’s self. I have in my network individuals who are doing well abroad with many looking to invest in Nigeria. Some have invested and the business failed and are re- investing. They have complained one or two times but I don’t hear the words I hear on NL from their mouth. Unfortunately, you are regarded as poor by the country you mentioned. It’s about how you see life!

sirhamilton:
HOW MUCH DO YOU MAKE EVERY 2 YEARS? How many Nigerians make a quarter of 50M per annum? how companies even make that much?
The point here is not about being rich, not everyone is going die rich. In a sane society you dont have to be rich t enjoy the following

* Security
*Quality healthcare
*Good social amenities
*Affordable clothing and Nutritious food
*Quality education
*Human rights
The list is endless. . . I think the point is about the quality of life and living in a society where your dreams stand a chance of coming through

it’s not about me and how much I make. It’s about how much you have to make to see things differently. There are millions of people making over 1 million dollars annually. Have you left Nigeria before? You will see that those things you mentioned are taken from your pay through tax. Many things we don’t pay for here are paid for over there. You see why economies differ. If you can’t make that money, don’t complain. Who says it’s all about being rich. The point is you don’t have to have any regrets about your decisions. People who wallow in regrets don’t make anything out of life. That’s the point. Tell me about dreams? What makes one dream’s come through other than wisdom and passion. The ones who made it in Nigeria and the ones making it abroad will tell you same and one thing. Focus anywhere you are. The people complaining about naija or saying they have regrets staying or leaving can’t really make anything out of life. Take this anywhere. How many of your corrupt politicians would come online to read this thread? The point is thread as this don’t do any good!

DexterousOne:
What is your definition of "having money"?

do you have money? Answer yourself. Do you? Can you apply for a 3 year business visa and you will be given? Do you do 1 million dollars in revenue annually- personal business or employment.

DexterousOne:
How many Nigerians will EVER DO N50M?

Living a decent life should be available to as many as possible


The very fact that its only the haves that have some semblance of it is testament to Nigeria shittiness

how has the shittiness you mentioned added to you. Make money bro, you will have a different view. Naija this or that doesn’t add to anyone’s bank account. Make money bro, you will have no time to analyze this kind of regrets. Millions of Nigerians are doing over 300 million. O boy go find money jo

DexterousOne:
You are still missing the point

there is no point other than the fact that many of you do less than 50 million per annum. If you are in this level. There will always be some complaint about naija.

DexterousOne:
You have no idea D

there is no idea anywhere. You don’t have money. People who have money don’t come talk about regrets not leaving or staying in naija

Koginaija:
Educate them sir.most nairalanders mentality is disgusting.

most nairalanders and “commenters” are average guys. Many have not seen beyond a hundred million, a reason for this mentality.

Karrate:
But dont forget from that 300 Million naira revenue this business man makes per annum.

In current Nigerian situation, at least 30 million will cost him keeping his kids out of naija for education and medicals and also for security cost (employ meguard, military escort, bullet proof vehicles ) that's not even guaranteed when the family are in Nigeria.

Even thou in the last four years ive been having serious thought and making provision and plans for future naija relocation.

But hey its very sad to say its not looking good in nigeria. It doesn't matter if you are in nigeria with 1 billion dollars in your account. as long as there is no peace in the land Noone is guaranteed peace including the rich.....

you are saying this because you don’t have money simple. How much is 30 million? Will you tell Dangote about peace. Dangote too much self. I have worked for billionaires and even guys that don’t have billions self. They are living life. Will you tell Davido that Nigeria is shit hole. Dude is making his money. Same with million others. Again, Na person wey no get money dey rant about naija. If you get money you go no say naija Na people and people Na naija. Same with other nations. It’s all people. Find you niche bro and don’t have any regrets about some set of people!

Bawsse:
"Scientists can tell us HOW but can never tell us WHY"

- Jermaine Cole, 2009

this is changing however with data science, You can tell why “ root cause”

Na person wey no get money dey complain say Nigeria Na shit hole. Whilst things are bad in Nigeria, there should be no regrets for staying back or leaving Nigeria if you really know what you are doing. A business man who does like 300 million Naira in revenue or say 2 million dollars can visit any country with no stress. It’s all about finding your vision and pursuing it.

humberjade:
Open display of madness by the two leaders...what are they trying to teach d coming generation?

Declined handshake and tearing of speech...like seriously?

I can't even imagine the two being left in a room to discuss for 15mins.

who has more single power- Trump or Nancy. If your Manager refuses to shake your hand, will you tear his speech. This is one result of feminism and the obvious hate of Democrats.

She is just pained you caught her using the cream . She perhaps never thought you would find out. I think many ladies like to keep things that concerns their vagina private. Bro, forget. Buy shawarma and ice cream for her on your way back from work. You will both be fine.