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Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 9:11pm On Jan 23, 2020

sojfarm:
Ask your lawyer to formally invite him, your uncle and the bank for a meeting.

a. As a major party to the transaction ask questions about the current situation of things on the business

b. Tell the bank to mandate your cousin to send monthly cash flows of the business to the bank and you. This will enable you to have knowledge of how the business is doing and his capacity repay in due course of time.

c. If he refuses to this term arrangement, tell your lawyer to review the terms on which you gave your property as collateral. The essence of this is to see (in case you want to withdrawal asset) if the bank will first consider the assets (stock, cash, etc) of the business before coming for your property.

d. If C above is possible and your cousin still does not agree to your terms, mandate your lawyer to engage the bank for possible withdrawal of your asset and the bank should consider liquidation of your cousin business to recover their money.

Your lawyer needs to be very firm on this engagement. Anything is possible.

On this approach you may need to step on toes, but make sure your interest is well taken care of.

d.

The said uncle wasn’t part of the deal, so he can simply decline attending any meeting.
Your a. Is valid.
Your b. Get K-Leg. You have no legal right to dictate to the bank to mandate the said cousin to send monthly cash flow of the business to the bank etc.
Your c. Is not practical because the bank must have very experienced lawyers that wrote the signed agreement to please their interest. The bank is not under pressure whatsoever to get back their money, that is why they demanded a collateral. Any mess up or failure from your side to fulfill the terms and conditions of the signed agreement, they will just enact foreclosure to take over the property of the document that they have in their custody as collateral.
Your d. The bank doesn’t need to stress themselves about considering liquidation of the cousin’s assets because they already have a valid colateral that was signed before issuing the loan.
If any thing the bank will even be happy to take over the property because they must have valued it to be worth far more that 3 million naira before accepting it to as collateral. By the way are we all forgetting the concept of collateral? It is there just in case there is any Bleep up with full payment of debt for it to be taken over. Foreclosure is the act to taking over the said property/asset due to inability to pay up within the agreed time frame.

Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 8:03pm On Jan 23, 2020*

healthserve:
My fear is this. Everyone is shouting since. One thing here is bothering me. What if the dude borrowed more money I. E 10 million and not 3million?

It wouldn’t have happened because the property of the crying dude used as collateral is not worth 10 million naira and beside common sense would have told him it was a stupid thing to do.

Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 7:59pm On Jan 23, 2020*

sirusX:
He could have signed a document stating payment of loan would be made on a specific date, else the collateral would be retrieved. This said document should then have been presented to the bank upon guaranteeing the loan

You think the bank is stupid? They will only return the document after they receive their money in full. Whatever happens between the cousins is non of their business, even if they both die fighting each other. That is the reason why they demanded for a collateral just in case you can’t meet up with the conditions of repayment.

2 Likes

Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 7:50pm On Jan 23, 2020*

PHIPEX:
He may surprise you and pay on time otherwise, take your time and meet the bank. I advice you meet the bank now to pre-inform them of your suspicions and your cousin's life style. They will pay special attention to him very early and mitigate whatever he may be planning

If he defaults, Always make yourself available to the bank, if you do they may delay confiscation till a better solution is found.

I believe you wouldn't lose your house but whatever happens, don't fight the bank. Meet the manager one on one. If you aid their recovery process, your house might be saved, they are humans too.

Trying to fight the bank will be a waste of energy + effort and it will end up being detrimental. The cousin’s life style is not and will never be the bank’s business. The loan was made after adults reached an agreement with the bank and signed with a collateral. Worst comes to the worst, the bank will take over the property by foreclosure. An eye opener indeed for people to learn sense is no more that common.

3 Likes

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 7:40pm On Jan 23, 2020

eni4real:
FC Barcelona will get a number 9 and 2 world class defenders .. Just watch out!!!!

Nor be today una money miss road expenditures start. Where is Philippe Coutinho that cost you guys €145M in 17/18? Bayern are sending him back by the end of the season because he is useless. You also spent €125M on Dembélé same year, €40 on Paulinho & €35M on Semedo.
In 18/19 you spent €41M on Malcom, €35.9M on Lenglet, €31M on Arthur & €18M on Vidal.
In 19/20, you spent €120M on Griezmann, €75M on De Jong, €26M on Neto, €18M on Firpo, & €12 on Emerson.

Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 6:06pm On Jan 23, 2020*

TruthSpeaker:
REALLY, AFTER SIGNING WITH YOUR PROPERTY AS COLLATERAL AND THE LOAN LONG GRANTED YOU NOW WANT TO TELL BOTH PARTIES YOU ARE NO LONGER INTERESTED? YOU TRY OH, I NOR WAN BELIEVE SAY YOU BE MUMU.
YOU MADE THE MISTAKE OF YOUR LIFE. I’M AFRIAD YOU MIGHT HAVE TO GO ON YOUR KNEE TO BEG HIM TO PAY UP OR DIG OUT FROM YOUR SAVING TO PAY BOTH THE LOAN + THE INTEREST TO BE ABLE TO RETRIEVE YOUR HOUSE DOCUMENT FROM THE BANK. MOST OF ALL IF THE CONTRACT YOU SIGNED WAS A STUPID ONE THAT DIDN’T INVOLVE NAILING HIM IF HE FAILS TO MEET UP. NAH THIS KIND MARKET BANKS DEY LIKE.
YOU ARE VERY LIKE TO LOSE YOUR HOUSE TO THE BANK WHEN THE AGREED TIME FRAME OF PAYMENT EXPIRES AND YOU GUYS ARE UNABLE TO NEGÓCIATE A NEW TIME FRAME IN THEIR TERMS.
I HOPE YOU ARE CONVERSANT WITH THE WORD “FORECLOSURE”? WHAT A SENSELESS DECISION YOU TOOK BY USING YOUR HOUSE AS A COLATERAL TO OBTAIN A LOAN FOR YOUR COUSIN. I SEE YOU HAVING TO LEARN THE HARD WAY NOW.

Business › Re: I Released My House Document To My Cousin To Obtain Loan, How Can I Get It Back? by TruthSpeaker: 6:00pm On Jan 23, 2020

REALLY, AFTER SIGNING WITH YOUR PROPERTY AS COLATERAL AND THE LOAN LONG GRANTED YOU NOW WANT TO TELL BOTH PARTIES YOU ARE NO LONGER INTERESTED? YOU TRY OH, I NOR WAN BELIEVE SAY YOU BE MUMU.
YOU MADE THE MISTAKE OF YOUR LIFE. I’M AFRIAD YOU MIGHT HAVE TO GO ON YOUR KNEE TO BEG HIM TO PAY UP. MOST OF ALL IF THE CONTRACT YOU SIGNED WAS A STUPID ONE THAT DIDN’T INVOLVE NAILING HIM IF HE FAILS TO MEET UP. YOU ARE VERY LIKE TO LOSE YOUR HOUSE TO THE BANK WHEN THE AGREED TIME FRAME OF PAYMENT EXPIRES.
I HOPE YOU ARE CONVERSANT WITH THE WORD “FORECLOSURE”? WHAT A SENSELESS DECISION YOU TOOK BY USING YOUR HOUSE AS A COLATERAL TO OBTAIN A LOAN FOR YOUR COUSIN. I SEE YOU HAVING TO LEARN THE HARD WAY NOW.

Sports › Re: Samson Siasia Begs Nigerians To Help Raise 250,000 Euros To Appeal FIFA Ban by TruthSpeaker: 5:29pm On Jan 23, 2020

THIS DUDE IS SICK, BEGGING FOR €250,000 TO APPEAL A FIFA BAN? FOR A CASE HE IS VERY UNLIKELY TO WIN? THE BRIBE MONEY IS QUESTION IS ALREADY SPENT LONG AGO RIGHT? IT IS NOW TIME TO FACE THE CONSEQUENCES OF THAT ACTION. IF YOU WIN THE CASE (WHICH IS VERY UNLIKELY), ARE YOU SURE FOR THE REST OF YOUR LIFETIME YOUR NET SALARY WILL GET ANY CLOSE TO A TENTH OF THAT SAID AMOUNT. YOU DON SHIT FOR CHURCH FOR FOOTBALL LEVEL, SO FIND SOMETHING NEW TO DO IN LIFE. MAYBE FARMING, TEACHING IN A SCHOOL OR EVEN NORMAL OFFICE JOB. HUSTLE FOR A LIVING LIKE MILLIONS OF NIGERIANS ARE CURRENTLY DOING. YOU MADE A LOT OF MONEY IN YOUR CAREER BOTH AS A COACH AND AS A PLAYER. IF YOU DIDN’T INVEST WELL, YOU ARE NOW ON YOUR OWN.
YOU ARE ALREADY TAINTED, WHICH MEAN YOU ARE VERY UNLIKELY TO GET ANY REASONABLE FOOTBALL JOB AFTER THIS SAGA. JUST LET PEOPLE KNOW YOU ARE NOW A WHITE COLLAR BEGGER LOOKING FOR FUNDS TO REORGANIZE YOUR LIFE AFTER MESSING UP.
THE IDIOT DEY EVEN DO CALCULATIONS OF HOW MUCH 200,000 PEOPLE CAN DONATE TO MEET HIS TARGET. SO THE SURPLUS WILL BE TO CHILL WITH HIS SIDE CHICK IN DUBIA BAH?

2 Likes

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 2:56am On Jan 23, 2020*

eni4real:
Suarez can go with Valverde of he wants

Barcelona is back!!!

Barcelona is back with K-leg bah? They struggle to win all games they have played so far. Although what is important is a win and not how it was earned.

Romance › Re: 2 Women In My Life, Which Should I Marry? by TruthSpeaker: 2:54am On Jan 23, 2020

Mouthgag:
[s][/s]
I stopped reading your stupid story problem when I saw another stupid (not real name)
Are you sick?

You dey crase , whetin you wan do with the real name? Don’t you know he needs to hide their identity if the story is not made up? Amebo like you, you wan carry gossip enter church?

Romance › Re: 2 Women In My Life, Which Should I Marry? by TruthSpeaker: 12:06am On Jan 23, 2020

Nice write up. If things are exactly the way you paint them, then I recommend you tell Susan you no more have vacancy for her in your life. Invest more time with the girl that makes you happy. Susan wouldn’t make a good wife. Seeing a very competent competitor now will only make her try to pretend to be a changed woman. On the other hand you need to be a bit wary of this Benita since she is still a Jambite. Love with a new University girl while you are long out of there often doesn’t end really good. I don’t think it would be right to rush into marriage with Susan due to family pressure because you will never be a happy man with her. She has shown you her real self, so any change you notice now will likely not last. Obey your heart, stick to Benita for now.

Family › Re: Mother Snatches Her Daughter's Husband, Then Gives Birth For Him In London by TruthSpeaker: 9:53pm On Jan 22, 2020

Nor be so Obasanjo son been accuse Baba of fucking his wife (Obasanjo’s daughter-in-law)?

Celebrities › Re: Eniola Badmus Shows Thigh And Cleavage In A New Video by TruthSpeaker: 2:29am On Jan 21, 2020

seankafor:
To give this one head go sweet

This fat pussy must smell horribly.

Crime › Re: Man Impregnates Daughter, 16, Damages Womb While Attempting Abortion by TruthSpeaker: 1:30am On Jan 21, 2020

A beast indeed.

Romance › Re: Hisbah Quizzes Jeanine Delsky Planning To Marry Sulaiman Isa In Kano by TruthSpeaker: 3:35am On Jan 20, 2020*

Who go give am the USA visa? What is their business any way?

Crime › Re: Married Man Dies On Top Of Single Mother During Sex Romp In Delta Hotel by TruthSpeaker: 3:14am On Jan 20, 2020

Sex enhancement drug very likely to be the culprit here. I guess it triggered a heart attack.

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 3:35am On Jan 16, 2020

eni4real:
With all the hatricks last season, VVD was still better than him!!!
There is no Ballon d'or in the Farmer's league!!!

Anyway, Valverde out!!!

FINALLY MY DEMAND WAS MEET, VALVERDE WAS SENT PACKING!!!
IT IS STILL TOO EARLY TO CELEBRATE THOUGH , YOUR WOES MIGHT STILL BE BUILDING UP NOW SUAREZ WILL BE OUT A LONG PERIOD.

Crime › Re: Pastor Michael Oluronbi Rapes 6 Girls In UK. Wife Aides & Abets Rape by TruthSpeaker: 8:17pm On Jan 15, 2020

The idiot forgot he wasn’t in Nigeria. All these opportunistic fool that parade themselves as pastors are just too evil. Their followers are more complex fools. Is Spiritual bath biblical? How come a penis gets involved?

Phones › Re: My Windows Phone Has Ended Support For Whatsapp by TruthSpeaker: 7:55pm On Jan 15, 2020

Window phone is rather obsolete. Mind you, iPhone running on iOS 7 or less and Android phones running on Android 2.3.7 or less are also affected. Time to settle for a phone that runs a cool operating system or just get a side phone to run WhatsApp while you still retain the window one.

Politics › Re: Charly Boy Reacts As Supreme Court Sacks Ihedioha, Says "Imo State Is Gone" by TruthSpeaker: 7:37pm On Jan 15, 2020

Charly Boy looks like a disgusting gay in this video. I think he is too old to be looking so stupid.

Christianity Etc › Re: Ghanaian Pastor Caught In Hotel Room Trying To Sleep With Church Elder's Wife by TruthSpeaker: 3:07pm On Jan 13, 2020

Men, when you see your wives screaming daddy here, daddy there to pastors be very watchful . He may be daddying her pussy behind close doors. Too many fake pastors our there. With the lot of money they make from the church, they become very attractive to female church members. This thing happens much more frequently than it is discovered or reported. Many pastors are just one of those hustlers and randy men out there that cover up by preaching with a bible on their hand.

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 6:33pm On Jan 10, 2020

eni4real:
Stop defending the 3rd best player(CR7) in the world..
All your point is all about CR7 or Messi..

Nothing about Barcelona defence, nothing about Pique, nothing about Valverde!!!

That proves my point right!!!

Anyway, # Valverde out!! !

Hahaha, this was my original post “ Serve him (Messi) right. Valverde might not retain his job till the end of the season. Messi was just awarded the last Ballon D’ Or by fraud. What and what did he win last season? Only La Liga.
Barcelona had a ball possession of 72% but ended up being thrown out.“. I never made mention of CR7. It was another individual that introduced CR7 to the stage.
In my previous response I said “ Better focus your attention on Barcelona and your star player Messi to see how you guys could earn a favorable result. Leave CR7 alone, he is no more in La Liga and he started 2020 with a hat trick.“. It remains relevant, focus on your man Messi, your team Barcelona and coach Valverde. What is expected of you guys is result, not your concern about CR7.

Crime › Re: Amaka Nweke: Parents Beat Daughter To Death For Dating Yoruba Muslim Boy by TruthSpeaker: 6:28pm On Jan 10, 2020

topboss1:
the won’t with good defence. Was an accident.

You say so because Nigerian justice system is crap most times right? From all indications, her parents are broke idiots which means are very unlikely to be able to bribe their way out. They don’t deserve leniency.

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 6:23pm On Jan 10, 2020

SolidLight:
Those that watched the match will know that Barcelona dominated ATM. Messi is truelt just an unfortunate fellow.

While some are interested in who dominated the game, what is paramount is the final result. In football, what counts is number of goals scored and not who dominated the game. With 72% ball possession, Barcelona still lost 2-3. That makes the pain even more excruciating.

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 6:17pm On Jan 10, 2020

eni4real:
Why is it that the CR7 fans never criticize the defenders when Barcelona concede goals??

Pique is the best defender to them!!!

Messi is the worst player to them!!!

Messi is not Cristiano's problem abeg!!!

Poor you, I know you were devastated by the defeat even when your forecast was a blatant defeat in favor of Barcelona. Your bad blood for CR7 is getting the better of you as I can see. CR7 didn’t play any match yesterday and I can’t remember mentioning him in my comment.
Better focus your attention on Barcelona and your star player Messi to see how you guys could earn a favorable result. Leave CR7 alone, he is no more in La Liga and he started 2020 with a hat trick.
Nor vex abeg!!!

Crime › Re: Chloe Davison Commits Suicide Because She Wasn’t Getting Enough Likes Online by TruthSpeaker: 4:45pm On Jan 10, 2020

When you expose yourself so much on social media by sending seducing pictures, what do you expect in return? Well what you get is some likes, some sexual predators pounding on you, some envious individuals poking at you, some dudes masturbating with the photos etc. Some people get handsomely paid for getting hundreds of thousands of likes. If you find out you are too weak to put up with the negatives, innocently back out before it is too late.
While in Nigeria we have this proud mammal popularly known as Bob Risky with high esteem posting at will without caring about backlash, the USA President also suffer such but he doesn’t give a damn.
Will Donald Trump become depressed after seeing this in his Twitter account after a twit (bearing in mind that he is the most important president in the world at the moment) for example? No.

2 Likes

Crime › Re: Chloe Davison Commits Suicide Because She Wasn’t Getting Enough Likes Online by TruthSpeaker: 4:10pm On Jan 10, 2020

Well, what can I say? Her nasty mum is blaming social media instead of her sick daughter. Obviously more could have been done to help the girl after admitting she had low self esteem, instead of now blaming the social media. In advance countries, they are many facilities and specialists to help correct such patients. Parents seem to be less interested in addressing their children’s issue. They prefer transferring the blame else where.
A low self-esteem individual wanting to be a model? She can now go model in hell. What a selfish individual that beautiful girl was. She has inflicted a permanent injury on her family, wasted her organs that could have been donated to save/improve lives. Taking your life because of low self esteem or cyber bullying is never a solution.

5 Likes

Politics › Re: Malcolm Omirhobo Sues FG, CBN, AGF Over Arabic Inscription On Naira, Army Logo by TruthSpeaker: 3:56pm On Jan 10, 2020

Madness in practice, it that part of the burnings affecting Nigeria right now? Will taking away that Islamic inscription add infrastructure to the nation, or will it stop us from being the world poverty capital? Is the Islamic inscription responsible for insecurity in the country? This dude should invest his energy on meaning things and stop fooling around.

1 Like 1 Share

Romance › Re: Man Gets His ‘ultimate Revenge’ On A Girl Dating Him For Free Things by TruthSpeaker: 3:46pm On Jan 10, 2020

12inchDickson:
this does not make sense atall

Oh yes, because you prefer to be on the receiving side. You women find it really funny taking guys for fools when they are generous. Nigeria hungry culture makes runs girls think they are ultra smart. In a country like France when a guy goes out with a girl, each of them is expected to pay the bill of what he/she demanded. Lack of exposure will always limit the scope of your sense.

Romance › Re: Man Gets His ‘ultimate Revenge’ On A Girl Dating Him For Free Things by TruthSpeaker: 3:34pm On Jan 10, 2020

cococandy:
You were prostituting yourself to girls of different walks of life and in your mind, they are paying the price for something you experienced?

Sense is far

Unfortunately, you don’t know the meaning of prostituting. When you check it out in the dictionary, I will get back to you. You seem to be one of those cheap ladies that go after men just for financial benefits, but without emotional attachment. Never mind, mumu men will never go extinct.
It’s not like I expect every outing with a lady to end on the bed; but if the bitch is already speculating that in as much as the dude will keep taking care of the bill all is well, then she deserves hell.

Sports › Re: Messi's Look After 2-3 Loss To Athletico Madrid by TruthSpeaker: 3:03pm On Jan 10, 2020

Serve him (Messi) right. Valverde might not retain his job till the end of the season. Messi was just awarded the last Ballon D’ Or by fraud. What and what did he win last season? Only La Liga.
Barcelona had a ball possession of 72% but ended up being thrown out.

Crime › Re: Amaka Nweke: Parents Beat Daughter To Death For Dating Yoruba Muslim Boy by TruthSpeaker: 2:54pm On Jan 10, 2020

Both parents should rot in jail. No additional investigation is needed.

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