₦airaland Forum

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Nigeria Police aka men in black ..

onismate:
jrizzyjosh iamphilips rchilee olusharp mufuteeeee . I have sent ur ecopy to ur email.. Please don't forget to say something here.

thanks Bro..seen ..God bless you plenty ..merry Christmas

The name Gbadebo's girlfriend is
popularly called by his friends in the story is "Funke
kpomo lips". My email is
*********** Thanks
cc onismate

land for sale..
like the new slang
end time job...
merry Christmas and a prosperous new year...
Seun we hope to see some decoration on the home page atleast for the festive period ..na everything person go dey teach u?

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that is a lead baby from a lead city based mum hope dad does not stay in lead city too... congrat though..
merry Christmas in advance...
pls i am looking for some primary school mate victor Edet and Anuoluwa Adegbero of great glory nursery and primary school agege lagos state.

that is a lead baby from a lead city
based mum hope dad does not stay
in lead city too... congrat though..
merry Christmas in advance...
pls i am looking for some primary
school mate victor Edet and
Anuoluwa Adegbero of great glory
nursery and primary school agege
lagos state.

News in Nigeria can't be trusted if you didn't witness it you can't know the truth but here on nairaland we are very judgmental, hear one news and people start judging not that i am saying the news is false but some source needs be queried..first it was vivian gist now blackberrybabes these blogs ve better turn romance blog..

merry Christmas in advance

How to open a bank account.

The year 2015 is almost running to an end with some people not having a dime for emergencies,it is not that some people don't wish to have some extra savings but they don't know how to go about it and are too busy to go to the various banks to ask of the required documents needed to open a bank account,moreover they don't know the types of account available.For these reasons i will be listing out types of prominent bank account and documents required to open an account..here we go

TYPES OF ACCOUNTS.
1. Savings account:this is the easiest type of account to open,it is a type of account that is usually encourage for the dependents,low working class to open as it does not require much bank charges although with little interest and surprisingly the bank charges is mostly equal to the interest rate, so don't be surprise if your savings seems not to be yielding interest though this not so in most cases..
2.Current Account:i term this type of account the senior citizen account as it has more advantages than the savings account and also you pay more commission to the banks.one of the advantage is that you can only make cheque deposit into a current account,some banks also allow you to upgrade from savings to current account following due processes..most people that have a current account usually have a savings account elsewhere therefore this means for you to run a current account you must be the type that is financially buoyant
3.Fixed Time Deposit Account: as the name implies is an account for a fixed period of time,this is an account for investors who wish to yield interest on their money..there is always a binding agreement between the customers and the bank..this type of account is not for everyone but for those who are more financially buoyant they expect ROI on their money..the fixed deposit can run for months as so wished by the customers.. (pls note ROI means Returns on Investment )
Other types of account are
Domiciliary account .etc.

Documents needed to open a bank account.

To open an account you must first identify the one that suit your purpose.

1 You will need to a valid,
government-issued photo ID, such
as a driver’s license or a passport.

2.You will need to provide basic information to verify who you are,
including your name, date of birth,electricity bill,
current address, phone number and email address.

3. Have some money,
cash that you
can easily transfer into the new
account for the opening deposit.
A second applicant if you are opening a joint account: Because
this type of account requires two
people, both may need to be
present to provide their
information and verify their
identities.
A parent, if you’re not 18: To
open an account, minors usually
must have a parent or legal
guardian as a co-owner who can
sign legal documents with the
bank.

Thanks for reading
source :
https://www.accountclass./2015/12/12/how-to-open-a-bank-account/

Nwao ...this day next month it will be boxing day...jeez..2015 is almost over..Abeg when we start January self?

TheRock5555 you might think your dad doesn't not know bout your your sexual life my Bro he might know ..you can't always hide..like someone said have your dad paid the police to lock you and even the police come begging for you after too days in the cell ? No...
even i after reading some Of your stories i think your dad loves , it only take a lovable father to pay for his son waec exam again after failing,to sow him a trouser which to him was the best...Like someone said he doesn't hate you and you are the problem,change your ways and you will see a new him...

Merry Xmas in advance

mrtantalizers:
Nice one op. But y save when u can do some businesses with ur cash(tho ds does not apply to every one). But d best way to invest ur money esp if it has not gotten to a seven-digit figure is to do business with it. Recently, my bank (fcmb) offered 1.4% interest if a customer saves and maintains a particular amount for three months, now imagine u save and maintain 50k, ur interest is around 600+ or so, isn't dat a waste of time?

investment doesn't not come at the spur of the moment ,you just don't rush to invest,you got to study the pros and cons..so saving it till it is time for use is advisable..

DOCTORDONE:
Very thoughtful of you. Thanks for sharing.

thanks for reading

rheether:
I wish my grandmum can see this. Her akpa ukwu is her bank but trust those bags are the safest place you can keep your money.

thanks for reading

Simple ways to set up a personal account.

Have you ever always thought of a way to monitor your daily and monthly transactions? Even without having any knowledge about accounting you can set up a simple way to monitor your transaction and we will gladly lead you through.

What is a personal account?
For accountant and other financial related persons, the personal account being describe here is not really related to the Personal account you know, personal account in this term is a recording of transactions carried out by private persons which are kept by the individual to monitor their spendings.
Simple method to set up a personal account :

The mode of recording: you can go for digital form of recording which means you record your transaction in soft copies through the use of personal computers or you follow the traditional method of recording by buying a note to use for recording but do know you can as well use both method.just follow the ones that suit you.

2. Know your expenditures and know your income: in setting up your personal account you really need to know what incomes are and what expenditures are, for those not in financial related field,income can simply be money from a transaction coming to you.do you get it? It means you are not the one paying,you are being paid for a service you rendered. While expenditures simply are services you enjoyed which you are paying for and not been paid this time around.
A typical example of weekly expenditure is having a hair cut or having a hair do. You pay for the service and that is an expenditure on you now lets say the you are the barber it is a income to you..hope you get it? Good. now you write it down on a daily basis in any means of recording that suits you.

3 Monitor your incomes and expenditures: After each week of recording monitor your income and expenditure and try to see which one is increasing and which one is decreasing ..if your expenditure is more than your income please try to look at your record to know If there have been some reckless spending on your part if not try to cut your expenses down.If your income is more than your expenses this is a good sign and it is always advisable to continue that way. If both are equal it is a good sign but it means you are managing and very soon you might be propelled to increase your spendings therefore it is advisable to also reduce your expenditure by all means.

4. Compare it with your bank statement: it is advisable to always print your bank statement at the end of this month,comparing your bank statement with your personal will help you to reveal errors on your part or from the bank..
Thats all you need.

Please note that at the beginning of every month you should always keep a budget of your monthly spendings and you should follow it in the course of your starting your monthly record..


https://www.accountclass./2015/11/22-simple-ways-to-set-up-a-personal-account/

Five Reasons you need to have an Account with a bank..

It might interest you to know that some Nigerians still do not have an Account with any bank even as it is now as easy as ABC to open an Account with banks.. Here are the 5 reasons you need a bank account:

1. Safe keep: this has usually been part of the definition of a bank, the safest place to put those "life savings" is a bank.Your money are safe not just from thieves but from reckless spending.If you put your money at home you might be moved to take a little from for no sane reason but once it is at the bank you start having this thought if it make sense to go and withdraw the money for what you want but you don't need.

2. Increase in the habit of saving: do you know having an Account with a bank will boost your habit of savings? You wouldn't want to leave the account empty even it is, it means you don't enjoy the service of the bank where you are an Account holder but you have an Account elsewhere where the service suits you,In short having a bank account will boost your savings pattern which is good for you..

3. Easy transaction process: the bank gives you easy means of transaction without having to carry money around and free of stress..example is asking your bank to carry out a standing order on your behalf this means they pay on your behalf while you face other pressing matters and this can only be enjoyed by an Account holder with the bank.

4. Statement of monthly spendings: some people don't know how they spend money what they is know the money comes and leaves.having an Account with the bank will let you know your monthly spendings and incomes as the bank will always send you a statement which you can use to track how you spent your money and this is possible if only you have a bank account.

5. Investment purpose:if you put your money in a bank it wi yield interest even though it is not much it is something you cannot get if you don't have a bank account ,therefore this is a form of investment.


source: https://www.accountclass./2015/11/21/five-reasons-you-need-a-bank-account/

so true

cc lalasticlala
seun

anytexy:
Oshomole will probe you. Lol

say wetin happen..na him dey fund Nairaland

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Amechi should better work with Uber and lets know what next in the Ministry of Transportation... Uber Uba, what am i writing?

There seems to be no day there is not something to celebrate,the other day it was NoBraDay,how funny guys clamoring for NoBoxerDay, will just leave my john Thomas playing around and those girls giggling about what is dancing in my short as i swagger around...Now is food day guess we need poo day too....