₦airaland Forum

Blue-eyed boi:
Ladies rate me.......

You look like a semi european.
Like you have lived in europe for some time under harsh weather conditions, then you almost became an albino, but your visa expired then you were sent back home.
Now you getting to look like a nigerian.

Last bullet;
Pre deporting ratings: 3/10
Post deportation: 4/10.

ujoinme: o boy see stress for Amaechi face! stress don make am old finish with gray hair sprouting everywhere. Pickin wey no gree him mama/papa sleep no dey sleep too. LOL

Check uncle jona own, then come back and re comment....

lertee: Shaarrap there,i didn't read the news . I just assumed it was unijos the news referred to. Now run along

....I don shaarrap.
Na run along remain na .
Buh nxt time dont assume before commenting.

Last bullet: get ur facts right before stating them! .

Now, u run along!!

lertee: Solomon Lar University Jos. (SLUJ)
Ooops what a name.

Durrrh....the university is not in Jos.
Ooops, what a brain!!
Do more research. ...

duality: na 30k

Who on earth pays 243k to some one; just for being a graduate.

Are u for real...?

Last bullet: stop being a learner.

Copyright permission sought and granted

Ayatullah: Call him whatever name you like, but you cannot deny him being a Cross-Carrier. The truth is that Christians will NEVER be united, but will remain divided about their doctrine. This is evident in the various denominations abounding.

Remove the log in your eyes before attempting to remove the broom in others'.
Abi na to put off the fire engulfing your house before trying to extinguish that of you neigbhours' .....

Mujah1deen: Good riddance and thumbs up for the young man.
This is why Sharia is needed

Why do you have to make statements that are clearly unnecessary and would bring people to ridicule and mock your beliefs.
Atimes, we are the cause of the way people downgrade our values.

danny301: What makes Ameachi the Jagaban of Middle belt; is he from Middle belt?

The same thing that made tinubu the jagaban of borgu...is he from Niger state?

Sunny_bobo: Where was this council in the 80s and 90s when more than 90% of available positions were held by Muslims?

Refer to the link below for details;

https://www.nairaland.com/1509192/northern-muslims-must-rule-peace

Thanks for that question.
Unto you NSCIA, please respond urgently.

agent9: here is another

This ghost looks like ngige when he was an infant....

sawyer89: We have been asked numerous questions.
It's an herculean task estimating the number of question we have ever been asked. But some questions stick to our memory due to our inability to provide answers to them or circumstances surrounding those questions.

What is the toughest question you've ever been asked?

Was asked in an interview the 'name of the two people whose hands appear when you power up a nokia phone....'
Five years and i am Still waiting for them to call me for medicals.

$ammy:
I was a banker for 6yrs, I came to work one morning and found out i could not log on to my system as i do every morning. I was asked to resign for doing absolutely nothing wrong. The worst part is that i was one of those bankers without a saving culture. I however took a decision that i was done with banking, so instead of looking 4 another bankg job, i got some support and started a firm. So far, so good with me. The firm is growing, started with just one staff, now i have 4 and i have my peace of mind.
Banking is just like a learning ground, the aggresiveness we use to mkt the bank's products, just try putting half that effort into ur own biz and watch it grow.Personally, i have no regrets not going back to banking as i am currently earning just as much as i was, i have lesser expenses (I no longer have to buy tm shirts,designer shoes and suits and also all my regular taxers have pipped down) , i have all the time in the world, i haven't been harassed (insulted)by anyone in a long time,I'm an employer of labour, the firm still has potentials to grow bigger and bigger and i don't miss any of the banking politics. Banking however is a good learning ground as it will instill passion, integrity,confidence and aggresiveness in you. Just plan your exit properly so that you won't be caught unawares as in my case.

Chairman...I feel you.
Your story reminds me of som1 I think I know.
It would be well with you bro, God willing.
7 months to another round of heart beating,breathtaking,bootlicking, pound of flesh taking exercise.....if you get the gist....!

oko-oloyun:
What does NPUGA games has to do with bossom cancer? Seriously u need to go back to ur cage to suck goat breas*t.

Perhaps he wants the writer's suggestions to be listed as one of the events in the forthcoming NPUGA....

yusufogrin: ok. . .follow my brainstep
1.the person walked into a bank with 800k

2.he or she picked up a deposit slip

3.he filled up the blank spaces on d slip e.g with ur account number and ur real name

4.he also filled his name and phone number on d list

5.the banker or wateva collected d slip from the payee and verify both the reciever's account number and account name

6.after verification,he transfered the money to ur account

now are u guy pondering what am pondering

bank wil neva forward a transaction if the account name and number doesnt match

how did d payee get ur real account number and name

so therefore. . . Itz d work of d manager or a staff at the bank

they wil keep d money in ur account so as to avoid traces

if u dont withdraw it within dis short range of time. . .the money wil dissapear. . .trust me on dat

Hmmmmm dis guy above thinks he sounds smart, but on the contrary....
This is the most common and sincere error in bank transactions..

Codedrock: Wow!
Some places in the united states, ISRAEL,
Some Ancient places in ITALY. And the NEW ZEALAND i love new zealand the 've gat all this great and old buildings and environment thats where most movies like merlin legend of the seeker GOT and etc were shooted

The worst place for me to visit is your page or comments. The 'last bullet' is always precise and to kill....shooted ko solded ni....!

sheniqua: They look like beggars

They are. They went to 'beg' Allah for forgiveness and the best in this life and beyond.
You either beg or u on a LONg ting brov....

lastpage: My apologies.
He actually insulted me verbally in his earlier post thus l gave him a dose of his own medicine but as you rightly observed, l need not come down to that level.

Tx.

Lastpage!

If you read throughy post, I never threw jibes at you or your friend.
I gave version of how I go about such trade and how to tackle those bad elements in the bank.
I clearly stated what is needed for the international trade ur friend wanted, I doubt I made reference to his trade as a local one as posited by you.
Wish you best in your trade.....but me daft Come down to my level.... Quite funny dou.
Not to shout my praises, online forums actually does disguise identities. I pray meet physically someday so i could host you for just a day or two in Nigeria.
Peace bro.....peace!!!!

sweetpoison: Even muslims don't believe dis story...from the poor response of comments so far...I expect this thread to have grown to 30 pages.......there was NO miracle....and we all know dat

Allah's miracles abound
We praise Him and appreciate His mercies on us both silently and aloud.
In both instances, He appreciates.
To Him and not to man, do we express gratitude.
Sorry to dissapoint your thread expectations. ...that's d way we do our fings....
Peace!!!!!

Nolongthing1: The gods are wise jere , una tink say Muhamed(PBUH) na fool? him sef no why him no break the Ka'aba na.

My guy, the ka'aba was first built by prophet Ibrahim"s son, Ismail as a place and symbol before the idol worshippers corrupted it with impurities.
The coming of our beloved prophet ,Muhammad(Pbuh), brought about the cleansing of the monument for its original purpose.
Try to avoid making jest of others' beliefs if it doesnt tango with yours.
Peace....

laurel03: What is Islamic name and what is christian name?? All ds name are jew and arab native name... For example mohammed was named given to him on birth and dr was no islam then and so many other name like that. One day a I called my sister son, his Yoruba name Tolu, the mother said she don't want us to be calling him that name that we should call him is christian name which David and I laff and asked her who brought christianity she said Jesus and David existed before Christianity dt means David was not a christian and Muslim also beared d name(Dauda). Mary was named before Jesus and Amina was named before Muhammed etc and most of name heard in bible was also in Quran but different Pronounced but same meaning. Eg joseph- yusuf, Micheal-Malik, Mary-Mariam,Gabreal-jibril, Solomon-Sulaiman etc. We lost our culture and they have brain washed us and colonize our mind.. Hardly you we see a nigerian that does not have foreign name either you are a muslim,Christian, or any other unpopular religion in the society like enkarcar,criag message,Amorc etc.

Good one there....!
However, michael is mika"il or mikhail in Arabic.

abatajjvii: Musa
Ado
Gambo
Zuara
Jamila
Danjuma
Hamma
Bashir
Sani
Alaksan
Hamisu
Sale
Yusuf

Oga cool down and dont spread ignorance to people.
If you arent sure just be humble and avaoid spreading false information.

Jamila...meaning nice one or good person in arabic.

Sani or thani...meaning second usually either a second born spn to a first child (male usually) or a person close to whom in wish or hope to a mentor in arabic culture.

Khamis ....fifth (same as that in hamis spelt as khamis)


Bashir...meaning good or bishir 'positive,, refreshing' in Arabic.

Sale, yusuf....oga , madam, chairman....this one is impeachable. These are pure arabic names foumd in Arab literature centuries before the northern or hausa languages were formed....

Please retract your post as it is highly misleading. ...

Peaace!!!!!

Lateef9961: Yes nw.
Sum names lyk babangida,aliero,tani,hussaini,dangote,buhari,kashim,yero,magatakaruda,dakingari e.t.c

Mark you , buhari is a soviet name gotten from anyone who hailed from bukhara in the old muslim empire (now in present day russia). A learned islamic scholar from bukhara who as named 'bukhari' (aldultrated as buhari) is the source of this name in islamic history.
Hussain was one of the sons of Ali, who was the son of our noble prophet (Muhammad S.A.W) an arab.
I guess you should do more esearch as the names above do not have their origins from Nigeria let alone the northen part.
Peace. ...!!!!

Thank God...at least the rigging of results would be greatly reduced.
The cold harmatthan weather would ensure that.

GEJ_GMB ticket 2015......

What am I saying sef...?

lastpage: Thanks for your breakdown. I hope it helps some people.
I
Has ANYONE gone to the bank to "BUY" Forex? ...say to pay for something? What response did they tell you?

Well, my friend has a Domiciliary accounts in "major currencies" in addition to Naira accounts thinking he can just BUY FOREX fro his bank and use it to pay (by Bank to Bank Transfer) for his purchases from 'abroad'.

He has maintained and funded his Naira account for some time now but the day he needed to buy some equipments from the U.K and needed to transfer GBP to the company's account in the U.K. he got a shocker!

We went to the bank together and he requested that they pay the U.K Company' s Bank (he has all the necessary Bank details of the U.K company with him) and then deduct the corresponding amount (using the bank's exchange rate) from his Naira account.

It was supposed to be a simple transaction. He showed them "PROOF" of the legitimacy of the equipments he was buying.

Well, not so simple!
The Bank (GTBank, but its virtually all of them doing this scam!) told him "We dont SELL FOREX".
My Cousin said he was not buying (as in collecting physical GBP cash but wants to "pay for goods" and its a direct transfer).

She went away, consulted Head of Forex, then consulted the Branch Manager and later they say they want to consult Head office in V.I, as my cousin sef no easy!

He wanted to know why he, as a legitimate customer, with a Dorm account cannot get service as advertised and sanctioned by the CBN.

To his surprise, one of the staff asked him to speak with a "RESIDENT ALHAJI FOREX DEALER" who hangs around inside the bank doing brisk business.

of course, the bank did advertise its :exchange rate" on a Notice Board on its wall (which is the official rate) but it is significant to note that that rate was far much more lower (You get more forex for your Naira or you pay less Naira for the same amount of forex) that what "Mallam" will give you.... within the same bank!

Eventually, they flatly refused to do the transaction for my cousin. They said "We dont sell forex to customers".
They called the Mallam and asked him to do business with him as it is still within the bank and they can guarantee that he does not even need to handle the cash: Just pay the "Mallam" the naira equivalent and we will do the rest, they told him. They said he should authorise a Niara transfer to the Mallam's GTB account for the equivalent amount.

As all these was going on, as an observer, l knew the SCAM that they were up to.
So, l took my phone and l started to record everything in VIDEO.
You will see their faces and that of the Mallam and all the "negotiations" as it was going-on inside the bank floor and how they were directing "forex customers" to this Mallam.

They simply collect Forex from CBN at a lower "official rate" and take it out of the banking system to sell outside, using the Mallams, to gain more money, depriving their official customers the benefit for which CBN sets-up this procedure.
It is called "ROUND -TRIPPING" and it is a form of SCAM/bank Fraud!

I am waiting for the opportuned time (on advice from my cousin who felt these criminals cold endanger his life just to protect their SCAM) ...to put the video on air at one of the foreign (or Channels TV) media..... and copy SANUSI himself.

The CBN Governor MUST ensure that banks are sanctioned heavily for refusing to perform their financial responsibility to the customer and for committing financial fraud, which is what ROUND-TRIPPING IS! There should be "jail time" for the head of forex (and l hear it goes all the way to the M.D) and everyone involved in this type of financial fraud

Even if CBN enacts 100-rules and dont want to, or cant or deliberately avoid enforcing them, its all rubbish.

I was really disappointed in GTBank but l understand its the same with ALL Nigerian banks, that is where they make most of their illicit money from.


Lastpage!

In as much as your post serms revealing, it suffers depth and critical reasoning while being highly skewed when analysed by those who know the workings of the banking system.
In Nigeria people hardly take time to read through documents before consumating transactions. Therefore they most likely would come back claiming ignorance of points clearly stated out in the documents executed. Hence the popular saying that 'if you want to hide something from a blackman, put it into writing'.
My dear friend, foreign transaction (trade) differs from local purchase in many ways.
If your friend had taken time to go through the domiciliary account form he filled to open his account, he would have cleatly read where the bank states that the customer is responsible for funding such accounts by means other than 'over the counter purchase'.
If your friend wanted the bank to purchase and make payments for him, certain documents yo evidence the trade cycle are needes (form m, pro forma invoice, insurance, ccvo, nafdac or SON certificate , validated TIN e.t.c depending on the type of transaction neing carried out). With these, the bank can debit your friends naira account and settle in any currency he so wishes it to be.
Banks pays school fees on behalf of their customers month in month out in similar ways by debiring local naira and settling the school abroad in any currency without the customer looking for 'mallams' to change currencies.
Depending on the mode of payment required by your friend's busines partner (either T/T or LC or ITLC), would also affect the bank's level of involvement in sourcing your foreing fumds for you.
However, you made good points here. The bank staff are meant to educate your friend on why they cannot pay straight from his account due to the duocuments he tendered while advising him to source for hard currencies from the parrarel market (if he cannot provide sufficient documentation to enable the bank buy on his behalf).
Direct involvement by the staff with these 'mallams'
Would decrease customer confidence with such bank. In most banks this is a greviuos offence punishable by dismissal as it makea the banks loose income and integrity.
You may warn such staff to desist from such actions or threaten to report him to management and you would see his response as such actions are carried out by staff for the personal kickbacks from these mallams to the detriment of the bank.
I have been in this business both as a banker and importer, and have worked closely with GTBank recently in my business (and have been so satisfoed with the international trade procedures)thus the above analysis.

Kindly desist from sentimental reportage, ask more queations, read terms and conditions better while asking for its interpretation from experts and please note that international yrafe is very complex and you may nees an expert to guide you through especially if you are new to it.
Wait until your goods get to the nigerian ports for clearing or customs part, then you would conclude that the bankers are indeed saints....lol!!!!
Peace!!!!

Buchukwu: Why not bury him unceremonuously today, the man is wicked. He caused all these plane crash today. Im nt judging but its the fact.

Why are we so heartless and superstitious in this age and time.
You conjure a thought and it becomes a fact.
Perhaps the airline used a faulty plane. Perhaps it was a good plane but the pilot made some errors. Perhaps the plane and pilot were sound but the weather and aeronautical indices were not perfect.....
With this type of thoughts moving freely about our mental system, I fear for the development of our country after 53 years!
Peace...

Hadeyeancah: W-O-N-D-E-R-S!!!

Do you Know that ONDO-STATE Incumbent Governors Always witness and Bury Their Predecessors?

Former Gov Onyearugbulem Buried Ajasin,

Former Governor Adefarati Buried Onyearugbulem and Otiko

Former Governor Agagu Buried Adefarati.

And Incubent Governor Mimiko Is Burying Agagu.

Confusion and wonders of Ondo state Govt House.

Pls can som1 ban these guys posting this poo on every thread.
The goats in my herd have always buried thier parents for 5 generations now......and that hasnt changed the fact that madam social still sells isi ewu at 4k per plate.
So what r u spewing ...?

puskin: I want to assume that this transaction happened last year as we are yet to enter the month of October in 2013.
Hmmmmm, and you want me to believe that you waited all this while before telling this story.........abi 4million nah beans to you.

Anyways, the fact that this story evokes compassion, I find it very very very HARD to believe.

There is no mobile app owned by any bank that will allow you to transfer that said amount within that time duration.
Reason: Anything, money transfer has a limit. A mobile app's maximum transfer is not more than 500k per day, while that of Internet banking is usually not more than 5million per day.

So going with the duration of when it happened, you would need a total of about 8days to withdraw those funds from your account using mobile banking, meaning 8 transactions, 8withdrawals, 8alerts..........so you saw alerts entering your phone and you didn't do anything. Oooooh, I forgot, you don't receive alerts.

FYI:
4th October, 2012 is a Thursday.......meaning, you could go report to the bank on Friday after the first alert, you would lose only 500k.
4th October, 2011 is a Tuesday........meaning, you could go report to the bank on Wednesday after the first alert, you would lose only 500k
4th October, 2010 is a Monday.........meaning, you could go report to the bank on Tuesday after the first alert, you would lose only 500k
4th October, 2009 is a Sunday..........meaning, you could go report to the bank on Monday after the first alert, you would lose only 500k
4th October, 2008 is a Saturday........meaning, you could go report to the bank on Monday after the second alert, you would lose only 1million.

So, after all these, should I still believe you??

Uncle, abeg ehn....was 4th october 1960 a friday also?
My english teacher said it was a public holiday.
Tnx in participation, abi na in perspiration dem dey talk....?

koneshape2012: Nollywood actor, Jim Iyke was just delivered today in SCON. Just watch EmmanuelTV or visit the website for more info.

I just saw it on the TV now. Thank you Jesus

I think GEJ should also be acknowledged here.
His transformation agenda affects all facets of Nigerians' lifestyle.
He deserves another term.....#team fresh air#

Abuklaw: may Allah deliver you from your ignorance,is it not obvious enough that this is a comspired war on islam by the propagandist and the conspirators. you want to suppress islam at all cost because you think prophesy can be modify. The people conspire and make proganda against islam to appeal to your conscience know the prophesy of the dominancy of the Nations of Islam and decide to tackle it fundamentally and brainswashed you to believe that Islam is a blood-sucking religion and that muslims are bad people. I pity the ignorant Nigerians because they lack the foresight to see what is rolling out in front of them. Research how people whom claimed to be your colonial or superior in philosophy research and unveiled the truth.

No matter how hard u fight or conspire to destroy Islam, u'll never overturn the religion of truth

Please stop this unintelligent talk. There isnt any conspiracy here. Misguided muslims, fed and nurtured by wrong ideology have taken the religion hostage and have made people(muslims inclusive) apprehensive.
More of these ideological zombies are still churned out on daily basis in oue madrassas where these satanic 'scholars' preside and reside.
We should focus our intellectual and financial drones in eradicating this cancer rather than focus our attention on a lesser and faster selling 'conspiracy theory'.
The bulk of the problem is in house....an internal cleasing process beckons. ...and fast.
RIP to the dead....May Allah make Aljannah be their final abode.....Peace!!

venorite: naija and dirt....why hausa pple to like siddon for ground

Our forefathers informed us that signs of ETT include the periods we begin to seat on chairs....we aint ready for that yet!
Next question....

Yoshi-Master:
[size=16pt]THE gODS MUST BE CRAZY![/size]

Hope u didnt mean to say the mODS.... ?

....