₦airaland Forum

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Only those with informal education can afford to marry at that age. They get settled by their masters and start building their livelihood early

or

those with formal education but from rich families.

But for the dude that goes to the university for 4 years (add 2 more years for strikes), NYSC, then job and try to settle down, it should be at 30+.

There is no reason a lady who intends to get married should be single at 28. The 22-26 age range is optimum.
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Lanretoye:
How do we knw the poorest citizens now?

North? Check. Borno, Niger.

SW? Check. Oyo, Ogun, Ekiti.

What else do you need to know?

Kolababe:
This is a bill of over N7million from last night at Club Opium, Cubana in Owerri, Imo state. Seriously, is this not a sin? Whose bae spent this amount of money at a club on New Year's day?

http://www.newseveryhour.com/2017/01/this-amount-spent-by-someone-in.html

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Possible? Yes.

I will upload a receipt from Transcorp Hilton where I spent N10m on good times. Did I spend such amount?

You don't have to believe everything uploaded in Instagram, facebook and other social media. Some people love attention.
Someone who posted the receipt online has ulterior motives and the gullibles are not in short supply.
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spyder880:
Thank you Kcinho for your contribution. If I am to evaluate my contribution in shares, it will probably run into about 3 shares, giving that my contribution will be mainly the "leg work" aspect of the work, which is usually very tedious. I have already spent some money looking for lands, working with lawyers and agents, and making a lot of preparations behind the scenes.

But in my business model, I look at doing things to set the business rolling, so I can take a smaller profit to make sure we set out smoothly. What I will be offering is the buying of the land, preparations, actual construction and taking care of the environment till the house is sold. Both the technical and financial management, if I am doing all these for a client, I cannot do all for N3 million naira.

My asking for 15% is to make sure we start off first, we may have to review this in consequent cycles.

You have to be careful here. Your valuation is 3 shares (N3m) for the logistics,etc. giving Tigerken 15% of the profit. There will be legal troubles ahead for Tigerken.

Advice:

If you need N20m for a project, that will be 20 shares. You as an investor can buy as many shares as you want. Let's say 3 shares. Then others can buy into the remaining 17 shares.

So in terms of sharing the profit, you can only get ((3/20)*profit ) as your return on investment.

But TigerKen as a company will retain x% of the total profit for logistics, etc.

In other words, you need to separate yourself as an investor from Tigerken as a company. This is where accountability and transparency come into play. Is Tigerken a limited liability company or a sole proprietorship?

Breaking it down in a layman's perspective:

Investment: N20m (20 shares)
Sales: N25m
==================
Profit: N5m

Tigerken's charges: x% of N5m

Investors: ( # of shares ÷ 20) * (N5m - Tigerken's charges)

__________________________________________

Bottomline: Talk to an experienced investment lawyer.

nifemiayoade:
Any engineer dat does not believe in team work [working along with d ARCHITECT] is a quack engineer, Stop given
your plan,builing or structure to quack contractor because of
d price and at d end u we end up lossing because they we
not giv u want u want or pay 4, investigate on a company dat
u want giv your builing 2 , where by a construction company
can giv u what u want and build what u want without lossing
with avoidable price, ARAN ARCHITECTURE AND
CONSTRUCTION COMPANY, we build a house to the toast of
what u want and in model style,we also help you 2 collect
the approval and seal of ownership of your building. we are
the best in construction , try us 2 day and u we see d diffent
add on whatsapp or call 08069253261

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Sometimes it boils down to presentation and marketing.

The way you represented Aran Architecture company above makes mockery of the company. I will not feel comfortable giving you even a contract to dig a suckaway for me. If you are this careless in marketing your company, how can a potential client trust your competence in managing a multi-million naira contract?

In trying to criticize, you came off worse.
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"A great man of God will die"

Second time.

Hunter becoming the hunted?

T.B will be shaking in his pants now.

...just saying.

nurey:
1. custom documents fully stamped and check whether all things correspond like name and model of car, VIN and all payments were made. Mostly like 6 or more papers could be photocopy if multiple cars were cleared by one dealer but make sure it is a clear crisp document not faded crap and don't take the nobody will ask you for customer paper crap, it could spell doom or stolen vehicle.

2. CMR (computerized motor registration) original copy

3. Current insurance (original copy)

4. Vehicle licence (original copy)

5. Road worthiness certificate (original copy)

6. Plate number allocation (original copy)

7. Original proof of ownership fully stamped

8. You will collect two printed and signed documents
a. Change of ownership document
b. Receipt of purchase from previous owner

There are some other documents you may need like
1. Tinted permit doc
2. police report/doc of change of ownership/plate number/engine number (which we call vin)

make sure you see the change of ownership letter given to the buyer duly signed when he first bought it as Nigerian used except the car was bought as tokunbo then you may not need this.

Once the car doesn't have custom doc except it's a beetle and the documents have expired years ago, I suggest you stay away from such ride.

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This is how Nigeria complicates even the smallest of endeavours.

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Twaci:
Sorry but he looks like her driver

Oh well, happy married life in advance

You think to find husband easy?

She don pass 30.

legendprac:
My Story... Praise-Legend Onwuachu.



https://m.facebook.com/story.php?story_fbid=10154243207660687&id=755890686

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He should refrain from driving around with stupid friends.

His friend's action was very suspicious and disrespectful to the policemen to say the least.
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adonbilivit:
Nairaland please allow MMM to die before you bury it na. Nairaland crashed sometime last year And came back stronger. Linda ikeji's blog was shut down by google few years ago but she bounced back. let's atelast wait till January 13th...

the coming back of MMM depends on how many people are willing to provide help when the mavros are unfrozen. will you provide help in January if you are matched on the day MMM returns? likes for yes, shares for no

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I believe that MMM will come back stronger in January.

The projected loss so far is not catastrophic enough.

Schemes like it usually exert maximum damage before packing up. It will need to suck in non-believers too to maximize the losses after the website starts displaying "404 error" message.

The folks who are rooting for MMM are hoping to recover their original funds before "bailing".

I advise that participants use some spare change to buy ropes because it may come handy when the inevitable happens.
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Have you ever had issues like slip and fall?

carmag:
.Nonsense


they think they are cleaver my social media account had never linked to my names

by the way I'm a staunch supporter of Trump or any group capable of wiping out terrorism and suicide bombing in this planet

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You are only smart by half.

Your phantom social media account is linked to your real phone number which is linked to your real identity.

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kilode100:
Jaybee3, Madcow1 and Invertedhammer abeg the Lord says 3 of you must uplift this young man.



Guy, you are in safe hands now, if it were sex you needed, I would have obliged you , The thing is that I am too stingy for my own good.


Take care Tiger

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When he becomes very desperate for money, he will look inward and know how to get it.

Life is sink or swim.
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I guess all those ones that go and spray money at weddings and traditional marriages during Christmas period in Igbo land are all sleeping with the brides.

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Ghydyon:
While the entire University community of Obafemi Awolowo University were mourning over the lost of a 400level student of the department of medicine and surgery OLUWASEUN OLORUNFEMI on the 25th of December who was knock down by a hit and run vehicle on the 20th of December. In less than 24hours, another death of a student was also recorded in the University. She is a 100level student of Education and English, it was learnt that OYELEYE TAIWO passed out at the University teaching hospital on the 26th of December after complaining of severe headache where no doctor was there to attend to her during the festive period.
As at the time of filing this report, the nature of her sickness has not been made known.


We want to use this medium to appeal to the federal government to look into the health sector.

May their souls rest in perfect peace


*Modified


Source
http://www.newstrackplatform.com/2016/12/oau-two-students-die-during-festive.html?m=1

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No comment.
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kilode100:
He's fucking her.

Because of an IVM car?

I was actually expecting more.

You are retar.ded.

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Good design. Good execution.

But I can see the handiwork of Eastern masons already. That is why a good number of houses in the East look crooked and awkward. Masonry is art and science combined.

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Ezionye:
I don't understand the third rule

Loop: Return to Rule 1

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Even the ones that claim to be men of God are scared of death. They employ bodyguards and ride bulletproof cars.
They buy fancy jets to take them faster to fancy places but will hesitate to go to places that will guarantee them quickest return to the Father.

Is it that they don't want to join their Father or is there something they are not telling their gullible followers?

Religion is a scam. Q.E.D
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dilini:
Sometimes in life things happen for a reason. According the book of Eccl chap. 3 where it says everything happens for a reason I was just unhappy when at my workplace my superior almost frustrated the life out of me. I don't know why she was like that though I was new at that time. It was an admin role and I was employed by her to work as her PA/Admin Assistant to the company. I had my office to myself and I gave my ALL to both the company and to her but the issues were there evidently submerging with the flow of duties at the office. I guess her personal, family issues were affecting her job but alas!, I was wrong!

It was later in the course of my probatory period I learnt a friend of the company has been pressuring her/the management to pull me off the job and allow his daughter take up my role at the office due to their long working relationship. I was hinted of this 'secret' by one of the top management staff and it broke my heart. The zeal I put in into the job somehow disappeared because I was seeing the signs. My boss was just complaining of EVERYTHING I do and always reminded me of the probatory job agreement I signed before taking up the job thereby filling my heart with fear and anxiety. I kept on praying.

Fast-forward to Dec. 11th I came to the office as usual prepared for the working day ahead only for my bosslady barged into my office and asked that I see her in her office. I thought it was the normal day work rountine of telling me what I will be doing for her only for her to tell me to hand over EVERYTHING in my possession, everything which belong to the company. I was dumbfounded at first but somehow I try to mutter a word or two which was incoherent to decipher. My heart was beating fast. I didnt say anything thereafter because pleading to her for what I didnt know about will fall on deaf ears.

I went back to my office and tidied up everything, called the office assistant/cleaner and handed everything to him and took my leave. I was crying inside of me, alot was going through my mind. It was as if my world came crashing. How do I explain to my folks what happenned and I hate playing the pity-party.

I came back the next day and handed over my resignation letter thanking them for the time spent and all. Right now, my hopes are hinged on God for another opportunity, just been praying I get a new job the soonest as a vindication for my undeserved ouster from my former place of work.

My experience spans over 7years working as an admin personnel and I won't mind learning on a new role as I am a fast learner and can multi-task and work with or without supervision. The details of my cognate experience(s) are contained in my CV attached therein with this post.

Thanks again.

MY ADVICE to all employees:

Rule 1: Don't get very comfortable in any job. You are just a number and very expendable. If you die, the company will continue to exist.

Rule 2: Treat every paycheck as the last one. It will help you plan better ahead. People who just lost their jobs do not go the clubs to make it rain. They conserve. So should you.

Rule 3: Loop

Knowledge9000:
I was in Kaduna, you should have seen the lines at the ATM machines, and within 3hrs, the money was finished and people almost broke the machines in anger. Anarchy is brewing in this country and the government visavis banks are foolishly making things worse by.....PREVENTING PEOPLE FROM TAKING THEIR OWN MONEY....THEIR OWN MONEY NOT STIPENDS! Let me tell you something this stubborn, heartless government...you can destroy the economy as much as you want, but if you dare try to prevent people from accessing their hard earned money under the hardship you have inflicted on us in this country, that's a call for anarchy. This is not APC or PDP, people are angry. This is just common sense! There is no doubt there is order from above to banks to limit cash withdrawals for liquidity reasons, if not...WHY IS THIS HAPPENING NOW? This has never happened before. We see this only happening in countries with failed economies as was seen in Greece where the government imposed austerity measures and limited cash withdrawals to control liquidity and reserve.

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The money in the bank belongs to the bank.

The payment slip is an I.O.U which a depositor hopes the bank will honour.

If depositors show up to withdraw money but the gate is locked and manned by fierce-looking MOPOL and military men, it means that the bank has pulled MMM on depositors. That is to say, bye to your money. Looking at the chaos, do you think NDIC will step up when it happens? Dream on!

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Every successful thing out of the black race always has the backing of the whites. Education, sports, entertainment, health, etc.

The only reason Buhari is not roasting all of you has nothing to do with love. He is more concerned with the backlash from white nations. Take it or leave it.

In the global arena, blacks are the pawns while their leaders are puppets. Interestingly, every black person is born with a beggar mentality. They expect free gifts in all aspects of life.
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unmask:
the same way you deal with down nepa

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The same reason it is all BS.


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unmask:
banks are not similar to ponzi schemes....if you cant access cash, use the POS or make a transfer and pay bills using mobile or internet banking

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How do you deal with "System down"?



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slick1:
Too bad that banks won't allow customers access to their money when they need it most....I have said it times without number that the only thing that banks do is to secure your money ...
Quote me and unquote me....lol....Banks are similar to ponzi schemes, they can't give everyone at least 50% their money at the same time

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Every money you deposit in the bank belongs to the bank and sadly, there is nothing depositors can do about it.

Any uprising will be suppressed by angry-looking MOPOL and military.

Folks need to be educated (not going to school).

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gemale:
Dey weren't insured. Banking then wasn't as regulated as it is nw. U r tlkn abt d days b4 d 25 billion recapitalization criterion was enforced by CBN.

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Don't forget that banks operate on Fractional Reserve banking. That is why banks place limit on withdrawals. To withdraw a certain amount from the bank, a depositor will need to give advance notice to the bank because the funds have to be put together.

And when a bank collapses, there is a hierarchy followed in settlement. The regular customers may have to wait a lifetime to get that
NDIC insurance payment. Legally, banks are not mandated to give advance notice before collapsing. Some things look good on papers.
What is pension plan in Nigeria? It is an insurance against old age. Sort of. Right? Well, pensioners have learned that it is not always
as rosy as it appears on papers. The same goes for a systemic collapse of the banking industry.

Don't forget that banks are loaning out money that they don't have. A bank that has N1000 in its account can write a loan for N10,000.
Once you understand how banks work, you will learn how to secure your investments. Nigerians call them serial debtors, but those
Nigerian billionaires that owe billions to the banks and their lawyers understand the concept of banking better than the average Joe depositor
out there.

For example, after Hurricane Katrina in Florida, insurance companies refused to pay compensation to victims because they don't have
enough money to cover the costs. When pushed, they filed for bankcruptcy and that was the end. US Fed. Reserve had to step in
and crank up the money-printing machine. Remarkably, Nigeria does not have that luxury because she does not print her own currency unlike US Fed. Reserve that can crank up the printing machine any time.

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gemale:

I hope you are monitoring the ATM debacle in Nigeria. Yep! For so much trust in the banking system.

This is just a tip of an iceberg of what happens when there is a run in a bank.

Taku555:
But remember, there Ebonyians that were born and raised in the far north And other parts of the country. They can't even speak The central Igbo let alone their dialect. How do you do in this case. Not everyone could speak his native language but can speak yours.

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Then you pay for your transportation.

Simple.

The ticket should be: Say a proverb in Ebonyi Igbo and translate.

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Laveda:
But a man should be able to provide for his woman.

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I can provide opportunities.

Does that count?

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passyhansome:
Whenever I see stories like this my heart wrenches, IF ONLY WE KNOW HOW SENSITIVE THE JOB IS, how come they don't owe the military salary or the Governors, in America for example A May 2014 survey released by the Medical Group Management Association found that internal medicine doctors like myself have a starting median annual salary of $190,000, while those of specialists like radiologists or anesthesiologists approach $300,000.
Our senators pockets #30million monthly doing nothing, while those in charge or involved in saving human life are underpayed and still owed. Nigeria as a country has no or misplaced priorities, FOR A WISE LEADER THE WELFARE AND SECURITY OF HER CITIZEN SHOULD BE HER TOPMOST PRIORITY, BUT HERE IN AFRICAN OR NIGERIA THE REVERSE IS THE CASE, KEEP PRAYING AND DON'T GIVE UP ON NIGERIA.

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That is because it takes 6 years to be a doctor in Nigeria while it takes at least 10 years and student loans overhead of $300k to be a physician in USA. Add premium of malpractice insurance in the highly litigious American society, then the salaries you quote become relative.

What you put in is what you get out.

Moving on....I don't understand the issue of not paying people their salaries as at when due. The sad part is that the workers continue working until the arrears get to 6 months or more. One month of nonpayment should be enough to down tools.
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bebe2:
Hello all

I want to your opinion on this estimate, i think it's its high but my contractor insists there is no west we could do it cheaper.

Foundation for 6 flats, i.e Of 2bedroom each. 3flats ground floor and 3flat

Is there any area of this estimate that we might be able to reduce to make a saving?

Spydder880
Mufutau55
Erico2k2

All experienced builders in the house pls chip in

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If in doubt, get 3 different quotes and compare.
But ensure the competency of the contractors is not under question.

It is an open market. You can go and get the prices of these items yourself. When push comes to shove, you can import workers from out of state. Some people do import skilled workers from the middle belt.

If I may ask, why 6" block in a foundation?
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It depends on your location.

In US, it is a contract enforceable by the government. Marriage has destroyed many men in America. A closer look at the details will show that it is a scam against men.

But in Nigeria, it is a whole new ball game.

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nickxtra:
What is this Ghanaian incoming President looking for all over Nigeria?

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Who do you think bankrolled his election?

Just like Anambra godfathers are controlling Imo and Abia politics, Nigerian moneybags are extending their influence beyond the borders.

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