Kettlecorn: It is foolhardy to jump into these kinds of discussions on Nairaland, but what the heck, It's Sunday and I have nothing better to do right now. First, the comparisons on this thread do not make sense. The OP claims to save 22 million Naira a year in Nigeria which would probably put him in the top 0.5% of Nigerian earners in the country. Most of the comparisons here are against low wage/minimum wage earners in the US which makes absolutely no sense at all. Second, In these types of discussions, I like to ask big picture questions. He said he saves 22 million a year and doesn't do this that and the other. FOR WHAT? Why do you need to save that much? This is where the big picture comes in. He has to save for healthcare, retirement, school fees, inflation, calamities, seed money for his business etc. The minimum wage earner you are comparing against in the US is covered for those things provided they are legal and paying taxes. They will be covered if they fall sick and earn social security or a pension in countries like Canada when they retire. Public schools, which are mostly good are paid for by their taxes. One other thing to point out in the big picture. In 2015, the Naira was 200 to the dollar. In 2021, it is exchanging for 480 to the dollar. In six years or less, your savings have devalued by more than 50%. You cannot just compare Naira savings to dollar savings in these types of discussions. A Nigerian in Nigeria is just EXISTING! People in the diaspora are actually LIVING. The difference between existing and living is this. When you exist, you do the things you need to do in order to stay alive; when you live, you do the things you want to do in order to enjoy your life. Existing is all about survival which is what people are currently doing in Nigeria. When will you get a chance to actually live in Nigeria?
Hmmm...this is very deep, intelligence at its finest.
Cocao: The truth is that this guy is not looking to leave Nigeria or his business. He is in a contest of some sort between who earns more. Him or someone in the US and he's trying so hard to justify that he makes more. Remember he constantly asked for someone to tell him their exact savings.
He has no issue cutting off his family so he can save more, or being with a partner. It is obvious this kind of person will literally do anything for money and is threatened when his money is threatened.
He does not want to hear that anyone he knows is doing better. This fear kicked in when he saw first a lady that spent 12m, then he constantly refers to himself as poor. He is trying to compensate for what attributes he does not have using money.
Brother, money is a lot, but it is not everything. You are not in a competition with anyone. Saving 22 million a year cannot make up for some things that family and friends will bring to you. Stay on your lane and do what is best for you. But most importantly, enjoy your life with the people you love that loves you.
-Life is complicated. Many seek sanity, health, decent education and opportunities for themselves and children. For instance, the US citizenship will open tremendous opportunities for you if you’re business-minded or just love traveling- so many countries to visit without visa. Same is applicable with many other firstclass Nations.
-Madam Ngozi had to recently take up her right to US citizenship in preparation for her WTO application. She wasn’t daft when she made that decision.
-As our faces are different, so are our life expectations.
-Madam Ngozi had to recently take up her right to US citizenship in preparation for her WTO application. She wasn’t daft when she made that decision.
She refused to exercise the right all the while but had to, because of the nature of the job; China, Russia and the likes will not accord her due respect as a Nigerian and the US has interests to protect, that was why they didn't support her early on.
If not for the job, she was not interested in their citizenship. I'm not saying it's a bad thing though, different strokes for different folks.
Naija peeple sha have a way of giving cars nicknames....I nor mind all the nicknames but God forbid "Volvo 700 series Coffin"....which kain nonsense name be dat...tufiakwa...
luminouz: Wrong @ first paragraph. I see through people so it's easier to sift the weed from the true plants. Everything written here online reeks of pseudo-perfection and I'm not so foolish as to believe just one account of the story. So, I would see the two separately and ask. Their body language, eye contact and aura sensitivities are all I need to know the truth. I'm rarely emotional so I say stuffs the way they are.
If you had seen what I've seen,you'd know that the most wicked people are not those who shout or rant but those who can smile and cry profusely while butchering you for pepper soup.
OK, I get the angle you are looking at the issue from but since we do not have the privilege of meeting them in person; we go by what they both wrote.
Just as you use your discretion, I also use mine and I see the lady has a stronger point.
She never said she was unwilling to support him. The guy just thinks the lady can do better.
It's SM. Anyone can say anything. Seek them out in real life and find out the truth
I understand you but even if I sought them out in real life...what they have written would still be the narrative; the difference would be that one was in written form and the other verbal.
Please read both accounts very well, you will see through the both of them.
I think the babe is a very good girl, forget redpill here....If I were the OP, I will keep her.....the grass always look greener on the other side but in reality, it is seldom so.
Life can be funny, what one person doesn't appreciate is what another person is dying to have....las, las, this life nor balance.
Iamafinegirl: Did you tell them that when we are talking “You are not serious is a big INSULT for you” Did u tell then that when u say I like trump and I say “me I hater trump because of this and that” it is already an offense and you admitted to you having issues with me airing opinions because you are boss or what I don’t know? Did you tell them a simple conversation or difference in opinion even on a gist is an insult to you?
Did you tell them I think of quality and wen a frying pan was needed I was saying the new expensive ones sef are not good, they burn. Second new is better in this case and we got a second new one? Because it’s not necessarily about cost but most times you won’t even be able to understand the depth of what I suggest sometimes.
Did you tell them I explained something one day that I paid money to so and so person to avoid a problem and you tried to give me another solution to have taken and I was like “me I don’t want wahala oo thats why I did what I did@ and because everything is fight and arguement for you you had stood up stormed out of the house because you felt i said I don’t want your wahala etc when all I was saying is that I didn’t want wahala if d issue boomeranged and so I didn’t even look for other means I just did d surest method in question” did u settle down to listen or because you never patient and always ready to call everything an argument or fight you had kickstarted your nature?
Did you tell them you wanted a car and I said this car is too expensive tell someone who we know imports to bring for you although the person could delay and may change the car you agreed on but I said do a written agreement with him so it would be cheaper for you and that way he won’t do anything funny ? And you would spend less and get a better grade or level like the one I got instead of paying for something lower at the same price as the one you paid for in town. Out of love, did you not turn it to fight and say I am wicked, and louded the issue and dramatised it as being evil. Did you tell them you lied to me that you don’t drink or smoke? But you drink and lied from foundation of a relationship to win a girl? When I realised out of anger I said you lied to me you don’t drink but you are a drunkard. Did your remember saying my father who doesn’t drink at all and you know fully is the drunkard You have called me demonic woman You have called me stupid woman You have called me very stupid woman The list is endless but if we discussing and you don’t understand what I am saying and I am frustrated talking and I say “you no dey understand English” you just flare up that that is a big insult. Things that aren’t insults you made them insults to defend yourself. Did you tell them the most times we went to Shoprite then I use to be the one buying things...and you usually pick nothing. So why should Shoprite be so expensive if I buy water “nestle water” and other things from there even before we ever dated and you used to follow me there to win me and I never asked you to pay for me or use you as a toaster?
Did you tell them that you are building and I am also building? And the months you spent all your salary not even on the building alone oo. Busy dashing people and at 3rd of the month you were broke and I was like how would we handle the house you said I am there and I held those months because that’s what a good woman would do.
Did you tell dem that wen you arrived at the counsellor we told them we had a 60k and 40k rule as at then but we just weren’t piling it in the same account and the pastor said ok we should do it as a joint account so no one would feel he is bringing all the money” and we stop spending differently. you told them it’s the pastor who proposed it or he told us that ok you people should just put the money in a seperate account and the wife asked what else is making you angry and you said contributions for repair should be added”.
Did you tell them that when your drivers license expired and there was a delay with joint account , you said you would keep some part of the contribution for where you stay but I must submit all my own contribution to your younger sisters account while you submit just some to her because you don’t trust me with money. The younger sister would now be the one dishing out the feeding money to me who is the one working? While you comfortably keep part of your contribution as a boss. Did you tell them I said you should give her all if i would also have to submit my own all to her since she is the chosen financial manager of our own institution so she can be dishing out money to both of us as at when due since distance is not a barrier to bank transfer so I would also monitor u because you don’t trust me with money and you want to monitor what I am eating when u aren’t even there with me.
Did you tell them you don’t live according to your means and you always borrowing and financing a lifestyle heavier than you inclusive of feeding (because you eat 70-80%) of all the food in the house? Did you tell them you have collected above 14 million naira loan and you haven’t completed any house you are building aside still having normal money people have used to complete their own houses.
Did you tell them you give them babes money and say send me your account number Cus I have seen it but to buy Apple extra for me out of a budget as per my love this one na for u from my pocket? Did you tell then as we came back from your location you had meeting with your babe asking if hostel has resumed and all by 6pm same day?
Did u tell them that I had been using clin-cap face cream, benzoxide peroxide face cream, and you have been using it with me and I have never said this cream is 2000 and the other is 1000 let’s contribute from budget but you bought olaybact for me 400 naira and you were balancing account for me?
Did you tell them I did a soap mix of 13000 naira to 15,000 naira and you have been lovingly using it With me since January and I have never in my life said your contribution for soap but you won’t even do it, if you did sef you would have been asking for money by now.
Did you tell them that even to buy apple while taking me to were you lived loveingly as per this is my new location has to be from the budget and that you couldn’t say babes aside this budget this for you? Did you tell them I also contributed for the fuel as you were taking me lovingly to your new location? Location you dey go dey come yourself but as I go follow u go know d place I must pay for transport. I for kukuma just enter public transport. But I don’t even have a problem with that since that’s what he wanted. We just accounted for my path
Did you tell them...that I am not wasteful and you went ahead to do things you wanted to do and started blaming me for it. Like buying a new tv when your mum was around for them...knowing fully well I hardly look at a television and you did it for you and yours? Did you tell them this girl who doesn’t contribute lovingly gives your sis money and also give your mum at least in the best way I can afford within my means but you no send me message so that’s my business you are not even seeing it. Na me send myself? When last did you buy me a gift in a year and half? It was a wig when you were still trying to toast me. That was only when you were trying to win my heart. Did you tell them you don’t do anything for me I don’t ask you for money for cloth, hair etc or my own fuel as I am a responsible adult and not a burden on a man which you know yourself. Did you let them know that the food you eat 70% of and the house repair you would do definitely if I am there or not is what you would always come and stand on my head for when we weren’t yet contributing in a joint account. Did you tell them you don’t take care of me and you are just so self centered about the feeding part because you eat more of the food? Yet I was still buying food oo no be say I go out and don’t bring anything to the house. I still buy meat, tomatoes, onion etc but maybe not just up to the person who consumes the 80%
Did u tell them d day you took me out and water was bought which was like two years ago was a special day I think maybe Valentine or my birthday or something and “I was only asking to be treated special”. As per today na correct day, spoil me na. Did you tell them that I spoke of u buying some thing like blender or electronic because you need quality one to last. The cheap juicer bought did it last? No Was there not finally a decision where the expensive “binatone” blender was picked because for some things, quality is important so it lasts? Did you tell them I met condoms in your other room and you alleged it’s your boss that came to your house to use it? Because you couldn’t tell him no? Did you tell them that if I want to do something you would use my car and if you want to do something you would use my car and I said love should cover all this there should be no differentiating of car for activities and you can use mine when you want and viceversal?
The day he said I said drug was too expensive did he tell you he spent all his income that month already by 3rd or so due to poor planning and I used my income all for the month for food. Ofcourse I am sure he borrowed as usual for fuel for his car that month and maybe some extra things like suya etc you may want to eat and that’s why I couldn’t afford to buy that cream or is it even tablet I desperately needed quality type of drug to treat that ailment because it use to be stubborn when it comes but couldn’t afford it that month ?
In addition I forgot. The generator I would tell you to put on when wet had a generator house while some or most Nigerians just make a metal cover or so for their generator. So rain fell and the splash I could look wasn’t much and I would say it’s not like water entered this thing in its house like Dt just few splash on surface. I owned a generator I ran without it having issue before meeting you and while you where toasting me. I didn’t know I am unqualified to run a gen. I stopped touching your gen because it was complain upon complain or I am arguing with you by having a different opinion about ah it’s small splashes. Ofcourse if a gen was drenched would I with my full senses say lets put it on? When Nigerians keep their gen outside with normal cover.
You would go out and meet the true definition of a Nigerian woman. Take care of her is what a man does, send her money for hair, dress, clothes etc. And still buy food n do stuff. You would remember I was never a burden on u I hope you would have love enough for her to cover taking care of her abi u would start complaining and shouting on her too. I just hope you don’t faint then.
On the other hand I Wld meet the true definition of Nigerian man who knows he is to care. Simple
Babe, I have read both sides of the story and I believe you more...I take side with you.
Try and reconcile with him but if you feel unappreciated and unhappy in the relationship, please take a walk....
bwambasolomon: I have a fiancée whom I started dating about two years ago. We work together and we are on the same level, and earn the same salary. Each time we hanged out to just have fun, if we got to a place where prices were too expensive, I would say to her but this things are much cheaper elsewhere.
For example, we went to a place though inside the same premises, one part of the lounge sells bottled water for 250 while the other one sells bottled water for 500, she then suggested that we go to the part where water was sold for 500. Note that it was in the same premises and there was absolutely no difference between the two, it's not like one was VIP area and the other was not. We ended up going to the 500 naira side. All that we ate which of course was double the price, I paid.
Each time we went to the mall, we buy things normally. But there's something about malls which some of you may have noticed, certain things such as pots, plastic rubbers, electronics, and so on are usually unreasonably exorbitant. So I said it would be better for us not to buy things that were too expensive that we could get outside for cheaper prices, but we could buy other things whose prices were reasonable. The next thing she started saying was that I don't have class, it's classy people that buy such things.
So one day we went to a pharmacy in that same mall, because she wanted to get some drugs, the price they called for her was about three times what it was outside, so she said it was better to go outside to buy it. So I just told her that since she has class she should buy it now, the next thing she started insulting me, she gave me the insult of my life. That wasn't the only scenario, there were many other cases like that.
She had started to stay with me after a while. Every thing in the house belongs to me, and I made sure everywhere was conducive for us. Air conditioners every and so on, good house, good compound, surveillance cameras and so on. Initially I was shouldering all responsibilities like food, the car washer who washes the both of our cars, the security man, fuel in the generator, NEPA light, repairs in the house and so on.
Please note that we work in the same place and earn same amount. Sometimes when I was short of cash, since I knew that her own money would still be there, I would borrow from her to buy food stuffs and other miscellaneous, and pay back by next salary.
She contributed just about 10% of expenditures in the house which was majorly just food stuffs. Note that I buy much more foodstuffs 5 times more than what she buys.
That was not just it, the relationship was usually filled with arguments, I can hardly have a conversation with her, she would begin to argue.
I want to ask few questions here: (1)please is there anyone who doesn't know that Egusi causes pimples for those who are prone to having pimples? (2) Is there any one who doesn't know that if something is very hot, it is not advisable to put in the fridge? (3) here anyone who doesn't know that garlic is medicinal? (4) Is there any one who does not know that it is not advisable to put on a generator when it has been drenched by rain?
But this girl will argue with me, insisting that I must put on the gen when rain has beaten it, because apparently, it is not her property. And the fridge is also not hers which is why she won't care if it gets spoilt. In short there's usually too much argument over what is clear for everyone to see, thereby it is always difficult to have a conversation with her.
I was later transferred out of the state we were, so I decided that because of her, I won't take anything away from the house, I would buy everything I need in the new place I had been posted to. So I bought a bigger TV for the house we both shared and took the smaller one to my new place of posting. I bought my mattress, kitchen utensils, got an apartment, and bought every thing I needed in the new place. So now, I have most things in two pairs, just so she would be comfortable.
Please note that we aren't yet married, and I agreed to not having sex with her because that was she wanted, I respected that. The only thing I know we do was romance.
So I started insisting that it was high time for her to be responsible, that we can't both be working and she won't be buying reasonable amount of food stuff because I noticed that sometimes, she would go out and buy 3 packs of spaghetti, which doesn't make sense to me. She said her dad is the one that buys food stuffs in her house and her mum contributes for petty projects. But I am not her Dad, I have my own mind. Also note that she didn't volunteer to bring any amount for my project oo, because I won't want a woman to contribute 1 naira to the houses I am building. All I said was that she should be contributing reasonable amounts for food stuffs in the house. We hardly stay two weeks without fights, she must look for one insult or the other.
We went for counselling and the pastors said she has to be contributing for expenditures in the house, we agreed on 60% to 40% sharing formula for all expenditures. So me as the man would contribute 60 while she will contribute 40. Please note that rent was not inclusive, as I volunteered to pay for the rent in the house we were and for my apartment in my new place of posting. Later on, when she began to see the brunt of the responsibilities that I used to bear she started saying we (Me and the Pastors) are forcing her to contribute. But I didn't know these Pastors before, that was my first time of meeting them, she was the one who knew them before me. But simply because they told her the truth, she started saying we are forcing her.
Please I need your honest opinions on this issue. Thank you.
@OP:
Didn't you know your babe is also a Nairalander?
I was about to post my comment when I read her expose.
It's always good to listen to both sides of the story before reaching a conclusion.
My spirit tells me you are the wrong person here; trying to play the victim card.
You don't know what you've got till it's gone.....
Simplyleo: From the comments above, I can tell over 90% are still being fed at home.
Real bread winners know whatsup in prices of foodstuff in the markets especially Lagos.
Imagine N200 Suya now sold for 2k and clowns feeding from mummy's pot talking nonsense.
The suya part of your comment nor be lie sha... I'm a suya lover...went to buy some yesterday and I heard the suya man telling a guy "Wahali I nor get N200 Suya, dat na before"
Inside of me, I just smiled and was like, this blockage is getting real but las, las, we the southerners would be alright, nothing dey happen.
Henrymorre: I will try to make this story very short.
So I've always loved my babe, buy her stuffs, gives her money, takes her out, etc. So tomorrow is her birthday, and she has a very bad hair. We where talking over on phone yesterday, and she asked me to send her money to make her hair, plus she also said she doesn't have money to do her bday, and wants me to help her on it. Well, I wanted to help her do her bday shaa, just to make her happy, but I can't carry all the responsibilities alone, so I said no to her getting money to do her hair. I told her to make her hair by herself or wear a wig, since I will be ,
Paying for hotel Buying the cakes Buying the drinks Buying the meat Calling DJ to play song for her and her friends Plus giving her a gift..
She started acting all up, that she will do the bday with her friends that she doesn't need me in it anymore, that her friend will make her hair for free blah blah, and she will sleep over at her friends place. Etc
So guys the question, is this lady really a wife material? Or someone who is just there to eat money and go?
Did I over react?
"....she will sleep over at her friend's place..."
Lies...she will sleep over at another man's place, the sponsor of the party.
OOzz: Seun, lalasticlala and others Why can't u guys fix this issue of nairaland loading ridiculously slow. This has been happening for weeks now, yet nothing has been done about it. If it's to dish out ban, u guys will be doing it like ur life depends on it. Pls fix this thing once and for all. Its making ur site boring and annoying.
Please check with your internet service provider, there is nothing wrong with the speed of the site.
Toke in an earlier tweet expressed fear as well as excitement at her pathway to becoming a billionaire.
“Where my brand is taking me is so frightening and exciting at the same time, diversifying in to more products and I am super excited but nervous, this better work cos I don’t have a plan B,” she wrote.
The media personality has grown her wealth over the years by signing lucrative endorsement deals and expanding her fashion line to accommodate bags, scarfs, perfumes among others.
I am not against Toke but ladies should be very careful about all these motivational speakers who come on social media to preach what they don't practise.
They'd tell you how they bought a house in Ikoyi, Lagos Nigeria and acquired a Range, through "hard work" without disclosing the presence of a 'sugar daddy' or 'big god' behind the scenes.
Not all of them engage in this unwholesome act anyway, but majority of them do.
Rumors have it that Toke herself was or is dating one Billionaire Dr. Festus Fadeyi, who allegedly bought her a house in Banana Island, Ikoyi, Lagos Nigeria, which we heard was seized by AMCON due to Pan Ocean Oil Corporation Nigeria Limited's indebtedness. The man's children are insisting she's in a relationship with their father, an allegation she is yet to vehemently deny.
It was also revealed that a popular blogger had an oil mogul 'big god' too; no thanks to the paternity issue she was involved in back then. She resides in Banana Island, Ikoyi, Lagos Nigeria as well.
Whilst you look at all of these people and ask "God when?", just know that lots of stuffs are ongoing behind the curtains which they would not disclose to you.
Don't let anybody oppress, deceive or put you under pressure...just stay legit and be prayerful, your time will come.
hapi4eva: [*DUE TO THE PROLIFERATION OF "SMART" SCAMMERS PROWLING SOCIAL MEDIA IT IS IMPERATIVE TO ONCE AGAIN ADVICE ALL TO PROTECT YOUR BANK ACCOUNT*
_IF YOU DO MOBILE BANKING from your phone, there is need to put a PIN on your SIM, otherwise your account can be wiped clean anytime you lose your phone_ _or your phone is stolen_ .
The process to do is very simple but if ignored can cost you all Your life savings. For those who don't know about it yet, just follow this simple steps to protect hacking of Your bank account through SIM THEFT. 1. Go to SETTINGS in Your phone. 2. Go to SECURITY & LOCATION under SETTINGS 3. Go to SIM CARD LOCK. 4. Click on LOCK SIM CARD. 5. Enter Your mobile network default SIM CARD PIN. *For MTN users it is "00000". *For AIRTEL users it is "1111". *For 9mobile users it is "0000" * For GLO users, it is "0000" 6. After entering the MOBILE NETWORK DEFAULT PIN, under it You will see " CHANGE SIM PIN", click on it to change to Your unique 4 digit pin, 7. Confirm Your unique 4 digit pin by entering it again & YOU ARE DONE �. So anytime You "On" Your phone You will be prompted to enter Your SIM CARD PIN just as You will be prompted to enter Your phone lock PIN or Draw Your PATTERN each time You "START" (ON) Your phone. With the ACTIVATION OF SIM LOCK on Your phone, Your money can never be withdrawn from Your bank account through your SIM because Your SIM will be useless in their hands since it is blocked and You will not be under tension to go and block or retrieve Your stolen SIM. Please kindly share this information with Your loved ones because the rate of phone theft these days are alarming as they (phone thieves) are not just after the phone but SIM CARDS linked to Your bank account.
_Please let's be safe!!!_ author=jaybenugo post=99459136]A suspected local yahoo boy who was arrested by the police has revealed how he transfers money from people's bank account using just his victim's SIM and Bank Verification Number (BVN), IgbereTV reports.
Speaking in Yoruba, the suspect while being interrogated, said he uses the bank codes on any sim card that receives bank alerts to transfer money to another account which he has access to. He also mentioned that he takes loans from the banks of any sim card he lays his hands on
Was trying to follow the security steps you mentioned...now my SIM card has been blocked and PUK number is being requested on a line I've been using for over a decade and half.... where do I get this information? Might have to visit that Telco office where you'd spend the whole day
AlexReports: Churchill Real Estate Confirms Partnership With The Biggest Real Estate Brand, Rob Definition.
Churchill Real Estate Agency, a subsidiary of Churchill Groups of Company, owned by Famous Nigeria-African Enterpreneur and Billionaire Businessman, Dr. Churchill Olakunle has confirmed and sealed a Real Estate partnership deal with one of Africa's biggest Real Estate Agency, known as Rob Definition.
According to StatePress, the Partnership between the both agencies was confirmed few hours ago at the head office of Churchill Groups of Company in Cantonment, Accra Ghana. Real Estate Analysts across Africa have hailed the partnership, stressing that the development will help to support housing and infrastructures improvement in Africa, especially in Ghana and Nigeria.
In a reaction from Dr. Churchill Olakunle, he stated that the partnership was in view of projecting prospective developments for the future of Africa, as well as for the duo Agency. He also congratulated the entire team and Members of Staff of Churchill Real Estate agency.
He says, "congratulations to us on this progressive real estate partnership, which debuts with a first of many real estate projects in Accra, with Rob Definition, one of the most renowned real estate agency in Ghana". Over the years, Churchill Groups and especially his Real Estate agency has continue to promote progressive developments in the industry.
Dr. Churchill also recently acquired a mega mansion for his grand Mother whom he grew up with. He has always been attached to the grand ma who trained him from his formative. According to him his act of charity was emulated from her.
Can someone please show this to their ardent supporter and godfather- Sheikh Gumi who has been saying that they are peace loving people who do not kill and if they did or do, it is accidental.
If these goats procreate and the beneficiary keeps up with the process; s/he can become a millionaire in a number of years down the line.
Our people are used to handouts and never sit down to see beyond the surface of anything.This politician might just be thinking in the above direction.
Travel › Re: Nigerians In USA, Do You Save More Than N15 Million Yearly? by Yoighaman(m): 3:57am On Mar 08, 2021
Might have to visit that Telco office where you'd spend the whole day 
