₦airaland Forum

ibabz:
Oga, you are entitled to your opinion. I don't say what I don't know. According to my bank, international payment are held for a number of days in case their is dispute before releasing such funds.

If you say so..... probably that is how your bank does it

dicksonadams:
This is the only transaction notification I got

Description: POS PURCHASE @SER MEZQUITAL Y NAZAS D MX

op sorry about your loss.

It is quite funny that most times when things like this happen, everybody keeps shouting it is the bank staff when in reality it is usually 99% the victims fault.

So some questions you can answer honestly to trace.

Do you have an ATM card on your account?
Have you used it for any transaction local or intl?
Have you given it to anyone before?
Does anyone have access to your card and know your pin?

From your transaction narrations, Those transactions look to have happened in Mexico....so it is pointing to an online transaction, except you went to Mexico with your card.

I pay with my card a lot of times for online transaction. but I limit the usage to website I trust. Most importantly, I don't leave money in any of my account that is used for online transaction.

This should also be a lesson to all those that use their cards online. You could be playing into the hands of fraudsters.

Ensure you don't leave money in any account that you use for online payments

Also send emails to your bank when you call and they don't respond in situations you need to stop debits on your accounts. That way you have written evidence that you sent them a msg and they did not respond any withdrawal that takes place after you made the request, then the bank will be liable.

Most importantly, don't reveal your ATM pin to anyone or give anyone your ATM card.

I have seen this happen many times in the bank where people complain, threatening fire and brimstone. But in the end it ends up being their fault.

dicksonadams:
This is the only transaction notification I got

Description: POS PURCHASE @SER MEZQUITAL Y NAZAS D MX

I might be wrong, but the last two letters usually indicate which country it was used....and mx should indicate Mexico

ibabz:
If the money is in the ledger account, it means the money is still with your bank, they haven't released it to the beneficiaries accounts. Send mail to the fraud unit of your bank, copy CBN and efcc. Trust me, the money would come out.

That the money is in the ledger doesn't mean it hasn't been debited.....it is probably still showing there awaiting reconciliation

lilachiever:
A bank staff is definitely involved...


Lodge a complaint at a police station and swear an affidavit, take both police report and affidavit to the bank HQ, your money go come out no matter how long it takes.

How is a bank staff involved? This looks like an ATM transaction so the op should say where he has used his card or who he has given it to

My fear is that with all these, Nigerians will still fall for the same shenanigans that pushed us to Buhari.

And then it becomes a case of this party "do small" this party it's your turn...when in reality, it is the same people just changing acronyms

Good move. People should stay indoors.....my concern is Govt is closing this and that.....None is talking or discussing about how people will survive

It is terrible that women are made to go through this barbaric ritual after losing their husbands......These are the fights feminists should take as number 1.....say no to women brutality and marginalization.

Let us all stay home

And so the number keeps growing..... follow guidelines of health officials and pls stay safe

xpotless:

https://www.youtube.com/watch?v=QzxxjlQoCMc

Hope it isn't COVID 19

Lostz:
he is expected to tell her.....if she is a virgin or no sex before marriage type

how does he know he is impotent if he hasn't tried it too

Lostz:
believing that sex should be reserved for married people does not mean she would marry an impotent man.

how would she know he is impotent?

Those ones saying Nigerians are somehow "want the pandemic to end but want the prophesy to fail" one can already see they are dumbos....no one asked the prophet to prophesy....he did it on his own so he should take the backlash associated with a failed prophesy

This is really bad.....The health care system can barely cope with the surging numbers

Depends on your level of "money".....if you have a lot then your attention moves to other things

If you don't have a lot, then money might hold sway.

it is a case of different folks different strokes

Trello:
Hello everyone - I'm not quite sure whether this is the right section to post this.

Anyways, I currently hold a Master's degree and I also recently gained admission into a PhD program in a UK university but with no funding from the school and the estimated total cost of the tuition and living expenses amount to about #16 million for the 3 years.

So, I decided to come seek the opinion of folks here with better experience if it really worth spending this amount in the long run or should I rather invest this amount?

Thank you in advance!

The question you should answer is why do you want a PhD? To become a researcher, to teach, to become an authority in your field or to get more certificates so you can get a good job?

Riele:
Good thing you know Men are cheap .

Even cheaper ! .

Cheap Community di*k everywhere with nothing to offer . You lots can be replaced .

I totally support Toke .

It could probably be a case of men coming down to your level so you can get carried along

She has met a richer guy....make money and this won't happen

They attack him he attacks them....not my biz

sEGXY2:
How does one escape poverty in country like Nigeria where everything that is not you wants to kill your dream. If you grew up poor and somehow escaped poverty please kindly share your story lets learn.

I know we're currently amidst a severe pandemic but a lesson or two won't hurt anybody.

I live by..... whatever is worth doing do well..... don't look down on others..... always say thank you

It has worked for me

wunmi590:
Good morning Nairalanders,


This goes to intending couples, who are preparing their wedding this month and next month, how has this COVID-19 affected your preparation?

My traditional wedding and white wedding is 17 and 18th of April 2020, but as it stand now, we would have to suspend it pending the time this diseases would stop.

I was even thinking of doing it on a lowkey, but got the shocking of my life this morning when i got a call from my Reved. Fr. that we would have to put an hold to the wedding has directive has been given to stop all church wedding and mass for now.

Every wedding materials have been bought, just to print programme and wait for the day, before this disease became rampant.

We pray that God would lift great scientist up to find lasting solution to this disease.

The question is if you find out your intended has corona virus some days to d-day......will you still go on with the wedding? And will people attend? Your answer to those questions apply to weddings in the categories mentioned

Casalindal:
So I got really embarrassed by some uncultured men today at the mall.. simply because you got the privileged to see my picture doesn’t give you the right to come over and want to start a conversation.. it really sad that men will never respect themselves for God sake I was with my fiancé!!! And to even imagine this guys look dirty and smell bad was despicable .. please I post here for opinions and to seek advice I’m not here to be friends or bed anyone, I’m not on anyone level here. I don’t want tag your Nairalandmonika but please let what happen this morning do not repeat itself again

I would say....You are rude and if you were embarrassed you brought it upon yourself. I know everybody gets excited when they get proposed to....but having a fiance or being a fiancee is not an achievement for pple with sound values.....so you can stop with the "my fiance this and my fiance that" it gets boring real quick

MadeINchenzen2:
I expect our esteemed Nairaland ladies and gents to share in my view on the subject matter.

people start relationships for different reasons known to them but here is one of which I think should be addressed before anyone agrees to date anyone.

Make Sure he/she has the potential of BECOMING a spouse:

Is physical attraction important to you?

Does he/she tick all the boxes that suits ur ideal taste?

Does religion, race or tribe factor in?

etc.

I know all of this might take sometime to figure out, yeah !!!!

This is why I urge everyone to always start out as friends rather than go "gong hó" without fear of consequences.

When a purpose of da thing is unknown, abuse becomes inevitable...

Question is must you date because you want to marry..... Just say from the start you not interested in marriage..... It is only bad when you use marriage to get a date

Jeweltz:
I am just meeting this guy. We've gone out two or three dates. And I have slept in his apartment just once. One thing I like about him is he's cool, calm and doesn't really talk much. It is hard for me to figure him out sometimes.

So yesterday he told me to come over to his place and spenk my holidays since we've been told to go on vacation at my work place.

Is it right to yield to his request judging that we're only just meeting

You should go if you enjoy being with him....but be sure he won't get tired 3 weeks is a long time

This list is grossly incomplete

Don't date at the work place

I understand you are pained....but I believe it is wrong to mention her name or put her picture in a public forum

When you give a gift and expect something in return....then that is no gift....it is a business transaction.....and like all businesses you win some and you lose some

TheChameleon:
I understand you are speaking to yourself. My condolences.

It still remains if you were wise.

SouthNigerian:
Good morning Nigerians, this message is for the obedient ones.

The pandemic flames can only get stronger before it subsides. But here is my candid advice to obedient Nigerians.

"Seek the positives in this times of chaos. There are opportunities lying in these problems before our eyes."

I made my first profit yesterday due to Corona Virus outbreak & I can only make more money this period.

MY ADVICE AGAIN: Seek the opportunities in this bad times, what will be will be.

Shalom!

I hope the profit you made is not from exploiting people?

TheChameleon:
This is why they create the myth that Yoruba ladies are dirty, they are unfaithful etc.

They know they can't have them and then try to sully them. If that fails, they resort to rape.

Useless beings!

I believe if you were wise you would know that this is a crime by an individual

I don't understand how people manage to remain in this type of relationship. And the funny thing is a lot of girls go through this experience and it becomes the norm for them. Living lives with low self-esteem.

I once dated a girl like that .....and you could see the trauma she went through. She would always flinch like she was about to be attacked if you touched her without warning