₦airaland Forum

Fantastic!

I love your collections.

Just “The Intelligent Investor” this week.

Where’s your store, and do you have custody of audio books?

It’s not advised.

The exchange rate is ridiculous.

Depending on the bank, you can get for N320/$, 300 or even N280.

Just ask the person to use Western Union or use someone else’s Dom account to receipt.

Best!

Interesting read.

Anyone can make as much money as they wish, just a clarity of thought, positive mindset and the equivalent work.

The big problem as highlighted isn’t making the money rather managing and multiplying it.

So, we need to teach the principles of making, managing and multiplying money.

For a good part, most Nigerians are unwilling to stay put, learn the right skills to achieve their desired results. We’re a people that believe in too much of physical work and not mental and intellectual investments.

If you can conceive it, you can create it.

2019 I guess.

oluwakontrol:
According to news today, NIS CG said by December this year.

Thanks!

CanadianNaija:
You can google “planning for Canada” and register.
You should be contacted via email with the nearest available dates to pick from.

Interesting!

Please when is the next session and what’s the entry criteria?

CanadianNaija:
Just got back from a planning for Canada session held today somewhere at Ikeja. Guys make sure you register and attend this, I promise that the amount of research you have done doesn’t make up for the quality of information you get there.

I was just sad when I saw that a country that one haven’t landed in can organize orientation programs, pay for hall rental with feeding inclusive, employ staff and pay flight for them to travel city to city to enlighten people of their options before they land (All free of charge).
The government of Canada is doing this for people that are not even their citizens, trying as much as possible to ensure that you succeed, yet I can’t list one tangible thing that Nigeria has done for me.

Also I have to state that hopefully some people won’t carry their Nigerian bad character for flaunting rules to Canada.
One guy in my session kept talking fondly of laws he broke knowingly though he wasn’t caught, when he traveled there recently for child birth.

What I was saddened by the most was how he alluded it to Nigerian sharpness, this same sharpness, and apparent disregard for authority by lots of individuals, that has kept Nigeria in it’s current state.

It’s well.

Thanks for the thought.

cooldipo:
You know not many things is really working like it should but I will still recommend you getting one if you can.....it can be a life saver someday


Just like Insurance coy they may be slow to respond sometimes

Was about trying out Hygeia when a friend who’s their client gave me some bad reviews. I think they have a partnership with FCMB.

Just heard of Rovedana and thinking of trying them out.

sholatech:
What are your HMO expectations?
I'm used to Hygeia HMO, Axa Mansard Health, Liberty Blue and Avon Health.

Dear Mr. Ernest,

Is there any update on the result of July's NIPR exam?

Your response would have been appreciated if and only you chose to be more civil and let go of your sweeping generalization.

SMH

freeman67:
A generation of people in haste with everything... Go back and read at least 20 first pages to gain insight una no go gree.. That the deduction was done today does not mean you will get the interest today. First Bank most times debit your account to place the money on hold immediately you indicate interest by applying. However, TB primary market auction is usually on Wednesday of the week, then settlement is on Thursday that's from when you should start expecting your interest.

Absolutely!

As a young man (working class), it’s one of the most assured investments in a country where you’re not of what would happen the next minute.

Businesses hardly thrive, social services and nets are non-existing, virtually everyone wants to feed off your business and money once they see you’re starting out.

I lost over 500k to proxy farming barely a year back.

I’ve concluded that it’s safe to have your money in Tbills, collect the interest and wait till it’s maturity than start a business that you can’t be there to manage and get people to squander your sweat and blood work-out money.

But I know you know better!

strategist007:
Do you all really leave your funds for a whole year??

Stanbic’s rates are juicer than GTB.

Skanas:
Need this advice too

So, I decided to try out the primary market with FBN for once.

They’ve debited me this morning just when I thought the bidding/debiting will be on Wednesday. However, they’ve not credited my account with the interest rate.

I hope the rate comes out fine, and better than the secondary market ooo.

The Tbills officer said the last primary bidding was 13.1% for 365 days, so I thought it’d be a better deal this week.

Right now, fingers are crossed.

Anyone experiencing same situation?

Hello!

For a while now, I’ve been trying to a get a health plan with different HMOs in Nigeria.

But most of the reviews have been discouraging.

Have you used any HMO in Nigeria before? If yes, what’s been the experience?

Thanks

Sweet Independence Rate

I got 35% on a 120 days tenor from GTB today.

Isn’t that a good way to celebrate Nigeria’s independence anniversary.



















You read and believed this? Chai! You too like money.

Thanks!

Is this Nigerian used?

gbens2000:
16gb ram i7 5th gen and 1terabyte 140k

I need a Core i7 8Gig upward RAM laptop.

From First Bank, I just got these rates;

99 Days - 11.5%
127 Days - 11.25%

Was thinking they're good rates considering what the markets were some few weeks back.

But seeing the rates from Stanbic IBTC, I am a bit worried about FBN.

What do you think?

Isn't it laughable that Nigerian politicians, all of a sudden, now remember the need to engage Nigerian youths.

I’m amused by your display of incorrigibility.

Ask yourself why more than two unrelated persons are highlighting similar points, yet you choose to remained locked up in your world...It shows the limit of your depth, thoughtfulness and acceptance of diversity.

Do you understand it’s not polite and unethical to refer to a stranger, potential investor as “dude”?

Anyway, I see you have deeper insight into the dynamics of funding and business operations, hence, you need no assistance, sorry, just a N5m donor...Allnthe best with that.

I presumed that everyone who’s made an input on this has some insight and experience into your presumed future on this matter, however, you’ve chosen to close your mind against their thoughts.

Might interest to know that this idea you have isn’t novel, but with some minor twerks, it might fly.

Just note, that talents alone do not make a successful life, but the inclusion of character, competence and capital, for which you seem to lack all three.

Once again, all the best!

[q uote author=Immaculatesnow post=71156490]

You guys make me laugh on this forum, so I should come to a public forum and layout all my plans and strategies Huh, dudes if you all cannot simply contact me and get those plans from me then it is obvious you all are not here to work with me but are only here criticize my proposal, if you have any USA podcast service then contact me and properly discuss with me on that service and understand my vision, not coming here to quote clowns who know nothing about my niche.[/quote]

I could read ideas and passion without realism and strategies.

To be honest, venturing into your proposed business isn’t as easy as you make it seem, and then, money is a critical factor.

@Naijal and @Debaj10 already gave some critical insight...You should work on them.

I can help you get a FREE live radio streaming and podcast service with a mini-site from the US. You’d also be able to monetize it.

First, this isn’t a case of “impeachment” as alleged by the author of this post. Whatever happens through the election, Ambode will still hold sway as the Governor of LAGOS and wrap his current tenure on May 29, 2019...except there’s a spiritual shakeup on his existence.

Secondly, this is just the political expression of angst by Tinubu at Ambode for undermining his dynasty and dominance of the Lagos political clan.

For those who know, Ambode (who isn’t much of a politician), hasn’t been in good terms with Tinubu since he emerged as the Governor in 2015. Think of the VisionScape fracas, LTV, LLC saga and lots more.

Anyway, this is politics...No permanent enemy, no permanent friend, just permanent interest.

The bottom line is that majority of these manipulations and maneuverings aren’t in the interest of the citizens, rather, personal and oligarchy.

Thanks for the thought.

I did all these background analysis myself, however, I just felt the interest rate could be really really higher.

Thanks all the same.

Nnamz:
People probably skipped your question because of the complex Mathematics involved in it, but I took the pleasure in solving it for you. And I've got the answer for you brother

Go for the 101 days. It is a very good offer. And I'll explain why here. Will try to make sure it isn't confusing.

Assuming you wanted to invest 1,000,000 Naira. Say you invested it for 364 days at 11%. You would get an interest of 110,000 Naira, right? Okay. Now when you you invest this 1,000,000 Naira at 10.80% for 101 days, you are getting 29,967 Naira (please I hope you know how I got this, else please read previous pages . Now here comes the difficult part. Since your goal is to invest for 1 year and get that sweet (though poor) 11%, what you can do is to reinvest your money, after it matures, within that 364 days period. Divide 364 days by the 101 days and you would get 3.6. Now multiply that 29,967 Naira interest (that you get after the 101 days) by the 3.6 (364 days by 101 days), and that gives you 107,999.9 Naira. So now you can see that if you invested your 1,000,000 Naira for every 101 days until the 364th day (364 days divided by 101 days, times the interest of 29,967 Naira), you would be getting 107,999.9 Naira, a mere difference of 2000.1 Naira if you did it for 364 days at 11%.

I doubt if this would make sense to anyone, but I would really appreciate it if you could like this if it made sense to you. Would just like to know I got across to at least one person haha

Just called the Tbills officer in one of the FBN branches.

He said he has 101 Days, Secondary market for 10.80%.

You think that’s a good offer?

I had to stay my order since last week hoping it’ll improve this week.

It is not uncommon to hear people tag themselves "Christian".

However, this tag connote different meaning as seen by the diversity of ideas and practice amongst "Christians".

It's perhaps hard to explain and decide who a Christian is.

So, please explain, in clear words, Who is a Christian?

I’m quite curious to know how many Nigerians listen to radio stations online, particularly, Nigerian stations.

If you have or still listen to radio stations online, please indicate.

If you’ve never or stopped listen to radio stations online, kindly state your reasons.

Thanks!

N100,000

Vault007:
Gurus in the house, pls what is the minimum amount one can invest for Stanbic-IBTC tbills?

Good Morning Tbillers,

Does anyone have the rates for this morning from First Bank?

Thanks.

Have you used it before? What are pluses and downsides - maintenance and durability?

How much did you buy and what’s the current market value?

luvinhubby:
2007 model.

I greet you our elders.

I’m thinking of buying a CR-V vehicle between the 2002 and 2007 models.

For those with prior experiences, please what are pros and cons of this specs?

Thanks

How far VictorLance?

I tried calling your number but e no dey go.

Buzz me when you’re available.

Thanks

skitkid2:
Sold to hayfloze, he did great