₦airaland Forum

speedfreak:
Lol, when we speak up, why are you hating? is it your family they are stealing from?, so I'd rather not say anything in public but tbh they've ruined almost everything social and lifestyle related. Recently had this issue with a certain neighbor when I bought a new car, typical Lagos apartment, small parking space and constant parallel parking, came in late on Friday night and against my better judgment, decided to park outside...long story short, one of them almost took my whole side mirror off and instead of an apology he offered to buy me and my whole family new cars . The discrimination is evident with the feminine gender, had one ask me recently how can you be using a iPhone X in 2021,better be doing what your mates are doing.
There's very little appreciation for honest hard work anymore, after all anybody with a laptop and internet can be a millionaire right?

Mehn, you have said the real reality.
Really can't speak up once you are striving to live a good life, everything is about who has money now... How you got the money is not a problem anymore, just have it.
Our society is really damaged, seriously damaged that it has gone deep into our religious ways as well.
We are in trouble as a nation, as a people and as a society.

Bellfun:
Very true!

Not only for businesses.. But also for other individuals!

House rent is now on the rise cos of these guys(they can pay millions for accommodation) and the greedy landlords expect all other tenants to pay up too(not minding the fact that people don't have the financial muscle to compete with G boys).

Na this one gangan we dey now.
I am as well affected, with the way landlords increase rents in Lagos because of them.
I really don't understand our society again.

seborrhic:
On the contrary,they are still not enough and Nigerians need more.Reason:the cost at which these companies borrow funds is just ridiculous,30,40-50% interest,repayable in a week or month!
With more fintechs,interest on borrowing will go down due to the competition.Nigeria would continue being underdeveloped if funds cannot be accessed by enterpreneurs, particularly the small scale ones,family and one man businesses,at reasonable cost.
Interest of 15%-20% per year,that's about 1.5-2% per month,is the only way the economy can grow.
GSM came not through government idea per se,same with Nollywood.If we can make access to finance affordable and easily accessible,as obtains in d developed world, Nigeria would truly take her place as the giant of Africa.

30,40 - 50% repayable in a week or month?
I really doubt that, because to the best of my knowledge I know many of their monthly interest rate. Those nano loans actually have up to 10% interest, while others charge 3% - 7 % monthly.
The high interest will only lead to one thing that is happening already, a higher number of Nigerians will have a bad credit report one way or the other. That's just the summary

Tadoh44:
Be careful how you misinform people especially with the things of God.






I'm personally giving out loan to fee people here on Nairaland for business purpose. I wish to startup a loan shark business but want to test my knowledge here on Nairaland first and see how it goes before going fully into it. Hence i want to start with 3 million here as a test and see how it goes and how profitable it is. Maximum amount I'm giving out to a person is 500k. Minimum is 100k. I have done an intensive research from various loan companies and I know how it works and I heard it's profitable. My loan terms include:

* NO COLLATERAL
* INTENSIVE VERIFICATION PROCESS
* LOAN FOR BUSINESS PURPOSE ONLY.
* EVERY STATE IN NIGERIA IS WELCOME
* MONTHLY INTEREST RATE OF 3%
* LOAN MAXIMUM DURATION REPAID PERIOD OF NOT MORE THAN 6 MONTHS.
* PHYSICAL VERIFICATION APLLIED WHERE NEEDED.

Chat me up on WhatsApp 09040195021

Your name is already showing as Scam Criminal on true caller...

youngscholar:
Nice.

It will be better if Edtech startup gets similar funding because I also have one that needs funding.

Nice anyways.

It's really saturated already as all so called finTech are into same thing. They somehow go into consumer lending stuff and the next comes up with same.
They need to go into other direct sectors

Last match ended with an own goal..
This guy na own goal master.... If we had used him in xi that year, Nigeria wouldn't have won the nations Cup.
This guy even scored one of the classiest own goals in football against Enyeama.

FishLaps:
Source: https://dailypost.ng/2021/08/18/lionel-messi-psg-put-five-players-up-for-sale-full-list/

Na wa o...
Messi joined former Real Madrid captain Sergio Ramos, Italy goalkeeper Gianluigi Donnarumma, former Liverpool midfielder Georginio Wijnaldum and Inter wing-back Achraf Hakimi in moving to PSG this summer.
So nobody observed how all those players former clubs was mentioned except Milan? So Dollarumma was not in any club?

Chuky7:
Has anyone experienced this. This is where I find myself. And I keep getting talks like it's a bad thing. Talks like your last has married before you shouldn't you be ashamed. Some even go to extent of proclaiming abomination.

For me all this one's no concern me. I am a playboy at heart and will marry at my own time or not at all. Depends on how I feel.

Peace of Mind and Freedom is Priceless. Don't Take it away from me.

So have you had similar experience please share

See, marry when you are ready o.
Don't let people put you in that corner because if you don't have the present peace you have, they won't attend to your family problems, they will tell you to manage.
As long as you have your peace, what else then?

Nigerians and their prayer points sha....
Please you people should stop putting these nonsense on God, God is not a liar or deceiver.
She claims she prayed for a child as well, yes you can buy a house, but a child? No husband, no man, just prayer and zoommmmmm... We have it, na so God dey do am?
I don't get it with these lies we are so used to sha.

I really hate when people take religion too far.
This is pure senselessness, very pure one.
Why not just stay back in your damn religious country, instead of displaying this purity of senselessness?

Ekomatrix1:
I have this girl I have been dating for 4 years and we are planning to get married to this year. But I notice she does not like to sacrifice. I mean, she is kind of selfish.

she is studying and i send her money aside the one the parent gives to her but if i request for a video call, she would ask me to send her data, if she comes to my house and i don't give her TP not minding that i gave her money some weeks/days back she would be angry.

Yesterday i booked a ticket for her to come to lagos from anambra, after booking she asked me to also send her some feeding money for the journey. I refused and asked her to take from the 20k I sent to her last 2 weeks, she then said " WHO PAYS FOR TP AND NOT GIVES FEEDING MONEY?  

Long story short, I had to cancel the ticket. I have constantly complained about her selfishness  but no improvement .

what should i do?

A friend of mine just ended a similar relationship two months ago, it ended in tears.
This one you just explained will end in premium tears should you not abort this ship mission. Just park this ship somewhere and jump out

This one don watch old nollywood drama tire.
How many women even know how to remove it in the first place?

Romanoff:
I was waiting for this.

You people don't want a liability for a wife, if a woman now has a job or doing well in business, you people will complain she's too busy with her career and business for you people. Una no wan be sole provider so that your wives won't ask you for money, yet y'all don't want career women or wives that will be richer than you.
Wetin una dey find gan gan?

Was the man a jobless man? Wasn't he also a career person? You think as a CEO and billionaire, he sits at home to wait for his wife?

A man's true character is tested when he has money. And the devil used his money and love for women to send him to an early disgraceful end.

You didn't say it well, This one is babanla disgraceful end.
The wife and family have been dragged into this because of what? The man really disgraced his family with this act.
If a poor man dies with a good name, it is far glorious than this disgrace this man has brought upon his family.

Authoreety:
Many things, but most especially, no fear of God.

Anyways, in this instance, I see a career woman who ddnt have time for her family, hence the husband decided to find solace elsewhere..

So the side chick has time for family?
sometimes we need to dey think well o. The man fall Association of Sugar Daddies hand.

mugnmuffin:
Dear Nairalanders,
I have an issue that has been on my mind for weeks now. My fiancé and I have been dating for over three years. I love him and he loves me too. We are physically attracted to each other. We’re both catholic but since I graduated, during my service year I gave my life to Christ, got saved and left the Catholic Church. So I’ve been a Pentecostal Christian since then. He on the other hand is still catholic. I subtly try to nudge him to consider getting saved, i.e acknowledging Christ as lord and savior and becoming born again but he is content with his laidback Christian life.

Earlier this year, he asked to meet my parents and I let him. My parents like him especially because my younger sis is married and they have been waiting for me too. They’re glad I’ve someone. However, after the introduction,I regret it. I’m now certain that he’s not the one. I think about my spiritual life and how lukewarm he is about the things of God, I think about kids and how we’ll raise the, with such differing views about God and I’m discouraged. I feel like I’m settling because he checks all the boxes on the checklist of physical attributes. Another mistake I made is, I didn’t pray about this decision and that worries me because anything that involves him,I just act with pausing to ask God, but I always ask God about other aspects of my life. So it’s like my associating with him is a minus for my spiritual life and that’s a huge cause for concern.

At this point, I want to tell my parents I am not convinced it’s him but I’m afraid of the disappointment this will cause. *sigh* I’ll appreciate your thoughts, comments, criticisms...

Why do I think you are creating a problem with this Pentecostal thing?
I am not a Catholic, I was born an Anglican attend a Pentecostal church as well, but doesn't mean i will be looking for who to convert into an Anglican or Pentecostal.
When people manipulate you to do what they are into, it is the first problem. We understand the kids part and upbringing, but is the upbringing about teaching them a doctrine, religion or love? My own religion is Love, i really don't care your doctrine or religion, because God is Love, so what has doctrine got to do with God?
Sincerely, the first summary I could deduce from your first paragraph is, you believe Catholics are not Christians. Seriously, which Pentecostal pastor did this brainwash on you? You really need to sit yourself down.
Consider other red-flags, but you see this doctrine you are bringing in, i believe you want to create a problem for yourself.

pocohantas:
This man has a word of advice for wives who go about fighting side-chicks.




A king I stan.

What do you think?

This is old na..
It was the man's response to the incident that happened back then.

Zimri:
Cheetah or Leopard?

1million % Cheetah

Zimri:
PARADISE �

This is actually paradise... I love wildlife

Northernblood3:
This make up artist is a fool and the devil that destroyed this brides wedding and now she is trying to make the Church look bad or harsh. Every Church has laws that govern them, if u can't stand it, leave.


By the way, Make up is really scamming guys heartlessly, look at her before and after make up.

Every church has laws?
Simply say we have different God for different churches.

Una no dey tire?
It's as if some silly church goer just want to attack every Muslim post.
Learn to be tolerant.... If that's what the Quran teaches let them be, you follow your holy book teachings and be tolerant as a non-Muslim.
Just like an Idol worshipper tolerates everyone.
Please let's learn to be humans first before religious and ethnic group causes more damage

Dem don dey run her street o...
Should we tell her?

wearsandtrends1:
SEEN

Mankind has outsmarted itself

Think what would have happened if the tower of babel incident Occurred in this day and age

Technology makes you bring imagination to reality.
While our religious cleric will keep giving us nonsense every first week of the new year.

jawalis:
What manner of fuckery is this. Are you with your senses at all? What happens to all single ladies out there? Don’t you know you are been manipulated. Why must you adopt her child. You didn’t ask the child leave neither did you complain. And so what’s it with the sudden adoption? Use your head bro.
Damn. This nigga here is about to make one of the biggest mistake of his life. I wonder what you folks think after reading posts on social media about people who regret their action and those who wept bitterly and you are still eager to engage yourself in such act that put some in tears. Anyways it is your cup and you shall bear it alone. Your intuition should tell you she’s only trying to push the responsibilities of that child to you. Knowing fully well that she’ll later or sooner give you your own kids and you might not have time for her son and so she’s pushing it to you directly now as a smart lady and you are there seeking advice. Listen good; any idea that comes to you and you have a doubt over it to the extent of seeking a public advice isn’t good enough for you. You either take it or leave it. Nowadays; our women/ ladies knew men are waking up from and their manipulative schemes are been rendered useless as days passes. She knows well that you might not want to cater for that child once you have your own children and that breeds need to push him on you before it’s late. And by the time you have your own children; you won’t have no option than to take him as your responsibility. Wake up bro and say no to it. Tell her you’ll take care of the boy to your capacity. You are been led by your heart right now and it’s better you awaken your brain and let your brain do the thinking. Love will definitely fade. The love that covers your brain now will become faded after few years.

On behalf of association of readers, I am saying thank you.
Somebody here may want to fall into this category as well, how can we even frame this advice for every men out there?
This is not the western world o, no matter how we change our map, we cant live like the western people.

Henry22:
Some people in this Lagos are just been used as slaves without them even knowing, how can you work in a factory from 7am to 7pm(morning shift) and 7pm to 7am(night shift) with no any form of break during working hours (you start work immediately u go in and you don't stop until your time is up 12 hours with no any form of break period) then be paid 1000 naira

In their country, such is not allowed, you dare not.
But it is allowed here, and the authorities are aware of this.
So it is our people who allow this inhuman treatment that are actually heartless, not them.

robosky02:
Red-Hot Iheanacho Beats Ronaldo, Messi As Most Viewed Player On Transfermarket




https://www.completesports.com/red-hot-iheanacho-beats-ronaldo-messi-as-most-viewed-player-on-transfermarket/

A Toyota Corolla is always more viewed than Aston Martin, Bugatti or even a Ferrari.......
So this is not news at all.

Lekan239:
yes I agree with you. But at the least it Should be created with same relegation and knockout format, That's what makes football a competition. Which one is 15 founding teams. Nonsense

I think they were just the founding teams, others were not yet vocal.
And If they had waited after the UCL final for the news, they might have succeeded.
I really hate seeing post of players being vocal, who the hell are they trying to deceive? Players that will easily switch to the next rivals for money are claiming the clubs are greedy.

majamajic:
How did champions league started ?

Just say this didn't work out

Not that they don't understand football business

You see ehn, a lot of fans think fans are number one reason for the club existence, forgetting first thing is profit making.
Then some keep saying they should involve fans, come on, when the UCL started back then were the fans involved?
The same UCL started in this ESL style. Then If Perez and Berlusconi didn't disturb UEFA in the early 90s do they think some clubs will ever dream of playing in the UCL? What happened to Intertoto cup and Uefa cup winners cup? why did they abandon the competitions claiming they merged them into Europa league?
What happened is simple, UEFA only saw people who were more interested in more money than they will be.
If you think UEFA & FIFA care a lot, why did they create the UEFA Nations league? why did they abolish Confederations cup for Arab money? were the fans involved?
It's all about the money now, football is no longer about our heart.
I remain indifferent about the ESL.

Eriokanmi:
Yea. On my first job as a medical sales rep, my salary was 11k but what I used to rake home in a month legitimately from my commission alone was much. My salary was never touched till I left the company. That was where I raised my foreign education fees.

Unemployment isn't really the issue bedeveling our youths today but greed. You wey wan do 300k job, na which one your family don create? My friend took a security job at MTN for 15k monthly and right on the job, he got a much better offer elsewhere through a customer. He later got a scholarship to study in the UK for both Msc and PhD. He's a big boy today doing his things. There are hidden opportunities in those small salary jobs you're avoiding.

Motivational speakers don show up...

deji68:
enrolment deadline

But the question was clear.
Who brought up this Bvn, nothing like cut into another Admin.
This Admin did nothing like that, not even the TSA.

deji68:
The assertatipn is wrong...bvn was introduced in 2014...only the enrolment deadline cut into Apc tenure. The policy is continous .if u turn 18 in 2030 and u need a bank account u have to enrol....
https://www.google.de/amp/s/www.vanguardngr.com/2015/05/bvn-the-banking-public-and-the-june-deadline/amp/

What are you people saying for God sake?
I registered in Access bank, Allen avenue, Ikeja in 2014.
So how does that cut into APC Admin, abi what are you people saying?

lecturer50:
Please house I need an advice.

Ever since I got a federal government job,

my relatives have been disturbing me for money.

There must always be an issue that involves money which they want me to solve.

Recently, my mom become sick.

They are threatening me that I would be held responsible if my mom dies,if I don't make sure she is cured.

But I have taken her to hospitals, and she is trying to recover.

I do this whenever I visit home since I am working in a state far from home.

Her health challenge is due to old age.

But today my uncle called me that I should resign, get back to the village and personally take care of my mom,

failure of which,if she dies, the whole family would hold me responsible for choosing job over my mom.

Can you imagine resigning your federal job to get to the village and start staying?

The calls, the demands, the attacks are getting too much for me.

Please should I just switch off my phone so that no one can contact me?

I just need advice?

My only take is, just do your best of best to take care of your mom.
We can have a million children, a hundred wives but we can only have one mother/father. Do your best, so when God calls, you won't have any regrets in your quiet time. But don't resign, those calling for you to resign are only pained you have a better job than their children.
Do your best, do your best for your mom

Godiswithmee:
Good day nairalanders,

Someone close to me is in a state of dilemma and needs advise.

He has been a contract staff in one of the leading commercial banks in Nigeria and was recently converted into a full staff. The issue now is he has been deployed from South West to extreme North (Maiduguri). He has tried every means to get redeployed but all efforts proved abortive.

Considering the fasting rise of unemployment in the country, he feels it's unwise to reject the offer. Still, he's in a state of dilemma.

Should he take the job offer, even though national security is at the lowest there?

Please advise.

Please feel free to reach out if you have any contact that can help, I'll be in the comment section.

Dear Mods, please kindly push to the front page.

I remember a client who got transferred to the rural area in the Northern part of the country, he resigned immediately and went into business.
He considered his sanity, life and exposure first before money.