₦airaland Forum

Possible say baba no wan hustle instead sidon de play PS5 or de look woman yansh here

Thastie:
The wife brought him here.
The wife said she's not feeling supported in all ways.
He agreed to the divorce. He just wants to know if he'll be deported.

Toh

hustla:

Hmmmmm emi lokan mentality be dat then

LagosismyHome:
2 years ago I would have typed exactly what you typed but wetin my eye DON see ehnnn. You be surprised that someone can do the above

So if he shares the company's name publicly, all Nigerians go begin trooping in there or report am say he expose the company employing him? I don't understand sha

LagosismyHome:
Best not to share this so publicly, the name of the company...maybe privately yes but publicly no.

Anyone that says you are selfish na him or her know. Las las everyone go dey ok. Life has been a teacher to me in recent times

So worrisome but same behaviour from back home now creeping in here. Another thing that hurts are those ones charging people for information. You come on NL to learn for free, get what you want and next thing you see them advertising one-on-one to 'advise you' eeeeeiiii Imagine oga Lexus and Justwise monetizing their experience on here ....but meh we all go alright las las. To think the person even came here to solicit advise but didn't see it fit to share speaks volume......whoever you are chop your employer oooo!

hustla:
I just tire for Nigerians, negativity full people body

You will enter Tesco and see all Indians working there, they obviously all shared info with each other and carry each other along. Na only Nigerians go different, hoarding everything smh

Anywhereworks, EE, Crossover and some others people have dropped in the past all offer remote jobs.
Some of them even ship equipment to you before you start to work with them

I wonder what they're trying to code for as if people who want to apply there won't still be scrutinized or dropped if they don't meet certain criteria

To each his own Sha, I'll not speak further

1. Chose Barclays as you are bound to get more experience mingling with in house staff and also opportunities available but not advertised especially as you intend to move away from CS job.

2. Not sure Revolut reports to credit score companies though but again it depends on what bill type you are paying for some might not be worth reporting if not in the list of those captured in the credit reports.

3. If you both have a joint account and paying from there may be or you both split the payment equally - you pay through yours and she does same too. Then you report through Credit ladder (use my referral link to register but do your due diligence oo).

https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL

You can also try getting a credit building Credit card if you are up for it - use my referral below

https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS

Check my other posts for guides but above all do your due diligence and spend responsibly ooo 😀

Cheers

harddrive2012:
Good evening,

I recently got a customer service offer with bill gosling outsourcing(BGO) and Barclays. Barclays salary is just about £2k higher than BGO. Both are hybrid(1 day in the office for BGO and 2 days in the office for Barclays).
Which would you advise I choose for growth opportunities and possibly future opportunities to switch if I have more qualifications and wishes to change career from Customer Service role.

Secondly, does direct debit on online banks like Revolut count towards credit score ? Or it must be Main Street Bank ?

Lastly please, if we pay rent using my partner bank account, is there a way both of us can benefit from credit score boosting through rent reporting ?

1. Chose Barclays as you are bound to get more experience mingling with in house staff and also opportunities available but not advertised especially as you intend to move away from CS job.

2. Not sure Revolut reports to credit score companies though but again it depends on what bill type you are paying for some might not be worth reporting if not in the list of those captured in the credit reports.

3. If you both have a joint account and paying from there may be or you both split the payment equally - you pay through yours and she does same too. Then you report through Credit ladder (use my referral link to register but do your due diligence oo).

Cheers

harddrive2012:
Good evening,

I recently got a customer service offer with bill gosling outsourcing(BGO) and Barclays. Barclays salary is just about £2k higher than BGO. Both are hybrid(1 day in the office for BGO and 2 days in the office for Barclays).
Which would you advise I choose for growth opportunities and possibly future opportunities to switch if I have more qualifications and wishes to change career from Customer Service role.

Secondly, does direct debit on online banks like Revolut count towards credit score ? Or it must be Main Street Bank ?

Lastly please, if we pay rent using my partner bank account, is there a way both of us can benefit from credit score boosting through rent reporting ?

Viruses:
My brother bought some shares in Nigeria like 15 to 20yrs ago. The last time we spoke, I asked him if he has collected dividend, he said he's the one owing the company now 😂😂

Diluted bleach to disinfect hands afterwards .....why can't you stand your poo? Nor bi your stomach e come from? Or nor bi you chop the food wen turn to poo?

Charlie2020:
is bleach cheaper than tissue? Can't stand my hand touching, not even my poo. Wipe with tissue, then wash with soapy water magana finish

The woman don knack dis one brain out

EriMma1:
When will our men learn??


https://m.facebook.com/story.php?story_fbid=pfbid0wuvqfVjuaSZHVPZC8QwVvtznm8C562F4qGNwTYARCVEVj9tHfnaFUY9mj57qSE7hl&id=100088447284530&mibextid=irwG9G

Buy other one naaa or go without one 😂😂😂

NotAMan:
This marriage is shaking and life-threatening at the same time.

The last employed job I had was in a private firm which I got affected by downsizing.

Pending when I will land a good job, these days, I do house and property agent. I also do menial jobs sometimes just to eck a living. Sometimes it takes long before I seal a deal. The last money I made was just something above 50k which I handed over 80% of the money to her for family upkeep and other expenses. She's pregnant with our first child and misbehave a lot.

And now her mother is sick and she wants to travel and as I don't have the 30k to give to her, only to come back yesterday and saw my boxers burnt in anger. Over 10 boxers? And she's even telling me this is just to warn me against the future and I'm becoming very afraid of her. If I have the money, would I want her not to travel to see her sick mother when i know health issue is a matter of life and death?

Also, she's teaching in a private school and complaining of the school owing salary.

This woman is making me shed tears and becoming afraid of her at the same time. I have never beaten, talk bad or hurt her in anyway and she shouldn't push me.

Now that she has burnt my boxers, who knows what next? I am even afraid of my life.

What should I do?

Thank you so much and wishing you all the best with it.

beecrofty:
Because you took the time to explain this and make it clear to me, I am going to use your referral. Let me save it now.

Wow! Nice one. Yes oo...it pays to be intentional about your journey and NL has been an amazing platform to glean from aside the banters and gbasgboos.

Santa2:
Everything you said resonates with me. I followed this thread like a bible long before I came into the Uk. I recall sometime ago when someone shared a screenshot their credit score that was excellent, I was wondering when I go near like this as I was hovering around the 600s. I am not yet on excellent but ee don waka small.

1. I got AMEX CC (I applied 16th October 2022 and got approved 22 October 2022)
2. I applied for my provisional license on arrival here in the UK ...back and forth with them (filling the forms and submitting my BRP) all too two weeks but for the Royal Post strike, delayed by another two weeks.
3. I got listed on the electoral roll formally December 1 2022 which was the nearest register update period they observe
4. I applied for my NI same day as my provisional license and it was issued 27th October 2022 (I arrived UK 10 October 2022)
5. First transaction recorded on credit file November 2022

koonbey:
You got your first credit card 2 weeks after arriving? Which card was that?

And it was within this 2 weeks that you applied and got your NI, provisional driving license, and enrolled to vote, and it reflected in your credit file?

I started preparing for this long before I filled out my first application to the university. I followed every thread relating to studying and living in the UK, discussions online relating to how to survive as a student and transition from being one.

On arrival in the UK I needed a bank card to kickstart my activities, my first was Monese and they delivered within 4 days. Next I opened Revolut cos it was a popular option and they too delivered within same period. Monzo had bounced me because of this credit score check and Starling bank stalled (funny enough conventional banks also check when trying to open an account with them). I got all my cards where I was temporarily staying.

During the same period, I enrolled to vote, applied for my provisional driving license (required as proof of address in place of utility bills). Next I applied for my NI and started life. I also opened a conventional bank account during this period.

I stumbled on the AMEX card referral link here and applied, it kept bouncing and requesting for my documents (BRP, Passport and liveliness check). Then one day I got a call and boom it was approved and I got my card delivered.

Along the line I also got bounced by several landlords on the pretence that I don't have credit history and that was when I got the ginger to start Loqbox. I finally secured my student accommodation and contract SIM card which I placed on direct debit and standing order. Then I applied to start reporting my rent using Credit Ladder and Loqbox.

I gained a lot of insight from this thread and the other one for students. I remain grateful to all here and my advise to those new and those thinking of making the move over here to hit road with their financial planning immediately on arrival, no waste time be intentional about your plans. I know a lot of my mates here (and those who came here before me) that haven't registered to be on electoral roll, applied for a provisional license and or start building their credit history because they don't know the process or never thought of it or afraid of anything credit. 😂

Just to add, when I moved I also applied to change my addresses on the drivers license and my bank accounts. It was seamless. I used Royal Mail to redirect my mails from where I previously lived to my new place.

Shalom... Don't forget to use my referral links so I get small bonus 😘😘😘

beecrofty:
Forgive my inquisitive and cnfused mind but HOW did you do all these within two weeks of arrival?

Hanty don lean...countiri hard gbabe

officialwdhtv:
What I Ordered VS What I Got: Angry lady confronts her tailor

#wetindeyhappentv

📺👇👉 https://fb.watch/kfmS6kIyLU/?mibextid=Nif5oz


https://www.youtube.com/watch?v=BaajPjd3xSg

You are currently invisible to all lenders and some financial institutions ...I'm not a financial analyst or adviser but this below are what helped me. I got my CC two weeks on arrival

Question
a. Is your rent paid by bank transfer directly to the landlord's account? If yes, try setting up a standing order to execute same time every month
b. How is your council tax or utility bills paid? Do you have Direct Debit set up on your account to debit it every month? Direct debits are reported to credit bureaus
c. Look for Contract-SIM from any of the mobile networks (I use Virgin mobile) and port your current line to them, use direct debit to pay for this monthly. To call home you can use cheap call cards available in Tescos or ASDA etc
d. Have you been registered to be on the UK electoral roll?

Try the following

1. Try and open an online bank account like Monese that report to credit bureau your transactions (sign up with my referral Join Monese and get up to £10 once you start spending! Just enter my invite code when you sign up: TEMIT966 Download the app here: https://www.mone.se/7vQs/15nzw5kg). NOTE - you can try any other as far as they report your transactions

2. Create a standing order for your monthly rent and other utility bills and use the following to report your rent payment to report the rent payment to credit agencies.
2a. credit ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
2b. loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)
3. Try not to open too many bank accounts (are your accounts online banks or conventional banks) or close any already opened
4. You should sign up to Experian (or Totally Money) credit score platform and they have a 30 days trial with which you can use to guide and boost your scores

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

Once again - I'm not a financial analyst or adviser so do your due dilligence before you sign up to any of the platforms I listed above

cigie:
I need help.

I'm barely 2months in the UK and I've not been successful with CC application. I've only tried America. Express though. They didn't say why I was declined.

Any advice?

Ona carray dis thing enter Soodan again? In time of war?


[quote author=arejibadz post=122863331]
https://www.youtube.com/watch?v=uT7noh0VyLw

As seen on twitter, he's speaking igbo and i don't understand igbo, comments on twitter says she abadon the igbo's in sudan

Dear @abikedabiri and @nidcom_gov, is this true? Did you single out an ethnic group for abandonment in Sudan?

Pls give me a response quickly. pic.twitter.com/zfy1IyyKwi

— Hon Henry Shield (@HonShield) May 1, 2023

]

Why waste tissue if you can wash off immediately with high pressure bathroom water hose or shower head You can also wipe before though or at best take a shower after poo in the mornings

If you are taken aback with using your hands or something spray on diluted bleach on your hands after and wash clean to sanitize it

Charlie2020:
But you must wipe with tissue before washing or how do you do it?

Why would people still poo and use tissue? Yes you can use tissue but wash ass afterwards to feel clean. There are some poo that splatters across your ass, tissue would leave trail 😂

Koralords:
Had this arguments over 30yrs ago when I was in secondary sch over which one is more hygienic using water or tissue

The cleanest way is ass wash with water after poo....no mind am

BrutusOj:
What turns you off about someone who washes his or her ass crack after shit with water? You prefer those who wipe ass with tissue paper or baby wipe that may not clean the ass very well? You guys always want to sound woke but you end up sounding dumb.

So what he's say is that

1. You can't drive on provisional licence without a fully licensed person sitting next to you when driving.

2. As part of the getting full drivers license, you need to first do a theory test and practical test thereafter and if successful in both you will be issued a full dL.

3. On the other hand, if you do a theory test and pass, you need to do the practical test within a 2 years time frame else the theory test result expires and you need to resit it.

4. Your full dL last for 10 years. Renewal is all about ticking boxes and paying the fees except you were indicted and required to do some test. 😂

eniola1010:
So i have to be renewing my license every two year through a test or just through paperworks. Asin after two years and the license has expired, will i just need to submit some documents to renew or i will go through driving tests again to renew?

You only need to decide and agree with yourself on what path you would like your career to go.

Phayie:
I know about ITIL, CCNA, A+, N+, and S+. Additionally, I am aware that my first certification should be A+, CCNA, or ITIL, after which I can select either N+ or S+ if I want to specialise in networking or security. I also know that I should learn Excel, SQL, Piton, R, etc. if I want to pursue data analysis. But my concern is that if I start studying for an A+, I won't realise that data analysis would have been a better course of study. I just need a guide from the tech guru in the house, since I think I'll do fine in any of those fields.

They will make him an ambassador to one Arab state so he can maintain his immunity ...awon werey

Johnjanrt:
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Interesting to see.
Seriously Gandollar will be in for it.
Make I begin dey pity Gandollar for for shege wey Abba go show am.
Kano is finally going to belong to the masses.

🤣🤣🤣

NonsenseRubbish:
Begi begi

I go beg for the two

obembet:
You have the opportunity of choosing only one out of this two, which would you go for?

So pe oti lo 😂

concho:
Please help me brothers
My Toyota Highlander 2003 goes off after a refill .

Each time I finish buying fuel and turn on my ignition, it goes off once I try driving out of the filling station .

It happens almost immediately I turn on my AC

What could be the problem brothers ??

What are your ideas of Big businesses if I may ask? May be we can start from there

segunzolawalez:
Nigerians here in the UK hardly talk about owing businesses, why?? I haven't heard of Nigerians who own big businesses in the UK. Most I have heard about are those who own African restaurants, African shops, carehomes or care agencies.

Yes you can. But ensure that when making payment online, the name on the card you are using should match the names on your passport. If different, it won't go through.

hustla:
Thanks!

Do you know if I can start the process on their website? Or I need to goto the embassy in London

Pointers appreciated

Yes you have to show POF for each dependent joining you (excluding your spouse if he's already in the UK). Which of your accounts has the most funds to cover the POF? Best to avoid confusion though but yes you can combine both accounts with a cover letter to explain.

Ifyluv23:
Hello, please I need guidance on this. I am already in the UK on student visa since September with my spouse. We want to apply fir our kids to join us.

Do I still have to show POF for my spouse I and the kids? Please note school fees have been fully paid

Secondly, can I combine my UK bank statement with Nigerian bank statement? I am thinking of using my Halifaxt bank account to make up for the balance as I don't have time to start counting 28 days again.

Yes o! If you start early, I'm sure before your 6 months lapses, you would've gotten the new one and saves you the stress of last minute renewals.

hustla:
Thanks!
Ill be sure to do that before they carry me handicap

Sad ...sad really but it appears Nigerian footballers while at the top lived a flashy lifestyle and or they never had good advisers. You hardly get this type of stories from other players who did well to get good people to guide them. I hope the up and coming ones are learning though.

How can Femi Opabunmi diagnosed with glaucoma that can easily be treated abroad, decide that native doctors were his best option beats me

maleekberry:
https://punchng.com/oruma-the-travails-of-an-olympic-medalist/