₦airaland Forum

cap28:
@ Ibime it seems as if you are saying that the reason that we are in the position that we are in is due to our backwardness and NOT based on a worldwide WHITE conspiracy, but the question to ask is would we be where we are today had whites NOT degraded and dehumanised us in the past.

i am not wallowing in a form of collective self pity here i am merely trying to find a way out - in order to cure a problem you must first know what your problem is and where its coming from.

Is this not self pity, finding excuses

Jemmie:
Things are very expensive in the market - thanks to the Federal Government. As the government claim to improve the standard of living of its subjects it stylishly destroys them knowingly or unknowingly after adding a few pennies to their salaries. Everything goes up in the market; edible, domestic things, etc. Transportation and every other means of having a better living get so expensive that they become luxuries for some people.

This is quite sad but it is the truth, before adding the pennies they will make much noise and will want praises for taking care of the workers

schmuck:
Earning salary is living a life of a slave, no matter how much you are earning.

Salary earners do not often know this fact or fails to accept the truth of it. There is nothing like working for yourself.
That is when you can say you are truly living. I am a testimony because I have tasted the two facets of life. God help us.

.

Everybody can not be self employed.

tkb417:
with 250k per month, such individual will be fine.
im assuming the wife/husband will be working and earning like 150k per month so a combined earnings of 400k monthly will be fine for the family (my assumption)

when kids start coming, they shld be thinking of hw to earn extra income to cater for the new additions to the family

personal opinion.

Population of nigeria is approximately 140M.  How many nigerian jobs pay, up to 150k/Month? Approximately less than 10M what will the rest do, remember majority salary  earners receive less than 30K/month (70% ofgovernment employees).

goggs:
this Nwodo guy is a typical Nigerian Politician, when things dont go their way, they invite the military. Yes things are bad, so Nwodo does not believe in the same democracy he professes, he cant mobilize his people like Mahatma Ghandi, cant sacrifice his life like Mandela, cant engage the government in legal tussles like Gani. he seeks the easy way; MILITARY intervention. He doesnt care about the consequences; the lives that may be lost and the years it will take to recover. Oh yes, as long as i cant have it, or things are not good, let every thing spoil. Yes damage it all, after all he may be made a minister when they take over. Nwodo needs to be prosecuted to the fullest extent of the law. Its for the likes of him that we are in this mess.

Same thing happens in the Niger Delta, no appointment - very vocal on resource control, appointed

richkids1:
Na we Nigerian dey deceive ourselves.
cos how are we going to be watching other countries league
and keep on complaining about our own league instead of us to embrace it.
the issue of Obaseki and NTA is not a big deal they are just pretending.

My bro have you ever witnessed secondary schools compete in football, athletes (inter-school) ? if you have, you will know that nigerians don't detest appreciating their own, the problem is that the league is f****d up. I have even witnessed where some enterprising guys organised youngsters, under 15yrs, in PHC, everybody used to look forward to these games every evening until they started introducing what was happening in the nigerian league and the venue became empty.

sorry for going off topic

is this not being repeated in Dangote heading the NSE

@tbk417

what i was saying was that, you gave an estimate of potential viewers around 10 million,
and presently you have 300,000 subscribers with 50,000 not paying regularly.

i was suggesting why not think of how to make more people subscribe to and watch HiTV

Previously 250,000 subscribers at 4,500 = 1,125,000,000/Month
if you can get 5,000,000 of the then million at 3,000 = 15,000,000,000
Meanwhile this increase may reduce your subscriber base, let say by 50,000 leaving = 1,200,000,000

remember that when GSM services started very few people owned handsets, but when the price dropped more people and some even bought more than one set and line.

increasing the subscriber base doesn't mean increased cost, it's still the same equipment. Abi?
I know say you be dealer that's why you dey fight seriously because of your commission
but know that more subscribers more income

tkb417:
haha
got a prize for studying econs in the UNI

you surely know about the law of demand and supply but not how to apply it. . .
the active subscribers on Hitv is about 300,000. This means those subscribing monthly

I know i'm a mad man, let's analyze your post as an economist

tkb417:
haha
got a prize for studying econs in the UNI

you surely know about the law of demand and supply but not how to apply it. . .
the active subscribers on Hitv is about 300,000. This means those subscribing monthly

there are those who pay this month and wont pay for 2 months, the category of these group gives about 250,000 and we have those who can afford to pay but are on another platform= roughly 500,000 people

in defining the potential mkts, i can safely say anybody that earns more than a 100,000 per month can afford to pay Hitv subscription per month( its just an assumption) andif we look at these sets of people, they are more than 10million in Nigeria

what does that tell you Mr FBS? that the potential demand is about 10million while the real demand is just about 400k average!!

its simple, the potential demand is there for Hitv to tap into

and when you talk of switching, you only switch when you have a close substitute with almost the same cost
is DSTV 6k? do you get the football games on DSTV?
can you use DSTV without Hitv for your viewing center biz?

the answers are NO!
DSTV is not a close substitute and even if u wanna switch, the cost is high!

so it brings you back to point zero
pay the required sum or close the biz!!

The risk of not doing well in the biz is the inability to get urself on the Hitv platform. U cant do a viewing center biz at tht cost without HITV
very simple my bro

1. 10Million potential subscribers
2. HiTV Subscriber 300,000
3. Active Subscribers 250,000

250,000 subscribers paying N4,500 = 1,125,000,000
5,000,000 subscribers paying 3000 =15,000,000,000
increasing to 6,000 maybe losing another 50,000. giving you 200,000 = 1,200,000,000

at no extra equipment cost. Award winning economist, it is called economies of scale

tkb417:
haha
got a prize for studying econs in the UNI

you surely know about the law of demand and supply but not how to apply it.  .  .
the active subscribers on Hitv is about 300,000. This means those subscribing monthly

there are those who pay this month and wont pay for 2 months, the category of these group gives about 250,000 and we have those who can afford to pay but are on another platform= roughly 500,000 people

in defining the potential mkts, i can safely say anybody that earns more than a 100,000 per month can afford to pay Hitv subscription per month( its just an assumption) andif we look at these sets of people, they are more than 10million in Nigeria

what does that tell you Mr FBS? that the potential demand is about 10million while the real demand is just about 400k average!!

its simple, the potential demand is there for Hitv to tap into

and when you talk of switching, you only switch when you have a close substitute with almost the same cost
is DSTV 6k? do you get the football games on DSTV?
can you use DSTV without Hitv for your viewing center biz?

the answers are NO!
DSTV is not a close substitute and even if u wanna switch, the cost is high!

so it brings you back to point zero
pay the required sum or close the biz!!

The risk of not doing well in the biz is the inability to get urself on the Hitv platform. U cant do a viewing center biz at tht cost without HITV
very simple my bro

This is how nigerian businessmen think, that's why they find it very difficult to grow.

blacksta:
I doubt a breakup will solve problems.

True talk

Actually the article captured what will happen. It is now up to the loothing and thieving politicians to do the right things. People have known these issues for a long time, but don't think the fear of this will keep them mute for long.

If you push a man to the wall, be rest assured that he will react. the same way a man will dumbly attack somebody pointing a gun at him with bare hands. we should pray hard not to come to this scenario.

peelovee:
It beats my imagination that Thomas still exist. Since you want to see b4 you believe, i pray you become a vitim.

Who, Badboy become a victim of your boss. Is your boss gay?

peelovee:
I am sure that you guys are the Boss for fi9ers.Now it is well understood by NL that YOU guys attended community sec.sch.   

You are really representing the Queen's College you attended with this grammar level

peelovee:
Hi, to all NL.

After my company sent me out for a training at Edinburg  in UK, i returned suceessfully puting a smell on everybodies face.

My boss who is married with four kids abroad want me to start dating him, giving me his reasons.
1. It was because i have interest in you that was why i insisted that the company sent you for a course at UK.
2. I LOVE you and might marry you.
3. I will promote you and increase you salary.
after all his reasons I refused, three days latter he called me i went to his office lo and behold he ask me if i have finally made up my mind to date him i said i cant't date him because he is my father,instantly he ask me to get out from his office and my manager called me to his office and gave me a LETTER OF TERMINATION OF APPOINTMENT.

I was not scared, i only took the letter in good faith and left.

Now he haeard that  i  have gotten a new job, AS AN ADMIN OFFICER still maintaining the position i held in his company, tho, the pay is not big i accepted it so that i dont stay at home idle.

I was told they want to bid for the a contract, but no one to bid for it, because no admin officer to pass instruction to the secretary to prepare a wining bid, everyone is saying how they wish she was still working with us.three days ago my ex boss, manager, boss wife, secretary, and the cleark , they have been calling me pleading me to come back and work with them.

NL, I am confuse should i go back or continue with my new job.

please advise.

You are indeed representing the Queen's College you atteded very well (note: typos not included)

tjay007:
my concern is not even weda dora & co played pranks or not but 0ver 8billion naira 4 a project to upgrade tv wen dey r mch more pressing issues lyk our almost non accessible roads, depreciating education & of course our almost non-exsistin electric power. to say d least 8billion naira will sure do some gud if put into solutions of d power problem of dis nation. anyway dey beta play all d matches in broad day light else dey just myt play it wit candle lights coz petrol myt turn scarce if considerin power generatin set,  my president is sick! his name is ******,     >:

My bro, they are not thinking of you but their ego/image as the giant of africa, by broadcasting HD.  How many people in nigeria even have light not to talk of HDTVs.  It like some people I know buying flashy cars while there is no furniture in their living quarters.

@All
Just a question. I thought Ben Bruce was going about constructing and upgrading existing NTA Stations to be digital? What happened, it's like they are still transmitting analogue signals.

vislabraye:
I wonder the correlation between health and information. She didn't act professional at all. I really don't see the sense in leaving from where one is very effective into an unfamiliar arena. That alone is a question mark.

They wanted some form of integrity, so why not appoint Dora (the darling of the masses) as information minister, to tell lies to Nigerians and foreigners because people are wary of anything from the government.

Also, she needs a job and may be that was the only option open to her

cooljade:
@ agitator,  EAT YOUR SAD HEART OUT.

Cooljade on May 19, 2009, 10:47 PM, you posted 29years old and just bought land to build second house.

Cooljade on August 03, 2009, 04:25 PM, seeking advice on how to go about building first house.

cooljade:
Wen i mean dream,  its not day dream,  it's hoping where you want to be tomorrow,  what you want out of your life. I've always wanted to own a house in abuja before the age of 30. I had that dream since i was 21,  and it's come to reality. that's what i mean my dear.
According to Oprah,
" the key to realizing a dream is to focus not only on success but significance- and then, even the small steps and little victories along your path will take on greater meaning, "

He is a real dear.  You didn't waste time to start soliciting. Oil well owner.

cooljade:
some men lack investment ideas and the wife guides them thru, like Bill clinton and his wife,

See how you are contradicting yourself. Somebody that struggled to arrive where he his today (according to you), now his wife to be, who was born with a golden spoon now should teach him investment ideas because she knows better

Fraudulent Cooljade see her advising a lady on another post.

cooljade:
@poster     Pls go ahead and build your house,  however, keep him informed of the progress whether he appreciates it or not. this is a man's world and owning a house is just the only way a woman can truely secure herself just incase things turn sour (not necessarily divorce). it can be used as a collateral to secure a loan in the future, at least landed properties are about the only thing financial institution rely upon these days.
i'm 29 yrs old and just bought a land in abuja to build my second house. your man should be proud of the rock he has in you. at least you don't spend your money on expensive jewellry or reidiculously pricey laces.
Don't forget to pray to God for strenght and guideance because you will surely face some challenges not only from your husband, but also from your fellow so called female friends,  trust me and good luck

and another claim, mind you in her advice she claimed to have built one and his about building a second

cooljade:
Dear Friends,

I'm about building my first house and i'm very excited. As it goes, i do not want to compromise in the quality of materials i'll be using. I would appreciate honest opinions on where to buy building materials in bulk i.e trailer-load particularlycement as i'm confused on Dangote ( some say he's got the imported brands and the obajana one), ashaka ect.

Pls advice

here she is seeking advice for her first house.

cooljade:
I work with an LNG Firm, 2 years now( and a temporary staff). It's a good job but my growth is limited because i don't have a Masters to back my CV unlke other employees neither do i have a Godfather in the industry to facilitate my promotion or my making a permanent staff. I have tried saving enough money to further my education and have recently gotten an admission to University of dundee to study MBA i International Oila and Gas Managment to start in september this year.

My challenge now is, i'm not entitiled to study leave and have to quit my job to allow me study full time which is 18 months. If i choose to do an online/ distance learning option, it would take me 3 to 5 years to complete and i'm scared i might loose concentration in such a long period of study (coupled with lagos traffic wahala causing me no time to study).

Considering the present employemt economics, i don't want to risk being jobless after my 18months return and i know how difficult it is to get a job these days - companies are just not employing.

Dear friends, i need your candid advice pls

Cooljade the female fraudster. na you biko, carry go

cooljade:
To all those who flow and understand me, good for you . I now fully understand the statement , " POVERTY IS A STATE OF MIND" Thats why some people never succeed and even know what to do when they prosper. I realised why Nigerians have a very high level of heart failure/ high blood pressure. Majority of us don't know how to enjoy and invest in life the right way. Those who think buying gold bars / coins is a waste of money, shame on you. You should concentrate more on the economics of investement. 24 k Gold never falls short of its value, in fact , it gets more expensive as it gets older with you (particularly if its bought from a reputable manufacturer) it becomes an antique over time. Ever wonder how some people become extremely rich over night after the sale of a painting or portrait or even on things as odd as a bottle of wine. some things appreciate so well over the years and add a great deal to ones wealth.

How many of you out there have lost money to the crumble of the stock excange, or don't you know that a brand new car starts depreciating the moment it is bought? For those who wonder my questioning his choice of a car gift to his sister. well i can tell you for sure that the sister contributed nothing to his life as she got married at the age of 20 while he (my friend's fiance) is 40 years old. so tell me what good she could have contributed to his struggle to the top.And mind you. The sister's wedding was in May this year and i'm VERY SURE the economy has hit rock bottom by then, yet he had such money to spend . Girls out there, may you never meet a man who is controlled by his mother, everyone around knows the mother adviced him to but the sistyer a car since she had none. so who's the real gold digger here

As for those who say i know too much of my friends relationship, that's cos we are like sisters, we confide in each other all thru life. some girlfriends feel more comfortable having personal discussions with their female best friends rather than partents. And mind you, her paretnts had not influenced her choice of dowry. They are responsible citizens and parents. Don't blame her for her dream, pls dream your dream and start enjoying life ,

When did BRIDE PRICE / DOWRY change to mean investment? MIT Grad

Donvilo:
So what's ur point, man! Speak up! I ain't talking to u. Am talking to Cooljade. U're truly am agitator.

sorry, the second sentence was not referring to you

cooljade: I recall a personal experience when my friend planned going to dubai to buy her clothes e.c.t that would be presented to her at the wedding (you know, the usual set of boxes) my friend asked me to travel with her, then mother- in-law intervened saying that she (mother) must go herself and purchase the items cos my friend might "pinch" her son's money. My firned felt very bad cos most of our other girls travelled themselves to fill their boxes. How can a 60+ old woman know what a young girl needs e.g. type of lingerie, perfumes, nighties etc. Her mother in law wants to control every thing her son does for my friend.

See she was comfortable to go with her friend to Dubai at the man's expense but

cooljade: I raised this issue cos i wonder why a man would feel comfortable spending big money on trivial things and even buying his sister a car worth 6 milion naira and making huge donations at launchings and notbother to fulfill his brides wish. It has nothing to do with selling one's self and virginity.

To you it’s trivial spending HIS money on things he likes, but your friend’s 24K Gold is the most important thing he should spend on. You now know what is important for a man to spend HIS PERSONAL MONEY on. Hustle for your money and spend the way you like.
This whole thing is just because his mother deprived you of a free ticket to Dubai for shopping. Gold digger get a life.

Donvilo:
Cooljade, I think it is better u explain to ur friend the need for her to know this. At least, it will help her know what she really wants in life. Also let her explain to her husband to-be her fantasies & why she really wants it. Am sure the guy will left with on other choice than to find a way to make her happy. Am sure this will help out a lot between them. Good luck to her oncemore!

Cooljade doesn't want to hear this kind of advice. There is a thin line between fantasy and madness

chidyke77:
I neva knw dat we hav a lot of learned professors of english in NL,hypocrites. Why nt open a forum 4 grammatical errors?
That she made som mistakes on her use of english is nt ur concern because she's nt here 4 english exam or interview by u bt to help her wt a problem.Even if she's nt d one,it might be her friend or sista.
Pls fellows, lets stop some improper behaviour of trying to prove holier than thou attitude to posters cos it demoralised self ambition wen critisizing such fellow expecially d younger ones.
We are nt perfect in English because its nt ours,even some english people do makes d same mistakes nt to talk of us.
I rest my case for d fellows bt for d girl,i wl advice her to stick to her present job wtout considering going bak.

She never had a problem. Somebody places you in a tight corner, sacks you because the refused his advances, you have another job. He's now back begging you to come. Personally even if the salary of the new office is small i won't go back to the former employer

cooljade:
God bless you my brother, my friend studied at MIT, Boston, and she's not some gold digger as senseless pple here think. they should checkout how much it cost her father to educate her. More than 10 million naira. Not that she's selling herself, afterall how much would a little box of 24k gold coins cost? not more than 3million which is about the price of 2 first class tickets to the States and back. She is born into class , he (groom) worked his ass into his wealth and his eyes saw what his heart desires, so let him pay her demand.

You are selling you goods and somebody wants to buy but can't meet the price. Why not boldly tell him that you are above his means.

cooljade:
God bless you my brother,  my friend studied at MIT, Boston,  and she's not some gold digger as senseless pple here think. they should checkout how much it cost her father to educate her. More than 10 million naira. Not that she's selling herself,  afterall how much would a little box of 24k gold coins cost? not more than 3million which is about the price of 2 first class tickets to the States and back. She is born into class ,  he (groom) worked his ass into his wealth and his eyes saw what his heart desires,  so let him pay her demand.

you are forcing the man to give to you, since he had already told you he can't.  It means he can't. look for the next man that can afford you.  There are still so many men dying to meet you may be they can even afford to buy the whole of Dubai for you.

JeSoul:
Whether or not he can afford it it not the issue. When some women place emphasis on these kinds of material, irelevant, pointless things I'm not sure why they'll begin to complain when their husbands treat them like property.
The concept of Dowry should be left behind in the 20th century where it belongs.

Cooljade said it's African tradition/moslem tradition.

[quote author=la! link=topic=307371.msg4328027#msg4328027 date=1249913828]What does buyin GOLD BARS for your bride price have to do with proving love?[/quote]In Nigeria, it proves beyond resonable doubt.  If I'm lying ask Cooljade  

cooljade:
@ spicyboy 01,
and my friend is no gold digger, for your information, she is of a better and wealthier family background than him and works in Exxon Mobil as a cilvil engineer. giving credit to her fiance, he struggled to be where he is today financially and has been the breadwinner of his own family, that's why his mother can't let go of him and he is scared of openly spending on my friend. I'm begining to think she's too much for him sef, Grow up SPICYBOY 01 and stop referring to girls wanting a good life as gold diggers, afterall, there are more male diamond diggers than women today, true!

Since you are the personal adviser of your friend, why not advise her to leave the low life and move ahead? Abi dem dey force her?

cooljade:
As i said,  my friend's husband - to-be dashes car out like no man business (maybe cos he wants the big boy recognition) and has the money. he travels round the world with my friend o. but as she puts her mouth to demand her dowry , he wants to chicken out. ii know 24k gold is expensive but it wont be up to the price of a new honda he gave his sister on her wedding day,  haba.

and yet you feel he is being stingy

Kobojunkie:
So you are convinced that continuing to recycle the same stock of politicians is the way to go? In your opinion you have to identify your idea of distinguished and capable politicians by going back to the same stock, after all you have learnt?

That is the thinking of nigeria's present generation. Political big weight equivalent to past commisssioners, ministers, governors, etc

William108:
[color=#990000][/color] 1. i returned suceessfully puting a SMELL on EVERYBODIES face.
2. lo and behold he ASK me
3. I was told they want to BID FOR THE A contract
4. prepare a WINING bid
5. and the CLEARK  
6. I am CONFUSE

[b][/b] U NO REALLY SOUND LIKE PERSON WEY GO EDINBURGH FOR TRAINING. I SWEAR!!!

Abeg house, wetin una think?

My broda no be today we begin hear and read about this kind story story. Her boss, even the wife come dey beg na wa Oh

[quote author=emeka_gh link=topic=305370.msg4305072#msg4305072 date=1249495666]I can understand why a lot of you here are very frustrated and very negative concerning Nigeria. But I suggest that for the sake of the future generation lets have some hope.

Let try some positivism. The government said, they will do their best to provide 6,000 megawatt by the end of the year. Lets give them the benefit of the doubt. These things are not easy - visionary leadership or not - they take time.

The problem I have with some of the negative remarks here is that, they are infectious, very infectious.

Let try to be positive. Give someone something to cheer about.

Nigeria will be great again![/quote]People have been hoping till now the Pastors have capitalized on it to milk us

cooljade:
@ davidylan, why would he beat her? if he loves her enough he should give her wht she wants afterall is she going to eat the gold? she'll probably keep it as part of her estate that would be passed on to their children. that's why you men especially Nigerian guys hardly buy expensive gifts for their wives cos you are always stingy and unromantic. if its a sheik from dubai now, he'll see the gold coin dowry as a pride, he'll add a house and a mercedes join sef, ( all if he can afford)

Why are u hiding? Don't you know the way to Dubai. You should have known that there are no Sheiks in Nigeria. Stupid f**king retard.

cooljade:
@Thor, Dowry is customary and peculiar to the african continent ( and some parts of the world). it depends on the woman whether she wants to be dragged to the registry unceremoniousy and hitched or celebrated in true feminity. I LOVE and appreciate the whole drama that comes with traditional marriage; Ibo, Yoruba or especially Hausa (where lots of goodies are given in boxes

Later you will start talking of female liberation. Don't you know that male dorminance is part of the African tradition?

factsman:
When i joined this forum, i saw nairalanders as cultured, intelligent progressive minded individual who are excelling in their various fields of human endeavours. People that are endowed with high sense of discretion and great sense of humour. But alas, attacks on our banking system has generated a conflict of interest, and subsequently, this has made us to attack ourselves individually and collectively. I read with great shock and utmost disbelief our different views on this topic. Objectivity forbids taking a side to a story and expressing any form of bias or sentiment on an issue of national interest.
All topic aimed at attacking our banking system have created more problems than an enlightenment they were meant to provide. The initiator of such topics designed them with a sole aim of seeking other accomplice that would help in running down an institution rather than seek clarification on a seemingly confusing issue.E.g. INTERCONTINENTAL BANK OF FRAUD, OCEANIC LAY OFF 1500 IN ONE MONTH, WHAT IS WRONG WITH INTERCONTINENTAL ETC
Now lets talk, when are we going to stop destroying our banks on this forum WE HAVE DEALT MERCILESSLY WITH INTERCONTINENTAL, RUTHLESS WITH OCEANIC- what's more? Some people worked and prayed endlessly for these banks to remain an entity so when are we going to stop And directly or indirectly we got people working with them too.
Foremost, people should do their home work well before raising topics that would make us attack ourselves.
I have different accounts in top 5-banks here, ranging from savings account to current to business current to domiciliary ET AL.
Nigeria banks are different in style but the same in substance. By that i meant they are all looking for obnoxious profit in the face of a vicious com petion and it is you and i that will provide that profit. The ON different like i said is that the style of making you to contribute to their bottomline differs. TAKE IT OR LEAVE IT A BANK IS A PROFIT MAKING INSTITUTION AND NOT A CHARITY ORGANIZATION
What is the hullabaloo about INTERCONTINENTAL charging you N500 that we are attacking ourselves, PHB charged me N1000.00 when i never requested for the card and so on(PLESAECONFIRM). I got a text from Zenith for my Card, First bank and GTb said i should come and pick it up and i know all these cannot be free in its entirety. NO BE NAIJA

LET DROP BANKING LOOK AT DSTV, HITV AND CO, WHETHER YOU WATCH IT OR NOT YOU ARE PAYING AT MONTH END IN NIGERIA  WHERE THEIR IS NO LIGHT. WHY ARE THEY NOT LIKE YOUR RECHARGE CARD FOR US TO PAY PER VIEW AS IN SOME PART OF THE WORLD?

NAIRALANDERS HAVE NOT SEEN ANY WRONGDOING OR BEING CHEATED IN THIS BUT ON BANKING WHERE THE COST OF DOING BUSINES IS VERY HIGH ESPECIALLY COST ON DIESEL, SECURITY,staff remuneration etc
PLEASE LET STOP DESTROYING THESE BANKS OR ELSE PEOPLE WOULD MAKE ME TO THING THEY ARE PAID FOR SUCH AFTERALL YOU GOT OTHER OPTIONS IBPLC,FIRST,GTB,ZENITH,UBA AMONG OTHERS. - My regards

Are you implying that in other countries where they don't charge there is no running cost?

blackchief:
Please let us stop comparing US and Naija.

In nigeria, if a robber is let go and the police is told that no gun was used during the operation, all the bank staff would be sent to the police station and their poor family told to come and bail them (may be N5m per head) and told to report to the office every day.

Any day the DPO runs short of Money, he would send his boys to come and pick them up and process start all over again.

anybody wey no want to drop na Awaiting Trail, and eventually forggoten

Even if the community % arrives, PDP people will install their stooges as community heads, as they have been doing and setting confusion, to take the money and share among themselves