Business › Re: Loan Apps: I Have Used My Hands To Bury Myself by einsteine(m): 10:27am On Jan 12, 2022 |
The only way out is to default.
Except for the Kuda which I believe is an overdraft and the palmpay, the rest apps come from unregistered money lenders who will have zero recourse to get the loan other than the usual blackmail of embarrassing you.
So default on the debts. For those thinking this is unethical, if he has been paying them interest for even two months, then he has more than paid the principal of the loan and they are basically lending him back his own money over and over again.
So default.
Another option is to find a source willing to give you a consolidation loan at a much longer tenure and at better interest rates. Abroad, there are such companies but in Nigeria, your best option is to get one of these loans from gtb, sterling or access. If you get 600k, you will pay about 78,000 monthly for a year and clear it up. You can also propose such a loan to an individual.
But why go through debt consolidation? Default on your loan and stop subsidizing other people that have defaulted on theirs. You have basically paid interest as high as 150k on a 50k loan and will keep paying if you don't do the sensible thing and default NOW. |
Crime › Re: Soldiers Beat A Policeman On Duty In Ibadan (Video) by einsteine(m): 6:05pm On Jan 09, 2022 |
If na ISWAP now, soldier go tear race
Not that police don't deserve beating on a normal sha.
Yellow fever or traffic warden are usually good members of the police |
Celebrities › Re: Mercy Eke: I Dreamt I Was Winning Souls For God by einsteine(m): 12:10pm On Jan 09, 2022 |
Hallucination.
Mercy Eke win soul for God?
Person wey dey 100% focus on winning preeks and money. |
Crime › Re: Danish Navy Free 3 Pirates Arrested In West Africa Due To Jurisdiction by einsteine(m): 11:20am On Jan 08, 2022 |
How will they survive on a dinghy and to which country? |
Celebrities › Re: UNILAG Student Accuses Davido Of Not Paying Him N1M For Dummy He Bought From Him by einsteine(m): 11:36pm On Jan 07, 2022 |
Na buyer's remorse make Davido nor pay.
I million for that nonsense. As them carry am reach house, him reason say this can't be 1 million something.
As for the vendor, if it was an ordinary individual, he would collect pay for service but with Davido, he believed the lie of transfer limit exceeded. |
Celebrities › Re: REMA Gains Admission To University Of Lagos (UNILAG) by einsteine(m): 11:33pm On Jan 07, 2022 |
Why not Baze University?
He would graduate next year if he had gone to Baze University.
With a degree in Law. |
Business › Re: Abdulsamad Rabiu Becomes Nigeria’s Second Richest Man, Now Worth $7.2 Billion by einsteine(m): 11:45pm On Jan 06, 2022 |
Chatflick: Igbo men are richer. Dem no just like dey make noise. I hope you are joking sha |
Politics › Re: 2 Men Caught Exhuming 16 Skulls At Cemetery In Oyo (Photo) by einsteine(m): 3:37pm On Jan 06, 2022 |
They were exhuming it.
In other words, they were literally MINING for skulls. |
Phones › Re: Its Official: That Blackberry Phone Is NOW Obsolete! by einsteine(m): 9:32am On Jan 06, 2022 |
Throwback to when Yahoo boys enjoyed threesomes by offering used blackberry phones. |
Politics › Re: I Hope To See My Son, Farouk Abdul Mutallab Again In My Lifetime - Father, Umaru by einsteine(m): 9:31am On Jan 06, 2022 |
adamsmith914: If the President on his exit makes a request to the United States Government, Biden will throw him back to Nigeria, never to set foot in the United States again.
Save tax payers money to use for infrastructure instead of feeding one confused Nigerian wanna be Terrorist in yankee prison. Big lie. There is no clemency for a life sentence. No deportation. He is gone. |
Politics › Re: I Hope To See My Son, Farouk Abdul Mutallab Again In My Lifetime - Father, Umaru by einsteine(m): 9:29am On Jan 06, 2022 |
NLandIsHypocrit: Don't you know that the reason why he's speaking out this way is because he now has some hope that the guy could be released by his fellow terrorists who are in power right now who also shares the same ideology of terrorism, he's trying to draw their attention and don't be surprised that the news may only carry the story of his release after 1 yr of his secret release. Don't doubt me. Release fire. He is in a prison where 95% of people there are on life sentence. ADX Florence. The part of the prison he is has been constructed to only allow going in and not going out. He can only communicate with visitors under strict guidelines and he only comes out of the cell for one hour a day. |
Politics › Re: Amazon, AliExpress To Pay 6% Tax From Profits Made From Nigerian Customers - FG by einsteine(m): 9:26am On Jan 06, 2022 |
Nigerians to pay tax not Amazon.
Taxes are paid by people. |
Politics › Re: Restructuring: Where Will The Extra South East State Come From? - Buhari by einsteine(m): 9:18am On Jan 06, 2022 |
GodHatesBigots: We shall reclaim all our Igbo lands that were cunningly carved into Kogi, Benue, Delta and Rivers states. It’s only a matter of time.
The cow herding dullard doesn’t know what he is talking about. No Igbo land was carved anywhere. Stop this delusional behaviour. The present Delta State has never had anything to do with "Igbo land". We were not part of Biafra. Present Delta state was originally under the Western Region and later the Midwestern region. The River Niger is a natural barrier both in behaviour and mentality. The biggest mistake the "Aniomas" can make is to get a state and allow themselves to be lumped into the wasteland that's the "yeast". |
Politics › Re: President Buhari: State Police Is Not An Option by einsteine(m): 1:37pm On Jan 05, 2022 |
heniford2: In USA each state has its own state police then we have federal police who supervisor or is above the state, the local government issues is the state government should state is own budget and the local government should also do same,then funds are been transferred to local government for proper use, buhari is a lazy man a big one and has nothing upstairs The US does not even have state police. Each city or municipality has its own police. |
TV/Movies › Re: Maria Chike Commends 'Chief Daddy 2' Amid Negative Reviews by einsteine(m): 9:57am On Jan 05, 2022 |
Myer: Actually the movie appeals to a certain demographic. And she gets the humor.
Pls have sense this new year. Obviously the producer and director as well as Mo Abudu find it funny too. What makes you think they do? It's just a pathetic money grab. The only reason Netflix would accept such a production is base tokenism, let's have diverse movies on Netflix otherwise if you are to judge it with the standard of other Netflix originals, Chief Daddy 2 should be in the trash bin. Almost all the actors on the production phoned it in and it has terrible writing and a plot that does not even attempt to make sense. |
TV/Movies › Re: Maria Chike Commends 'Chief Daddy 2' Amid Negative Reviews by einsteine(m): 9:54am On Jan 05, 2022 |
She wants a movie role. Even Mo Abudu would admit the movie is terrible, number one on Netflix or not. Just goes to show not every movie needs a sequel. |
Celebrities › Re: Ossai Ovie Success Slams James Brown's Father For Posing With His Son by einsteine(m): 9:52am On Jan 05, 2022 |
SultanOfPuna: That Okowa's Aide is an example of Age does not mean maturity and wisdom. So many Nigerian Men are very stupid. There are 12 year old that are wayyyy smarter than some 40 yr old Nigerian men.
One thing i have seen over and over in this life You see people like this okiwa aide that are acting Angel Upright, Brother Righteousness,Brother Holiness are the Worst Set of hypocrites ever. I have experienced this many times. That Okowas aide blaming calamities on cross dressers is probably doing bloody rituals with human parts. But will come and be bashing cross dressers. He probably is a member of cult in politics but he will still blame calamity of society on harmless cross dressers.
You wont see these fools complain about tge calamites caused by Bandits it is cross dressers that he is worried about. Hypocrisy is the order of the day in Nigeria The aide is less than 35 years old. You just assumed he is an old politician because you hear Okowa aide. He is even a Nairalander. |
Business › Re: Loan Companies In Nigeria & Their Contribution To Suicide In 2022 + Photos by einsteine(m): 11:40pm On Jan 04, 2022 |
oluwaseyi0: loan sharks should be banned in the country
but the other reality is that Nigerians are terrible debtors, they won't prioritize paying their loans unless they are forced to
I have a cousin that wants to borrow from this loan shark they want to borrow him 10,000 to pay back 17k in less than 2 weeks, I decide to borrow him the money myself even though he's previously owning me
Up till now, he has not made mention of repayment for over three months he earns over 150k per month, carries his girlfriend to club severally yet owns me, even new year or Christmas message I no see
another female cousins own me some huge amount, the annoying one is an elderly and respected neighbor owning me 5k yet greet me and relate as if nothing is happening even when the due date has elapsed for months
Nigerians are terrible debtors, their first mentality is getting away without paying what they borrow, repaying is the last option for them when every other option fails If Nigerians are terrible debtors, why then is there a new loan app opening every day? Nigerians don't pay, Nigerians don't pay, you guys chorus yet there are over 100 loan apps spending massive sums advertising for users. People default on this loans because the loans are too expensive. That's it. Simple and short. |
Crime › Re: Man Arrested For Planning With Another Person To Kill His Pregnant Wife (Photo) by einsteine(m): 1:21pm On Jan 04, 2022 |
10k to kill person? Money wey nor reach buy two bucket of KFC chicken? |
Sports › Re: Ashleigh Plumptre Switches Nationality To Nigeria by einsteine(m): 1:10pm On Jan 04, 2022 |
Impregnable101: There are reasons i would love to marry a white woman.
They should also try & resolve the case of ademola lookman. Super eagles need that boy Lookman has already been cleared by FIFA but Eguavoen didn't pick him for AFCON |
Politics › Re: Uzodimma To Name Sponsors Of Insecurity In Imo Tomorrow by einsteine(m): 11:28am On Jan 03, 2022 |
The time he used to announce this could have been used to just state the sponsors |
Crime › Re: Lady Sets Her Ex-Boyfriend Ablaze In Abia On His Traditional Marriage Day by einsteine(m): 11:26am On Jan 03, 2022 |
If they survive, them need to marry because who go wan marry another person burnt offering |
Sports › Re: John Ogu: One Manager Asked Me To Lie I Was Injured To Avoid Super Eagles Duty by einsteine(m): 12:49am On Jan 03, 2022 |
WillyDave: In 1970s 80s and 90s this tournament can hold and none or just one or two European clubside will have issues releasing African players in their clubs, because at that time we have very few Africans playing in Europe. Even then the African players in Europe many not be first team players. So at that time their clubs can afford to release them without a blink.
But things have changed now. African players are all over Europe playing important roles in big clubs. Many of them are very indispensable. Ok. Look at Liverpool for instance. In their match against Chelsea today two Africans scored the only two goals by Liverpool. You can imagine how much these players mean for them. If they had gone to AFCON since, Liverpool would have lost this game today.
These African players mean so much to their clubs. The clubs are paying them heavily. They are huge investment.
CAF should have realized this long ago and change the date for the AFCON to the end of the season so as to reduce or completely eliminate the squabble between European clubs and African Football Federation. You are talking as if CAF just arbitrarily put the competition in January. Why is the next world cup holding in December instead of June? |
Sports › Re: John Ogu: One Manager Asked Me To Lie I Was Injured To Avoid Super Eagles Duty by einsteine(m): 12:48am On Jan 03, 2022 |
WillyDave: I concur with you. This tournament is a serious distraction for club sides and I don't blame the if the are reluctant to release their players. CAF should have this tournament played at the end of the season not at the middle of the season when the leagues have become so hot. Some clubs are contending for the titles, others are battling for top 4 finish while others are fighting relegation. This is a crucial time. Every club needs her regular players especially now. I do not blame these clubs, I blame CAF for all this. Didn't they know this before signing them? |
TV/Movies › Re: Chief Daddy 2 (Going For Broke)- Reviews And Ratings? by einsteine(m): 1:57pm On Jan 02, 2022 |
A comedy that was not funny. |
Romance › Re: Major Martins Dies After Taking Sex Enhancement Drug. Lover Detained For 16 Days by einsteine(m): 12:43am On Jan 02, 2022 |
Bahamas95: That's a different ball game.
I still don't understand why a soldier would take sex enhancing drugs before he would be able to satisfy a woman in bed. I am not saying they are superhumans but it's kinda surprising. Physical fitness has no bearing on satisfying a woman. |
Christianity Etc › Re: Pastor Biodun Fatoyinbo Buys New Car For His Barber by einsteine(m): 12:32am On Jan 02, 2022 |
jornwhite: Oga you were already making a point why mix it up with fallacy .... a corrolla 2005 toks cost between 2.3 to 2.5m, we know the children are wearing designers buh total of that cannt amount to 70% of 2005 corolla cost. between 25k or 30k you will get that gucci sneakers, no let online fool you So you think say na Yaba sneakers. Person wey get two Rolls Royce nor dey buy 30k Yaba sneakers. |
Christianity Etc › Re: Pastor Biodun Fatoyinbo Buys New Car For His Barber by einsteine(m): 12:30am On Jan 02, 2022 |
kacheezy: But why the publicity, can’t this be done without bringing it to the internet? When Coca Cola gives out promotional prizes to promote their product, they bring it to the media. Fatoyinbo Ministries is no different. Gestures such as this ensures that customers stay glued to their seats when they come to the COZA building and also drop good offerings for God's work (and "charity" such as this). So this is marketing basically. If the good work of God is not publicised, how will the rolls Royces be bought? |
Food › Re: My Brother Killed 2 Bushpig Today (PHOTOS) by einsteine(m): 5:03pm On Jan 01, 2022 |
Na only your brother dey hunt? What OP brother has not killed does not exist |
Crime › Re: I Learnt Kidnapping From Watching Zubby Michael’s Movies – Suspect Says by einsteine(m): 5:00pm On Jan 01, 2022 |
Zubby mai mai |
Celebrities › Re: I Can Never Go Broke Again - Timaya by einsteine(m): 2:50pm On Dec 31, 2021 |
israelmao: Except you're taking your boast in the Lord if not one strange disease or disaster can wipe out billions of dollars. No strange disease can wipe out billions of dollars. You people have no sense of scale. Do you know what billions of dollars are? |
Celebrities › Re: I Can Never Go Broke Again - Timaya by einsteine(m): 2:48pm On Dec 31, 2021 |
Why are so many people angry at this statement? |