₦airaland Forum

Savage...but when she finds out, she'll do same or worse.

manibature:
Saved my side chick number as mum. My babe use to run and bring me the phone when it's ringing ��

Oooooo I can't wait to see it gloryhomemaker.

Thanks for the shout out mariahAngel.

Maybe one of these days, we'll taste your "fails" or successes.

mariahAngel:
Hehehehehehehehehe

Nne, that was one of my "food fails" that tasted way better than it looked.
When I saw ahnie's, I was reminded of it, and decided to look for it in my food photo archives, and thankfully, I hadn't deleted it. (The advantage of being a hoarder/sentimental.)
Good morning to you.



Nne, it's cooooooks with 6 Os apparently.

Congrats.

CELPIP exists for both General and Academic.

Ibironnie:
Hi guys, wrote my celpip on Saturday at Dragnet vi results came out yesterday lsrw 11,11,12,9. A nice alternative to the almighty ielts. You can buzz me for materials or tips.

I've heard a lot of good things about the National Open University.

I hope more Nigerians use this brilliant resource.

1760:
Exam is currently ongoing. Visit to make enquiries. Another will start in December or January

Diploma you mean pgd? It's relative, how often do you pass your courses. No strike though, and flexible if you work

Answer is yes for lawyers.

P4perissos:
Please as a lawyer, which is the best option to pick here

In my opinion, think medium to long term.

Do you have the room to grow?

Can you do both?

Remember that for loans, japa, etc, a stable job may be required to be considered.

Andre603:
I stay in Port Harcourt, I have a job paying me 50k a month. But I also have a good car.
Is it adviceable to quit the job that pays 50k monthly and start doing Bolt?

Lool. Okay.

He should debate if Kwankwaso shows up.

Symphony007:
https://www.channelstv.com/2022/11/07/obi-wont-attend-debates-where-tinubu-atiku-are-absent-okupe/?fbclid=IwAR1wtBNjN2aYvkQTo0Zz2vtXKdY7aTynAVbvyaVMJDXurKMMSMx6weTca7c

Karma?

Wishing you a safe trip.

I'm beginning to feel that these newspapers just use "deny him sex" to make their paper headlines spicier.

Rape is always evil.

VeryWickedMan:
Since you said you want men, we gave you men.

Nna calculate na.

There is nothing to "call out".

Thank you.

emorse:
You didn't include them in your calculations so I felt the need to call your attention to that.

This is only Ontario and BC.

Unless you have a huge family, you don't need that kind of money anywhere else in Canada. Including for a standalone townhome.

Bankowner:
Have you tried to build a house in Nigeria to know what it is like?
You say we can't afford to buy a house without mortgage but do you know how much the 5% down-payment for that mortgage is? Can you confidently say you can afford that as you are in Nigeria?
Let me break it down to you. You want to buy a town house of say $800,000 but before you can go for a mortgage you need $40,000 cash as down-payment. Whether you like it or not, convert that $40k to naira and tell me if that won't build a comfortable house in Nigeria.

A townhome in Nigeria costs about N40 million minimum to build, as at 2019 (in Port Harcourt).

I don't know what the costs would be now.

Lekan239:
omo u just said 5percent of the money required to buy a house over there will build a comfortable house in Nigeria. And you are still saying over there is better than Nigeria. Stop contradicting yourself abeg

Don't mind people.

Carers make $25 an hour in Québec (french required).

If y'all like, don't vote wisely.

Mindlog:
Eyah, how much be a return ticket from London to Lagos? . Even some of those working as live in carers who earn decently every week after tax, I guess can't also afford it?

My friend calculate.

The math maths.

Let me not put ideas in your head.

Tell me what you think housing, feeding, etc costs. I'll reply with direct links and explanations.

emorse:
Bros this your maths no complete o. No accomodation, feeding, etc? Doing direct conversation no dey paint complete picture o.

Even those doing McDonald's job, especially as they rise to become manager dey earn money.

McDonald's managers make about $60,000 depending on location. Not to talk of owners who also work as managers (or their wives or kids).

Ordinary McDonald's workers earn $19 an hour, especially night shift.

This is Canadian dollar o. 1 CAD is 620 NGN today. It was 424 earlier this year. Do the mathematics. Calculate what a student working 20 to 40 hours a week earns. Even remove 35% for the taxes.

The math is mathing.

ednut1:
english is not that hard. I said looks like its nearing collapse, I didn’t say is nearing collapse. You guys wish that we should be doing McDonald job’s abroad ba. But sorry to burst your burble na office job most of us dey do earning cool money. In uncertain times some will still make money, some will japa, its human nature.

My mum went for a burial in our state yesterday , a relative that had kidney failure, he was to travel to india next month but his dialysis was messed up by the hospital. Same yesterday there was news of kidnap on lagos ibadan i sharply had to call to be sure she no dey among. These are some of the issues wey dey make people japa o

It's 20 degrees now. It gets to 35, 40 degrees in the summer. The spring is usually 5 to 10 degrees. The winter gets really cold but those with cars barely notice.

What were you saying?

DannyFX2638:
but do you like the fact that you always dress like Ninja before leaving your house?

Let's say you invested 100 million in 2014. And let's say you get steady 10 million a year.

So far, in 8 years, you have gained 80 million from your 100 million investment. Not bad.
80% return in 8 years.

Now let's convert.
In 2014, 100 million naira was a bit more than 600,000 USD with 165 NGN to USD rate. These are your returns:
2015 50,000 USD (200 NGN to USD)
2016 40,000 USD (250 NGN to USD)
2017 33,000 USD (300 NGN to USD)
2018 28,500 USD (350 NGN to USD)
2019 25000 USD (400 NGN to USD)
2020 20,000 USD (500 NGN to USD)
2021 14,000 USD (700 NGN to USD)
2022 11,000 USD (900 NGN to USD)

Total gain = 221,000 USD in 8 years. That's a 38% return in 8 years. Roughly 5% annual return.
As the currency deteriorates, the real rate of return (in dollars) will continue to worsen.

In such a case, you would be better off just buying US bonds and collecting your 2 - 4% guaranteed annual return.

Primusinterpares:
Please explain. How is traveling an investment?
Imagine legitimately investing 15million here in 9ja. If we'll managed that could grow to something Huge in the nearest future.

You are evil. May you reap what is happening. May you and your family suffer the realities of living in Nigeria.

Please say Amen.

Primusinterpares:
Regardless people are still doing fine here in Nigeria.

Nigeria isn't nearing collapse, Nigeria has collapsed.

There are a handful of industries worth working in, all are dependent on being paid in dollars.

Creamcrest:
Sharrap, Nigeria is not nearing collapse,it's still one of the best countries on earth.

Nigerians in Canada and America are even complaining of not being able to build wealth.

Shootings and gun violence also happens in America and Canada.

Some Nigerians here have 24hrs power using inverters and solar.

Most Nigerians can easily build their houses while you niggas in canada and US will be paying for mortgages for several years.

When last was an entire train kidnapped in Canada?

Creamcrest:
Sharrap, Nigeria is not nearing collapse,it's still one of the best countries on earth.

Nigerians in Canada and America are even complaining of not being able to build wealth.

Shootings and gun violence also happens in America and Canada.

Some Nigerians here have 24hrs power using inverters and solar.

Most Nigerians can easily build their houses while you niggas in canada and US will be paying for mortgages for several years.

What happens when you're kidnapped? How much does it cost to break a leg? Your kids, how much could they earn if they finished school tomorrow, without any help from you?

Primusinterpares:
So lately I have seen friends, families, colleagues at work, church members relocating abroad.
These people are "doing well" here in Nigeria.
Many of them resign from their high paying jobs, sells their properties and put up to like 25 - 40 million naira to relocate a family of say 5.
Is it really worth it?
Can't we make a good living here in Nigeria especially people with a good job here?
I need clarifications from those that have gone to enlighten me.

Please do.

Madampauline:
Back in the days I dated a married man I was 19 he was 35 married with kids.

He had done a lot for me, thanks to him I am in Europe now he has done everything for me.

I broke his heart after moving in Europe in 2011, I blocked him and moved on with my life.

I am happily married since 2015 with 2 beautiful children.

I learned that he passed away this year march and his wife and five children have nowhere to stay.

She is actually staying in church with 2 children while the other 3 are with relatives.

I feel so sad and I want to help her with accommodation and will give her money for business, I want to do know anonymously because if she knows it is me who want to help her I don't think she will accept the money.

Should I do it anonymously or I should let her know I am the one who want to help her.

Advice me please

Not a bad idea. Thanks!

Mibrondo:
I am following up with your diary on the diary section. Please try and always upload pic on your diary to enhance it.

Most people are normal: not overly good, not overly evil.

Getting married to a normal person that loves, or at least tolerates, you, isn't an insurmountable task.

I hope this isn't pimping in the making.

If she's a nurse and can work there, shmoneh!!

bigjackass:
dubai of all places. What will she go and e doing there?

Awesome!!

gloryhomemaker:
Ok I will.
I will mention you.

Aunty biko do Frittayas next.