₦airaland Forum

Starlinks if you can afford it.

Mastersure:
Great Nairalanders,
May the new year be good to everyone here.

Please, i have a problem i need to share with us all here, with the hope of sound counsels on how to manage the situation.

Now the thing is, i am in a serious relationship that is leading to marriage with a lady. But this lady is an ulcer patient. This condition makes her to fall sick almost every week. Stomach upsets and general body weakness, but she still works.
Monies are spent in the hospitals steady and in addition, my plan is after wedding, when we would have been married, i will ensure that those products that eases/relief the ailment like, Milk and Yoghurt together with the normal drugs will always be available at home. (She takes Milk and yoghurt steady for reliefs).

Now my problem is, she falls ill almost all the time, Her younger sister is also an ulcer patient, her mother too is an ulcer patient and her uncle is also a chronic ulcer patient. And these have been given me issues.

True i love her 100% but it will not still be a big deal to end the relationship.

Please, Doctors, Mothers, Fathers and all the experienced and learned people here, Is this a big deal? And how can i handle the issue?

Thanks and God bless you all.

Don't put your kids through trauma. Since it runs in their family, one of your kids will likely have it, hereditary trait...and God help you if her gene is dominant, then all your kids will have it. Think of spending on 3 kids plus your wife, just treating ulcer.

Marriage is meant to give you peace of mind. Don't start your early years treating ailments and spending... Which you suppose use to build family wealth.

Most people above don't know what they are saying. Love will fly out of the window. This life no easy to live and those who still have a stress-free marriage are still finding it difficult, how much more those with problems.

Guy, open your eyes well and disappear. Don't do it out of pity or what people will say. I don talk my own.

This one no even remember what happened for Ekiti some days ago...the trap will always catch meat... Op is the meat ready for the grinder...sooon

FRANCISTOWN:
^{Man came into the thought of IVF and other scientific discoveries No imaginary folklore sky daddy was involved. Well said charley}

When you're able to return life into a dead man's body...let's talk.

There are...caused by bitterness

vickydevoka:
Watin I no no be say woman way get one condition or the other say be loyal die. Men love peace of mind more than anything. That’s y must of the men don’t leave them or hurt them unless influenced by friends. U don ever see bad character barren woman

Amen

Magabush1:
Mine is also 3 years with 3 miscarriages. You see this 2023, it's our year. I am waiting to hear your testimony this year. We must testify

And who created "science"? He gave us all a brain to even think and know that there is something called "science" in the first place.

It took man more than 6000 years to come into the thought of IVF and other scientific discoveries...but God that laid the earth's foundation, had already calculated everything into Earth's civilization before they came to be. Even the thoughts men are yet to come into and think, He knows it already...stop being a mumu.

adecz:
This pregnancy is the work of
science not God.

These people won't tell you they
did IVF or even used a sperrm donor ☹️☹️

Married people can relate...people think conception is easy, but it is not...it takes just one lucky sperm hitting the egg at the right moment...

That is why I'm surprised at these unwanted pregnancies thing occurring...even mating during the ovulation period does not guarantee conception. In fact, it is a mystery...TTC section on NL and FB should make some people grateful if they have it without issues rather than going for an abortion.

ecolime:
Congratulations to them oo.

When I got married, my wife didn't conceive until after 4 months.

Guys, the 4 months seemed like eternity, and we were both worried AF.

I don already dey price cost of IVF, dey suspect village people wey give us baby gifts for wedding sef

Now imagine what these guys must have gone through over the last 16 years

Looks like someone is a fan of Sleepless in Seattle.

armyofone:
Lol, very worst! But we get used to it
I always pray for rainy December. I hope to visit Seattle to enjoy rainy Christmas and new year.

Yet, crypto is a problem...let's keep deceiving ourselves.

N915...using Black Market rate...people don't use the official to send money back home. Recalculate

matm:
High exchange rate from pound to dollar is the reason for japa.One pound is N543.00.
Now if ur salary in UK is a paltry N3000 a month.
N3000 times N543=N1629000 a month in naira.
If u are sending just IK home monthly, it's equivalent to N543000. which is far greater than the salary of a Court Judge here in Nigeria.
That's why people love japa

Interesting about XRP....just watch the resilience in networth lost...no wonder SEC is trying to bring them down.

I suggest guys hold some XRP tokens...it is probably the next big thing, now that it is working with a nation's government to develop their CBDC.

XaToXi:
Meanwhile in other news, even CZ collect pass SBF for this bear season.

Chai...are you kidding? Make person pray make e no misyarn for life...that's wicked now...

chloedogie:
Bro my aunt who was a director for over 25 years for one of the biggest care homes in the UK as a nurse lost her job just because she advised one of her staff who is a bit fat to be careful of where he goes to because of covid cos if he has the virus, he might struggle with it as WHO has said people on the big side may struggle with it. Omo like play like play he reported and she was even grateful to God she didn't loose her nursing license. She left with nothing after 25 years of service. She wan run mad after that case.

sukkot:
forget that thing oooo. teachers collect hot slaps from students in normal and grammar and private schools. and quite frankly as a black person nobody is hiring you into private or grammar schools anyway. you are going to state schools were young jamaican thugs will be slapping you everyday

prophetfire:
Hmmmmm. Fear don dey catch meoo. And I am thinking of japa to Canada as my next year's project. If usually warm places like Texas is like this, how would it be in Canada? I need proper enlightenment please.

Vancouver, British Columbia is your best bet. Reduced winter season...
But anywhere else, you go hear am well.

Surprised that France is not on the list.

hodari:
My own list..

ASIA
1. Hanoi, Vietnam.
2. Surabaya, Indonesia.
3. New Delhi, India.
4. Mumbai, India.
5. Islamabad, Pakistan.
6. Lahore, Pakistan.
7.Dhaka, Bangladesh.
8. Bangkok, Thailand.
9.Singapore.
10.Baku, Azerbaijan.

AFRICA
11.Addis Ababa, Ethiopia.
12.Nairobi, Kenya.
13. Kampala, Uganda.
14.Kigali, Rwanda.
15. Johannesburg, South Africa.
16.Arusha, Tanzania.
17.Dar-es-Salaam, Tanzania.
18.Dakar, Senegal.
19.Abuja, Nigeria.
20.Lagos, Nigeria.
21.Port Harcourt, Nigeria.
22.Kaduna, Nigeria.
23.Accra, Ghana.
24.Cotonou, Benin.
25.Freetown, Sierra Leone.

EUROPE
26.Geneva, Switzerland.
27.London, UK.
28.Katowice, Poland.
29.Lisbon, Portugal.
30Luxembourg.
31.Brussels, Belgium.
32.Amsterdam, Netherlands.
33.Hague, Netherlands.

AMERICAS
34.New York, USA.
35.Washington, DC.
36.Baltimore, MD, USA.
37.Quito, Ecuador

MIDDLE EAST
38.Dubai, UAE
39.Abu Dhabi, UAE
40.Tehran, Iran.


I'm sure I forgot one or two will update later.

Merry Christmas to everyone, crypto investors and traders!!

fk001:
Some Yorubas have double edge sword like mouth.


This man has always been pro SW now he is saying another thing entirely. I promise you he might be at the forefront agitating for separation if Atiku wins the election come 2023.

About the naira-dollar rate. It's expected for it to be low this season because of abroad returnees and excess dollar in circulation for Xmas and New Year.

Now is also the time to take the advantage of the low rate to buy some things online and invest in whatever you want to.

However, there is a question I've asked here that no one seem to care to answer. That's why we need contribution here, not all these gbas gbos here and there.

The question is, what will happen to the naira rate if election were to be postponed next year February or cancelled? What's the exchange rate you project if it were to be so?

Robnectar:
I reg on bamboo,...but don't have D app currently on my phone,... Never fund or trade stock before,... I wan dive in like dis at least with $100, will you put me through on what to buy?

I'm not an expert. But I believe TSLA going down now is a good buy...you may need to research other good stocks of solid companies that have reduced by half...

As for Bamboo, do all the KYC and you're good to go.

Robnectar:
Which app are u using,... Make we reason nah,..

Bamboo

Time to gather some TSLA stocks before March.

You meant tax gets deducted.

It is the lack of a tax treaty that brings about the withholding rate...edit your post.

Depressed101:
tax don't get deducted if you work for foreign companies because Nigeria has no tax treaty with most tech nations like the US.

Enjoy your game guys...we all know how it ends.

* I want a good final...not one where both sides can't win without a penal.

WWE

Is there no game penalty is not awarded to ARG in this world cup?

Nonsense...ojoro again

I will wait and see what Upwork is trying to do with this recent W-8BEN update.

A Nigerian TIN may suffice or not. Or not, because we do not have a tax treaty with the United States.

Hence, I hope it's not what I'm thinking since Upwork is a US company.

Let's see how they handle this, otherwise, non-US freelancers on the platform may be subjected to 30% tax withholding rate.


This means Upwork's fee: 20% + 30% tax withold = 50% slashed from your earnings in total.

>:


Welcome to corporate America.

*So, you may need an ITIN or EIN later.

We are about to enter 7 years of prosperity, and after the 7 years comes the famine. So whatever super gain you receive between 2023 - 2030, use it well to prepare for what is coming. Don't blow it but invest it in assets and physical stuff.

A lot has been predicted about the coming recession, but I tell you, it won't happen the way many people expected or forecast. Instead, the prosperous season will take many by surprise because many people, if well-positioned, will cash out massively.

Peace!

As far as I know, your dom account here should have all currencies enabled, USD, GBP, EUR....if you send EUR to USD, it will bounce.


try Wise personal...that is still the most reliable...but I don't know if your payments are coming from an individual or a company.

Mavor:
Thanks a lot for providing information. I appreciate your kind assistance. Please I just need something that can help when they pay in EUR, I can receive in my Access USD Dom. Not receive in the Naira account cos CBN rate is rubbish. What would be your best recommendation please?

Another issue with Access: https://www.nairaland.com/7467504/how-withdraw-payoneer-funds#118950567

Yeah, just checked it now...it was due to CBN policy. Na how dem dey use life torture us for this country be that. Only those who had registered before the policy kicked in are now enjoying it. Except you register your business in another country.

I think Personal still accepts Nigerians, but it is not wise to use personal account for business purposes. That's just it.

You may need to read through those threads to have ideas.



I saw grey.co in one of those threads.

Mavor:
Thanks. I tried registering with Wise Business but it seems it does not allow users from Nigeria to open a Wise Business account anymore. Can you please recommend a suitable, fast and secure alternative?

Here is a link to something similar: https://www.nairaland.com/7473108/remitly-review-use-it#119038864

Wise provides multi-currency account details (30+). You can research this online...

Guidelines to get your money out: 1) https://www.nairaland.com/6961951/payoneer-why-stopped-using-payoneer
2) https://www.nairaland.com/7414171/web-developers-freelaancers-how-getting

Mavor:
Thanks for your feedback. I searched for the topic in question but found nothing. Can you please share the link? Also, how does the Wise thing work?

Yea, if you search Nairaland, you will see a topic, especially with Access Bank I think, rejecting some USD inflow, classifying it as high risk.

I suggest you open a Wise account, preferably Wise Business. It will end all those bullshit.

Sorry. I will find the link out for you soon.

Mavor:
Is there a general issue receiving USD inflow into Access Bank dom account? I do remote work for an EU-based company and I was paid some money since late last week but up until now, my Access Bank USD dom account is not yet credited. The sender sent me a copy of the payment receipt as proof of payment and I have confirmed from a colleague of mine who lives in Portugal that she has received her own money. I need to know if there is a general problem with Access Bank USD inflow or maybe the issue is for me alone. Thanks.