Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 1:04pm On Apr 27, 2024 |
franchasofficia: Southeast: Owerri Imo State (1st choice) Onitsha Aba (slow land appreciation) Enugu Southsouth Asaba (my preference based on experience)
Portharcourt for those that wish to but I can't invest in Portharcourt. Thank you. In all, building and selling makes sense apart from Port-harcourt where rents rates are appreciable. Except, say, rents in Asaba and Enugu have gone through the roofs. The narrative I get about Onitsha for rents makes me see it as a city filled with poor people.  |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 1:00pm On Apr 27, 2024 |
chyzoo4u: Your knowledge ends where your exposure ends. But you have not been open regarding how one can amass enough funds within a year to purchase a property in the UK with cash. That is where the problem is. |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:59pm On Apr 27, 2024 |
AngelicBeing: Chai, Nairaland posters has turned the discussion to Nigerians in Nigeria versus Diasporans, forgetting that the system/ incomes/ purchasing Powers/ minimum wage / earning Powers / taxes in Both climes are million times apart and are not the same It is actually an exciting discourse. I love it and have "followed" the thread sef. As long as the Internet exists and there exists a growing number of Nigerians in the abroad, we would, and should, get more of these threads. It is a good one, considering Nigerians are not known for being open and honest on financial issues. I hope to contribute to such topics in the near future. |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:55pm On Apr 27, 2024 |
Eriokanmi: You're not getting my point. The SA you mentioned, they didn't buy them outrightly, it's on loan. Even students aren't left out over there. There are people here too who can embrace a car loan option but aren't doing so. Apart from the fact that people don't like anything debt, our system isn't made for that yet. Maybe with government orientation on people, those who would prefer to take a loan would embrace that. I remember when I was telling someone about an atm in Nigeria in the 90s. He said thieves would take the money away, that we can't have atms in Nigeria. Today, nobody says that anymore.
I know of a few friends who can afford new cars but prefer to be driving their old but well maintained SUVs. They don't want to get noticed cos of insecurity in town. You can't say someone who owns 2 hotels in lagos eith 3 children can't afford a new car or take a loan for a new one. Orientation needs to change , for those who may consider that. Are you saying Morocco or egypt that you quoted have richer people than Nigeria of over 200m population? You have made great points in this thread. For the bold, it is largely because of trust. Nigerians are not very honest compared to Africans elsewhere. Ordinary loans by loan apps, Nigerians try to distort the system and outrightly refuse to repay their loans. Then na car loans?  |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:50pm On Apr 27, 2024 |
Eriokanmi: I tried not to spill the beans but I think I should...each time I visit Disneyland Adventure in LA, I hardly see blacks not to talk of Nigerians there. Na so so white. One day I asked myself, don't blacks too enjoy life?
There was a day I spotted a blackman. The way we looked at each other was strange. I'm sure he must be thinking...so a blackman like me too is seen here today. Its same experience everywhere in fun and tourist sites. Where are they? You have the answer. Maybe the concept of visiting such places isn't a black man thing. Also, there are fewer blacks in California compared to say Texas or Georgia. |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:38pm On Apr 27, 2024 |
franchasofficia: I will respond to you in details.
I am writing from experience too, and I am sure my experience far outweighs yours for so many reasons.
First, I don't live abroad permanently, I have the advantage of being on both sides which gives me a better understanding and leverage than you. Rented apartment in Nigeria is not profitable you are very correct with that based on experience too. But not that you will build a house with 40million and collect 500k annual rent that's fallacy, except you built a mansion in your village. House rent in Lagos Mainland (Ikeja, Ajao estate, Anthony, Gbagada, Oshodi, etc) and even Island is not childsplay, you can recoup your investment in like 10 years.
In most of these areas, a 3bedroom flat is rented between 1.5m to 2.8million a year. If you used 100million to build a storey building of 4 flats, if you collect 2.5m per flat multiplied by 4 that is 10million, if you do it for 10 years you have recouped your investment. Rent increase is also rampant in these areas, I speak with experience as one that have....
Buying lands is far more profitable in Nigeria, that is absolutely correct because I do advocate this, and I have mentioned this in my previous comments months or years back here. I also said it here. I say what I do. I advice people based on what I have done not heard. I own lands in various states in Nigeria and I know it's very profitable to buy lands in Nigeria, especially in fast rising city areas.
Now let's go back to mortgage abroad. I have never got one before and dont plan to until I am ready and will definitely be buying outrightly, my elder brothers did so and I follow some of their footsteps because they are highly successful.
I have had a relative got his property foreclosed by bank after he died and wife couldn't meet up, so where is the generational wealth? Mortgage is mortgage you guys should stop painting it otherwise. Abi the various news of foreclosure and stuffs abroad, na ghosts them get those mortgaged houses being foreclosed by banks and lenders abroad? I don't like anything loan; be it house mortgage, car loan, anything loan.
Everything I own, I own them 100% and that is what I advocate and commend. I don't like people that live their life on borrowing and loans. The bank lending you money doesn't love you, they are praying for you to default so they can foreclose your property, that is where and how they make more profit. Many people abroad lose their mortgage properties to banks and lenders, please tell us why? I will advice any Nigerian man living abroad to first invest in properties in Nigeria before going into mortgage housing abroad, I stand on my initial advice. A friend and his wife made instant millions through Lagos property investment (build and sell in Lekki area) during Buhari regime that dollar first got its mad rise.
He and his wife quickly got loan in the country they lived, he came back to Lagos then, bought land and built two semi detached duplexes which they resold twice the loan they got and paid back the loan and owned the second semi detached duplex which they later sold and used the proceeds to enter fully into build and sell on the Island and today they are mega millionaires which he always thank God for that he wouldn't have ever made such money working and investing in abroad in a short period of time. Being a smart Nigerian with intelligent/honest business friends around gives you an edge to make money from leveraging being abroad as a Nigerian. Build and sell on Lagos Island made a lot of smart Nigerians living abroad rich overnight while the dull stubborn ones who think life begins and end abroad remain there working their asses off and mortgaging their lives in the name of dull investment idea of going into house mortgage.
There are lots of business ideas you can make so much profit from as a Nigerian living abroad by leveraging your living abroad as a Nigerian if you open yourself up to people in the know, which are far more profitable than going into mortgage to brag to your fellow average fellows that you now own a house, when in reality you don't actually own the mortgage house until you finish paying. You made great points. Thank you. - Regarding Lagos, compared to the East which you have been advocating (we know why), recouping one's investments in Lagos is faster than the East. - Which are the fast growing cities in the South East and South South? Regarding your friend's story, someone else narrated a similar experience, which makes sense as rents are paid annually or two years rather than monthly. So, yes, that is a good model by leveraging being in the abroad and Nigeria. |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:23pm On Apr 27, 2024 |
shaybebaby: You are comparing specific areas in lag to whole countries, lol.
Why don't you compare Lekki and Ikoyi ( so called high brow areas) to the Hamptons in Newyork or Chelsea in London?
But majority of Nigerians don't live in those areas nor do Americans or brits in the areas I mentioned. Let's stick to what gives for the average citizens in these countries.
Next Ownership!
Asset (which means ownership): House
Liability ( how your Asset is financed I.e.debt: Mortgage.
Equity: Asset less Liability.
Now let's focus on the Liability part (mortgage).
At the point you enter into one, what you are effectively saying to the bank is, lend me Bleep amount of money and I'll pay you back over an agreed period of time. Banks are not charities, so they want to minimise the risk of you defaulting on the loan + maintain the time value of the money they are giving to you. How do they do this?
1) a lien on your Asset. Meaning if you don't pay me my money, I'll take this thing ( house) to recover what you owe me. Also it means if you sell the Asset and are paying off other debts, they are first in line amongst all your creditors.
A lien does NOT mean the banks own the Asset, if in doubt, go download the financial statement of any bank. What you will see is as their assets( receivables) is the value of the loans they issued.
If the banks own these houses as you say, then it would be recorded as a different Asset class namely PPE( property, plant and equipment. But it isn't.
So banks do NOT own these properties.
Interest is charged to maintain the time value of the amount loaned. A pound today is worth more than a pound next year because of inflation. Interest is charged to hedge the impact of inflation over the term which you will repay the loan+ a risk premium.
Now because your loan is backed by a security, is is deemed less risky by the bank. This is why mortgage rates are ALWAYS lower than say your credit card which is an unsecured loan.
In both cases, ownership belongs to the loan holder not the loan issuer. Thank you for the breakdown. Nigerian men are emotionally tied to the country yet are not interested in ensuring it is a functioning place to live. |
Travel › Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Gerrard59(m): 12:18pm On Apr 27, 2024 |
franchasofficia: Most of you guys are misinterpreting and misunderstanding people's criticisms of this story which most Nigerians love to tell without details just to make people feel that they are now big.
A lot of Nigerians (business owners mostly) can afford to buy outrightly, a detached or semi detached duplex in the UK, US, Canada or any other western country if not for certain factors. Before the rapid plummet of the value of the naira, I agree with the bold. Mortgage houses favor married women abroad than men, so any Nigerian married man abroad hurrying to get a mortgage house when he hasn't acquired enough properties and investments in Nigeria and in other African countries is nothing but a fool that will leave to regret it sooner or later. Only married Nigerian ladies abroad celebrate mortgage house, real Nigerian married men abroad don't celebrate such feat unless they have invested enough back home, it's not a wise decision for a married Nigerian man to do, unless your wife is working and ready to contribute 50% or more for the mortgage. What if the Nigerian man isn't interested in returning to Nigeria or anywhere in Africa at all? There are men like that too. But for those who intend to return, I agree that it makes to have a house Nigeria and at the same time, have a house in the abroad. Houses are costlier in highbrow areas in Nigeria than it is in US, UK, Canada, etc. The money used to buy just 1 plot of land in Lekki phase 1 will buy a semi detached duplex in Houston, Birmingham, Dallas, Atlanta, Halifax, etc. The money used to buy a plot of land in Ikoyi or Banana Island will buy a celebrity mansion in most US, UK, etc cities. Apples to oranges. You compare highbrow areas in Nigeria to highbrow areas in the abroad. On that note, houses in highbrow areas in Nigeria are not more costlier than those in highbrow areas in the West. Many Nigerian business owners are richer and financially better (without stress) than most Nigerians abroad, but the issue in Nigeria is the recent level of insecurity and inflation brought upon Nigerians by useless Buhari government and continued by Tinubu's stolen regime If not for insecurity, nothing would have made me to live outside Nigeria permanently, unless they will make me President of that foreign country  If not for insecurity and high inflation in Nigeria now, anybody that owns his own successful business in Nigeria is far better off living in Nigeria than migrating abroad to do 5/9. Again, apples to oranges. You are comparing successful Nigerian entrepreneurs in Nigeria to Nigerian employees in the abroad. You compare entrenrepeurs in Nigeria to entrepreneurs to those abroad. Nonetheless, I somewhat agree that financially successful Nigerians might be more stable than their counterparts in the abroad as they mostly generated their wealth via physical businesses rather than through the stock market. Imagine if $1 = NGN250, and £1 = NGN310, tell me why someone that makes a profit of between NGN700,000 to NGN2,500,000 monthly should relocate abroad? Talk more of those that make above 2.5million monthly after expenses without stress or worries? The value of the naira isn't even the major issue. The Yen and Won of both Japan and South Korea are significantly lower than the dollar yet their business people arent interested in living in the West. The problem is the dysfunctional nature of Nigeria, not the currency valuation. In as much as I encourage young Nigerians of today to relocate abroad if they see an opportunity to leave legally, let's not make it seem like those back home are in horrible state when in reality, most in Nigeria are doing far better than those abroad legitimately. Agreed. Na insecurity and Naira depreciation by useless APC led governments since 2015 destroyed Nigeria and made it hopeless  The bold it is. |
Travel › Re: UAE Imposes Visa Ban On Nigerians, Rejects Applications by Gerrard59(m): 12:06pm On Apr 27, 2024 |
tomibecca: I am currently conducting my final year research and this issue is where my topic is centered on.Please how can I contact you to at least get an interview(online ) concerning the Implications of the ban not only on the citizens affected but also on the relations between Nigeria and UAE I am not living in the UAE. Your best move is contacting Nigerians living in the UAE. Try NaijakitchenDubai on Instagram and the numerous Nigerian communities in the region. |
Family › Re: Should I Be Regretting This? by Gerrard59(m): 11:24pm On Apr 26, 2024 |
UjuJoan2: The difference now is that people want quick money. Do you know what it takes for a graduate to serve food and wash plates in a restaurant? And learn how to braid and sew? Only months before then I was sitting in the front seat of a handsome dude’s car forming “babe” Do you think it was easy to walk away from that kind of luxury to face hardship? How many young girls of nowadays can do that? But even in the relationship I face oppression that I knew would only get worse in marriage!!!
gs are hard now and it’s okay to follow men for money. What kind of mother would I be? You have done well for yourself and family. Well done. I agree with the bold too. People want it quick quick whereas legitimate wealth takes time to build. |
Health › Re: "Thousands Of Doctors Could Be Considering Leaving The UK" - GMC by Gerrard59(m): 11:22pm On Apr 26, 2024 |
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Romance › Re: Hello Everyone, Pls I'm Doing A Research On The Following Related Questions? by Gerrard59(m): 11:21pm On Apr 26, 2024 |
Alexbio: Do hook up girls or regular Ashawos have sex without condoms in Nigeria? First, we have to differentiate between hook up girls and ashawos. Hook-up girls are those who engage it for various reasons, such as having fun/youthful exuberance and making money. The primary reason is to make money. They can stop or drastically reduce the frequencies when they have something better than it. It is not always done, and they are usually selective. Also, they are more secretive in posing for prospective clients because they don't intend to do it for long. Women of all walks of life can be classified under this category. The summary is that they have more to lose in the long run, so they do it strategically. Ashawos, on the other hand, do it for a living. They have nothing to lose as they don't intend to leave the lifestyle anytime soon. They can be found in all places as the need to get a client is extremely important - they do it for a living, remember. Now, to your question: ashawos are more likely to demand for condoms as it is extremely important in that line of business. The same also applies to hook-up girls, but the likelihood of convincing a hook-up to allow for unprotected sex could be higher depending on the level of relationship one has with the said girl. A sugar daddy, for instance, can have it raw with her, but not the random dude she met on Tinder. If yes what is the degree of their acceptance? Already answered. If yes what part of Nigeria is it common? All parts of Nigeria, but more prevalent in cosmpolitan areas and majorly in the South South and South East. Generally, the higher the number of Christians in an area, the more liberal attitudes they have towards sex. If yes is it relatively common now? What is relatively common? Hook up is common, ditto ashawoism. It depends on what you want. What you want, you go to find it. Hook up babes are online and offline. Thanks for your audience and contribution sir/ma. To get more detailed and first hand responses, go to shopping malls, restaurants, bars, hotels and areas where you have tertiary higher learning institutions. |
Romance › Re: Hello Everyone, Pls I'm Doing A Research On The Following Related Questions? by Gerrard59(m): 11:08pm On Apr 26, 2024 |
dontrulee: Which kind stupid research be this? Does this look like a brothel or a hookup club? You can't find your answers here Man Yet you went ahead to respond to a "stupid" research. |
Family › Re: Should I Be Regretting This? by Gerrard59(m): 11:06pm On Apr 26, 2024 |
UjuJoan2: What would you think I’m in my early 20’s. I’m almost 40 and I’m speaking from experience . I have a teenager at home so do the maths. Apparently, you joined Nairaland in your mid-20s. My point is that period was a glorious one in Nigeria's economic history. That period cannot and shouldn't be compared to 2015 - present. I don’t know if you making this argument to keep deceiving young girls into becoming semi-slaves in the name of financial freedom. I know for a fact that it NEVER works out. I am not making any argument. People have the right to choose. I am stating that ladies marry out of poverty. It happens, that is my point. Are you seriously trying to convince me that a woman marrying for money has ANY advantage? Aside from temporary relief? In the long run it always backfires. I have never seen it work out, except in cases where they both started out with humble beginnings!!! Why not? It has its advantages. I drive a car my husband bought, but I’m happier knowing I can afford to buy any car I like and he knows it. Do you think he can ever ask me to drop the keys to that car for ANY reason? I’ve seen that happen to women who are beautiful and smart, all because they thought marrying for money was a way out!! While this is true, cases of it being positive also exists. There are good and bad people everywhere. |
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Travel › Re: What’s Happening To The Japa Wave In Nigeria?? by Gerrard59(m): 9:29pm On Apr 26, 2024 |
franchasofficia: UK has adjusted their immigration policy and made it unattractive to most Nigerian Japarians.
Canada did same.
US has been a no go area since Trump's regime.
Germany is now delaying visa appointments, same with most other European countries.
When you join these points with high inflation making naira to lose its value, tell me how else you expect average Nigerians to japa? The US has always been tough to migrate to legally and establish a stable residency. Even other white folks find it hard to emigrate to the US legally. The economic downturn has exacerbated things. H1B quotas have not been increased, and other legal routes take so much time due to clogs within the system. The world is going to be more competitive as time goes on. Make people know how dem dey fvck o. |
Family › Re: Should I Be Regretting This? by Gerrard59(m): 9:26pm On Apr 26, 2024 |
Sapasenator: I totally agree with you.
In the absence of any alternative or help, hook up to raise capital is a viable alternative instead of giving it for free and when eventually successful, you can give testimonies of how God came true for you.
My motto is to use what you have to get what you want and when you get to the top, you can preach morality. That is dishonesty. Preaching morality should be left to those who were moral in their dealings. Those who engaged in immoral acts should be clear on what they did. If you did hook up, state it clearly and explain the circumstances behind it. Don't lie. |
Romance › Re: Can Nigeria Women Pay For Date by Gerrard59(m): 9:23pm On Apr 26, 2024 |
Nigerian women pay for dates. I have had two paid for mine and even cinema tickets. Both don marry and one has a child.
Paying for dates is usually hinged on the person who initiated it. Just don't there as a hungry lion 'cos na there the problem dey start from. |
Crime › Re: American School Contacts EFCC To Return $760,000 In Yahaya Bello’s Children’s by Gerrard59(m): 9:21pm On Apr 26, 2024 |
These are the political elites some fellas on this website defend voraciously and want me to offer my life and sweat for protection as politicians?
Nah! I instead offer my life and investment to Singaporean political elites for protection as a black man. Tested and trusted! |
Family › Re: Should I Be Regretting This? by Gerrard59(m): 9:14pm On Apr 26, 2024 |
UjuJoan2: Are you married? Do you have daughters? Will you raise your daughters to escape poverty through marriage?
What if the man dies, what if he loses his job, what if he losses his wealth
I was not raised to believe that a man can make me into what/who I will be. I was raised to fight for what I desire and relying on people is not an option. This is how I will raise my daughters too. This is a reality in most parts of the world, especially poorer countries. Whether it is right or wrong does not mean it does not happen. I am one of the people who believe poor people are lazy, proud and natural mediocres. It’s a different thing if you are starting life and investing in yourself, but if you are over 30-35 and have no direction in life, my dear, you have lost your way. And this applies to both men and women. While that is a bit harsh - I say this as someone who held that belief - the presence of the Internet has democratised means of generating legitimate income. Since I joined this forum in 2007 I’ve always condemned poor men. Not because of what I can gain from a wealthy spouse, but because I don’t want a deadweight in my life. . . Or a gold digger for that matter. Even when I had nothing, I was still selective, because I knew I would make it in life. I want to assume you were in your early 20s. 2007 - 2015 was a glorious period in Nigeria's economic development. Jobs were plentiful. In fact, Nairaland had at least two graduate trainee recruitment threads on the front page daily. However, when the incompetent feudalist by the name of Buhari became president, things got worse. Before then, even second-generation British-Nigerians were returning to the country as economic growth was high, and security was pretty manageable (Jonathan hired mercenaries to fight Boko Haram head-on). The situation in the country has gotten far worse, economically and security wise. If you decide to marry a lazy and mediocre man in the name of love, when you yourself are broke, you have yourself to blame as a woman. But if you meet an industrious and hardworking man, nothing wrong in growing with him. Agreed. Fair deal. |
Family › Re: Should I Be Regretting This? by Gerrard59(m): 9:03pm On Apr 26, 2024 |
Sapasenator: The world has changed a lot and you need to be real smart to get to the top.
Love is just a fleeting emotion akin to jealousy and hate, it may come and go and not enough to sustain a relationship in the long run.
I have seen good ladies who kept themselves, good Christians, married as virgins to follow Christian's, two of them are divorced now and had horrible marriages.
That you kept yourself and look for love may mean nothing in the long run.
I have seen ladies who were run girls in the school, slept with different people who are today very successful with even great marriages as we speak. They are fulfilled and living happily.
So life is not black and white and you have made the following mistakes;
1. You dated a broke student. 2. You got pregnant for him. 3. You refused to do hookup on the process.
You should have done it when you were young and fresh expecially if you are from a poor home with no support system.
You made a big mistake in school my dear, hookup is not all about sex, it's also about getting connected to move on to the next stage in life in an environment like Nigeria. Love is just a mere emotional feeling that comes and goes.
I am a man who has studied the world carefully and will give you a pragmatic advice by telling you that you made a very big mistake.
Try your best to succeed in life and if you can break a few rules without getting caught, do it.
Also you said this in one of your post
"I'm separated from my partner ( My daughters Dad) because of his gambling problem and many other things too numerous to mention"
Now, he is abroad and no longer an habitual gambler. Truly, life has no manual. It might come across as immoral, but for a lady who comes from a poor family, if you don't study a math based course but you are beautiful and friends with girls who do hook up, you might as well learn their strategies and do it to get capital. Most would not tell you, but some folks get favours from their well-to-do sugar daddies to succeed. It is how you manage it that matters. Don't be the unstrategic ones by following small small boys. You need to learn mistakes others make, but adopt winning strategies others did. But most importantly, as a young girl from a poor family, try not to get a child outside marriage. You would be severely disadvantaged. That was your greatest mistake, and not the hookup aspect or even no good job.
Quite unfortunate things that happen in Nigeria; low trust society that is poor is a double whammy. |
Romance › Re: Guys, Ladies, What's Your Opinion by Gerrard59(m): 8:48pm On Apr 26, 2024 |
Don't give me your paycheck. It is your sweat and you ought to enjoy it. Just spend wisely. However, in a situation where she gives me money to invest due to her lack of knowledge or to pair with mine, I will be honest in every aspect. I don't steal, nor do I defraud people. |
Travel › Re: What’s Happening To The Japa Wave In Nigeria?? by Gerrard59(m): 8:38pm On Apr 26, 2024 |
lastkingsman: UK has tightened their immigration policies with recent salary threshold of £38700 and care COS restriction.
KPMG has even made it clear they won't hire overseas workers again. That's the resultant effect. The govt wants to push Brits especially people on benefits back to workforce. Apprenticeship especially where there's massive shortages is being supported.
That's the challenge we migrants are facing now and migrants that came especially last year is too high. So demand has significantly he%20Government%20will%20fully%20fund,to%20kick%20start%20their%20careers. Meanwhile, over here, I keep getting notifications saying Accenture dey recruit. Know the language, and there are no restrictions whatsoever. Sha, people should remain there. |
Travel › Re: What’s Happening To The Japa Wave In Nigeria?? by Gerrard59(m): 8:31pm On Apr 26, 2024 |
tensazangetsu20: UK is just an overrated country. Aside the presence of electricity I dont even see the difference between Nigeria and the UK. I have friends in the UK with the same experience level as I am and they cant even get a job interview despite being there for more than a year o. They will be saying UK experience. As if the javascript written in the UK is different from the one written in Nigeria. Canada is a much better place but an extremely difficult place to survive if you arent well loaded. Australia has made great changes to its post study scheme. I am so glad I followed an uncommon route and I like it so far. Guyyyyyyyyyyyyyyy, Based on everything that happened when we left, the only place I can think of moving to would be the US as it is unarguably the best place for a skilled black professional to thrive. Initially, it was tough and odd due to distance and language differences, but upon settling down and learning the language, it has been good. Most importantly, the immigration policies have been consistent. Right from when I researched Japan's immigration policies in 2017, they have been consistent and even further liberalised. Inconsistency and changing the goalpost are things I dislike in life. |
Politics › Re: I Did Not Promise To Build New Schools - Peter Obi Replies Reno (Video) by Gerrard59(m): 4:47am On Apr 26, 2024 |
IbeOkehie: It's clear Nigerian tribes need to be separated, especially the big ones. At the very least strict autonomy has to be implemented.
Which kin thing be this biko? Kini? The level of hatred is gaga, the toxicity is out of this world.
It's very clear this country can't work. The only people who love Nigeria as a whole are those in government.
Good Luck to Nigeria. When we say ethnic/racial/religious dominance is essential for developmental progress and safety, some persons think we are lying or being unrealistic. Hopefully, they realise it is how the world works because humans are tribal. The issue with Nigerians' tribalism is the excruciating poverty which accompanies it. |
Career › Re: Japa: Top 5 Lucrative Side Hustles For Nigerians To Survive In UK, Canada by Gerrard59(m): 4:17am On Apr 26, 2024 |
IbeOkehie: True but we have some serious issues at our own level here. I believe you know that. You're someone worth discussing it with for the chops.
What's going to be the outcome of all the deficits and debt being piled up by the USA? The USA is in exactly the same FISCAL condition as Nigeria but at a higher level. It's the difference between Dangote saying he owes too much and a roadside vulcanizer complaining about the cost of garri. Two fellas here have mentioned war. The US would instigate a global war so that those debts would be wiped away. On Twitter, I read that folks accused the US of trying to dodge paying up its debts with the purported plan of sanctioning Chinese banks because they trade with Russian firms using the dollar. Things can go awry quicker than we think. Go back into Nairaland and see how the latrine rats of urban Nigeria were VERY HAPPY during the Great Financial Crisis that hit the USA in 2007. It could happen again. The basic framework of free markets and property rights will likely ensure a recovery but best to get ready for the storms.
Good Luck to USA. Well, if/when the US is in disarray, it would be internal. Too many competing groups with diverse interests. Diversity is not good on a wider scale. I am surprised many people are yet to realise this. As for urbane Nigerians mocking the US, that is expected especially seeingthe wealth and development divide. You have mentioned how many Nigerians in Nigeria do envy those in the diaspora. So, an economic meltdown would have them ecstatic. We see it with issues in the UK when discussed on the front page. Generally, in life, successful people are envied by all and sundry. It behoves those successful people to mind how they navigate the world because there are many praying/wishing/hoping for their downfall. It is a global phenomena. |
Foreign Affairs › Re: Tanzania Shuts Down 5 Hydroelectric Stations To Reduce Excess Electricity by Gerrard59(m): 4:02am On Apr 26, 2024 |
pansophist: Gerrard.59, lets move to Tanzania. Are you ready?
Tanzania borders Burundi, Rwanda, DR Congo, Kenya, Mozambique, and Malawi. Na to open farm, or one tourist spot like that, and become alpha males.
Are you pondering what I am pondering?  While at that, undergo vasectomy before heading there.  |
Politics › Re: Wike receives Ivorian Ambassador to Nigeria (Photos) by Gerrard59(m): 8:28am On Apr 25, 2024 |
Who is Wike's tailor for crying out loud?  |
Career › Re: Japa: Top 5 Lucrative Side Hustles For Nigerians To Survive In UK, Canada by Gerrard59(m): 6:32am On Apr 25, 2024 |
ariesbull: US consumers are struggling with soaring credit card debt and rising interest rates. Experts said the debt increase is the most concerning for younger adults. Buy now, pay later programs could mean the problem is even worse than it appears
Fact is, debt stress syndrome is linked to a number of mental health issues, including a massive increase in denial, anger, depression, and anxiety. Bros, the US economy is a beast. Even top EU chief executives acknowledge it ( https://www.ft.com/content/58fe78bb-1077-4d32-b048-7d69f9d18809). Chinese companies are going through the corners to be able to sell to Americans. South Korean companies are building factories to serve American customers. Japanese companies are investing billions, and even a senior politician visited Trump to ensure both sides of the political divide are satisfied. Bros, forget anything you hear about the US' economy doing kini kon kini kon. It is a beast. |
Romance › Re: How To Sexually Tease Your Spouse by Gerrard59(m): 2:30am On Apr 25, 2024 |
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Career › Re: Japa: Top 5 Lucrative Side Hustles For Nigerians To Survive In UK, Canada by Gerrard59(m): 2:17am On Apr 25, 2024 |
ariesbull: Those in Europe are not even counted, those one are not finding it easy...Japan, South Korea even China are the destination for business minded ones Good luck to these ones. While those that want to do wage work and slave off will head to UK ...as of USA , we'll, it's credit here and debts there Credit is part of life, sir. Use other people's money to advance yourself. |
Politics › Re: Software Engineer Bags Life Imprisonment For Raping Minor On Children’s Day by Gerrard59(m): 8:32am On Apr 24, 2024 |
cenaman: He was given life sentence because he is Igbo. If he was to be a Yoruba or hausa man, that mumu and bias Justice Oshodi, would have sentence him to five years in prison starting from the day of his arrest. This statement does more harm than good to Igbos. We are beginning to behave like African Americans who blame everything on racism. Also, if you are sure there is a degree of discrimination against Igbos in an area, that is the more reason you should abide by the rules and stay away from wahala. |