₦airaland Forum

PrincessDiana:
For those who don't believe this....
Watch the video below.


https://www.youtube.com/watch?v=-dXcS3v1cxw

Try buying actual data instead of relying on free 10mb or is it 100mb, you would then have been able to watch the video to the end and realise the guy was mocking you guys.

Mjshexy:
In saner climes he'd get supported by the government but does our government care about young Nigerians with such exceptional discoveries, no they don't . All they are interested in is to borrow on behalf of Nigerians, steal all they borrowed and die leaving Nigerians in unfathomable indebtedness

In saner climes the guy along with all those that believed his stupid hoax will first be put in a mental institution and on discharge will be enrolled in adult educational school to learn basic physics.
Stone (mainly silica) can not store or transmit electricity.

aieromon:
https://dailypost.ng/2023/05/22/refineries-how-dangote-group-was-chased-away-from-rivers-bobmanuel/

Same thing happened in Ogun and Ondo state. See the report on Ogun State.

Disagreement between Amosun govt, Dangote caused loss of $16bn refinery to Lagos —Abiodun

OGUN State governor, Prince Dapo Abiodun, has said the breakdown of discussion between Dangote and the immediate past administration in the state led to the loss of a $16 billion Dangote refinery to Lagos State.

He, however, said his administration is working towards ensuring that the state takes advantage of its oil rich deposit and becomes an oil producing state.

The governor gave the position in the lecture he delivered at the second and third convocation ceremony of the Mountain Top University, with the topic, ‘Quest for Excellence: The Nexus of Faith, Knowledge and Resilience.’

Abiodun expressed disappointment that Ogun lost $16 billion Dangote refinery to Lagos after a break in discussion between the Ibikunle Amosun-led administration and Dangote.

While also noting that he had the privilege to work as the chairman of the Olokola Free Trade Zone that was meant to have the refinery sited in the state, Abiodun added that the project was not just conceived with the aim of refining petroleum products only but to take advantage of the mining lease that was awarded around the corridor.

“I worked as chairman of Olokola Free Trade Zone that was meant to have the Dangote refinery sited in Ogun Waterside. However, discussion broke down between Dangote and the then administration, which led to the loss of that project to Lagos State; a $16 billion project was lost to another state.
https://tribuneonlineng.com/disagreement-between-amosun-govt-dangote-caused-loss-of-16bn-refinery-to-lagos-abiodun/

7lives:
There's no pipe, rest bros.
Pipe kor rope ni.

I no wan answer am. They are adept at making stupendous claims or playing the victim card. He is talking about oil from the east as if there are substantial oil deposits in the east. Even at that why would dangote pipe oil from the east when Ondo and delta states are nearby.
Then the pipes are in his imagination, because dangote will supply his refinery through ships. That's why he sited it next to the ocean. Besides, he will not rely on only on crude from Nigeria but can get crude from any other African countries or even outside Africa.

OfoIgbo:
Let Dangote go and source for his oil in Russia and Angola.

Peter Obi has already promised that he will issue modular refinery licenses to Niger Delta groups that wish to refine their God-given crude oil.

No more monkey dey work, baboon dey chop policies. It will end with Peter Obi.

See the way you dey call modular refinery like say na kain kain refinery, or you thinks say na those iron drums wey ijaw boys dey take cook diesel na him be modular refinery? The minimum cost of a small 1000 barrels per day refinery costs nothing less than $100 million, and am not even talking about the cost of land acquisition, licences and other cost necessary to build the refinery, before talking about cost of getting crude yo the refinery and running costs.
How many Niger Delta groups can afford it. Besides even now nothing stops anyone from getting a license and build a refinery if you have the money.

Styluss:
I think I understand better Thanks, I think Ondo State is a better alternative considering lagos congestion, only that there is no readily available sea port.

There were allegations that talks between Governor Amosun and Dangote and between Mimiko and Dangote broke down over bribes. Dangote initially wanted to site the refinery in Ogun or Ondo state.

sisisioge:
Niger Delta has proven not to be the safest place for oil investors to plant their investments. Little wonder Dangote jejely chose Lagos. The guy cant be fighting the numerous wars from the militants there o.

Exactly, even most of the oil companies operating in the Niger Delta have sold their onshore assets and moved offshore, and you expect Dangote to thread where angels dread.

Styluss:
I dont think thats bigory, I think he is talking from economic point of view. Why harvest Cassava in Ibadan and make garri in sokoto? It does not make any economic sense.

From an economic point of view, you have to consider security, good access roads, good access to the sea, available of skilled manpower and benign government policies, eg tax breaks and incentives.

Rutherford2019:
What's the logic of siting oil refinery in Lagos but the oil is produced in Niger Delta?
Is there no land in SS and What's the cost of transporting crude oil from Rivers state to Lagos..
My Niger Delta brothers Igbos are better than you people at least if the oil is located in SE nobody can try this shit

The logic is security. Despite the menace of agbero, Lagos still remains one of the safest state in Nigeria. Furthermore, Lagos is one of the investment friendly state in Nigeria. Siting a business in the Niger delta is a very risky proposition. You will have to contend with various extortion from youths, community elders, traditional rulers, local government, etc. Then various youth groups will come periodically to demand "deve" and threaten to shut down your operations if you refuse to pay. There is also the issue of kidnapping.
The east is a no go area for non native investors. IPOB, ESN, auto pilot, etc, reigns supreme other there.
The refinery should naturally have been sited in ogun or Ondo, but it was alleged that their governors were demanding huge bribe before they gave permission to dangote not caring about the long term benefits such project could bring to the state.
So I commend Tinubu and his prodigies - Ambode and Sanwo-Olu for bringing the largest refinery in Africa to Lagos State. The problem now is how to deal with the expected traffic in an already over congested route.

MatrixReloaded:
To digress your ignorance, that IG stop police from searching your phone publicly, same does not imply when a financial enforcement like Efcc or Icpc stops you on the streets claim they acted on intelligence and seize your gadgets, they may not request for the code but you will be detained, and they will subsequently obtain a warrant from Any jurisdiction to access your property. Your freedom is when you are clean, & corporate with them to the fullest , they are trained and humans too that have feelings, then u can get your freedom. There is no loggerhead fighting a government doing so will put you and loved ones in jeoperdy

I think that because the Nigerian government and its agencies had abused the rights of ordinary Nigerians for so long, some of you have come to see such anomalies as normal. To correct your wrong impression, the EFCC, the ICPC, the police does not have the rights to seize your gadgets without a just cause . I know that has been the norm in Nigeria, but there is no law backing it. If there was intelligence report of a suspected crime, the legal thing to do is to take that intelligence report to a court and convince a judge with it on the need for a search on your property or gadget. It is legally and morally wrong for the police, EFCC to arrest you first and then go to court to obtain a search warrant. It does no even make sense, immediate you are arrested, your criminal colleagues, friends, family will have been alerted and they will remove all evidence from your property. I have seen it happen before. A set of yahoo boys on my street was arrested indiscriminately, by the next day when police came to raid their house all evidence - laptop's, phones, documents had been removed. They found nothing incriminating. Even the evidence on the phones that was seized on them was wiped clean remotely using the cloud.
The constitution guarantees rights to privacy and that privacy can only be violated through the courts.
Furthermore the constitution assume innocence until proven guilty, so it is criminal to lock "up an "innocent" man in jail for weeks or months before a court pronouncement. What then happens if he is declared innocent? Who will pay for the lost time spent in prison?

MatrixReloaded:
Yes the police or any law enforcement agency have the rights by law and duly obtain warrant authorised by court to search any individual whom by social phenomenal is undoubtedly perpetuated a questionable act.

It seems you have no idea of how a sane society is run. In an organized society law enforcement agencies do not have the rights to search your house without just cause. They cannot just be walking down the street and decide to search your house just because they have personal issues with the occupant. I also doubt they got a search warrant to search Seun's house, because they need to show just cause to a judge before he or she can authorised a search warrant. I am sure a search warrant if obtained was an afterthought. We would like to see the basis on which the search was approved by the judge.

Any lawyer fresh out of law school will te you that police cannot use a case as an excuse to start fishing for crimes. Seun commited a crime by slapping a police man, the police cannot use that excuse to start looking for drugs in his house or evidence of crime in his wife's phone. That's an abuse of authority and I hope Seun's lawyers would take that up.

slivertongue:
Justice Tsammani told Olanipekun SAN that the portion he was citing to justify his arguments against live coverage had been amended and the portion being cited had been deleted completely.

I am shocked a lawyer of Wale Olanipekun status does not have a competent team of lawyers researching each law and its case study before presenting such argument in court.

Jakumo:
With the death of a close relative who truly imagined that one person could change Nigeria for the better, my entire worldview changed completely, as summarized in my earler post typed above. I respect your idealism and wish you nothing but the very best sir.

Your own is just the death of one close relative. Societies we run to today to live a better life had people that lost a whole generation in order to build what you have today. Ukrainians are losing whole generations and cities as a sacrifice to build a free and just society.
Black Africa is bleeding and destroying itself because people like you - the intellectuals, the elites and the enlightened have given up. They run away from their mother land and leave their families, clan and generations to suffer enslavement and exploitation by a few select elites that have cornered all our birthright. If the Jews ran away from Israel, would the state of Israel be one of the most industrialised countries today? If the French ran away from France after they were subjugated by Hitler, would France be a world power today?
If Mandela and the blacks had "Japaed" from South Africa, would bkacks South Africa experience the relative prosperity they are experiencing today?

The situation is getting worse, even our Japa is being restricted as more and more countries are banning Nigerian passports from entering their countries. Benin republic passport is far more respected than your Nigerians passport at the moment.
So unless you plan to join the Japa crew, you have no choice but to fight (not using violence of course) to establish a working and just society.

Jakumo:
My philosophy has evolved over the years to become purely existential. I accept that there is NO Utopia where all human rights are protected in strict accordance with the letter of the law. In the USA, black men are killed by trigger happy policce officers with absolute impunity and on the flimsiest of excuses after routine traffic stops. In Nigeria, policemen demand cash bribes from motorists, and I cough up that loose change promptly with a cheerful smile on my face while sharing jokes to lighten the mood.

Life is too short to be stressing over the way things ought to be, as opposed to the way things are in practical terms. Globally, money buys impunity, thus dividing ALL justice systems into one applicable to the poor, and a far more lenient version available to the rich. The Golden Rule states that he who has the gold makes the rules. Long after you and I have joined our ancestors in the great beyond, the realities I have listed in part above, will prevail with the same certainty as the rising and setting of each day's sun.

Let it go, my brethren, and live your life as best you can. Get laid, enjoy the ride, raise a family, and the world will turn.

That's the exact reasons Africa has failed to build a viable and developed society in the 21st century, we cannot see beyond our personal or immediate needs. All our thoughts, energies and actions are tailored towards immediate or near immediate gratification. And that's why prosperity Christianity that emphasis immediate gratification spread like wild fire here than anywhere else.
Europeans and Asians are able to build and develop their societies because they plan and make sacrifices not for today but for the future. They think not just what benefits their personal interests but their societal interests. How can you build a viable society without having a police thar put the interests of its citizenry first. How can your have a developed society where the justice system including the police cannot be relied upon to keep justice. In the US you are referring to, the police itself make effort to sanction and correct rogue police officers. Many police officers have not only been dismissed but prosecuted for violating the rights of citizens. The police has a department that polices the police itself. In Nigeria the policeman is a law unto itself. I gave an issue where a DPO insisted I bribe him N150,000 before he release my car in their custody. I reported to the police marshal that's supposed to discipline police officers. The DPO told me that there is nothing that they can do to him. It was after I took the matter to court that I got my car released, after spending over N150,000. Is this the country you want to bequeath to your grandchildren?
People like you should be at the forefront of fighting for a better Nigeria instead of adopting the "enjoy the ride, raise a family, and the world will turn" philosophy, which is resigning to a state of helplessness.

Jakumo:
As other respondents to this topic have correctly noted, Seun Kuti has provided the police with the perfect opportunity to search his house, his vehicles, and any other landed properties traced to his ownership. His licensed guns will likely be confiscated and later sold to armed robbers by the police, who may also take the opportunity to plant cannabis, cocaine, heroin, and PCP in his house in order to file criminal drug possession charges that could send this entertainer into the bowels of jail for many years to come unless he is prepared to empty all his bank accounts for the purpose of bribing his way out of the avoidable predicament that he created with his own hands.

The moral of this story is that regardless of how corrupt and unjust a police force is known to be, common sense dictates that nobody in their right mind should dare become physical with a uniformed officer, regardless of the provocation, to avoid being shot or locked away for years. It is best to regard the Nigeran Police Force as a kind and gentle armed robbery gang that is supported by the government. With that in mind, have cash ready to hand over to members of the gang as the situation dictates, and do NOT ever try to be a smartass by getting into any kind of argument with its officers, ince nothing good can ever come out of such a foolhardy loss of decorum.

My confusion is not necessarily with the police as police are known to misbehave around the world, my anger is at the Justice system. Why will the justice system permit or condone the police to search your house and personal property without a court order? Why will a criminal justice system headed by lawyers and civilians allow police to violate the civil liberty rights of ordinary citizens? Why should police just pick you up from the streets or from the station as in Seun's case at gun point and demand they search your house including your bedroom without telling you what they are looking for.
Lawyers and civil rights activists including Femi Falan (SAN) have failed Nigerians. I had though that Femi Falana would have instituted a case of civil rights violations against the Nigerian Police for searching his clients house illegally without just cause and assaulting his wife.

Then your moral story, people are assaulted all over the world, whether the police, the military, politicians or ordinary civillians, assaults happens on a daily basis. That's why appropriate laws and sanctions are in the statutes. Assaults are like any other crimes or misdemeanors, its should be litigated. Because you wear a uniform does not insulate you from assault or even murder, that should not give you or your organisation justification to take the law into your hands or engage in jungle justice. As a law enforcer, the police should even be more calm and professional.

7arrows:
No they are looking for the hand he used to slap the police. They need the hand for evidence. Useless people. I hope they prosecute officers who cork and point their gun to innocent people just to say park well. For an officer to say I'll shot u for no reason is that not assault? I'm not in suport of seun because he has anger issues but the police also needs a reform.

It doesn't make sense. An assault occured on a highway and police are searching the house of the person that carried out the assault. What's the connection between the assault and a house search. To make matters worse, they assaulted his wife and seized her phone. Find the obtain a search warrant before invading his house? The police in Nigeria are so unprofessional and feels they are not bound by any law.

I hope Femi Falana takes up all these human rights abuses on Seun Kuti up with the relevant authorities- both local and international.

Agadinaagwuofe:
In as much as this is not to counter your submission. In all, court judgement should not supercede the will of the people. The electoral process should be made in such a way the court can only cancel and prosecute offenders but have no authority to "assign" winner no matter the claim. The court should only adjudicate on the fairness and credibility and if found the process doubtful only possess the right for outright cancellation and call for full or partial re-voting than awarding claimants votes and declare him winner against the choice of the populace. This is just my opinion.

Again if the Uzodimma case took advantage of weakness in electoral process it means PO or any of the candidates can also "take advantage" especially for PO who has a genuine claim of suppression of votes to ride on that precedence.

Nigeria Nigerian courts will rule an election rigged or manipulated, which is a serious crime by itself, and assign a winner but will not prosecute and punish anyone for the crime. You would think the election was rigged by spirits.

donbenie:
So?
It should be accepted as the norm?

There are no elections elsewhere that is blatantly rigged like Nigeria. The imperfections of elections elsewhere are minor infrastractions by voters themselves and not a deliberate manipulation by the electoral body and one of the political parties.

garfield1:
Electoral act is not concerned about credibility but substantial compliance.as far as there is enough compliance and obi cannot prove that he could have won,the elections will stand.no matter how many times you do the elections,we would have issues.even if tinubu did not make 25% in se ss,he made it in the north and sw

That's the problem with Nigerians and the Nigerians system, we tend to justify dishonesty and crime using meaningless terms and technicalities. What is substantial compliance and who determines substantial compliance. Yaradua was elected on ballot papers without serial numbers as specified in the electoral law, the supreme court ruled that there was substantial compliance. Now, an election was conducted with lots of evidence of fraud, voter intimidation, manipulation of figures and violence, you shout the same substantial compliance.
How do you expect a presidential candidate to prove substantial compliance? You want him to prove fraud, voter intimidation, manipulation of figures and violence in all 176,974 polling units in Nigeria?
You and I should demand credible elections. That alone will make us proud as a people, not the charade we have been having (and it's gets worse with each election cycle) since 1960. Bad elections alway bring bad consequences and set us backward. Remember, it was rigged elections in the South West was the excuse for the first military coup which led to the civil war. Similarly it was the rigged elections of the 1983 elections (remember Wetie almost repeated itself in Ondo with the Omoboriowo saga) that was the excuse for the 1983 coup that brought in General Buhari.

garfield1:
Overall,the yorubas voted tinubu.obi won the Christian dominated areas of north central while losing the Muslim areas massively.in the ss,obi won but tinubu and atiku got good votes.so how would obi have won?

You are not getting me. I am not saying Obi won or would have won. What I am saying is that the elections lacked credibility and its cannot be used as a gauge for who won or could have won. I believe might have won but not outrightly. He have struggled to make 25% in any of the South South and South East states while Obi would have struggled to make 25% in the core northern states and rural yoruba states.

OGHENAOGIE:
cos PDP APC is more rooted in Ogun state... And they're aren't swayed by religious factor that Made Obi win Lagos plateau nassarawa Cross river Edo.. majority of Yoruba no Care about religion...

Which rooted in Ogun State? Was Labour Party rooted in Lagos, Abuja or even Anambra? People voted for Labour as a protest vote against APC and PDP than any rooted or structures. In Lagos how many Labour Party offices were there. In the whole of Ikorodu, I did not see one Labour party office.

garfield1:
Csn you honestly say the north and west will vote obi

The north East and North West will not vote Obi for obvious reasons, but the North Central voted Obi. In the West Urban Areas where there are lots of other tribes and lots of Yorubas that were disappointed with APC voted Obi. Remember Afenifere, OBJ and some prominent Yorubas supported Obi. Also remember Obi lived, worked and did business in Lagos for decades.

But in the South South and South East, why will the people vote Tinubu. APC and Tinubu were never popular or accepted there.

BIZNess123:
But how come tinubu could not get 25 percent in southeast ... even abia state with close proximity to PH...

If we are to tell ourselves the truth, Tinubu cannot get 25% in Port Harcourt, ask residents of Port Harcourt on this forum.

Ireportlive:
Evidence.... Fact and proof

Anyone can claim anything online,

You can even tell us how Obi won my polling unit

But you need to provide evidence that an unpopular unknown guy like Obi won in my locality

Believe me the last elections was not necessarily about popularity, its more about anger and frustration. Voters particularly the youths were angry at the APC as a political party. The APC made lots of promises but failed woefully on all of them. They turned out worse than that the PDP that people voted out. From their useless border closure policy to the ban on rice without local production meeting up to demand, thereby making rice quadriple in price, to useless currency devaluation. The worst is the current naira redesign or recolour policy that has is very confusing to everyone including banks.

In another country, APC would not get 10% of the votes, but in Nigeria tribal, ethnic and religious bigotry reigns supreme.

BIZNess123:


Someone said obi got 25 percent in ogun , ondo borno...

If this election is conducted 30 times obi will never ever get 25 percent..in 25 states..

Even though I am not an obidient, but why do you think Obi cannot get 25% in Ogun. If Obi could win over 50% in Lagos, why would you think Obi would not be able to get 25% in Ogun that has many populated border towns with similar demographics as Lagos, ie Akute, Agbara, Songo, Ogijo. Besides many people live in Ogun but work in Lagos.

To me the elections as whole lacked credibility.

Ireportlive:
Your opinion isn't fact nor reality under the law

Wike might buy votes through his 200k agent which is morally wrong, but saying the votes were rigged is abit of exaggeration

That's the crisis in Nigeria today, we are unable to differentiate between right and wrong. How can you say vote buying is morally wrong, its not only morally wrong, its criminally wrong. In saner climes Wike would be facing jail time.

For your information the votes were rigged, that's what the BBC report alleged. If you compare the results that was downloaded on IReV and the one announced by the illusive Dickson Ariaga you will see huge discrepancies. There are video evidence of Wike threatening to kill INEC officials if they fail to rig for him after collecting money. No one is investigating the allegations.

Now can you honestly say with your church mind that Rivers State people would vote for Tinubu over Obi or even Atiku?

wonder233:
Nigerians don't care about credible elections. All they want is tribe and religion

Not only credible elections, Nigerians don't care about credible anything, be it exams, government or even business, they just want to cheat, lie and kill to achieve their goals. In Nigeria the ends justifies the means.

Ireportlive:


17% of the results where not uploaded
5% uploaded were blurry

If you generously dash Peter Obi all of Tinubu's Rivers vote 200k Tinubu still leads Atiku with over 1.6m votes

Dash Peter Obi all of Tinubu's 572k Lagos vote plus 200k Rivers vote and let's assume Tinubu had zero votes in Rivers and Lagos.. Tinubu still leads with over 1m votes

North plays a major role in who governs Nigeria


.

Democracy us not about dashing votes, its about actual votes counted at the polling stations, else we should just dash the president to the highest bidder or the most influential elite.

What people with conscience are saying is that if the Rivers State elections could be so blatantly rigged by the state governor, then it means many other states with crooked governors were probably rigged also in favour of their preferred candidates including those won by Obi and Atiku. This means that the whole elections was not credible and whosoever was declared winner will suffer credibility issues - both within Nigeria and in the international community.

The last election by Prof Mahmood lacked credibility to be able to declare anyone a winner.

basilico:
Hunter and family had registered 20 companies.
These companies recieved cash from China, Ukraine Romania etc.
Once the money was recieved it was wired by the LLCs to at least 9 Biden family accounts.
Why would Biden grandchildren receive money that originatec from China.

This is yuuge mega corruption. Treason. The senders were from countries that Biden had under his docket. The money received was not invoiced, eg had an LLC invoiced China linked entity there would be a reason.. In this case it appears the only reason detialed in over 2000 pages of bank contras and transfers were the family surname

You still have not specified a specific crime under US statutes. Registering 20 companies by a family and receiving monies on the accounts of those companies is not a federal crime. My own family name have over 100 registered companies. My myself have registered over 6 companies over the course of my business career. I am thinking of registering a LLC company in the US in the nearest future to do some business in the US, the cost is about $200.
For an elite family like the bidens (both nuclear and extended) to have only 20 registered companies is rather on the low side. I am sure the Trump family including inlaws have over 100 registered companies or affiliates.

State the specific treason crime so we can gave an intelligent conversation. Receiving monies from abroad or home is not a crime.

IjeBos:
Generally agree with your position as well. But there is one caveat, I think people from both parties should be prosecuted/investigated equally for the same things. We are here talking about Hunter Biden and money he accepted with no discernable policy decisions made on it. While Kushner who worked for the Fed. government, which made very questionable policy decisions vis a vis Saudi Arabia during his tenure received 2 billion from the Same country after he left and a ton of much needed financing for his 666 Fifth Ave holding. Not including the money Trump continues to make from the Saudis for his LIV tournaments. etc. etc.

No discernable crime. That's the personal business of both hunter Biden and his business partners, unless of course you can prove that the business itself involved criminal activities, or you can prove that hunter Biden gave bribes or kick backs to his father for specific government projects or to influence specific government politicies. In that case both hunter and Joe biden would be liable for corruption.
Where hunter Biden might be liable is in his tax receipts, that is if he paid taxes for these earnings and if he is registered as a foreign agent.


Similar situation. The only difference is the moral aspects, that is Kushner being a government employee. There might be some conflict of interest issues, which is yet to be completely settled according to the US constitution. Donald Trump was still the principal owner of the Trump organisation and foreign leaders and business men lodged in Trump Hotels. Even civil service officers guarding the foreign dignitaries were lodged in Trump Hotels at government expenses. Conflict of interest situations like this needs to be settled constitutionally.

johnydon22:


If someone's father or just any person were to say

"I love you and you must love me too and do everything i say without questioning any of my dictates or i will torture you for the rest of your existence"

We would as a sane human society cry out and point out the fact
"That is not love but rather is sheer abuse"

But apparently and surprisingly this form of abuse is ok to many if its coming from a deity..

The concept of carrot and stick works everytime.

akwesenana:
A wife and a car.


Both are liablieties.

One can be converted to an asset though.

Gbam! Except you are getting close to 40 and time is running out, don't get married yet. The liability you are about to acquire no be small thing o! After marriage comes family life and associated liabilities. You need to upgrade your house, furniture and living expenses. When children starts coming in you go see fire. From pregnancy to birth to pampas and baby food is no joke nowadays. We neva begin talk school and other expenses yet.

As for new car, perish that thought, fix up your old one. You don't need to impress anyone else but yourself.

I suggest you invest the money in order to have a more secure future. Invest in yourself - get better education, qualifications or skills, invest in business you understand very well or invest in a asset - fixed assets, stocks or properties.