₦airaland Forum

Eddygourdo:
Wrong portfolio, a lawyer in works and power? haba

Omotayor123:
Why won't you know? The question is as simple as "Do you wait for Ladies to ask you out"

misspicy:
i understand your point but my point still remains i won't start that friendliness....

seriously forget all this opinion you guys are giving online,practically most of this friendliness that leads to a relationship do backfire,i have seen alot,some guys even create threads on NL and express their disgust over it,some guys see them as desperate..to me its better to be on the safer side and act like d lady we are,if all things are normal men will come your way unless there are other factors affecting d lady

Brandnew2:
She look unhappy...wrinkles all over her face.





I wonder why she wanted to divorce pastor Chris in the first place because the reason where not good enough.





Anyway they are already made so let me use this promote the GidiLink freelance network for people who like to work from home.

henchamb:
Will they make heaven after the divorce?
Question för God to answer

misspicy:
well i still will not be caught making a first move or asking a guy out....i might show him i like him but it starts and ends there,i wouldnt voice it out because from things i have seen and heard it most times backfire,eg the girl lose her self worth and makes her feel less and some guys will keep reminding them they made d move on them so they should face whatever....

well forget all we see online and what few guys say,most guys will use it against the girl at some point.

bleble14:
@toks2008, if u are looking for a lady to marry, I will advice u as my friend to always go to d source, d one dat Ordained marriage, dis goes to each and every of us, be u christain or muslim, always ask God for direction, am not a pastor or any of dat but I think its d right thing if u want d best

RedCard1:
6, so that ladies will see what rejection feels like

quiinnBee:
after all this i still wont make a move on a guy.

would rather give him the green light.

if he cant catch the hint then thats his problem

Cutehector:
Its not pride buh I dnt ask a girl twice to be my girlfrnd

BluePearls:
i can fill in those gaps for u

Ishilove:
Pele o

udysweet:
@Halexito,nice write up there,thumbs up. Sorry I ddnt see ur msg wen I wanted to sleep,lol. Na today o,so maybe I'll re read it wen I want to sleep tonite so it wwill apply,lol. Hope you're good?
@Toks2008,hi oga every gbobgo. Triple twale to the 8star General,commanding officer of the group,lol! I can see new faces,nice to have all of you*hugs*

snrr:
if not for this age barrier ehnn.... *tempted to break d rules* well back to ghost mode.

vivaciousvivi:
Good. Use it, heal first biko

Is this thread always this quiet?

vivaciousvivi:
We are here o.
This is a surprise. Saw this thread a while back and I swore the title read 40+ so I didn't bother. Guess it's being modified.
What have I missed?

Nzepresh:
Na so oh. So go borrow money, borrow big car, form owner of big house, within a short time the lady will still find out. Why tell lies to someone you wish to spend the rest of you life with?

bleble14:
@halexito, don't mind dat man(toks2008) he is looking for my trouble, hope ur nite was good. Take care

Dubemkelly:
Have you been living under the rock? This been discussed massively, why recycling it? Lets try come up with something different and juicier. Repetition Kills Interest

ddshow:
Welcome home and a wonderful evening to you!

Hope your day went well.



Amen! We love you too.

Please endeavor to check up on us here often enough.

Bless you.

Greetings to all our newbies, we welcome everyone.

Toks2008, Udysweet, Gratefulme40, Melsan, gfm01...and everyone else, I salute.

bleble14:
@toks2008, am a human and not robot as u think,dats me, are u saticfied now?

Adnan002:
If time permit me and i want to xpress my views,i will do so within the authorization of the naira land,thanks for committing me to join nairaland,i'm so happy with feeling excitement in my heart.If time permit me and i want to xpress my views,i will do so within the authorization of the naira land,thanks for committing me to join nairaland,i'm so happy with feeling excitement in my heart.If time permit me and i want to xpress my views,i will do so within the authorization of the naira land,thanks for committing me to join nairaland,i'm so happy with feeling excitement in my heart.

bleble14:
@Toks2008, u are not serious ooooooo, na fear dey catch U, am human like u oooooo. Am Blessing by name so no fear oooooo. One Love

Brandnew2:
Sometimes I'm left to wonder if we're indeed practising democracy or the Nigerian version which has been adapted to "PHOTOCRACY". Government ot the photography by the photographed for the photoshop fans.

MhizRonny:
Looks Young

Keneking:
On 26th October 2015, MTN Group was fined $5.24 billion (N1.4trillion) by the Nigerian Communications Commission (NCC) for failing to disconnect non-registered SIM cards. In light of this recent decision, I hereby recommend the following on how they can survive the impact of this decision.

A. Shareholders:

Shareholders should approve the payment of the $5.2bn before the due date. Changes in Shareholding structure is imminent and no delays is expected from the Group in this regard.The top echelon of the organisation should be re-organised starting with its management.

B. Topline:

The business topline for the remainder of the financial year i.e 1 November 2015 - 31 March 2016 should be revised. No doubt, subscribers would leave the network and earnings would drop significantly especially voice. Therefore profit and loss account should be revised to include the periods when the sanction becomes effective in this case since 2012.

C. Cost of Sales:

This would remain as there are already commitments with service providers based on scheduled plan. There is no need to revise the factors in profit and loss sheet.

D. Cost of Labour:

Management should as a matter of fact begin the process of reviewing contract costs with expatriates, already, there is an exchange rate hit (20%), a function of the devalued currency early in the year is significant cost to the company in the course of the financial year. An option to locate other expatriates in Asia is due e.g India, China and Indonesia. These professionals can be hired on need basis and terms of employment clearly chalked out.

An important note is that other outsourcing agencies can be engaged to commence the process of providing comparative and lower service cost from next financial year i.e 1 April 2016 - 31 March 2017.

Local employees can be committed to contract with non-key positions placed on secondment. No need to downsize.

E. Cost of Marketing:

-Local budget for marketing should be adopted. BTL (below the line) option most recommended.
-Highly capitalised marketing should be banned for next 5 years i.e post Year 2020
-Aggressive marketing in hinterland to be promoted.
-Discount on data and bundle opportunity should be created.
-Discount on voice should be created for youth and group target. New target should be created in this segment.

F. Cost of Finance:

Of course, the burden of settling NCC fine requires a huge cashflow. A phased payment/settlement is recommended. MTN Nigeria should enter into a phased settlement plan with NCC. A letter of comfort stating how and when this payment would be made should be made in line with Shareholders approval.

- cashflow concerns: as a result of the expected massive exit by subscribers in the short term, there might be deficit in cashflow of the local business. Therefore, a massive inflow of capital is now required. This can be achieved through local banks with a consortium likely to create the balance needed. Another option is find another partner in form of shareholder.

- finance cost: with the current interest rate of 16%-18% from local banks, an additional terminal loan would lead to increased liabilities and exposure to banks.

G. Partnership: Business to provide opportunity for corporate partnerships in the form of sell-off of non-performing part of the business. A proposal to sell its data arm and concentrate on voice would be a great idea.

In conclusion, communication is key for the business in Nigeria. Shareholders should address the public directly in the case of regulators, customers, public (internal and external) regularly. There is no need to apologise but rather provide action plans on how to keep the business going and to overcome the existing challenges in the country.

In the face of a new management and focus, the company can turnaround this enormous challenge in the next three to four years and bounce back in winning ways.