₦airaland Forum

Dfazz:
I have tried all of them and i am still ineligible, could this be due to I have not lived in UK up to 6 months

Each time you apply for a credit card it goes on your record, and each denial makes it more difficult for the next one to succeed.
You just came, and since you want to dive into the wonderful world of credit, instead try paying your some of your bills by direct debit, if you have a car, pay your insurance and car tax by direct debit (more expensive than in full because of interest, but you were willing to pay 39.9% APR and above for a credit builder card), see if you can take out a mobile phone contract, buy small items like perhaps a phone too, buy clothes and stuff online using Klarna and other credit providers, etc. Slowly you start to build up a record, and from when you've been here perhaps a year with a clean record, you can start seeking a credit card.

LagosismyHome:
Why the bold might be true it could be 100 percent speculation as well

But if someone doesn't mind spending the money if it gives them some peace of mind then that I guess makes it pointful

Exactly.
So since neither of us work in UKVI, we cant dismiss their contact process as pointless.

iPLEXUS:
They also emailed me to use flywire. How did you get them to send account details

My cousin used Flywire, its exchange rates are high - black market rate + their own fee on top, so bear that in mind. Form A still the best way to go, as long as your bank doesn't delay unduly.

LagosismyHome:
Glad to hear you received your passport

This shows again that chasing UKVI is actually someone just waisting their money. The call center is someone different and they just charge you .... without it having an impact on your application

Your application will take the time it would take with or without a call.

I don't think the UKVI calls/emails are pointless. My experience was somewhat different - when I emailed UKVI, on a Friday, I got a reply the next day telling me the application had been dealt with and they would escalate the query right away, and the collection email came on Tuesday, with the visas dated as having been issued on Monday the previous week. I would assume that in that case they'd done the issuance and the passports were ready for onward transmission to TLS but they delayed through overwork or oversight and the reminder from UKVI got that done.

asusfanatic:
Thanks very much I will contact 54 gene . Wakanow is more expensive than BA website.

It varies, so just keep checking for your date if you have time ahead.
Booking through a travel agent allows you to pay in naira.
When you book on BA's website you have to pay in dollars with a domiciliary account card, so level don start to change from there.

asusfanatic:
Pls those with kids, how and where did you get the yellow card? Or is it not needed to register my 2 yo in school?

Pls reply

You dont need a yellow card to travel to the UK, your child's yellow fever vaccination should normally be recorded in their vaccination card.
Take along your child's vaccination record for your GP registration.

PMID:
Pls how is hustling for student jobs like?

Has anyone here gotten a part time job as a student

Affected by Covid and the lockdowns.

Santa2:
Jeez..now I wish I was going to scotland. even if this is without bills its damn cheap

Nothing cheap about Scotland o, unless you're going to the small towns.
Perhaps you mean cheaper than London, which is the most expensive place to live in the UK.
Edinburgh and Glasgow are on the same level as Manchester or Birmingham in terms of rent/house prices. Aberdeen does come in cheaper than those two, and it's smaller, but I'm wondering what sort of HMO would come to 120 pounds a month, I would assume it's a shared room.

Chukwuka16:
I am everyday confused by actions of the country leadership.

How can the NSE be working on blockchain technology and CBN is banning crypto - that is policy incongruence.

How can you be thinking of improving AI and IT savviness among Nigerian youths and banning crypto?

When the CBN came up with their useless policy on forex remittance, Binance among others provided the opportunity for Nigerians to make some money through arbitrage.

I agree that Nigerians aren't investing in the real sector thus job creation is difficult, but when you have perverse policies in place and an environment that doesn't encourage investments then people don't feel encouraged or incentivised to invest in the real economy.

Nigeria is a comedy anyway anytime.

CBN is slashing interest rates and pushing banks to "loan to potential investors in the real sector" and debiting them like crazy for CRR as if its the cost of money that's the problem at the moment. Unfortunately, as you pointed out, that's not the issue, its the perverseness of policies and the whole general economic environment that's making people wary.

Onyxfidel1:
Thanks alot but
1) will I write the consent letter for each kid or just 1 consent letter that cover them all

2)is the consent letter to be signed in court or just me and their dad.

3) is there need for pictures like wedding pictures...

Plz anyone who got visa for dependants can as well throw more light on these

1. A separate consent letter for each child.
2. No need to have it notarised, just type it up, sign it, and upload it to the child's application on the TLS portal.
3. You don't really need all that except where you need to prove your marriage is still subsisting. I only sent in a marriage certificate.

Chreze:
Good morning all, what’s your advice on getting a property with this rating in the pic.

I remember Fatima once advised last year to go for houses on b or c. Generally I am concerned as to how high the bills will be.

(The property is further enhanced by double glazed window units and electric heating.)

Electric heating is way more expensive than gas heating.

When I was a student in Aberdeen I lived in a house with electric heating, its quite common in northern Scotland. You might have to use it sparingly, depending on your pocket, of course.

However, given this whole global warming stuff, the fact is that you rarely get extreme temperatures in most cities in the UK any more, and you could be fine with a fleece-covered duvet and bedding at night these days.

onecoder:
is it possible to open student current account with halifax even though i've only lived a few weeks in the uk?

Once you have your resident permit in hand, you can do all that.
I think some banks will also require a letter from your university as well.

imback:
Hi house,

Is it advisable to pay tuition fee upfront now and then when applying for visa, just show evidence of maintenance?

Of course you can do that.

ayas123456789:
Good morning all, please can my step sister be regard as my dependent? if no what legal way can I make her one. I will truly appreciate your response. thanks

No, she can't.

Adopting her is out of the question, given that she is presumably an adult since you are planning to send her to the UK for university education.
The rules require you to pay the money into her or your step-parent's account.

jagaban17:
Good Day Elders. I Got my Student Visa last week and i'll be in the UK this month By God's grace.

I will be studying Engineering Management and I'll love to ask some questions.

1. Is Engineering Management a good choice as regards JOB SEARCH ?- I have a background in Mechanical Engineering with about 6 years experience in Power Plant engineering and M&E.

-i can do other kind of Jobs that pay bills too.

2. What kind of Job should I start looking for in UK immediately I get in ? I need Job asap.

3. I need Job website and where can I get help as regards Jobs.

I'll appreciate every help I can get. Thanks.

1. Long-term, I don't think your proposed course of study differentiates you in any way, while your work experience, if transferable, will make more sense to potential employers, Covid job market considerations aside. When is your course supposed to end? If September '21, you need to start applying for graduate schemes now.

2. So do 2 million other people and counting (the real state of the employment situation will be revealed when the furlough scheme ends from April).
The reality with no sugar-coating is that you should plan to draw upon your maintenance money for at least your first 6 months here.

fatiscoproduct:
Bo,
Thanks, I studied Mechanical Engineering for my HND and i have 8 years of work experience in Logistics and Supply Chain management. I am applying for MSc in Logistics and Supply Chain management in Glasgow Caledonian University.

With your relevant work experience you should be able to get a direct masters in your field.
Try other universities. Don't waste your money on so-called top-up courses.

starboychan:
Thanks boss, I really appreciate. I did HSE and project management certification in Nigeria but not sure it will be recognised. My initial plan is to do PMI project management certification, but I will add HSE now too.

Many thanks

Now that you're coming to the UK, for project management certification, I would recommend you looked at doing an APM PMQ certification before PMI.

yunqdady:
Maggi? No maggi over there??

Indian shops and some Nigerian shops stock these items, depending on your location in the UK.
In the absence of any, fall back on Jeff Bezons.

https://www.amazon.co.uk/Maggi-Nigerian-Seasoning-Cubes-400g/dp/B00JE7J3K8/ref=sr_1_2?dchild=1&keywords=maggi+nigerian&qid=1611463777&sr=8-2

justwise:
If you are not ready to let go a chunk of your money on weekly and monthly basis then avoid some Africa/Nigerian churches.

They sell you hope in exchange for your various financial contributions.

When I first came to the UK, I had an old secondary school friend in London who had been living here for more than 10 years by that time and who told me to "avoid Nigerian churches in London o"

I told him that I even avoid Nigerian churches in Lagos self, so no worries.

LagosismyHome:
No 5 is interesting to see on this list ..... abeg explain.

Our people can be good in some aspects, but the OP needs to be aware that Nigerians are Nigerians wherever they are.

Dramaqueen12345:
If you book one way, will you be able to access PTA? Cos I saw one of the requirement for getting PTA is your return ticket. My program is for a year with placement. What do i do?

The banks say no PTA unless you have a return ticket.
It's up to you to decide whether the cost of a return ticket is made up by the amount saved in terms of the spread between the blackmarket and official rates for the amount of forex you want to buy.

vannie21:
Good morning Everyone! I have some few questions..My wife is currently in UK on a student visa and am planning to join her with my kids later..Can I use my personal bank statement as a proof of fund for me and the kids considering that i will be applying together with the kids as dependents

Yes, you can.

MichaelUde:
Lol@ haggis. I’m a silent reader, but had to drop in to say something here.
@TheGuyFromHR, senior man, I don chop that thing, its tasty, for me na ngwongwo and Quaker oats.

Bros starboychan, I dey UK now, moved here last year. Me too dey get sensitive stomach, I used to be an abuser of Flagyl in those days when I used to travel to Nsukka by road from Lagos, I eat nothing the day before travelling and nothing on the whole journey except dry biscuit, while my friends go dey laugh me dey chop anything dem see for roadside. As I dey UK, I dey try anything, and as Oga HR said, food is the least of my worries. As long as you are not allergic to stuff or, if so, you know what you are allergic to, no worry about food matter, abeg.

Lol, Quaker Oats and ngwongwo is a pretty apt description.

LagosismyHome:
At first I thought Buhari had kept his promise of 1pounds to 1 naira .... . But no , we wish

I think they must have heard from CBN.... saw a message this morning that they have suspended issuing to naira account

Lol, that particular promise don dey overdue to keep o. Anytime I go to the money transfer sites, liver dey fail person when I see the exchange rates, keep wondering whether the naira can come out of this particular slump.

Anyway, this particular move by CBN is a good one at least, as much as it is an annoyance to have to find alternative means to send money home.

descarado:
Hello guys, do you know why money vex isn't working.
Any good alternative please?
Thanks

Has CBN also hammered MoneyFex?
I used it on Wednesday and it went through as always.

starboychan:
Thank you so for the input.

Well I have a very sensitive stomach, so it will take time to adapt to foods available there.

I just don't want to miss out on things I should pack , may reason why I came here for help

The journey to boiled potatoes and beef is not a long one, my brother.
When I was a student in Scotland, I dey follow them sometimes dey chop their haggis self.
And that was then, when students had lives, clubs to go to, women to befriend, the odd trip to France to plan, London month ends to look forward to, easier jobs to get, better lives generally.

This Covid period, if you don't have some good money in your pocket as a previous poster advised, you will find that thinking about what to eat will be the least of your worries.

sagbar:
Greetings all,
Need your advice:
What do you think of someone on salary of 400k in Nigeria and wife currently studying in the UK -newly wedded couple and wife want him to join her, settle down and start a family over there.

If his wife is studying here, he should get either a visiting visa or a Tier 4 dependant visa depending on her study level and come and visit and see how things are here for himself first before taking any plunge. Also to be taken into consideration are the realistic chances of settlement here in line with the spouses' current/planned occupations, especially in the time of Covid.

Emigration is a state of mind - some people are ready to leave Nigeria no matter what awaits them in their intended destination, others are more calculating. Some people are ready to take off to eastern Europe or south Asia with a visiting visa to "hustle" while others will only leave for a stable western country such as Canada on a permanent residence permit.

I first came out to the UK to take a masters in the early 2000s, and went back after I got a job back home. My enduring memory of those times immersed in the Nigerian community is of the amount of complaining that many Nigerians used to do about "bills, bills, bills", and "tax, tax, tax", their disdain for non-white collar employment, and the rush to dive into the wonderful world of credit and consumption (it was way easier then for newcomers than now). I remember when the government said they'd start crushing cars caught without insurance and these people started grousing about the costs of insurance and road tax (apparently many of them had bought cars, but were driving uninsured) which in many cases can amount to the same price that many Nigerian students had paid for the jalopies they were cruising around to their Tesco jobs, etc., etc.

My point being that a lot of these people experienced the UK as a major culture shock and gave one the distinct impression that they'd no idea what life in a regulated and organised society would be like before they came. That's what your friend should avoid. We can only give him opinions, but only he can advise himself on what path to follow.

starboychan:
Good morning my seniors �

So I got my tier 4 student visa and I'm officially about to start my 10years journey to settlement ( I hope I will be able to cut it down to 8years sha)

Please I'm preparing for the whole travels , I will like to ask the elders in the house what are the necessary stuffs for to bring to UK. Be it food items or anything that will be cheaper for me to get from here and other tips for someone coming alone to UK ( I don't have any family member or Friend there)

I will also like to know about the prospect of MSc Civil and Structural Engineering in UK ( that's what I will be studying),

I look forward to hearing from you guys. Thank you in advance

There's really nothing you NEED that is cheaper in terms of purchasing power parity, unless you're addicted to Nigerian food .

asusfanatic:
Ask your bank about transferring your maintenance fund to you in the UK. Apparently we are entitled to the 9 months fund stated in the CAS. But not at once. And it's transferred to your UK bank account.kinda like how we pay with form A. I stand to be corrected.

No such thing, unfortunately.
If you want sterling to spend in the UK, you get it from the black market.

Samoludayo:
My good people please I need an urgent answers to the question below. Note: I have asked this question on the students
Thread b4 but some1 replies was pointing to the fact I haven't gotten Visa yet. I have to keep quiet as I kuku no get travel experience. Now the my ViSA is approved I still dont have answers to the questions.

QUESTIONS:
1. If 2 adults are traveling together does it mean that the maximum amount they can both hold as cash is £10,000 or each person can hold up to maximum of £10,000?

2. If I have fund in my naija account how do I have access to it in the UK since maximum foreign withdraw is $100 per months, and that wont be enough for monthly up keep.

Please quick response will be appreciated

1. Under the old rules, the limit was per family or individual, so if your two adults are married to one another they'll need to declare any cash over that limit of 10,000 euro equivalent.
https://www.gov.uk/bringing-cash-into-uk

2. If your monthly expenses will exceed the limits on your naira cards, then you only solution is to buy sterling and fund a domiciliary account. However, not all banks have the same limits, Zenith is the equivalent of $200, and Standard Chartered is $500 for online transactions.

cuntento:
Please how do people travel with or have access to their living expenses fund exceeding £10,000 ?

Check the current rules before you travel here and see how much you are allowed to travel with and the limit above which you have to declare: https://www.gov.uk/bringing-cash-into-uk

You can spend some of your money in the UK using your usual naira debit card. However, note that most if not all banks currently have tight limits on using naira-denominated cards abroad, so you need to clarify with your bank before you leave.

You could also convert your naira to sterling, open a domiciliary account and pay in the money, then transfer it to an account in the UK when you've gotten here and opened one. Note that there's no way to convert naira to sterling at the official rate except for whatever PTA allowance you can get (return ticket required).

Olawamiwale06:
Pls I need help, I am planning to apply for student visa for Msc but my fear is I don't know if I would be granted cos I had pass in my first degree(HND) what are the chances, and if not what other options can I go for?

Have you any relevant working experience to your proposed field of study?
That's another thing that could be of help in the admission process.