₦airaland Forum

xfire:
The winner of the maiden edition of the Xfire Nairaland Undergraduate Quiz Competition is a 400 level Medicine and Surgery student of the University of Benin. He had an impressive score of 90%


He is














































exe0

He is Udi Ese

CONGRATULATIONS

You have won a guaranteed sum of N70, 000 (N60,000 from me, N10, 0000 from Ariel20). In addition, InvertedHammer pledged a sum of N100, 000 for the winner.

@InvertedHammer, exe0 (Real name Udi Ese) is the winner of the competition. You can redeem your pledge of N100,000 to him.

exe0, you may give your acceptance/appreciation speech.

cc dejt4u, Odunharry, lalasticlala, Seun, fynestboi, oluwalebabs, Richiez, Ariel20

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CONGRATULATIONS TO Mr. UDI ESE.

You have won N100,000.

Provide account details. Wire transfer will be initiated on Wednesday 01/18/2017.

You should get the alert on or before Thursday.

Once again, CONGRATULATIONS!

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PinkStarsFallIn:
If you PH now, also note that you may not get your GH in one month.
In a spirit of fairness ur GH will be pending over a month cos those that are placed on hold will have to GH too
I mean those who PH huge sum of money now that are waiting to GH, so,if they don't GH their millions you may never receive your PH value or GH after 30 days.
This is the drag period. Cos GH will drag as long as possible.
The only way MMM can pull out of this is to create a source of revenue. Or have the bigwigs forfiet their money or give them oju owo alone. Lol.
Guys, it's not a matter of if MMM has crash or not, it will no doubt crash

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Why are you wasting precious time preaching to MMM disciples? The handwriting is clearly written, but they'd rather live in fantasy world built on denial.

IF they pay the small accounts, the bigger accounts are still waiting. Of course, the smaller accounts will be delusional to throw back money into the system. Everyone is on self-rescue mission. Folks are praying to get their original funds back (30% interest is not even a consideration for now).

The more you preach against MMM, the more those whose funds are trapped feel threatened by the expose' and they will attack.
I think the MMM issue is overflogged. Let it be. The inevitable will hit them like a pack of Mike Tyson's punches.
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valdovas:
But the rules of Mmm is to use only spare money.

Mmm is not to blame for your friends greediness

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Did I say anything about MMM?

Are you schizophrenic?
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Everything goes through a bubble phase.

Gold, oil, Silver, equities, etc. had phases of astronomical rise and then knived down with many investors getting margin-called.

Bitcoin will not be any different. History always has ways of repeating itself. Bitcoin noise is getting louder. Of course, some people will still buy at the top.

Wash...rinse...spin, then repeat.
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Don't you just love Nigeria.

Times are hard. Things are hard. Economy is bad.

Yet some folks build like there are money-printing machines under their beds.

Kudos.
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Odunharry:
Phew!


Participants should check their mailbox.
One person is yet to reply the mail sent.

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Let me know when the final result is out.

cc: xfire

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jamex93:
Check the pictures

Requesting payment is the easiest part.

Getting paid is on another world of its own.

The previous screen shot had numerous "Request expired" which means folks are not willing to throw in money anymore.

At the end of the day, MMM will absolve itself by blaming participants for not paying when due. Classic!
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adonbilivit:
every one is just hopeful that MMM will resurrect and shame the haters. OK let's see. how many of us are willing to make it work? the last time we did this it showed people were willing to provide help. let's see if the people are still willing to provide help when matched or not.

if you are matched to pay someone on Monday will you pay the person? if you will pay click like, if you won't click share.

let's be honest please

MMM is dead.

Everyone is waiting to recover his/her fund.

Participants' confidence in the scheme is almost zero.

The ones saying they will give are saying so to keep hope alive until they recover their money. Once bitten, twice shy.

The exit door is wide open.

MMM is currently shopping for the last victims.
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majorbravo:
What surprises me most is how one human with blood flowing in his arteries would join MMM knowing fully well the person who Provides Help to them might never get paid at the end of the day and lose out. Everyone doing MMM is a classic example of the cliché "Better them than me"(meaning: I'lld rather it happens to anyone else but me)

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If you cannot convince gullible Nigerians against financing the lifestyles of jet-flying pastors through tithes what makes you think you can drag them away from the 30% bait by MMM?

Some are waiting to receive money. Some are scared of putting in money. Who bites first? A good number of participants are hoping to recover their original fund. If they do, what will happen thereafter is open for debate.
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Let them keep praying...


...instead of protecting themselves.

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maternal:
Likewise, I had to laugh too. My "lease" was for 25 years and with accelerated payments it'll be 20. But what's even more funny is that the house I bought for 260k is now worth 340k in the 7 years I've owned it. Yes, the house I am "leasing" has flipped me a profit of 80k dollars in those few years. And you know what's funny, I know people (my mother) who are taking these "lease" loans, buying house in naija, and making the poor soles down there pay them rent. In short goes to paying the bank back with interest, while full right ownership goes towards my mother. My guy almost everyone pays these "leased payments", unless you're Dangote, except mine goes towards full right ownership with each payment. Whereas a common man in naija go pay rent till he dies. I'm not interested in the few in naija who can afford home ownership, I'm talking about the masses. If I have to pay rent I might as well be paying into a "lease" which goes towards me owning it outright within x amount of years, than throwing money away. Make sense ?


A man that builds a house in AJ city can call his shack his own all he wants. I'd rather pay the 20 years and have a house with constant electricity, running water, good workmanship, solid foundation, etc. To me that's better than calling a shack built beside raw sewage in a 3rd world country my own. Besides with one pay cheque I can come and buy it outright from him. Is that suppose to be impressive ? But you're ignorant on how credit works, and how you can use it for your best interest, build the middle class, and to accumulate assets which turns into wealth down the line (See my leased house which is now worth 80k more).

Just saying... But I understand your point.

LOL. A house you bought $260k is now worth $340k. On paper, that is a profit of $80k. Great!

Now grab a paper, pencil and a calculator. Add up all your payments, interests and property taxes (excluding cost of maintenance). Primary residence is never an investment.

How many people do you see owning multiple properties in US? Extremely rare because the mortgage style of financing offers little home for growth.
The difference is that house owners in Nigeria are real landlords.

You made interesting assumptions:
1) You will be healthy enough to pay off your mortgage for the remaining years.
2) Your job will be secure in the next 20+ years.
3) Past performance is an indication of future performance.

The system that values your house at $340k can arbitrarily value it at $100k next year without any physical change to your property. Many people lost their houses in 2008-2011. Some ended up abandoning their houses.

US system is set up for debt. We live that way. But you cannot for the life of me tell me that I am better off with my mortgage of $6k in a month. Some knowledgeable Nigerians take out their equities to buy out properties elsewhere. That should be in your game plan.

Oh and by the way, after paying for 20 years, your now lovely wife may decide that she is fed up with you per irreconcilable differences. Guess what? You pack out. Spread your risks.
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signature2012:
How wish Nigerian govt can allow or give same chance to her citizens without "man no man" or favouritism to lease a house and after 30 years it will be finally theirs.
To butress my point,my former landlord is an igbo man,i wont use the word LEASE but bought the house in the year 1998,a 2 story building,he and his family make use of the 2nd floor while he rented out the 1st floor and the basement,the money he makes monthly is double the amount he pays for his monthly mortgage payment.Is that not a good way of having a home and also call it investment?

Back to naija,looking at the country the way it is,what is the % of citizens who have this privilege?

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I guess it depends on individual goals.

After many years, US becomes stagnant. As an investor, you decide to spread your wings.

If you see folks that have been in US upwards of 30 years, watch them...their lives are like revolving doors.

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maternal:
PlayaOne is one of those people who came abroad and didn't plan his life. After years of being a "playa" while his mates were grinding and built a good middle class lifestyle with assets, he has finally opened his eyes on the opportunities he had and eventually wasted. Now ashamed and embarrassed he needs to make excuses for his successful or lack of it abroad. So now he's running around discouraging people from coming abroad, and blaming racism and everybody for his lack of success abroad. Notice he hasn't taken any responsibility as well? Is someone putting a gun to his head and making him stay in America ? I'm 31 and in Canada, all my mates who came here all own houses and drive nice cars within 6 years after arriving. My cousin who just came here 4 months ago as a skilled worker just landed a entry level job at a major bank taking home 2600 Canadian dollars per month after taxes. You do the conversion. That's a entry level position. And he has his own apartment and about to get a car, not to mention he has the luxury of living in a country that provides everyday amenities (running water, constant neppa,etc). How many 31 year old can accomplish this in naija in 4 months unless there papsi was one big politician stealing money ? The funny part is, my uncle (his dad) was originally against him migrating here. Now he thanked God he did. He use to be one of those naija patriots (like playa), even he can say youths in naija have a future with a straight face anymore.

Playaone is a fool. Original onye ara. Don't mind him. Come abroad and you will not regret it, I promise you! Your destiny is literally in your own hands here, no bullsh!t. You work hard you'll be successful period!

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Not funny...but just had to laugh.
None of your friends bought a house.
They leased a house that will be theirs in 30 years.
In other words, they signed into servitude.
A man that builds a house in Ajegunle to call his own is better than ten of your friends put together.
But then, you bought into the illusion.

...just saying. But I understand your point.
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dejt4u:
if you really mean this. Kindly Send a PM to xfire

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No need. For transparency, I will keep it here because it is a public pledge.

Finish the competition, announce the winner...and I will give to the winner.

Then the winner should come here to confirm the alert.

I like to keep things simple.
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xfire:
Following the call for application for the maiden edition of the Xfire Nairaland Undergraduate Quiz Competition (https://www.nairaland.com/3551871/annual-xfire-nairaland-undergraduate-quiz), a total of 328 of candidates applied before the deadline. Out of this, 284 was shortlisted based on the criteria used. The maximum cut-off of 100 was waived as every candidate that met the criteria 1 & 3 was shortlisted. Criterion 2 (minimum of 7 posts on Education section) was waived. However, in the event of a tie in any of the categories, the candidate with more contribution in the Education section will be favoured.

The cash prizes / awards have been reviewed marginally upwards and will be awarded to the top 5 candidates as follows:

Winner: N60, 000

1st runner up: N35,000

2nd runner up: N25, 000

4th and 5th best candidates: N10,000 each

All categories are subject to a minimum score of 60%. Awards will only be presented upon passing the minimum benchmark of 60%. If there is a tie, the candidate with more contribution in the Education section will be picked. Award winners will also be required to provide proof of their studentship (e.g. copy of student ID card) before they can claim their cash prizes.

INSTRUCTIONS
Please read the instructions carefully.

Instructions for Sample Online Test

1. Prior to the real online test, a sample online test will be sent to all candidates so that they can get familiar with online assessment platform and provide feedbacks in case they have enquiries. This will also enable candidates to determine the most suitable browser and network for them to use. (It is generally advisable to use UC Browser, Firefox or your original phone browser if you plan to make use of your phone. Opera Mini is not recommended. You can use any browser if you intend to use a laptop)

2. The sample test will be sent to candidates' email boxes on Wednesday, 11th January 2017 by 10 pm. The title of the email will be "Xfire Nairaland Sample Test". Please check your spam if you do not find it on the main inbox.

3. The email will contain link to the test which will be used to access the online assessment platform.

4. You will be required to enter your Institution & Course of study in the online test platform. Your Nairaland moniker will serve as your name if required.

5. The test will NOT be graded. It's only a simulation of the real test.

6. It will consist of 10 very simple questions to be answered in 3 minutes.

7. Candidates can assess the sample test for the next 24 hours - from 10 pm on Wednesday to 10 pm on Thursday. Candidates can attempt the test as many times as they want during this period.

8. It is not compulsory to take the sample test.

9. Please note that the questions in the sample test does not necessarily represent the type of questions in the real online test.

Instructions for Real Online Test

1. The real online test will consist of 60 questions to be answered in 35 minutes. Thus, time management is paramount.

2. Candidates will receive email containing the test on Saturday. The title of the mail will be "Xfire Nairaland Undergraduate Scholarship Aptitude Test".

3. The test will be available for access on Saturday, 14th January 2017 between 1pm and 2pm. Candidates are free to log in at any time between 1 and 2pm to take the online test (to clarify, this means a candidate can choose to start the test at 1:59pm. He/she will still have 35 mins to answer 60 questions) Kindly note that candidates WILL NOT be able to take the test before 1pm and after 2pm.

4. Candidates will only have one attempt at the real test.

5. Winners will be contacted to provide proof of studentship in the evening same day via their emails.

Shortlisted candidates can post any enquiry on this thread. Please note that this is a general aptitude test and the nature of questions will not be biased against students of any particular discipline. No other information will be revealed about the type of questions. dejt4u and Odunharry will address all enquiries.

cc dejt4u and Odunharry - Coordinators, 2017 XFire Nairaland Undergraduate Quiz Competition

cc Fynestboi, olawalebabs, Richiez
cc lalasticlala
cc Seun

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For the fun of it and to make it worthwhile, I will give N100k to the winner.


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Oocc:
You graduated 15, 10, years ago and still no job yet. You talk to people around about it, to get help but you are mocked behind you and they talk about you and say all sorts of things.

You walk almost all the roads and streets in Lagos in search of job, still no job. Any company you go to, they tell u to apply online whenever they have vacancies.

You stay at home to search for jobs online and neighbours gossip you and say he stays at home doing nothing, instead of him to go out and hustle like his mates. They term you a lazy man.

You come on nairaland to talk about your joblessness and how you have suffered, and you see people advising and some even opting to help, but at the end, you discover it was all but a show. No one wants to help.....Nobody wants to help, even if they can. I even doubt if any man helps any man these days. Mostly they prefer to help women! I've had about 4 different Nairalanders that have opted to help, but they just stop replying when you send them the mail or CV they requested.

You lay on your bed every night, thinking, sometimes praying and crying.. ..soaking your pillows with tears, but it just seem like God is just far away.

The truth is.. ...nobody cares! Nobody gives a damn about you. If you like kill yourself inside your room......nobody cares! You don't have a job for 20 years, nobody cares! You discover that the more you tell people your problems the more they mock you and use you as a topic of discussion, and the more you get frustrated. Nobody helps anybody again in Nigeria.

This is to me and all those nairalanders like me, coming to seek for help......coming to seek for job.....Stop begging for job, stop hoping that someone will help you here. Drop that your certificate, in fact go and hide it(i just did that today) Go out there, carry concrete-in-pans on your head and climb a 3- storey building, wash toilets, carry loads for people, work as labourer on site, carry packages from container to store, carry cement, do all sorts of dirty jobs and make money.. ....no matter how small. At least you won't beg anyone, or hope on anyone.
Just do anything to survive, cos no one will help you except you.



#bowing out

When you wake up every morning, look in the mirror and tell yourself "I am on my own".

The mindset will lead you to greater things.

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Using Dangote's wealth as an economic index is ignorant.
Afterall Adenuga's networth increased during this PMB's government.
If Dangote is an astute businessman, this is the time to prove it instead of relying on import waivers and concessions from FGN to monopolize vital sectors of the economy.

Companies like AIT, Arik, etc. are going belly up because the only lifeline they had was free/looted funds from government. The owners are no good businessmen but money launderers and opportunists.

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No advice necessary.

You know what to do.

The good news is that henceforth if you see a lady, you go run.

By the way, e sweet na im dey kill pass.
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I blame the idiots that go with peace/prayer in a knife/gun fight.

They might as well commit suicide. God only helps those who help themselves.
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Go back to traditional religion, una no gree.

Some white men came down and convinced you that their means of getting to God are better, una agree.

Some mallams came from Middle East and convinced una the same way.

White men gave una bible and it turned to instrument of scam and extortion.

The mallams came with koran and knives, since then it has been violence.

Remarkably, when push comes to shove, una run back to traditional religion in search of justice. Upon all the prayers, fasting and speaking in tongues; the pastors still believe that the bishop overpowered them with juju. Are they indirectly attesting to the supremacy of traditional religion?

The biggest service to mankind will be to understudy the brains of the Blacks and see how it works. Verily and personally, I don't believe that it was built right. Some recoding and debugging may be necessary.
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US Dow Jones Industrial Average is bloated again with a knock on 20000 imminent. Stock market investments require a lot of patience. I expect a pull back or reversal after Trump is sworn in.
Since DJIA is known to lead other indices (it is a global trend afterall), the best strategy is to wait for its retracement and bottom...then use the opportunity to buy into Nigeria shares.

cashreport:
Please answer
What is the difference between lifting and impotation??
What is the role the IOC play as we speak.. I mean shell, Agip..etc??

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Most IOCs are in the upstream sector (exploration, drilling). They delve into midstream (crude lifting/transportation, storage) and downstream (refining, refined products, storage and distribution) as well. Local corporations are mostly in the midstream and downstream sectors.

If you noticed, in upstream and downstream sectors we are still talking about crude oil. But in downstream, we are talking about the "derivatives".

Capital oil is in the downstream sector.
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SammyJac:
IFEANYI UBAH'S CAPITAL OIL IS CONSPICUOUSLY MISSING FROM THE LIST.

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I don't think Capital Oil is into lifting oil.

Capital Oil is into importation, storage and distribution.
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The thought of Nigeria still importing fuel in 2017 should be enough to make every Nigerian mute when human beings are talking. It should be the most shameful thing to identify as a black.

What happened to Black pride?
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Business overhead in Nigeria is too expensive.

The cost of running a generator alone to support any operation is enough to send a new venture into a tailspin.
A 20KVA generator is atleast N1.5m. Add the cost of gasoline. Think about land, infrastructures, fixed assets and logistics. When an entrepreneur jumps these hoops, there come government agents and law enforcement agents with their extortion tactics. No wonder folks embraced MMM with open hands.
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SexyBabe001:
The Dangote Tomato Processing Factory in Kadawa, Kura Local Government Area of Kano State is to resume production in February.

The company, which began production in Feb. 2016, had to suspend operation due to lack of enough raw materials.
The Managing Director of the company, Alh. Abdulkadir Kaita, disclosed this in an interview with the News Agency of Nigeria (NAN) on Tuesday in Kano.

He added that preparation for production to resume was at an advanced stage.

Kaita said that the company had to suspend production, when most of the tomato farms in about five states were affected by a pest, which destroyed all the tomato species.

“We expect that tomato farmers would have produced enough for the company to process, hence our decision to resume production in February,’’ he said.

According to him, many tomato farmers at the Kadawa, Kura, Garun-Malam and Hadeja-Jama’are irrigation sites are expected to produce enough for the company to process.

“We deliberately decided to resume production in February because we don’t want to create scarcity of the commodity.

“We want to make sure that there is enough to process so that its price will not go up,” Kaita said.

He said that the company which had the capacity to process 40 trucks or 1,200 tonnes of fresh tomatoes per day, would soon begin recruitment of additional staff.

“All our trained staff are still with us and we are paying them salary but if there is need to recruit additional staff, we will do so to ensure effective service delivery,’’ he said .

NAN recalls that a pest popularly known as “Tuta Absoluta’’ destroyed tomato farms in Kano, Jigawa, Plateau, Katsina and Kaduna states.

Source:
http://www.ajayiwrites.com/2017/01/dangote-tomato-factory-reopens-february.html

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That's smart. Introduce Tuta Absoluta to kill off competitors. Then sell GMO seeds to farmers.

When all the carcinoma that are decimating the West burns through Nigeria, it will be like a gas station on fire.

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denziz:
Please,which one is TCA

TrichloroAcetic acid peel.

Clean area with alcohol wipes. Rub TCA (using gloves) on it. Leave on for about 5mins or less (it comes with tingling sensation) and rinse off with water thoroughly.
Apply moisturizer continuously because the area will be very dry and will start peeling off after 4 days. Hyperpigmentation may occur but real skin tone will return after a few days.

NB: The shedding of skin could be disgusting to the sight. Use when your exposure to the outside world will be limited.

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For better or worse, till death do us part...

OP: you don enter.

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ILuvGummyBearz:
[color=deepskyblue] they so ugly u had 2 stare and observe,right? [/color]

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As dreadful and disgusting a road accident may be, people still stop to watch.

Pimples everywhere!

Even as that one take they control cigarette, one can tell that Allen Avenue is her head office at night.

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All the ladies are hideous.

The cross-eyed one looks like a man with a weavon.

No wonder some of you are mad.


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