₦airaland Forum

Because they were more adventurous, less nagging, have listening ears the men wanted and always available

Liliantalks:
How true this ? well to me , very true



https://mobile.twitter.com/Deola__Adereti/status/1252567725693702144

1030:
Yet d nose still remain open

The POS the mobile money agents are using are different from those of the bank issued POS terminals. The mobile money agents are actually communicating with their platform's infrastructure which has the option to debit your card and credit their bank account while they use the same POS to debit their wallet with the mobile money company.

So in essence, your card is being debited mimicking the same process you use to debit your card while carrying out an online web transaction whereas the conventional POS at the grocery stores work through a different path see below

Grocery Store POS
Customer ---> POS terminal ---> PTSP ----> Acquirer Bank ---> Card Scheme Operator --->NIBSS ---> Card Issuing Bank

Mobile Agent
Customer ---> POS Terminal ---> Mobile Money Operator --->Payment Service Provider ---> Acquirer Bank ---> Card Scheme Operator ---> Card Issuing Bank

Xisnin:
I get your explanations.

But a few times I entered incorrect pins at money mobile agent terminals, they don't know my pin is incorrect until a response is obtained from the network. Are the machines too slow that I have to wait as long as required to carry out an actual transaction?

It is time to disband POS terminals that verify pins offline because they create "perfect crimes" opportunities for criminals.

I think the same process is obtained at ATM terminals, it doesn't tell you invalid pin until you send a transaction for
processing.

What we may not know for now is the late Abba Kyari's virus status before his death. Was he negative after the mandatory isolation period or what? I want to believe (my opinion) he died of the underlying health complications associated with the virus symptoms and not necessarily still having the virus in his system.

For example he was diabetic and hypertensive, it's possible that due to the infection he was treated with medications that a diabetic patient shouldn't have been exposed to just to hasten his recovery with the hope that the diabetic status could be managed easily thereafter.

As a result of the above, he may have also suffered organ failures due to his diabetic status like going into coma as a result of high/low blood sugar meaning he might have even collapsed violently suffering cranial trauma or even injuries to his back. This might have accounted for the blood people noticed on the casket after his corpse was retrieved.

Hear this one... Tomorrow he will come and be blasting government of extra-judicial killings

Bullet01:
Femi Fani-Kayode, former Aviation Minister, has urged Nigerian authorities not to allow Abubakar Shekau, leader of the Boko Haram sect, to surrender.



https://mobile.twitter.com/realFFK/status/1252841914128199683

Is this even an issue for them to deliberate on that they're insisting? Isn't it what Sanusi have been trying to make them understand?

Omooba77:
https://punchng.com/covid-19-northern-govs-insist-on-banning-almajiri-system/

Your PIN is stored on the chip encrypted but your other bank details are not unlike the mag stripe cards.

The POS you're using is not connected to your bank and would be a waste of time for it to first connect to your bank to verify it first before allowing you to proceed with your transaction.

If you can, anytime you go to a grocery store for purchase, try paying with your card on the POS and after entering your PIN watch to see what happens after you enter your PIN and the message 'PIN CORRECT' is displayed

Xisnin:
I don't know how POS transaction works but it will be a security nightmare for a POS to confirm pin without network authorization.

I was thinking from the angle of general computer authorization security technologies which I
believe was adapted to POS terminals.

Imagine I collected a new card today and took it to an old POS stand.
How would the machine "know" the correct pin without being told by my bank(network communication)?

Perhaps, the process you describe applies to magnetic stripe cards which have been largely phased out in Nigeria?

It would be a bit difficult because the POS does not initiate network connection before confirming your pin and so no way for the bank to know.

It is only after the pin has been confirmed that the POS makes a network call first to the POS service provider for transaction validation. They then post the request to their 'middleman' bank (acquirer bank) who now contacts the card scheme owners (Mastercard/Visa or Verve) to debit card owner. The card scheme operator then contacts your bank to pass on the debit.

Xisnin:
It doesn't matter.
The bank can still trace the POS used for pin confirmation.

Ok so this is what actually happens from my own understanding.

1. Your credit/debit card PIN is stored on the chip embedded in the cards (EMV cards). This was adopted years back when it was discovered mag stripe cards were easily skimmed for the stored details and cloned due to its open read/write characteristics. EMV chip cards are write once and read only.

2. POS are by standard EMV enabled meaning with the right logic coding using the device's software development kit (SDK), your PIN can be read off the chip hence why the robbers use it to confirm the PIN you give to them.

3. Banks don't assign POS to individuals but rather businesses and when a transaction is carried out, it is credited into the business' account with the bank. POS devices are expensive and not easily bought off the shelf and connected to the central clearing system without multiple level of approvals.

Any individual who purchases a POS say off Aliexpress and wants to use it for transactions needs to have it certified by the clearing house (NIBSS) and must go through POS service provider. Only a career thief would buy one and avoid all of these just to use it to skim card pins.

The question now is how do the thieves get hold of POS devices they use for robbery? The following may suffice

1. The genuinely sign up with banks as businesses to get POS terminals issued to them and use the devices part time for robbery.

2. They steal other businesses' POS terminals to use. The business owners usually don't report lost terminals to their banks to block because they will be charged for its replacement and you know, going to the police is another different ball game. So they keep quiet erroneously believing that any transaction that is processed on the stolen terminal is credited into their account and so the thief cannot get access.... erroneous thinking because also the business owner can be implicated

3. The may also get it from the various fintech companies who are looking to offer the unbanked banking services. The fintechs are mostly the weakest link in ensuring financial safety. Any little mistake opens up the banking system to frauds.

nairavsdollars:
https://www.independent.ng/banks-get-knocks-over-use-of-pos-terminal-by-robbers/

Ok naaaau! I wonder how many Shekau they've killed or had surrendered. Anyway, they should make sure he's not trying to lure them into an ambush or a suicide blast targeting the high command. You know naaa.... When he surrenders, the Chief of Army Staff would want to showboat and boom it goes

sarrki:
https://www.thisdaylive.com/index.php/2020/04/21/boko-haram-leader-shekau-ready-to-surrender-says-military/

So this means Coronavirus had been with us since January 2020 or what?

Ok

Baba is securing the bag Transactions must not stop from Africa

fergie006:
https://punchng.com/covid-19-jack-ma-donates-500000-test-kits-300-ventilators-to-nigeria-others/



https://mobile.twitter.com/JackMa/status/1252136657672790016

I know some people will be like:

"May God punish that awusa contractor and awusa engineers who constructed the road. The awusa governor who awarded the contract... E nor go good for you"

And they have every cause to be angry. If only the South East control their wealth all of these won't be happening

FARA4GA:

https://www.youtube.com/watch?v=0Q7OdsQc42I

Sinkhole appears in the middle of a road in Ogbor Hill, Aba, following heavy downpour

Heavy rainfall in Aba, Abia State, led to a sinkhole appearing in the middle of the road in Ogbor Hill, just after Waterside.

Residents emerged from their homes to see the shocking sinkhole in the residential area.

A mini bus had been swallowed by the hole and residents gathered round the hole in shock as they took on the sight before them.

Is it not Lai Mohammed again? I wonder why people took him serious sef

True that... I agree with you on the possibility of the receptionist having been teleguided on what to dish out.

enonche85:
It's not the fault of the receptionist, I work in a private hospital of that caliber so I understand the response s/he gave must have been authorized by the hospital management.

But the Lagos commissioner of health denied knowing where he was etc how come after he died the commissioner is trying to defend First Cardio giving them special status to handle COVID19 cases?

This country sef, I taya. We understand there might be complications in the treatment of Covid19 cases due to underlying medical issues which a standard Covid19 isolation centers cannot handle, but why deny Kyari's presence in the state? It would've been an easy case to find out assuming he was telling the truth about not knowing.

The foolish receptionist denying he died there too is crazy!

dre11:
How Abba Kyari’s Health Relapsed Hours Before Scheduled Discharge

• Lagos State opens up on how he died

•Witnesses report seeing massive police presence at hospital where he died

•He had no consultations with PTF, NCDC before going for private treatment



https://thenationonlineng.net/how-abba-kyaris-health-relapsed-hours-before-scheduled-discharge/

It won't go down well with jagaban and all those who fought against Abacha

Staro:
Make your own guess but mine is Baba Gana Kingibe.
Reason: For long, he has been the 'deputy head of the Cabal' in Buhari's government

Profile:
1) Age: 75

2) State of Origin: Borno

3) YarAdua appointed him Secretary to the Government of the Federation (July 2007 – Sept 2008)
President

3) Sani Abacha appointed him Minister of Power and Steel (1997–1998)

4) Sani Abacha had earlier appointed him Minister of Internal Affairs (1995–1997) and Minister of
Foreign Affairs (1993–1995)

5) He was MKO Abiola's running mate in the annulled 1993 presidential elections



https://mobile.twitter.com/SaharaReporters/status/1251466460783882247

Makes more sense why Burutai ran away to his duty post ....no more protection

Melezenawii:
Chief of Staff to the President, Mallam Abba Kyari, passes on

https://mobile.twitter.com/FemAdesina/status/1251295558112870400

Ok so please resend it

Erediauwa:
I couldn't do that, the moderator did that so swiftly.

Ok so what's the truth you're trying too send out? Can you screenshot it and upload as image?

Erediauwa:
Dear Nairalanders, a foolish moderator who don't like to hear the truth took down all my comments and left that of the rotten vulture meat barbecue miscreant....


Tell me, how do you expect this country to move forward?


May God silence all our oppressors in this forum.



Jason.

I really don't get this craze for testing... If Nigeria were to ramp up tests like the US, do we have were to keep the positive ones for treatment?

Assuming ok, Nigeria is under testing, and lots of people are already infected, why are people not dropping off on the streets or in their homes dying?

Something is definitely wrong somewhere.

Fash20:
Rest on Mr kyari.

Nigeria has only tested 7k people. The U.S. can carryout over 10k tests in a day.

Yar'adua was near dead when brought back and the plan was to keep him on life support so they could use him once in a while to sign out funds and other documents and to preserve him in office.

If he were dead in Saudi Arabia, perhaps the family would've preferred to have him buried there as most Muslims prefer being buried in the holy land... my thoughts though.

Ikennamurphy:
You're talking nonsense..Sharia is for the poor...how many days did yar'adua stay after his death in Saudi Arabia before been bursted

Useless people ...I wonder how their respective wives or girlfriends would look at them now. That woman just wasting water in this dire times and helping to cool down their bodies like boxers' corners do

Mods ...front page abeg

The guy recording deserves an Oscar award

amNIGERIA:
As #Covid-19 lockdown continues; neighbours are involved in "Free For All Fight"

[url=
https://www.youtube.com/watch?v=JG3Uy6cOBJA][url]

If FG decides to pay out using BVN it may mean we are also giving them the express right to debit accounts for Tax in the future I hope we all understand this

Good but hope you add them to your tax database after the whole thing and not increase the tax payable by those above

yomightgold:
https://www.google.com/amp/s/www.vanguardngr.com/2020/04/breaking-covid-19-people-with-over-n5-000-in-bank-wont-get-palliatives-%25E2%2580%2595-fg/amp/

Not a valid reason... she had her mask on and besides it's a lockdown they could easily indict her. Thank God for the driver in front who helped her. It's a rage of madness on both sides at that moment. It could've been worse.

blackslayer:
she had a valid reason for refusing to stop! the officers had no mask on!

Why yank off the number plate and toss away? Crazy officers shaaa

Made4naijalove:
Policemen spotted on bonnet of speeding vehicle of lady who refused to stop for security operatives who were not wearing face masks

Watch video below


https://www.youtube.com/watch?v=Lqix1Pyyu2I

Well so how did he get Infected? Or is it now a spiritual something?

Xisnin:
It can't be at the testing center.
Patients need at least 2 days to succumb to the virus and test positive for it.

Possible... God safe us

tbaba1234:
It means they can not trace how he got infected.

The virus is on the streets now..