₦airaland Forum

rickleye:
Simple answer is yes.
What you want to do when you move abroad is get a property.
So rent for first one year to get a bearing of where you want to live.
After that then look for a property to buy be in a duplex. Stay upstairs and rent the lower duplex .
So for example.
I know someone who bought a 400,000 house and placed a 10% down payment . So technically he was paying mortgage on $360,000 for 25 years at 2.5% interest. So about $1600/month.
The tenant was paying $800 so he contributed the balance.
He did a $500 contribution 2ce a year which went directly to principal.
In about 5 years the value of the house increased ( appreciated ) to 470k . The amount owed lowered to $350k .
Now technically he can only access 80% of 470k which leaves less mortgage with $25k in another 5 years - the property value will increase and payments lowered etc.

2 years financial history is not enough to secure a mortgage,you need at least three to 5 years unless you have initial capital

chiself:
I will find an alternative .It is too much but kids who attend such tuition end up going to the best universities that is why there is a waiting list.

I am also considering boarding schools in Nigeria because kids are not as ambitious.
In Nigeria you see black doctors, lawyers, engineer and they are good role models. In the western world successful black people are sport stars or rappers. The TV are full of negative images of black people. It is not a very nice place and it become worst lately as the Japa people are now here working day and night, having no time for their children. Some of them are joining gangs.

There is no discipline and that is a big problem. I had a naija friend who was a teacher and was telling me the naija kids are the worst because they are now able to do the things they can't do in Nigeria.

This was the simple reason I took all my kids back to Nigeria in 2018

43Ronin:
do the maths bro, 1 not-so-technical job will pay at least 90-100k (e.g scrum master). that 100k will cater for all your expenses even with dependants. The second job of 100k is purely savings. Nigerians in IT abroad are making money but keeping quiet especially with the ways niggers talk anyhow on socials. men are making funds bro.

I know a friend of mine who works for HMPS, his basic salary is £35k but with over time he earns up to £70k b4 tax

HardMirror:
yeah.

Sadly 7 figures aint shyte no more unless you lower your standard of living

HardMirror:
I live in Nigeria, work online and earn about same as you. If I travel out it would only be for my children to live in a society where human life is valued not for money

Are you talking 7 figures too?

chiself:
Because they work very hard and if they don't take the occasional vacation they will go mad!
They do have a budget and you are not part of their budget.

Well said thank you, My friend you got the gist, this was what I was trying to say someone took offence and said they don't beg like me.People abroad budget thier money and you back home in Nigeria is not in that budget, so anyone asking is placing burden on them, Now knowing what I know now not everyone in Nigeria who ask for money are actually broke, some jst want xtra aka free money.

chiself:
I received this email regarding tuition for my children:

We are currently fully booked but will have space in January. Our fees are £55 per hour. If you'd like to be added to the waiting list, please let me know

So English, Maths and is £165 per week. £660 per month per child!

I am sure it doesn't cost this much in Nigeria, even if it is a third of the above quote. Of course I can't afford the above but I want tuition for my kids because school is not enough and I want the best for my children.

If you could afford it, I would advise you to pay, this will be the difference btw the well to do kids and the not so well to do. Since us as parents(Black) are meant to try tripple times than the average English man to prove ourselves. Now on the flip side, there are good boarding schools in Nigeria for kids if you want to think outta the box

IamKizzbrown10:
Someone like me earning 27k per months
i don't even in the next 150 years i can save that....

really tired of the way things are going on in nigeria no good job for ssce holder

at 25 man don't even have saving

omo e choke for here

i need job

How do you survive with 27k/month, I pay my security man more than that in PHC

ogbonti:
you are not making sense at all - I am sorry to say- IF indeed you are making 7 figures remotely working in Nigeria - why d you wan to Japa?

What exactly are you escaping from ? you think abroad is bed of roses ? you better seat your butt down and keep buying lands and

properties from those fo ols selling their lands and properties to travel to the world of unknown (japa) only to realize they have been sold

a dream. While you are planning to japa, an army of Chinese and Lebanese youths are moving into your country to take over

WHEN you and those who "blindly" japa - return in 10- 20 years from now, you will hardly recognize your country as it will be

RECOLONIZED by new "economic" - IMPERIALISTs - whom you japa-ed and left the country for. INSTEAD of you to make money in

Nigeria, train other youths too to make money remotely in Nigeria - and travel overseas for vacations and live the best life ever in the

Land of your birth - you are joining those heading for "modern slavery and racist subjugation" all in the name of "I live abroad" - hmmm

I have lived almost 30 years in America - IF I am in your position right now 30 years ago, with what you earn, and knowing what I know

today about the western world 30 years ago, I will not japa... God sees my heart I am speaking the truth, and not to deceive you...


The grass they say - is always greener on the other side - ---- who no go, no know -- IT IS WELL

Simply put Op does not know what 7figures means or he is just high on some cheap shyte

TheFacelessMan:
Talk about yourself. Don't generalize onto others.

"fooling" doesn't apply to me. I don't beg like you.

Simply gave my experience of those doing really well in the US.

How do I as an individual living in London for the most of my adult life BEG people i n Nigeria? and for what?
Most people own thier own homes abroad have two cars one for wife the other for himself, kids go to school and can afford vacation in India, however when people from Nigeria ask them for money you will hear, life is though we are barely able to pay the bills.

MuMuOnBail:
Na wa oooo



90% of Japarians can't even buy some Bungalows in my own street here in Abuja. I said it with my whole heart.

When I returned back to Naija from Sweden, I couldn't boast of what I am having now.

My wifey is in shock how I did it (Blow like Satan II). But her lucrative job can't let her leave the country. If not she for find her way too

JAPA is not meant for everyone, if you JAPA and it favor you, thank God. If you JAPA and it does not favor you, please keep shame aside and return back like me.

My wife was literally feeding me in Sweden. I felt so useless that when I look at my naked self on the mirror in the bathroom. I see myself having a P*ssy not a Dick.

Some JAPAnarians will not even see 10million in Naira till they die talkless of 100million

Bross this is what happens when you stick to the Joke and Romance section of naira land, come to the Auto and Property Sections of nairaland and see real men not kids.Leave these section and visit the property sections where japarians invest!

TheFacelessMan:
Talk about yourself. Don't generalize onto others.

"fooling" doesn't apply to me. I don't beg like you.

Simply gave my experience of those doing really well in the US.

Are you sure you read what i wrote?it might be a good idea to re-read it, I'm sure your comments will defer?

phemmyfour:
100million naira is around 100k pounds. That should take me 100000/12000
That's 8yrs

Bro I have smallies here remitting2,5M home each months like this

TheFacelessMan:
A friend of mine just said " Going to USA briefly....be back soon" in December 2016. He never returned.

He showed me credit cards that had over NGN 100 million by January 2022.

He has very well off folks home and away with NO dependents. Just gifts his mum from time to time. He has at least 3 other successful siblings in the US.

For those who want to go - US, Australia, Canada .... in descending order. Most UK folks I know are really struggling.

If anyone abroad weather US,UK Canada German, any western top countries tell you guys back home that they are struggling or life is hard, just know that Life is only hard when it comes to you not to them DO NOT BE FOOLED. If they say they are broke, just know they are broke for you not for themselves.

Ajione:
Is not only money that make people japa, s[b]ome issues are settled, like security good road getting values for your taxes and when children is involved, your children future are secured. [/b]
Anybody trying to japa and thinking of becoming a multi millionaire or billionaire Na big mistake. But am sure once you are not lazy you will leave a comfortable life.
With the present situation in this country things are hard, salary Na pie but.
If I come to you now and I said I need 50k will you give me?
I prefer leaving this country than leaving like a prisoner in my own country.

Those highlighted words of yours are the true profit of JAPA.

Mustiboy:
Hi, everyone,

I'm in dire need of advice.

We had prepaid issues in the house where I'm a tenant. There are accumulated bills on the prepaid, which the landlord has failed to sort out for months. This caused some sort of altercation between he and another tenant over the phone(Mr X).

The landlord told him to move out and refunded his remaining rent.

Now the Landlord and his father came for a meeting with the rest of us today and accused Mr X, who has already moved out last week, of taking things from the house, things such as breaker box and some minor things.

It happened to be the time when Mr X himself came to pick up one of his properties left in the house – a cupboard.

He overhead everything and tried to clarify that he didn't. Just then, the landlord's father started insulting Mr X, who didn't even retaliate or say anything.

The landlord jumped on board and said Mr X must pay for everything. He ordered a guy that came with him to lock the gate of the compound, saying Mr X is not leaving.

Mr X has myopia and is always wearing glasses. The landlord seized Mr X's clothes and threatened to beat him up, even dragging him around and tearing his clothes in the process. He literally rough-handled him like a kid.

His father also charged forward and punched Mr X in the eye, kicking and wanting to beat him even more. Mr X fell on the floor in tears. All this while, I was recording. The landlord even took up a piece of wood at some point, threatening to deal with Mr X with it.

They seized his glasses, denying him proper eyesight and even tried to seize his phone as well.

Mr X was not allowed to go out until external intervention, which came as a plea from neighbors, further massaging the landlord's ego. The Landlord and his dad literally beat Mr X up and shamed him out of the compound and the area at large, hurling insults at him and also cursing his dead father.


I really feel bad for Mr X. I've sent videos of everything that transpired to him. He doesn't know what to do and feels the landlord used his power and position to beat him when he has done no wrong.


The landlord has also boasted that he'll use his power to ensure Mr X is sacked from his place of work.

I'm also bereft of ideas on what to do. How do we press charges going forward?

This matter must not be swept under the carpet.

The landlord is in his 50s, while his father looks 80. I'm not sure of Mr X's age, but he should he in his mid – late 30s

I don't know if this is the right section for this. Mods please move to frontpage

Photo used for illustration

$ward everything to the police with evidence, and also post the full video on line, even if the police does nothing Landlord would be shamed by the world and mayB the police might be forced to deal with landlord and his father once the video is out there,Never underxtimate the power of social media

OladipupoIyowun:
https://dailytrust.com/im-richer-than-most-of-the-men-seeking-to-marry-me-says-skit-maker/

Na so until U find yourself on the wrong side of 40

Piping materials

Prosperity4All:
I knew you were Stvpid but not to this extent.
You alone added English to the Official language of Ethiopia. Since when and which regions? Gerrarahere junkie

I am not MetrixReloaded stop mentioning me in your stewpod conversation.

cost of plumbing fittings so far

1 set of vasasce WC=240k

2 big set for masters bedrooms @70=140k

7medium set @60k=420k

3 pcs of small for 2 visitors toilet and 3 wash hand @42k =136k

2 small sink @ 5k=10k

2 medium sink @7k =14k

Duplex sink 2 in 1@ 50k

2 Union taps @30k =60k

Duplex dining wash hand set =100k

A set of towel and tissue stand =30k

Trans, loading and offloading =30k

Accessories for toilet set @ 3k* 13=39k



FYI its for a
2x2bed
2x1bed
a 4 bed duplex

Nairalander248:
What's the essence of cult? Wetin people dey chop come fight themselves? Their mates are fighting government to do their work... Matcheeew...

MONEY

360command:
Gold mining, tin mining, or some type of precious metal mining. The engine is an air compressor, the tube is what they use in breathing oxygen while they are under water. Once the engine stops working maybe due to overheating, which it does at times , it can be toxic to the guy underwater as it releases a toxic gas into the tube and this is not good for breathing. When engine stops working, he has a limited amount of time to swim up

Also, as you dig the bottom part of the earth while underwater, there is a way the top part or the middle part of the sand can fall ontop the diver thus burying him alive.

This looks more like in Ghana.

The issue of falling debris from the top of any mined hole is always there in every tunnelling mission. Have you not at least seen a coal mine B4 in TV?You use a vibrating hammer to pierce into the side of the wall and it it caves in you are dead to.

BALLOSKI:
I thought as much - I knew this is some kind of mining. What I don't understand is how he left his eyes open with no cover like divers use.

i think he is only going in the scop and back, so he depends on sense of touch and feel

OkpaNsukkaisBae:
Nice one. Congratulations to Lagosians. Hope the price will be cheap

yes congrats to Lagos, but which one be this No eating and no drinking on the train/? unless Alcohol yes ban but eating biscuit? or fruits?

GanagiBitrus:
Fact is, Risking your life for peanuts is foolishness, whether Chinese, Japanese...
Abi can you take such dangerous risk or allow your brother do so?

I think in my linne of Job I have taken more scarer ventures, not everything machines can do

GanagiBitrus:
-Risking your life for an invention that will transform the world is Justified.

-Risking your life for peanuts is height of foolishness.

&There are far easier and safer ways of panning gold.

MayB thats the easiest way to do it there, safly nah but then again have you seen how the Chinese collect Swans spit from nest up the mountain or how the Japs use Bamboo as scaffolders to build skyscrapers till date?

Ololade4:
Good day House.. I am an ardent Nairalander but I am using another identity to cover up..

It's almost over a year now that i started the journey with her, I met her parents 4 months ago, I was told by her day that thier daughter is not free( bride price things) normally... we talked it out and we decided to get marriage.. I am 35, she's 32. She has a 8 years old boy out of wedlock, the boy stays with her parent.. I don't have any problem with that, Single mother is not a disease.. we have being living together since March this year, just like a couple and i decided to tie the knot with her later in the year which we both agreed on.

So we both agreed to go for registry then normal engagement and rest the case.. she later changed her mind, she doesn't want the court registry anymore (i am not move with this anyway, but why? Is she having another secret affairs elsewhere, or maybe she's thinking she may leave if things go south, like she doesn't want to get into a legal marriage that will hinder her from having choice in the nearest future, because I don't understand..).. She only want Engagement, without the court registry for now.
Anytime her parents, especially her mom ask her about it in the wedding plan, she will tell her we will do it later in the future .
As a man in the first place I don't need to worry about this in the first place, because all this court marriage registration only favor the woman and I know most of them crave for it...

But she... What is she up to??

Bross RUN o hhhhh, you can start by telling her you need some time and it would be good for her to move back to her parents you need space.

GanagiBitrus:
All I see here is height of foolishness.

Why you say so?
This was how all mining started. When someone said they were going to build a machine that will fly people then thought they were MAD

kopell:
Congratulations brother, like a joke. You're the chief Engineer, supervisor, purchasing officer. I like your style, one step at a time like a joke. Its became reality, if ask what people go thru with some of these so call engineers, artisan ehn!!! my brother it will be a bestseller book on amazon.

Thanks brother, its quite a journey, E remain pastor when I go quarrel with ahahah humans are not easy to deal with when money is involved.

Omooba77:
https://punchng.com/economy-nairall-bounce-back-stronger-than-dollar-soon-says-adeboye/

another Fraud talk,

MarrisManah:
Oga, what you said earlier meant your thinking was shallow.
What you're saying now, meant your thinking is even more shallow than I had imagined.
We've been flying "coffins" according to you, and those coffins go to China, India, UAE, Saudi etc... And even within the country. When it's the UK, the story changes, do you even know the reason for the rejection? Capping nonsense.
https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://dailytrust.com/air-peace-is-being-denied-flying-to-london-onyema/&ved=2ahUKEwjg-oWem46BAxWAT0EAHeghBF0QFnoECBkQAQ&usg=AOvVaw140-Elt_ck8l3sFMb4Xf-D

If your brain is not wet, where did I say they were right to stop Air peace? if also your brain was not wet you could and looked fru my profile and post and realised the Air peace deal is to my advantage more than yours cos I actually live in London and has done so for 23 years, If you can and have the ability to comprehend o nes post you would have deducted from my post that I meant the UK has the Upper hand cos Air peace buys its part from the Uk market and could be sanctioned if competition is perceived, if UK is fighting why not go france as starting point.If we stop all those Uk airlines to come to Nigeria they will just intensify thier ghana and Benin route, who suffers, Nigerians, The frustration is not from teh UK only but from within the Nigerian sector who do not want Airpeace to progress simply put.