Volkswagen90: Pls people that has experience this,when DHL brought my mom passport today from embassy,we discover that her date of birth was wronly written,instead of 11/1/1972 they wrote 11/1/2000,she's worry now,i don't have any experience concerning traveling.
Thank God for you revealing your own narrative, I pray God open the travel gates for you to see the world in a honest manner. Stop trying to dupe people with fake test results... Idiot and your father left leg
academySteps: Lol you will just sit at the comfort of your home in ojuelegba and be typing like lawyer. Oga its people like you that will make others who have dream of travelling not to move anywhere and youve not even crossed oshodi
Thank God for you revealing your own narrative, I pray God open the travel gates for you to see the world in a honest manner. Stop trying to dupe people with fake test results... Idiot!
academySteps: Lol you will just sit at the comfort of your home in ojuelegba and be typing like lawyer. Oga its people like you that will make others who have dream of travelling not to move anywhere and youve not even crossed oshodi
Honestly. In a country where you think more of survival than saving. How can an average worker who cut costs by living 2-3 commute hrs away from place of work, without enough money for data, sit down and begin to check out investment options?
Grace001: He even said “save MORE money” in Nigeria where people live from hand to mouth, where 8hrs minimum wage of most Nigeria isn’t up to N1,250 I guess they won’t eat, or even transport themselves to their work place. Nonsense strategy
All these small boys writer born yesterday turned strategist overnight will be giving tips that is workable in a saner country like the US, UK, Germany etc to Nigerians.
What magic do you want someone who earn N50k Naira monthly “N1,250 8hrs ” to do, to save MORE money.
I get you and we are driving at the same thing. Misleading to those who may not understand at the first glance that he has multiple sources of income and not for those who are not creative enough or have multiple sources.
tfortony: I don’t think it’s misleading though. The tips are valid regardless of how much income is earned.
It’s not a little known fact that Nigeria’s 30,000 Naira minimum wage sits at less than $100 (50,000 Naira) per month. Acccording to Nairametrics, it was revealed that due to the global pandemic, many many Nigerians have no emergency savings. The savings Deposit rate has dropped from 4% to 1.6% in the span of a few years. 40.1 percent of population in Nigeria lives in poverty. 4 out of every 10 people in Nigeria live in poverty (less than $1 (500 Naira) per day) and that’s roughly around 85 million people. This statistics was even before the global pandemic and things have become worse. Narrowed down by states, we have Sokoto and Taraba as the highest rate of poor people in the country where it’s almost at 90% or 9 out of 10 people in poverty there…but I could go on and on and on. This video seeks to help shine the light on already existing principles and how to use them in day to day life and save while keeping costs down. I think you might find value in this. Here are some tips mentioned in the video:
1 - Cut Back on Unnecessary Spending
Adjusting your relationship to money and stop spending frivolously can really help. It really pays to be frugal and it doesn’t mean that you’ll deprive yourself of something valuable. Think of it like you’re paying your future self. You’re not looking to spend tomorrow’s money today because you can’t work forever. There’s a reason why we retire and that’s because we can’t keep doing the same thing till we’re 50, so it’s better to take advantage of that now and when it comes to the time where you can’t work anymore.
2 - Budgeting and Expense Tracking
Budgeting and expense tracking can reveal serious holes and leakages in people’s earnings. For many people, it’s difficult to account for their monthly income. Expense tracking at the end of the month right after you receive your account statement can be highly effective in helping you discover the things that you’re unnecessarily spending on and that you can cut back on.
3 - Saving in a High-Interest Savings Account
One way to stay happy with your finances is to save a very significant portion of your income. Most high savers save as high as 50% of their salary, for some, 30% is tolerable. However, saving can really help people out of a rut and have people set up for emergency purposes or even better, retirement in the long term.
4 - Investing in the Stock Market / Securities
A more advanced way of saving while growing one's money is investing in the stock market or buying shares of publicly traded companies. It can be highly risky but value investing has proven to yield successful results over the long run. This is a great way to hedge against inflation and also make passive income with consistency.
5 - Hack your Rent and Transportation
One of the advantages and also disadvantages of living in Nigeria is the fact that we have to pay the rent yearly, instead of monthly. It’s good because now you don’t have to worry about a monthly bill coming your way for where you live, you only need to worry about things like electricity and charges for services. You don’t have to worry about someone kicking you out. However, that’s also another very bad thing because it’s become so expensive now. You have to cough up almost 500,000 to millions of Naira all at once because you want to rent somewhere. This kind of makes the barrier to living by yourself high.
Anyway, another way to even save way more is by living with a roommate or housemate. If you’re living on your own you should consider a smaller real estate if you need more space, consider living with someone you can trust.
Transportation too is another thing. If you can, you should carpool with your friends on your way to work or school and split uber fares. Again, if you’re young no one cares with your mode of transportation is. As far as you can get to where you’re going, that’s really what matters.
6 - Investing in yourself
It doesn’t directly correlate to saving money but investing money in things that would build up your knowledge base and your skill is unrivalled in creating true wealth.
What are your tips for saving, growing and investing money as a Nigerian?
ImaIma1: There's always a balance that people like Chimamanda might apply. You can't be married and carrying feminism on your head and in your home. Marriage comes with selflessness, compromise, etc.
The single feminist(maybe not all) in Nigeria think being a feminist is about being rude to men or challenging them wherever they go. Feminists that have remained married especially to Nigerian men need a balance. Or they can marry white men who don't place emphasis on respect and honour.
Besides, your example, Chimamanda can claim feminism in public, do you know how she is in her home? Does she fight to be the head? Or is she submissive when it applies?
Do we not have women perpetrating such too? Or is it all men that are criminals? The online feminists generalize and accuse ALL men which is not the case. Only a fraction of men and women are criminals. We should note that and try to educate the other remaining fraction on how to be better people not stigmatized them
sapphiere: Are they lying when they say all these things about men? Are you not on the news? Almost everyday we see rape thread on this forum and the culprits are always men.
WebshopNG, Avoid cheap tests so you are not issued fake results and be turned back at the airport. Use renown labs for your tests before departure. Ensure you have your Yellow card too.
academySteps: Buzz me before your covid test in Nigeria If you reside in lagos..I will direct you to where you can do it at a cheaper price in lagos
Depends on your living tastes though. $100 = GhS 570 and for context,
1. From the airport to your hotel or AirBnB may cost between Ghs20 - 40 via Uber/Bolt depending on the time of the day. It would cost more using the airport taxis.
2. A bottle of 50cl pet coke cost like GhS 5 at the airport or GhS 4 outside
3. A decent KFC (or other posh eateries) meal may set you back like GhS 40 - 60 They have local eateries but beware of food poisoning and ensure you also get your preventive medications like Imodium, activated charcoal tablets etc Malaria tablets and mosquito repellant.
4. Hotel or AirBnB may cost you like $100 a night or less
I will advise you do this on arrival
1. After sorting out your airport tests (if you can pay online better for you), change very little dollars for your first day expense. Airport rates might be exploitive.
2. Get a SIM Card - MTN is popular but wahala too much, Vodafone is good but may have coverage issue depending on your location, Airtel is good too but coverage area may be an issue.
3. Request they enable Mobile money on your line whichever network you chose - might come handy later on. It's a very secure and reliable payment mode here and it's called MoMo
4. Get data on your line to enable you do your Uber searches etc. Try not to use your Nigeria sim card to receive calls or browse. Veery expensive.
5. Your hotel room or AirBnB may come with Internet
Again depending on your location and itinerary in the city, not every where you use Uber /Bolt to, sometimes it might be cheaper to use Trotro (more decent than our danfo buses but very similar). Always ask for directions and how to use the bus before embarking on your local run around.
Avoid exploitive people looking to latch on tourists and protect your mobile phone. Avoid showing off too much. Robberies are now a thing here.
webshopNG: Thanks for your reply. How much Ghana cedis do you advise to exchange for 3days stay. Exchangers are operating at the airports at this time?
It's the way many women portrayed feminism that's fueling the men's outrage. Feminism is a way of life for the women and shouldn't be seen as challenging the authority of men but rather to complement them equally. But no.... online feminists will come and saying men are scum, men are broke, men are disgusting, men are this or that. Some nor de gree f@ck men again sef
sapphiere: It beats my imagination when I see some women reject the movement. Like they are so comfortable being opressed. SHM
Why are Nigerian men so so insecure? Once the hear the word "feminism" their blood get hot.
In addition to the below, Uber, Bolt your best bet but hold your cash in Cedis to pay. The most hail app drivers don't accept card payment.
There are lots of affordable AirBnB to chose from but beware of scammers posing as AirBnB owners. Always insist on seeing the apartment.
PetroDolla2020: The covid situation in Ghaba is very much under control.
You are required to have had a covid test in Nigeria not less than 72 hours before arriving at the Accra airport. You will doa mandatory covid test at Accra airport for $50. Transport costs are much higher in Ghana than Nigeria because instead of subsidy, Ghana has taxes on every liter of petrol.
PietraK: I have a database site built with php and i want a wallet system for the admin. Where the admin can upload funds to reflect on dashboard and making some payments on the site using wallet balance.
RAIL TRACK VANDALISM: POLICE ARREST SYNDICATE IN BENUE
·As 36 notorious criminal suspects are arrested in sustained anti-crime operations
Operatives of the Nigeria Police Force have arrested a criminal syndicate responsible for recent economic sabotage and vandalism of rail tracks in the North-West and North-Central parts of the country. The arrest of the suspects follows deliberate efforts by the Force to contain and clampdown on perpetrators of recent incidents of rail tracks vandalism, carting away of critical locomotive equipment and other related economic crimes in some parts of the country. The arrested vandals are among a total of thirty-six (36) notorious criminal suspects arrested by the Police recently for offences of banditry, kidnapping, armed robbery, possession of illegal firearms, cultism, murder, economic sabotage, cybercrime, car snatching, etc.
The arrests were achieved as a result of sustained nationwide tactical, anti-crime operations by the Police Intelligence Response Team (IRT) and the Special Tactical Squad (STS) in the ongoing efforts aimed at stemming criminal activities particularly violent crimes in the country. Exhibits recovered in the operations include: 8 AK49 rifles, 3 AK47 rifles, 1 locally made rifle, 346 rounds of AK47 live ammunition, 24 live cartridges, 20 AK47 magazine, cash sum of One million, four hundred thousand (N1,400,000), vehicles – 2 Toyota Corolla (Abuja - RBC 653 AE and ABC 906 AG), 1 Toyota Camry, one 307 Peugeot (Abuja – BWR 920 HK), one 406 Peugeot and one Honda civic.
The suspects involved in the rail track vandalism, Idris Lawal ‘m’ 42years, Abdullahi Musa ‘m’ 29years and Usman Umar ‘m’ 22years were arrested following a coordinated intelligence-driven special operation on 27th May, 2021, which uncovered a warehouse in Gboko LGA of Benue State. A cordon and search operation conducted by the Police operatives on the building revealed different vandalized rail equipment, stolen rail installation racks, weld-shear, rail puller, other rail accessories and consumables. Further investigations by the Police team led to the interception of three (3) heavy-load trucks along Ikom-Ibom junction in Cross Rivers State. The trucks were fully loaded with vandalized rail items transported from the warehouse. Investigation is ongoing to identity the destination, the targeted criminal receivers, end-users and other suspects complicit in the crime.
Similarly, a 6-man notorious armed robbery and kidnapping syndicate linked to several violent crimes in Ondo and Ekiti axis of the South-Western part of the country has been arrested. The arrest follows the trailing and arrest of one 60-year-old Umar Mohammed who has been on the wanted list of the Police for transporting firearms and ammunition on behalf of notorious criminals who have carried out major operations in the South-West States. Further investigations by the Police team led to the arrest of five (5) of his gang members – Umar Abubakar, 22yrs, Muhammed Bello, 52yrs, Sale Lawali, 25yrs, Usman Muhammed, 20yrs and Musa Ibrahim, 53yrs, all male - that utilize the weapons he provided to carry out series of kidnapping and armed robbery operations in the country.
Meanwhile, the Inspector-General of Police, IGP Usman Alkali Baba, psc (+), NPM, fdc has expressed confidence that no stone would be left unturned until all public spaces are reclaimed from criminal elements and a comfortable level of public safety and security achieved in all parts of the country. He enjoined citizens to continue to support the Police and the security community as they carry out the tasks of returning our country to the path of peace and security.
All the suspects will be charged to court on completion of investigations.
But that's wrong naaau! Its not his personal interview and Heineken are not sponsoring him but the tournament for whom the interview was conducted. They should sanction him and Ronaldo, it could lead to the sponsors pulling out of the tournament.
[quote author=obembet post=102773002]France star midfielder Paul Pogba followed Cristiano Ronaldo`s footsteps as he removed a bottle of Heineken bottle placed on his table at a press-conference.
France star midfielder Paul Pogba followed Cristiano Ronaldo's footsteps as he removed a bottle of Heineken bottle placed on his table at a press-conference. The beverage company is one of the sponsor of UEFA Euro 2020, but Pogba, who follows Islam, didn't seem pleased with the bottle placed in front of him.
Pogba is not the first Muslim sportsperson to openly display their reluctance towards promoting or being involved in any celebration involving alcohol. England cricketers Moeen Ali and Rashid Khan fled from champagne celebrations, when England lifted the 2019 ICC Cricket World Cup.
Pogba on numerous ocassion has expressed his religious belief, with the latest being during the holy month of Ramadan, when the midfielder went on to continue with a Europa League tie despite being on fast. He has also publicly stated that he doesn't consume alcohol in any form.
The move by the Manchester United star comes a day after Ronaldo removed Coca-Cola bottles placed on his table and urged people to consume water. The move by Ronaldo saw a significant dip in the beverage's stock value and is reported to be at least $4 billion.
Meanwhile, World Cup-winners France kicked-off their Euro 2020 campaign with a 1-0 victory over Germany on Tuesday (June 15), courtesy of an own goal by defender Mats Hummels, as the sluggish-looking hosts lost their opening fixture at the European Championship for the first time.
The world champions went ahead in the 20th minute when Pogba’s raking pass was fired back across the goal by Lucas Hernandez and defender Hummels shanked the ball into his own net as he tried to clear it.
Tomorrow now, they will call him out for not paying
Newsmic: Nigerian cross-dresser, Idris Okuneye popularly known as Bobrisky has taken to his social media handles to celebrate his father's birthday today June 15, and he also gifted his father a Lexus SUV to celebrate his new age, IgbereTV reports.
The crossdresser also gave his father other gifts including a cake and money.
They mostly travel on diplomatic passports or are issued visa through note verbale which is an official communication between a country's foreign affairs department to the embassy or high commission of a destination country requesting passage for its government officials.
They also have protocol departments that handle all of these and if the official presence is required, then he or she goes there
Ogilinsaka: I've always wanted to ask this: I have never seen governors, senators or top individuals at the embassy doing biometrics. How do they go about it. Or are they exempted from biometrics? Please answer. Thanks
Cc justwise please help me with this question. Thanks
The Canadian high commission did the right thing transferring your passport to NIS Abuja because though issued to you, remained the property of the Nigerian government through NIS.
Best thing is go to Abuja and retrieve it back as you would need it in the future as proof of previous travels.
You people nor try shaaa. Eskimo dog for this hot Naija?
Cutezt: So I have this 9 weeks old eskimo dog, she is lovely and a beauty to behold. I love her so much and play a lot with her, but my only problem is that she doesn't know where to urinate. She urinates on my tiles which gets me annoyed a lot of times, I have watched dog potty training videos and tried all the tips but with very little success. I have a potty for her kept in the toilet but she prefers to urinate on my room tiles.
I have tried to keep the potty where she loves to go urinate but everytime, she shuns it and still urinate on the tiles, and at one point, I beat her and put her in the bathroom so she can see that when she urinated there, I won't beat her and will reward her, but this dog held the urine for over 10 hours and immediately I opened the bathroom door, she rushed out to the room and urinated on the tiles.
I don't know what to do again, please house, help me, she seems to be confusing the room for the rest room and the rest room for the room.
Tdave01: "Your Excellency Sir, I have heard and seen a lot you are doing for youths of Nigeria: not just Kogi State youths alone and I am happy to meet you today. I made a decision you are the FIRST Person I will visit when I enter Nigeria and I am here. I will use my contact and resources to support your aspiration because I believe it's time to have a Youth as President in Nigeria" ~ Mike Obi.
orohbiro: Despite how wealthy Tb jousha was his sitting room looks like a normal one, not that beautiful as his church. The man was such an humble soul.
You know if you embark on this, it could lead to bloodshed and or the people will be the ones to suffer yet you are going on with it, is that not madness? You prefer to let the people you claim to protect die or suffer the brunt?
presidency: Today June 9, 2021, the Honorable Minister of Industry, Trade and Investment, Otunba Niyi Adebayo, presented to President Buhari the ITF Mobile, a new Android phone produced by the Electrical/Electronics Technology Department of the Industrial Training Fund’s (ITF) Model Skills Training Center (MSTC) in Abuja. The ITF Mobile is made from components 100% locally sourced in Nigeria (from Lagos and Aba), and is being readied for mass production.
TheRareGem1: President Buhari presides over a virtual Federal Executive Council Meeting, swearing in of Federal Commissioners of the National Population Commission and Federal Civil Service Commission and is presented with the First ever Mobile Phone made in Nigeria by HMTI Otunba NIyi Adebayo at the Statehouse, Abuja.
In attendance are; Vice President, Prof. Yemi Osinbajo, COS, Prof. Ibrahim Gambari, SGF Boss Mustapha, and other executive members.
Travel › Re: US Embassy Wrongly Write Her Date,when Her Passport Was Given Back. by bigtt76(f): 7:44am On Jun 19, 2021
