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Monmarri's Posts

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EducationRe: Unizik Post Graduate 2017/2018 Forum by Monmarri: 3:01pm On Jul 28, 2019
Hello house who know how much Unizik charge for transcript? I want to collect my transcript the lady I called is charging me 20k to do it for me. Please I need assistance from who has done it. Thank you.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 3:44pm On Jul 19, 2019
realceecee:
Ok thank you.
Does that mean I can start uploading other documents then go back later and upload the bank statement?
If it is possible u can do it like that. I applied a long time and I never uploaded just scan at vsf. Others mates can tell you how they did their. All d best
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 9:34am On Jul 19, 2019
realceecee:
Good morning house,

Please can I print and upload my bank statement like 3 weeks before my appointment date?
My appointment is for 9th August, wondering if I can upload the bank statement now alongside other documents or just before the appointment.
Not advisable. Print your statement few days before submission or atleast just one week before submission.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 11:26pm On Jul 15, 2019
shanga:
Hi gurus in the house,thanks for your help so far,please I need advice on what to do in my next application Tnx
From what I can see the ECO is not satisfied with your personal and financial circumstances. The account is mostly use for business. Business account is not use for vacation. The ECO expects you to also have your personal account which I can use for vacation, on the ground that you have sufficient money in the account that can sustain your trip to the UK. My advice for next application relax for six months and run a comprehensive statement of account for business and personal account.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 11:08pm On Jul 15, 2019
babsadeoye:
Hi Gurus in the house. Please i want to apply for a uk visa on the 20th of this month. I was sent an invite letter from my uncle who is a british citizen and he said he will provide me accommodation/feeding (but he didn't include his bank statement) i don't know if this will affect or not since he said he wanna provide for my feeding, but if it will, pls help me on how i can adjust to convince the Embassy that i can feed myself for the period of days i wanna spend.

This are the documents have got:

.Bank statement with a closing balance of 1.7M
.Employment letter
.Letter of intro by the company/Employer
.6months payslips of #200k
.Leave request form( 20 days leave)
.Private bussiness registration (CAC)
.Tax clearance certificate
.Private bussiness invoice (to explain inflow of cash in my account apart from monthly salary)
.Cover letter on my bussiness letter headed paper
.Marriage certificate
.Marriage and family pictures
.Birth cert of my kid
.Wife consent letter
.Land agreement document
.Pix of my property (just my house)

I use my salary account to run my bussiness, i don't have an account with my bussiness name.. no unnecessary logdment though, except credit of 4.4M deposited in my account by a customer around February which was push out immediately on a bussiness purpose...other deposits from then has been 400k and below for bussiness transactions (apart from Salary). i started maintaining 700k and above in my account frm March and it increases with time till July. There has been constant bussiness transactions on the account every month (Closing balance of 1.7M).

This is my first time though, i intend to spend 12 days. Please what other documents do i have to tender and pls shed more lights on where i need correction before i proceed. God bless.
Statement of account from your uncle is not necessary. But If he is the one sponsoring the whole trip then he need to provide his statement of account. All your uncle need to do is provide his tenancy agreement, water and light bills as proof of address, then what he does for a living and where he works. U need his driver license, data page of his passport and work ID. Your uncle should state in the invitation letter that he will take care of your accommodation and feeding or living expenses in the UK and also state it in your cover letter that your uncle will take care of your accommodation and feeding.

Please try to explain big credit entries in your account. Explain to ECO that your salary account also serves as your business account. Explain that you have two sources of income every Month, one from your permanent job and self employed business . Make a small business profile of your business to let the ECO know the kind of business. Then calculate all your sources of income every month and let ECO know how much you make every Month. Example: From all sources of income I make 700k after tax. I make 250k from my permanent job and 450k from my private business. Remember your staff ID card.
Make an estimate budget of your trip
The total estimate for my trip to the UK is 350k
Flight fare(Return ticket) 280k
Remaining balance for visiting tourist attractions and shopping.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 10:37pm On Jul 14, 2019
ibrocoast:
A friend got his visa too days back and the visa is diff from the one I used to know
Thanks. What I am concerned is the date in there. If you have a copy kindly share please. Thank you
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 4:49pm On Jul 09, 2019
Lovesarrow:
Hello everyone. So I got my visa today with our visas today. But I have a question was the uk visa changed?? Cos what we have on our passports is completely different from what I have seen online. Please help @justwise and the gurus. Please see an example attached
If you have gone through the normal visa process by your self then your visa sticker in y passport is AUTHENTIC But if you have given your passport to an agent without going through the visa process then your visa is FAKE.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 10:43am On Jul 08, 2019
MollyBank:
Hey guys,

Please do they ask for a return ticket to Nigeri at Heathrow on entry?

My friend has a return ticket from Nigeria to the UK from her last trip and would like to use now to go to the UK for a holiday.

Would it be a problem for her at Heathrow?
Please do they ask for a return ticket to Nigeri at Heathrow on entry? Well it is depending on the immigration officer that one meet at point of entry, Some ask and some might not ask. It is not rare asking for return ticket. Bc I have never bin asked for any return ticket. But safer to carry along return ticket.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 6:47am On Jul 08, 2019
gibsonwales:
A friend of mine will be traveling to UK on a visiting VISA (6months validity). He has a cousin in London who is living there LEGALLY (work and resident permit). His cousin told him the main thing is they grant him VISA and leave the rest to him to handle that he won't return to Nigeria. His cousin told him to learn a skill like photography, barbing, tailoring e.t.c in Nigeria before he comes over, so that he can manage that before he settles down finally because he's not eligible to work with a visiting VISA. He said it won't be rosy at first, but if he can be patient enough, everything will fall in place and he'll get his work and resident permit later. My friend's cousin in London talked about getting married to a citizen of UK (later later) and she'll be the one to file for him to get a work and resident permit. I just want to ask, can it work out like that ?
His cousin told him the main thing is they grant him VISA and leave the rest to him to handle that he won't return to Nigeria.. Please your friend should not trust any body even if they are blood brothers. There have bin cases of disappointments in trusting pple especially on this case. Let your friend think twice. How long will his cousin accommodate him? As a visitor he can't rent an apartment bc landlords will check his status in the UK bf giving apartment. Your friend will not leave a free life, always living in fear of immigration. He will stay in the UK for 20years bf any lawyer can assist him to legalise his stay. Is that what your friend want? Not an easy life.

My friend's cousin in London talked about getting married to a citizen of UK (later later) and she'll be the one to file for him to get a work and resident permit. I just want to ask, can it work out like that ?. Even if your friend marry a British citizen, he will still come bk to Nigeria with his British wife to do court marriage and apply for spouse visa. Moreso the British wife have to meet all the spouse visa requirements bf he can bring your friend bk to UK and your friend will be refused spouse visa for overstaying. But there is still probability of him getting the spouse visa later on in future. My advice to your friend let him go for his visit, stay the duration of time he put in his application and apply again for two years. It is better for him to be visiting and come bk to Nigeria than overstaying his visa.
Not an easy life in the UK overstaying your visa.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 8:43pm On Jul 05, 2019
Darasimi3902:
Good day all, my virgin passport expires in march 2020,is it possible i use it to process a uk visa? i am looking at travelling to the uk as a tourist in December.I am a teacher and earns 70k monthly but i do extra lessons which makes my take home to be about 150k monthly. I have an aunt that stays in the uk and she is willing to give me a letter of invitation. Please how do i go about the processing from the scratch? i will need the step by step requirements. Thanks in anticipation of useful information from the group.
U can use six months validity to process your application but as soon as you get your visa u will have to renew your passport since you will be traveling by Dec.

U av to explain to the ECO that from all sources of your monthly income you make 150k every month after tax deduction. Your permanent job you make 70k while your additional job you make 80k. Attached a small profile of your additional job to show the subjects you teach, if what you studied in school is what you are teaching, attached the degree certificate. Provide your permanent job payslips with tax deduction, six months statement of account and make sure there are credit entries from your additional job.

Your aunt need to write letter of invitation, and send her status in the UK and passport data page. Make a good buget of your trip.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 4:39pm On Jul 04, 2019
adecoal:
Hi Guys,

Trust we are all doing fine.

Kindly help review my proposed budget for 10days holiday in the UK.

Return Flight Ticket £550
Match Ticket £65
Bus Fair £45
Sight Seeing £70
Miscellaneous £65
Total £795 TOTAL = ₦370,000

-My Accommodation and feeding will be covered by the person inviting me.
-My net salary is 183,000 Per month.

Thanks in advance.
It is good. Try to explain to the ECO in the additional information in the application form or cover letter that the person inviting you will be responsible for your accommodation, feeding and living expenses. The person also should state it in the invitation letter.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 4:37pm On Jul 03, 2019
[quote author=Messia post=79905404][/quote]If your parent are based in the UK and meet up to the requirements and have enough money for your medical and enough money to sponsor your trip u will meet the success rate.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 3:44am On Jul 03, 2019
Reichtum:
Thanks for your response.
Yes. I am sponsoring myself.
How much am I expected to have in my account?
The Money you surpose to have in your account is the estimated budget of your trip to the UK and also the remaining amount to fall bk to when you come bk to Germany. Estimate: - flight fare + living expenses+ shopping =xxxxx + remaining money to sustain you when you come bk to Germany. That is the amount u surpose to have in your account.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 10:41pm On Jul 02, 2019
Reichtum:
I am student in Germany and will like to spend my next winter holidays in UK.
I will stay with my relative during the period.
Please what is the best option for me?
Are you the one that will sponsor your self? If yes have enough money for the trip. If someone else will sponsor get all details including statement of account.

If you will stay with a relative let them send letter of invitation for you.
TravelRe: UK Spouse Visa/Appeal Process-part2 by Monmarri: 5:30pm On Jul 02, 2019
Mayowa198426:
Thank you all...have gotten a date..
Wow! Happy to hear that bros. All the best smiley wink
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri:
lantres000:
Good Evening friends

Please i will need your advice here

I was denied visa sometime in February with the reason that i dont have control of the funds in my account as stated (i actually made a withdrawal from my bitcoin account and added to my travel cash) There was logment of funds in your account and may be u never explained to ECO about the source of income.

Within March till date i have been joggling two jobs,my regular job and a consultancy job in which the salary is very irregular but huge because the contract i signed with the company is on "call out bases".

Please these are my questions

1 I dont take track of my monthly expenses and i dont know how to state how much is my monthly expenses because within the month of March and April i have bought a landed property and a car which i want to use for uber.

2 Do you think my account will look artificial because of these purchases. I have receipts to back them up though.

3 My landed property only has a receipt and agreement but no survey plan. Its this document still tenable ?

4 Lastly this is my 3rd denial and i wish to use an agent to apply for this visa because its clear i dont know how to package a visa application. What is the charges of an agent?

Please help a brother

Thanks
Within March till date i have been joggling two jobs,my regular job and a consultancy job in which the salary is very irregular but huge because the contract i signed with the company is on "call out bases".

You will need to explain all these sources of income in a cover letter to the ECO with all the necessary documents.

For the 2nd source of income which is the consultancy job. U need to explain to ECO that u have additional job but the salary is irregular, you make atleast xxxxx any time you do the job. U will have to explain with prove. Get prove from the company you are doing the 2nd job. Let the credit entries of the salary reflect on your account with the name of the company. If the name of the company is not reflecting, u will have to explain to ECO the salary credits entry with date and month. E.g on the 28th of march a credit entry of xxxxx from my additional job.

1. For your monthly expenses it is usually the amount you spend on your living expenses, your dependant, y accommodation, all payment of bills. ( Light, water, etc.). Calculate how much you spend every month on all these and balance it with your regular job. E.g If you earn 50k in regular job, then your monthly expenses will be like 20k or 25k.

You have to explain to ECO that usually your monthly expenses is Xxxxxx but in the month March and April from your savings or 2nd income you purchased a land and car that you want to use for Uber. Attached evidence and pictures of purchased items. U can also state the date and month the total amount was debited from your account to prove to ECO that the money use for the purchase was from your sources of income. E.g on the 28th of March a debit of xxxxx was made from my UBA Bank for the purchase of land.

2. If all the sources of your income from y jobs are genuine and you have all evidence to back them up, then u will be fine. Just explain details in paragraph for the ECO to understand and with evidence.

3. You will have to submit all the Landed property documents in your name. And the pictures of the land .

4. Since this is your 3rd denial you need to be careful and get it right this time. Just make sure that all sources of income are genuine with evidence, you have a comprehensive statement of account, explain well all credit entries and debit in your account. I believe u will be ok.
The best agent you can get is all advice from member of this forum. Just gather it and make your application.

All the best
TravelRe: UK Spouse Visa/Appeal Process-part2 by Monmarri: 12:43pm On Jul 01, 2019
AdaUK:
Hello Monmarri
Please is it okay to send you a mail, I was t to make some private enquiry
Thanks
https://www.nairaland.com/4158866/living-uk-life-uk-immigrant#62102073
TravelRe: UK Spouse Visa/Appeal Process-part2 by Monmarri: 9:17am On Jul 01, 2019
Mayowa198426:
Can send one too Sir please?
Yes of course
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 1:03am On Jul 01, 2019
ConnectMee:
Hello All,

I intend applying for a visitor's visa for the first time. I am self-employed, have a registered company and a bit of travel history, mainly African countries.

I need to know if I'd need a tax clearance certificate for my company to apply for a visitor's visa.

Thanks in advance.
You will need a tax clearance showing your taxes for the year or monthly, depending on how you paid it
TravelRe: UK Spouse Visa/Appeal Process-part2 by Monmarri: 12:59am On Jul 01, 2019
AdaUK:
Hello Monmarri
Please is it okay to send you a mail, I was t to make some private enquiry
Thanks
Yes of course Adauk. I will reply to your mail
TravelRe: UK Spouse Visa/Appeal Process-part2 by Monmarri: 3:30pm On Jun 30, 2019
reemix123:
Where attending interview for spouse do you need to take original documents or photocopy is okay
Original documents is advisable
TravelRe: USA Visit Visa Part 4 by Monmarri: 6:38am On Jun 30, 2019
Chiboi4reel:
Good day guys,I will be going for interview in July to attend a conference, please what are the likely questions been my first time. No travel history. Please what's the best advice?
Just read the transcript of the tread very well. U will get transcript of people that are attending for conference. Just do your best and ask for God favour. My only advice let the conference u are attending be something that is relating to your field of study or relating to your job.

People have gotten visa for USA without traveling history. All the best
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 6:27am On Jun 30, 2019
Seeyat:
Thanks, one more question, do i have to explain funds below #50k?
Not really . If you like u can add in the cover letter that some other small credit entries in your account are also money given as gift from family or friends OR anything the credit entries was meant for.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 4:41am On Jun 30, 2019
Seeyat:
Hello gurus,

Does anyone have a cover letter in explaining irregularities in bank account?

Abeg help me, I'm applying soon
First explain your monthly salary .
My monthly income from my employment after tax is xxxxxx which the salary credits that enter my account usually end of the month paid by my employer. However, there are other details of genuine funds that come to my salary account or personal account ( Depending where there is irregularities of funds) which I find it necessary to explain.
On the 26th of June 2019 credit entry of N250 in my UBA account from my brother for family use
Keep listing the funds. U will also need to back it up with evidence.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 3:24am On Jun 29, 2019
cne010:
Hi can I use a statement of account I printed June 11 to apply first week of July.
For my advice not advisable. Try to print out your account statement first week of July.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 3:20am On Jun 29, 2019
Dlaw6578:
Good day to everyone in the house,,, can someone please put my brother through on how to write and invitation letter. Invitation letter format....

And secondly I will like if someone can share Me cover letter format. Thanks its a matter of urgency..
Justwish and to all the gurus in the house
The Entry Clearance Officer,
British High Commission,
Lagos,
Nigeria.

Dear Sir / Madam,

APPLICATION FOR A FAMILY VISITOR VISA: SEGUN OLUWA, OCTOBER 30 ; PASSPORT NO:

I (Name of the person inviting) write to confirm that the above individual SEGUN OLUWA with Date of Birth ( your date of birth) and Nigeria Passport number ( number) is my cousin from my father side.
Segun lives in Lagos, at (Address) and works as a customerservice with AYZ in Lagos Nigeria.
He will be coming to the United Kingdom to spend his vacation this summer on the 1st July 2019 and would leave on the 14th of July 2019 (14days precisely). I also will ensure his return to Nigeria after his visit. He will be staying with me and my family and I will be responsible for his accommodation and feeding.
I am a British Citizen with passport no. XXXXXX. I current work at XXXXXX and reside at ( Give address) I have attached a copy of my Biodata page, work ID and Drivers licence .

Please do not hesitate to contact me if you require any further information.
Mobile number:
E-mail:

I will be grateful if Segun application is successful and he is given the opportunity to visit.
Many Thanks for your usual cooperation.

Yours faithfully,


(Invite name)
xxxxxxx


The Entry Clearance Officer,
British High Commission,
Lagos,
Nigeria.

Dear Sir / Madam,

COVER LETTER FOR TOURIST VISA
SEUN OLUWA,DOB, NATIONALITY, PASSPORT NUMBER, STANDARD VISTOR VISA.

I am writing in support of my application ...........................( Start writing all you want in the cover letter. Explain every thing details in paragraph.

Yours faithfully
***************
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 4:13pm On Jun 28, 2019
saintobi009:
Thank you very much for this , I already plan to cancel out any credit more than 50k into this account because I have other accounts I can use , so I plan to make this account as straight forward as possible , once I get credited my salary and thrift I don't plan to make debits of more than 20-30k ag once [/b] but what worries me now is I have to be in south africa for a training, will the V.O be convinced that I spent 6 months in South Africa trains while I am still earning my salary ?[b]
The ECO will only be convinced if you submit all the proof of your six months training in SA. The proof have to be from your office.

Cheers
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 2:52pm On Jun 28, 2019
saintobi009:
Hi guys in the house , Please I would like to apply for a Uk visa anytime from now , but from what I have been reading on this post account seems to be very important , but I just got a job a while ago in a networking company and I earn 400k , and I also have a thrift that I collect 70k montly, now I still live with my mother so I don't really run a certain expense in my account , so I am thinking of setting up my account properly now , I am thinking of starting from July, I am going to start with an opening balance of about 2.5 million Naira , pls what amount do you think is okay as expenses monthly and how do you think I should go about it , also out of the 70k monthly thrift that I get I usually send out 45k immediately or on the same day again for the thrift to earn 70k at the end of the month , please guys all is just need is some good advice no matter how cruel or bitter it sounds , I just want to learn , I also have a decent travel history
You have a good job that you earn 400k every month, which is good. Try to make sure the 400k reflect on your account monthly and matches with the payslips.

For you to set up your account properly you need your account to be active. Balance well your credit and debit entries, especially the credit entries in your account, be more care with the credit entries, especially credit entries of large money which is not part of your monthly income. If you have two sources of income every month let it be what will reflect mostly on your account. Any other credit entries apart from your two sources of income should be noted with dates and explain to the ECO in cover letter . e.g on the 13th of June, credit entry of 50k being money for family use from my mum. If there are other money apart from your two sources of income, write in cover letter explaining to ECO, that apart from your sources of income that you have other credit entries in your account which you need to explain.

For comprehensive account, try to make payment with your ATM at stores, all these also help. Just make you account active. Balance inflow and outflow flow of cash.

U are paid 400k, try to make sure you remove some certain amount of money every month for up keep. D'nt just leave the money there without withdrawing some, so that ECO will not feel that u are not withdrawing and only trying to safe for the trip. Let them not see your account as bin stigin to your self. Try to withdraw money when you get alert.

Since you live with your mum and d'nt have any dependant. Just write No dependant. Calculate how much you spend on your self alone and put the amount there. No body can tell you the amount. The amount u know that you spent every month on yr self write it there for them.

For your thrift explain everything on cover letter with proof.

The opening balance is perfect.

So from all your sources of income after tax you are earning 470k every month.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 2:32am On Jun 28, 2019
Innopre983:
Thanks. He is the real owner of the property. He provided the land sale agreement between him and the vendor signed by his lawyer, survey of the land and the tenancy agreement between him and those living in that house also signed by his estate agent. He also stated in the application form that he has another source of income which is INVESTMENT. And he stated in the additional information page in the form that he got rent from his property and it was paid into his account.
My dear it is well. If he provided all these and the ECO still denied him, there is something that the ECO is not satisfied with. Probably the huge logment of money suddenly to make his account big. The ECO might have seen something in his statement of account, that makes him not to be satisfied. May be the credit and debit entries in his account bf the logment is not really flowing in well, the money in his account before the logment is not big. The ECO study very well the account and see how the main salary you stated flows. If from January, the amount in his account is 250k for salary, he withdraw it out immediately, the account is empty, with no inflow of little money or saving. Then Feb he received another salary and withdraw all, no saving. Then towards the time of submission, logement just enter inside. So it makes the ECO not to be satisfied with his personal and financial circumstances. So he can't even afford to travel with his salary.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 11:06pm On Jun 27, 2019
Innopre983:
What he was given from Access Bank is just a sheet of paper with the code that the ECO will enter to access the statement. He wasn't given the HARDCOPY STATEMENT OF ACCOUNT. The bank said the ECO will use that code to download the bank statement himself.
Please next application let y bros collect hard copy duly stamped and signed by the bank. Some of this ECO might have no time using code to check soft copy.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 2:01pm On Jun 27, 2019
giselle237:
I don’t think ECO didn’t see bank statement..I think he/she saw it..... according to the refusal letter ECO said the deposits in his account doesn’t match as they were numerous ie. alleged money lodgement and that there is no proof of the origin of the funds....
also ECO said he didn’t see proof of 250k montly salary

Did he submit more than 1 bank statement?
For next application tell your brother to print out all statements of account and scan please. And the statement of account must be signed by the bank. Was the statement submitted as pdf with the code? Was the statement of account stamped and signed? U need to check pls.
TravelRe: General UK Visa Enquiries - Part 4 by Monmarri: 1:56pm On Jun 27, 2019
Innopre983:
Thanks for your response. The account statement shows monthly deposit of 250k from the company every month. The only other money paid into his account was 2.1m which is the rent collected by his estate agent on his behalf and he provided paper evidence for it and the money was transferred from his estate agent company account. No other money comes in apart from salaries and that rent he collected. Please what can he do?
Did your brother provided all the documents about his house that his estate agent paid? The ECO need to see that he is the owner of the house with all supporting documents? Is the property genuinely owned by your brother? The ECO is not satisfied with the unexplainable amount, that was the reason he was denied. In his next application he will need to explain that money and give proof that the property is owned by him. Since your brother do collect house rent and if he is the real owner of the property, in his next application let him state that he has another source of income that comes in his account yearly and provide all documents.

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