₦airaland Forum

Welcome, Guest: Register • Login • With Google • Trending • Recent • New

Stats: 3,344,771 members, 8,513,604 topics. Date: Thursday, 05 November 2026 at 09:30 AM

Toggle theme

Justwise's Posts

Nairaland Forum › Justwise's Profile › Justwise's Posts

1 2 3 4 5 6 7 8 ... 284 285 286 287 288 289 290 291 292 (of 1514 pages)

Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 6:13am On Jul 19, 2019
Livlivuk:
Hi Gurus of the House,
I am quite new here and it's been a pleasure reading all the updates on here. I am hoping to get your advice on a refusal I received for my Mum.

Background
My mum is retired. She used to have a shop but no longer has it and she is just living her best life at home in Nigeria. She does not have any pensions, etc. She lives with my sister and brother in Lagos Nigeria. Every month, I send her some support of N100000 (100k naira) for her needs. My sister and brother also give her some cash here and there but does not show in her account.

She applied for a UK visa in 2011 to attend my M.Sc grad but was refused because she did not show enough funds. We did not know how to apply properly. She has not applied since then. This year after my husband and I got our ILR (Permanent residency) we decided to invite her again. My husband was the main sponsor and these were documents we supplied with her application:
- Husband's Payslips (3 months)
- Husband's Current Account showing salary (3 months)
- Husband's Savings Account showing funds for her visit
- Invitation letter stating husband will sponsor her for everything and ensure she lives, yada yada
- Utility Bills
- Mortgage Documents
- Title Deed for the house.
- My birth certificate
- Our marriage certificate
- My Mum's bank statement (from December 2018 to May 2019)-> closing balance 100k (mind you she is fully sponsored so we though they won't look at this document)
- Tenancy agreement of their house in Lagos (in my sister's name).
- My husband and I's passport
- My husband and I's BRPs
- SUO7 Sponsorship Form

In her application, I believe the error we made was in the application where they asked how much was the trip going to cost we said £1500 for 3 weeks and she was travelling with my sister. I guess since she was being fully sponsored, I should have out £0 and then under sponsor should have been £1500. They said anyone else paying for the trip and we said yes, my husband and the amount was £1500 (it ow looked like total amount of trip cost was £3000) . Under income, we ticked family provides her regular money every month and total amount for a year 1.2 million. Now to my shock and surprise they refused her and granted my sister 2 years visa instead. Mind you, they both applied together; my sister has come here a few times though. We said my sister will stay with us and sent her invitation letter and mortgage documents + passport + BRP. They accepted all that.

My Mum's refusal:
I have refused your application for a visit because I am not satisfied that you meet the requirements of Paragraph 4 of Appendix V Immigration Rules for Visitors. I have considered your application in the context of your evidenced personal circumstances and funding. You have declared in your visa application form that you are retired and that your propose to travel to the UK to visit your daughter for 3 weeks. You have further stated that you and your sponsor will meet the cost of your proposed visit. However, I must also consider the evidence of your personal circumstances and funding as demonstrated by you.
- As evidence of your own funds and financial circumstances, you have submitted a bank account in your own name. However, I am not satisfied that you have demonstrated the origin of the funds shown and how you are financially supported. I am not satisfied that this account is a reliable reflection of your financial circumstances of your stated ability to help pay for your proposed visit.
- I am not satisfied that you have sufficiently demonstrated your personal circumstances and your own funds or that they are as such that you can be relied upon to meet the conditions of visit entry clearance.
- Taking the forgoing into your account, I am not satisfied that you intend to leave the UK at the end of your visit. Furthermore, I am not satisfied that you have sufficient funds available to cover your costs whilst in the UK without working or accessing public funds. Your application therefore been refused under paragraphs V4.2 A and e.



Now I am planning to reapply and address the following:
- I will put £0 for the cost of her trip because she is being fully sponsored.
- I will still put £1500 for amount we are willing to sponsor her for.
- I will write a cover letter stating the question for the amount of money for the trip was not clear. We are fully sponsoring her.
- My sister will write a cover letter stating my Mum lives with her and still include the tenancy agreement and she gives her cash gifts here and there.

- We will still include all other previous documents.

Please I will appreciate any advice from your own end.

Thank you.
Yes you can do all that you listed but the real cost of the trip is her flight ticket.

Personally i will suggest that your husband submit 6 months bank statement and payslips. You can submit your own bank statement and payslip if you work as well.

Considering the fact that you and your husband pay mortgage and bills...money in your husband's account must be more than enough to take care of those monthly outgoings + the cost of her trip.
Travel › Re: Give Birth In USA: Cost And Procedures Part 6 by justwise(mod): 6:14am On Jul 18, 2019
damilade:
Good morning,
After getting a visa, is it compulsory to give birth at the same state and hospital that the doctor correspondence was used in getting the visa.
It's compulsory to be honest and straightforward.
Travel › Re: Give Birth In USA: Cost And Procedures Part 6 by justwise(mod): 6:12am On Jul 18, 2019
peacenigeria:
Lol! You are “choosing” a hospital based on who will give you a free letter or you are lying on your application.

This is an example of why people no longer post their success stories but later see them posting that they are returning from the US. Its people that abuse the system and cut corners as yourself that have made it more difficult for other Nigerias. In this case by never intending to arrive to the hospital that gives you the free letter which in the end may be a lot more expensive, or by lying to the officer by saying you intend on going to a hospital you know nothing about and chose solely on the premise that they were still naive enough to still give a letter to someone that doesnt intend to visit them and making this hospital charge for this as most do.

God help our country and our people who think for no one but themselfs.
Travel › Re: UK Spouse Visa/Appeal Process-part2 by justwise(mod): 3:55pm On Jul 17, 2019
profemebee:
hi Justwise,

I have seen cases where the applicant included the oirignal passports of their sponsors (the British passport) with their supporting documents..

Is this ideal?

Also is the applicant supposed to include his previous passports in the supporting docs?
There is no need including the sponsor’s passport , a photo copy of the front cover and data page will do, the same with any old passport you have used to travel or apply for visa
Travel › Re: UK Spouse Visa/Appeal Process-part2 by justwise(mod): 9:34pm On Jul 16, 2019
Pakinsluv:
Good day all.

Please I have a question. After getting your 30days visa and arriving UK, will you just go to the post office as indicated and pick your TRP or do you have to do something else? Does it take long to get it?

Also after getting the TRP, what next?

Thanks
You need to travel to the UK before 30days and when you get to the UK you can go the post office the next day to collect the biometric visa card

You will see instruction on that letter that came with your package.
Travel › Re: UK Spouse Visa/Appeal Process-part2 by justwise(mod): 9:31pm On Jul 16, 2019
spiceymma:
I got a letter from the UK Border Agency requesting for a bank account to refund the appeal money we paid since acc to them the initial card used in making payment is inactive. The appeal was allowed and the Home Office was asked to make a few award to us I want to ask has anyone been in dis situation and how long before you are asked to submit the passport for visa.

Have a nice day.
There is nothing unusual about this, just submit your bank details for the refund, you could be asked to submit passport anytime even you get the refund
Travel › Re: Us Student Visa by justwise(mod): 7:09pm On Jul 16, 2019
US student visa thread
Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 10:10pm On Jul 15, 2019
realceecee:
Thanks a lot for your response

Please he intends submitting his business account statement. personal account statement and US account statement just to show inflow of cash and source of income.
Will this be okay or should he only submit the personal account statement?
Also any hint on what I’m expected to include in the cover letter? Thank you
Yes he should include all that and you cover letter will contain the purpose of the trip, places you will be vising and the sponsorship etc
Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 7:54pm On Jul 15, 2019
realceecee:
Hello guys, please I just applied for a 2years tourist visa which will be solely sponsored by my fiancé as we will be travelling together. NB: I have been to the Uk previously on a student visa and afterwards obtained a 2years visit visa which was used appropriately.
I will like to ask the following questions please;
1) I put £3,500 as spending money for 7days visit, this is inclusive of flight and hotel reservation, and indicated the £3,500 is the money my fiance is sponsoring me with for the trip and we are travelling together. However, didn’t put a cost breakdown in the application, can I draft a cost breakdown and include it as my supporting document?
2)I’ll be providing my bank statement and payslip for 6months but my bank statement doesn’t show my monthly salary as it is paid by cheque but I have payslip to confirm the monthly salary. Will the bank statement be an issue?
3) will I need to write a cover letter or just a sponsorship letter from my fiance?
4)Lastly, what other supporting documents will my fiancé need to provide as a sponsor taking care of the whole trip. Note: he can solely sponsor the trip as he has a business with a turnover of over 5million a month and is also a US citizen so wouldn’t need a visa to travel to the UK.
Please I humbly await your response @justwise and co thank you.
1. Yes you have to do that

2. Your salary account and the payslip must agree..meaning the amount seen in your payslip must reflect on your bank account monthly, any other money other than your salary must be explained with evidence

3. Cover letter

4. He needs to submit documents to support his source of income
Travel › Re: QATAR AND UAE GENERAL VISA ENQUIRIES Part 3 by justwise(mod): 6:08am On Jul 15, 2019
pleasureosondu:
Abeg I'm back jare. Super eagles wan give better high blood pressure. @ mod, i thought this thread was a DIY, so y deleted nightlife's post on access bank Dubai visa post?


Yes it's a DIY thread and his post wasn't deleted.

People talk and complain before they ask question.
Travel › Re: QATAR AND UAE GENERAL VISA ENQUIRIES Part 3 by justwise(mod): 6:05am On Jul 15, 2019
nnamdi16:
really funny, the last time i replied someone about the access bank travel stuff, i got a ban for 24hrs; really funny
lipsrsealed

Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 5:58am On Jul 15, 2019
Sugarkay:
Thank you so much for the clarification, but with limited finances which visa do u feel I can apply for that will enable me leave Nigeria to stay in Uk for a long period and possibly work


Non. Please don't be desperate to waste the little money you have now applying for visa.
Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 10:16pm On Jul 14, 2019
Sugarkay:
Thank you for the response but is registration of birth sufficient enough to apply for a British passport when my parents are Nigerians, will my birth certificate be enough proof
If non of your parents hold British passport or permanent residency at the time of your birth then you can't apply for British passport.
Travel › Re: General USA Student Visa Enquiries-part 15 by justwise(mod): 10:37am On Jul 14, 2019
@CptCharlesVane

This is travel section and not religion section, please don't forget that.

Thank you.
Travel › Re: Admission by justwise(mod): 7:01am On Jul 14, 2019
Canadian student visa thread
Travel › Re: Canada Visit/tourist Visa Discussion. by justwise(mod): 3:39pm On Jul 13, 2019
Faithyyyyy:
Goodmorning house.
Special thanks to @justwise, folmus, omobendel and all the veterans in the house who keep this thread going.

I and hubby submitted our application on the 14th of June
Visa was stamped on the 26th June (kenya)
We received our passports with approved visas on 10th July

Travel History: we have travelled together as a couple 3 times in the last 8 months .Dubai, Maldives and Dubai (honeymoon),Indonesia hubby alone.
I worked and schooled abroad(not canada or US) for 5 years before returning back to Nigeria.I also have a valid US visa and several trips to the US and Uk over the last 5 years.
I was in the US last year and wanted to go to Vancouver for the weekend but realized i needed a canadian visa to cross over plus some more personal reasons which i will explain in another thread.

Documents Submitted.
Marriage certificate (married less than a year)
Bank statements 6 months with very good inflow(individual with over 2m each plus company account nearly 10m)
Trip to be funded from joint account.
Honeymoon pictures
Wedding pictures
Company CAC
Strongly worded letter of intent explaining our personal statement, itinerary and travel reasons.
Budget for 10 day trip $6000 each
Hotel reservations
Flights bookings
Bank reference letters for each account
Hubby's employment letter and payslips
Bank accounts inflow explanation for company account as clients pay in monies regularly.
No land or house documents.


This thread helped me in many ways than one.
I believe good travel history does help as well.
Hubby's job and our business was our tie back home i guess as we are still a young couple.
I am sincerely grateful for all i learnt from here.
Congratulations!!
Travel › Re: Giving Birth In Canada by justwise(mod): 12:02pm On Jul 13, 2019
Qei2u:
There are many dimensions how many people can u vouch for that declared and got visa ,thats pple u know personally, d person i know with health bank acct ,very health and robust travel history got denied other one has waited forever for reply.

Even the chineese and indians that flood canada for birthing don’t declare .in fact they have hostels that house and feed them and a nanny for 14days.
Am not cooking this up do ur research!!!

So theres alot people are not opening up about esp @ POE my 2 kobo.

Also how many people have renewed their visa after birthing whether or not they declared and were successful

These are the real issues this thread is a couple of yrs old so we can’t say no one has tried renewing.

If u try using an agent abroad the first thing they tell u is canada hates to hear birth tourism.


Some of you have relatives in healthcare in canada ask them am not saying u shud lie to get in ,i just wish people would come out more plain.

A while back someone was asked at POE why she came she said holiday then ended that if they asked her she would have said she was preggie and i wondered if thats d case why dint u just say am here to have my baby and visit wink
lipsrsealed
Travel › Re: Canadian Permanent Residency by justwise(mod): 10:54am On Jul 13, 2019
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3 by justwise(mod): 11:13pm On Jul 12, 2019
kkk09man:
Good evening people,

Please all the Gurus in the house (Justwise and co) I need some advice
My wife got a scholarship from a multinational company to go for her PhD studies in UK. We have 3 children and all of us are planning to go together since the study will take upto 3 years. We have funded our joint account to use as proof of funds coupled with the letter from the sponsor. But the letter clearly states the offer is for 1 year with the dates stated. And it says it is renewable.

Someone advised we apply for one year visa since thats what the letter states, but I would want the 3 years visa granted so I can apply for part time masters while I'm working

Someone else raised a concern that if we apply for 3 years visa which we are planning to, that we should expect to be asked at interview how to continue studies if the scholarship is not renewed? To this we are not even sure how to answer.

1. Should we go ahead with the 3 years visa application or apply for the 1 year and hope to renew visa over there?
2. Is it really necessary for dependent spouse to be working and show proofs of employment too?
3. We will be travelling many states to enter Lagos for TB screening and probably visa interview and biometrics. We are looking to get everything done in one trip of 3 to 4 days. Is this possible? If yes, How?

Thanks we need to settle these issues
There is nothing like one year or 3yrs visa, if your wife's study period is 3yrs then she will get 3yrs visa, if the scholarship did not cover the whole family then you have to provide fund for you and the 3kids(Which is more important than other questions you asked)

Make sure that you meet the dependeat financial requirements if the scholarship did not cover the whole family.

2. please clarify that question as i don't quite get that

3. Yes its possible to do the biometric and interview the same day.
Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 9:29pm On Jul 12, 2019
emadamysy:
See mine. I just dont understand.

The Gurus Kindly help
What was your budget for the trip?
Travel › Re: Chance Of Getting a Work With A Vist/tourist Visa In Dubai by justwise(mod): 8:20pm On Jul 12, 2019
Travel › Re: General German Student Visa Enquiries Part 7 by justwise(mod): 1:42pm On Jul 12, 2019
remediedscholar:
@justwise

Please I am interested in this, but I have done some research based on your post but I have not been able to choose a school

Please can you recommend a school for someone who studied mathematics and computer science and wants to run a masters program in computer science?

Please recommend a school that relatively easy to gain admission.

Please others in this group that studied same or related course, please recommend a school that's easy to gain admission.

I wish all of us success in out endeavours.
As a prospective Msc student you need to spend some time to research

https://www.daad.de/en/search/?q=Computer%20Science&sort=score&p=2
Travel › Re: General German Student Visa Enquiries Part 7 by justwise(mod): 1:34pm On Jul 12, 2019
priscysylvia:
Yes. It has been included in their website
Give me the link
Travel › Re: General German Student Visa Enquiries Part 7 by justwise(mod): 12:05pm On Jul 12, 2019
obibanks:
Justwise no wan hear say dem use CHRISWAZO testimony block the whole thread. See as he sharpally open this one grin grin
This does not make sense, the thread was over due at page 607 when he posted his testimony, the thread was closed at page 612 and you decided to come up with this conspiracy theory?
Travel › Re: General German Student Visa Enquiries Part 7 by justwise(mod): 11:12am On Jul 12, 2019
Pecky2222:
Wow...its part 7..let me book testimony space...
God will do it for us all


Oga Justwise some steps in that breakdown for newbies has changed oh...to get appointment date now is by applying online. And coracle is one of the companies for blocked account..
Is that in German embassy website?
Travel › Re: Canadian Student Visa Thread Part 16 by justwise(mod): 10:55am On Jul 12, 2019
jessyeve:
With all due respect, I'm not advocating for agents, i only asked someone to get professional help if he doesn't want to risk it, I ddnt refer anyone in particular, all I have been trying to do here is to give my sincere help...... What I meant by no co-sponsor is that two people can't sponsor, i Said that because I haven't seen anyone so far giving testimony with two sponsors, if I read well, she said elder brother and hubby will sponsor, I said choose one and the other should pay into ur account as his support then u mention it and show his source..... If some of u ain't so eager to attack, u would have seen we all saying the same thing or u would have asked and be clarified, stop hating on who u don't even no, I say things bluntly and that's how I prefer to receive it, don't have time to start massaging the truth but if u think u don't want me here, feel free to do ur mind, I personally don't believe anyone on earth is holding key to anyone success, thanks.


I don't know what you are on about..if you haven't seen anyone approved with co-sponsorship then don't mislead people about it.

This is somebody's life, future plan, investment etc..so before you dish out advice here please remember the implication on the receiver.


Lastly agency/agent discussion here is a no no here.
Travel › Re: General German Student Visa Enquiries Part 6 by justwise(mod): 10:21am On Jul 12, 2019
Travel › General German Student Visa Enquiries Part 7 by justwise(mod): 10:20am On Jul 12, 2019
Here is the part 7


An incredible job by all contributors including those who ask questions and those who provide answers, job well done!

This is part 6 https://www.nairaland.com/5042902/general-german-student-visa-enquiries

The following steps will help newbies (Thanks to CassieV for the tips)


Most of the schools in Germany are tuition free even for international students, you only get to pay a certain amount as semester fees say between 100-400 euros and most times the semester fee comes with a semester ticket to aid in transportation in your city or town.
However, before you're granted a student visa, you have to prove that you can take care of your living expenses with one of the following means ;
1. Block account: The estimated living expenses for a student in a month is 720euros, when you multiply that by 12 months, you get 8640euros. This is the amount you're required to block in an already opened account with either Deutsch bank, Fintiba or Xpatrio. It is called a block account because you will not be able to withdraw everything at once, only 720euros will be released to you every month.
2. Sponsorship letter: If you have a relative living and working legally in Germany, they can get you this letter. They'll have to visit the alien office in their city and will be required to provide some documents and pay a certain fee. The letter will be sent to you when they receive it so that you can go with it for your visa interview.
3. Scholarship: This is usually the best if you have the scholarship, your visa will be granted in under 2 weeks after interview. So try and look for scholarships you can apply to.

Now that you understand the financial situation, let's go into the application process.
To search for schools, click on this link
https://www.daad.de/deutschland/studienangebote/international-programmes/en/?p=l&q=&fos=0&lang[]=2&fee[]=0&sortBy=1&page=1&display=list
filter your search to make it easier, there are English taught courses there.
Generally, the very important documents needed to apply to schools in Germany are;
1. Transcript
2. English Proficiency
3. School Certificates (Degree, Waec, etc)
However, depending on the school, some other documents needed are as follows.
4. Curriculum Vitae
5. Motivation letter
6. Reference letters
7. GRE test
8. Etcetera.. Visit your prospective school website and find out the documents they need from you.
Note: You don't apply with your original documents, you have to make photocopies of them and Certify them in High court or a Notary public. If you stay in Lagos, you can certify at the German Embassy too. You'll have to book appointment for that.
For those planning to go for a Bachelors course, you need a 100level transcript from a university to apply for a BSc program in germany. WAEC alone will not be enough and No, OND will not do, you need a HND.


For the application proper, it is always important to go through the website of the schools you want to apply to, you'll get a lot of information form there concerning how to apply. Some schools do only online applications, some requires that you send your application documents to them by post after applying online, some you send your documents as pdf to their email address and then you get the uni assist crew.
Like I said earlier, it is important to go visit and read the websites.

When you get your admission letter, open a block account immediately(that is if you don't already have a sponsorship letter) and as soon as you get your account details, send an email to the embassy requesting for a visa interview date.
You need these to get an interview date:
1. Admission letter
2. Block account/sponsorship letter/scholarship letter
3. International passport data page(scanned)
Then your Full name and Resident address.

Prepare for your interview
Go for your interview
For newbies your German school search starts here https://www.daad.de/deutschland/studienangebote/en/
Travel › Re: Canadian Student Visa Thread Part 16 by justwise(mod): 8:29am On Jul 12, 2019
MsJu:
Hello Justwise thank you for what you do. I know it's not easy to maintain sanity in a forum like this.
I think it's high time you reminded some ppl that it's better not to respond to questions than to give misleading advice.


This is a huge issue here and i really feel sorry for those at the receiving end of these misleading info.
Travel › Re: Canadian Student Visa Thread Part 16 by justwise(mod): 8:22am On Jul 12, 2019
jessyeve:
my dear, this person is just selling his market, agents have been applying for people and I haven't seen anyone arrested for doing legit application, we r all adults, stay on alert and wisen up while dealing with one, that's the advice I would give anyone, condemning the whole agent in Nigeria for some people negligence is what I would call sentiments, peace.
If you don't stop your advocate for agents i will help you stop it. This is a DIY thread.

1 2 3 4 5 6 7 8 ... 284 285 286 287 288 289 290 291 292 (of 1514 pages)