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Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 3:35pm On Nov 22, 2020
Nchabuomo:
I honestly do not understand why people do a cover letter especially in cases where it's not pertinent to do one. All the information an ECO needs to make a decision is already asked (the form).

Keep your application simple and budget, believable in line with disposable income and account balance
Cover letter is very important and can make a difference between successful application and refusal. That is exactly why a blank space is provided for additional information and they also encourage applicants to use extra paper if the space provided is not enough
Travel › Re: General UK Visa Enquiries - Part 4 by justwise(mod): 3:28pm On Nov 22, 2020
esosa4real:
Oh my, its been ages!!

I remember when I use to traffic this page daily, when hustling my UK visa as a med student.
I later got the visa and since visited several countries.

I learnt all my travel visa applications from this Nairaland (God bless Seun) I am now a personal guru

My advise to those applying, always go back to read through the thread. Your circumstance has likely been discussed in detailed before or use the search button.

The likes of @Justwise were so helpful. God bless you and wondering if you are still active here.

Shallom.
grin grin grin
Travel › Re: Lady Celebrates As She Enters Airplane For The First Time In Her Life by justwise(mod): 10:16pm On Nov 21, 2020
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 12:07pm On Nov 21, 2020
Ultra1987:
hello justwise and co

thanks for all you have been doing and I need your help
I am asking on behalf of a friend.

so my friend just got an admission in the university of Bedfordshire to start in march 2021. The fees is £13000.
Below was written on the offer letter:

Scholarship and discount information:
Full-time Postgraduate and Undergraduate students will receive a special Vice Chancellor's Scholarship of £1,000. The
Vice Chancellor's Scholarship will apply to the first year of study only.
You may also be entitled to a tuition fee discount of £500 on full payment of the published fee before or at registration.

I want to understand that this means that if she pays her full fees from Nigeria she gets £1500 discount and would be paying £11,500?

we contacted the school to make it clear but they keep referring us to the conditional offer

my second question is that her mum is her sponsor, she is the only child. but she herself has a job and a 5 year working experience and has travelled to the Uk and back on a tourist visa. Would it be better for her mum to transfer all the funds needed for fees and maintenance to her account so that every documentation would carry her name instead of her mum to avoid long explanations or would it better she uses her mum account for everything?

please what are your thoughts? Thank you
Q 1. Yes your understanding is correct.

Q 2. Her mum can transfer the money into her account..no problem, she can also use her mum's bank account then add her birth certificate
Travel › Re: Who Is Going To The UK To Study This January? by justwise(mod): 12:05pm On Nov 17, 2020
The UK student visa thread
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 12:01pm On Nov 16, 2020
sweetmelanin:
Apt!




Ok sir, but the fact you disagree with opinions doesn't mean you should hide or delete people's comments. Besides, how do you disagree with facts? Phrankleen has admitted his living conditions himself as I mentioned in my original post.. he also tends to get overly emotional about family members who have looked down on him. This is public info you can easily see on his channel.
Big deal? He admitted going through tough time at a certain stage of his life in the UK and now you have problem with that?

He has every right to be angry with any family member who might have wronged him just as you have the right to disagree with the way he handles certain issues.

I have problem with him when he go on about western govt. too much and conspiracy theories but it’s his channel, I decided not to watch his clips when he start digging deep into certain areas.

Stop watching if his content does not suit your belief.
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 11:53am On Nov 16, 2020
sweetmelanin:
Apt!




Ok sir, but the fact you disagree with opinions doesn't mean you should hide or delete people's comments. Besides, how do you disagree with facts? Phrankleen has admitted his living conditions himself as I mentioned in my original post.. he also tends to get overly emotional about family members who have looked down on him. This is public info you can easily see on his channel.
Which post did I delete and any idea why they were hidden?
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 11:50am On Nov 16, 2020
erico2k2:
you do know they do not have to physically deposit the money there though
, its all paper.However the house should know there is a wee fraud going about where an Estaate agent collects deposit from people and go burst!it happened to a mate of mine and up to 30 people were owed!
Do they have to?
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 7:34am On Nov 16, 2020
maternal:
Not in the literal sense. But playing on people's emotions to get more views/likes = to make more money. Do you disagree with the other points?


I do.
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 11:44pm On Nov 15, 2020
maternal:
The issue is, he's a scam artist who plays on people's emotions to get paid. I will not put down any man's hustle, but what he's doing is dangerous and unethical in my opinion. He knows there are many losers like him who have been abroad for donkey years and haven't accomplished anything. So they blame the system and racism for their lack of success. So they come on his channel to vent. Or he knows you have many African Americans tired of racism thinking africa is better. So they come and listen to his African pipe dreams. These are his audiences.

If you dont fit into these categories, he'll block you, then shame you. With all the racism and 2nd class citizen talk, I can't remember the last time the US or UK military opened fire on innocent black protesters. As for the woman who left canada. The same tactic Phranklin uses was used on her. "You're a 2nd class citizen here". "Theres racism everywhere". Blah .. blah.... Now no job, probably doing Ashewo on the side, there protesting against SARS, etc. Now she'd take Canadian racism any day over what she's going through. And her advisor? He didn't even have the time to protest against SARS abroad. He's too busy making his dollars, living his comfortable life.
Who did he scam? Can you support this allegation with evidence?
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 4:18pm On Nov 15, 2020
sweetmelanin:
Fair enough. But whilst also selling the African dream, he shouldn't stop others from expressing their experiences which are contrary to his narrative. Africa has a truckload of problems and we must face them head on!
His channel, his choice, start yours to speak on any topic the way you want it.
Travel › Re: Can I Go For Masters Programme In Canada With A Second Class Lower Grade? by justwise(mod): 4:16pm On Nov 15, 2020
Canadian student visa thread
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 4:15pm On Nov 15, 2020
optimusprime2:
That's very true, that's why I said I disagreed with you 60%. He's a bit rough around the edges.

The art of running a talk show and interviews does not come without proper studying of the field... and thats why people like Christine Amanpour et al are legendary being able to hold neutrality while discussing sensitive topics.

I think if he receives more constructive criticism on how he runs his show, he will get better with time.

Apparently he's a newbie grin
No YouTube content creator will ever satisfy all viewers, someone will always find fault, Nigerians I know here find it difficult to distinguish between constructive advice and discouragement.

As long as you are not telling them how to leave Nigeria by fire you are enemy of progress.

Start a thread now about returning to Nigeria and see the number of people who will sound alarm about your plan and the same set of people will ask..why are not coming back to Nigeria if abroad is hard.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 4:06pm On Nov 15, 2020
kcmontez:
Can I use the same POF to apply for my dependents after I get my own visa?
Yes if the money in that account meets the financial requirements for you and your dependant
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 1:29pm On Nov 15, 2020
sweetmelanin:
I usually agree with you justwise but in this case, I have to stand my ground, one really has to really look through the surface to suss out the kind of person Phrankleen is.
The problem is that he has a relatively huge platform and as thus should be more neutral with his views. He never discusses the other side of things in Africa but is quick to cut people off for stating facts.
I’m not sure how much of his channel you watch or you only listen to the part you don’t like them logout, he doesn’t discourage anyone from coming to the UK rather he warn those with unrealistic expectations about abroad.
Travel › Re: Why Nigerians Abroad Should Stop Listening To Phrankleen by justwise(mod): 11:45am On Nov 15, 2020
I have to disagree with you, he talks more sense than nonsense. I watch his channel, may not agree with everything he says but by far he talks sense
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod):
fatima04:
Hahaha it seems people are giving up on deposit easily because of Children, why now. I have always gotten my deposit back. Infact I just assisted my sister in writing to DPS and we WON.

We were willing to part with half of the deposit because of the dampness etc but the agents became greedy and at the point of the claim, they submitted a quote more than the value of the deposit. We just vex and challenged with email evidence of the complaints and all oo and bam we got the money back.

One good thing I learnt from everyone here when I landed was make sure your complaint is formal and documented and that was what helped with the claim.
Always make sure that the landlord put your deposit in tenancy deposit protection scheme, every city council has it and you will be given a certificate , the landlord will not have control over that deposit.
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 3:35pm On Nov 14, 2020
Tobexin:
in all the advantages of living in an unfurnished apartment surpasses the one of furnished. You have the choice to furnish the apartment to your taste. Furnished apartment are more expensive than unfurnished apartment whereby the addition money you used in paying for a furnished apartment could be used in buying property that would be yours and you have the choice of disposing it for any amount u wish to sell on Facebook market or carry it along to a new apartment.

Here is the mathematics

In the northeast two bed room flat unfurnished cost £350-£400 while furnished apartment costs between £550-£600. If you stay in a furnished apartment let say for 12months and you are paying £550 PCM for same flat u could pay £400 for if it was unfurnished, the extra £150 u paid for it being furnished if calculated is £1800. If you want to furnish your house to good taste £1800 is more than enough for you and all this property belongs to you. The benefits of getting an unfurnished house surpasses a furnished one. If one have the money to furnish one should go for an unfurnished one.
Renting furnished room/apartment is better than unfurnished one especially as a new arrival. where will you start if you want to furnished an empty house? Kitchen...cooker, fridge, washing machine, etc, bedroom..bed, wallrope, table etc. Then when you want to move out you start moving all that again?

Furnish only the house you bought.
Travel › Re: Travel / Re: USA Fiance (K1) Visa Thread by justwise(mod): 11:01am On Nov 14, 2020
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 10:59am On Nov 14, 2020
iloclinton:
Thanks for the information, please can someone go ahead and apply for Visa without confirmation of accommodation, what do I feel in the section for accommodation, I want to use the school's accommodation but the portal for accommodation isn't open until 1st week of December for January intake.
Use your school international office address
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 6:11pm On Nov 13, 2020
Wonuola111:
I'm applying for the UK visiting Visa

My purpose of traveling is to work when I get there
The problem with this your plan is...

1. No responsible company will employ you with visiting visa.

2. You will not be able to open bank account

3. You will not be able to rent an accommodation

If by any chance you managed to get cash-in hand job through connection you will over worked but get paid below minimum wage.

A number of people who are willing to take advantage of you are plenty.. they help you get a room but will charge you premium for rent and bills (a lot of Nigerians/Africans/Asians do this for job) because you have little or no right

Your ability to switch to another type of visa is almost zero.

I suggest you think long and hard about this.
Travel › Re: Funding For Biology In Usa by justwise(mod): 10:41am On Nov 13, 2020
USA student visa thread
Travel › Re: Please What Can I Do, Should I Apply Again Immediately Or Wait Till Next Year. by justwise(mod): 9:21am On Nov 12, 2020
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 8:29am On Nov 12, 2020
Sonfethopia:
onyema chidi


its present in all my documents but the Morgan isnt in all.
The most important thing is having consistent first and last name in all your forms or certificates.

If onyema chidi is your first and last name in all your documents then you will be find
Travel › Re: Migrating As A Lawyer To Canada by justwise(mod): 8:05am On Nov 12, 2020
Politics › Re: FFK: 'Was Nigeria Created For Dangote Or Was Dangote Created For Nigeria?' by justwise(m): 3:51pm On Nov 11, 2020
Creeza:
Justwise, sir kindly help me out. Antispam bot banned me from making a comment on travel section. ITS A HEARTFELT WISH FOR one our comrades on the Polish thread. Dziękuję
Done
Travel › Re: Nigerians At Ukraine by justwise(mod): 7:57am On Nov 11, 2020
smartiz007:
OMG, where did you learn that? Firstly, you claimed you were asking an innocent question, which is now obviously not innocent; next you said the job is slavery, now you say something else. Lol... You keep saying different things. Since you are not here, i understand but stop trying to behave like you are so intelligent when unfortunately, you don't know what is happening here.

For the last time, let me enlighten you a bit. You might be right about some bad companies but what you don't know is that there are the good and the bad, the regulated and non regulated companies. It's your choice to choose who you would be working for; if good or bad. So, that is your personal decision to make. Not mine. Oh my goodness, how can you be so dumb? All clients who even try out these so called companies know the risks involved. Even grown ups who know the risks involved in betting still go to the casino to try their luck.

Have you been to Las Vegas? What about in Nigeria? Why do you think some people still play Nairabet, casino and the likes. Were they forced? Why not go tell the government to shut down the casino and betting sites? Thats because those who go there know the risks involved. When you work with a financial company that is regulated, their activities are being monitored.

Like I said, its your choice to choose the good or the bad. Just for you to know, to broaden your knowledge, some of the good companies are major sponsors of some football clubs. IronFX for example, is a sponsor of Barcelona. EverFX sponsors Sevilla. O'invest is a sponsor of Kaizer Chiefs. InstaForex sponsors Liverpool. ITrader sponsors Manchester City FC. Do you think they are not regulated by the government? Its better you watch the things you say and don't put yourself in trouble. Also, expand your learning curve and stop giving poor information.

Like I said previously, In Kyiv, you can choose whoever you wanna work for. Moreover, that isn't the only job in Kyiv. There are other jobs. Loads of jobs you can do if you are serious with your life. But it's obvious you don't know shit and you don't want to learn.

Since you are here to argue, I don't have such luxury of time. I am just here to assist people who wanna make their lives better and need proper information. Those who are looking to make something better than what they have at the moment. Your energy is really bad. Really bad energy.

Better stay in Nigeria my friend. Stay home. There is no place like home. Goodluck to you. I hope this helps those who are here to learn and not toxic people.

Cheers
You did not address the allegation with open mind rather you went on attack and deflection. Call centre job or Telephone Fundraising is a known fraud job targeting foreigners.

Lets not dismiss people's concerns
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 7:41am On Nov 11, 2020
Sonfethopia:
Hi justwise , sorry I had to post this here , please i have a question I'll be glad If you attend to.

On my jamb I used 3 names
Onyema Chidi Morgan
On my nd result I used 2 names
Onyema Chidi
On my HND and international passport i used 3 names
Onyema chidi Morgan
On my neco I used 2 names
Onyema Chidi.

Will i have problems going for masters because of the third names which are missing? Will i also have problems with nysc.

If yes , what can i do about it.
What is your first and last name?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 11:46am On Nov 10, 2020
fakmurphy:
@JUSTWISE what a relief! thanks. Did you see the list of my documents, am I good to go?
I will print a fresh statement when it's time.
Are you applying together with your family?
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 11:06pm On Nov 09, 2020
fatima04:
In addition to all the points raised best interest i see is usually for 5years which means you are committed to the lender for that period.

Basically this also helps the house appreciate in value so also an opportunity to have a good mortgage repayment for that period. .
[/quote]5yrs fixed mortgage is more expensive mortgage interest wise compared to 2yrs fixed though they both come with individual risks.
Travel › Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 10:39pm On Nov 09, 2020
erico2k2:
Listen to me, your best bet is to go fru a Broker, thank me later,There is a lot that goes on in the baground..You need to speak to a broker.
regarding help to buy, it is not for everyone, you must be a keyworker.best way to know is if you are working during this covid period.


Nope, its for everyone and not just for keyworkers working during covid.

Though Help To Buy has ended for new applicants.

If you have the time and money avoid brokers, you can apply for mortgage principle yourself and deal with the bank directly.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 4 by justwise(mod): 11:58am On Nov 09, 2020
fakmurphy:
Hello everyone, Gurus in the house. Firstly, please I'd like to ask if I should be worried about the UK address on my TB Certificate. Here's the thing, I did the TB test in August while I wasn't sure which University offer I will be accepting ( I have a couple of offers from different universities). So I have just decided to go with an offer from a Uni. in Cardiff but my TB certificate does not carry this University's address but my previous flat address in Scotland. I hope this is not a problem when applying for my visa?

Secondly, can I use the bank statement that was printed 3 weeks ago in applying for TIER 4 VISA? (I still have my maintenance funds and all intact in the account). I and my family will be applying together, and these are the documents that I am planning to submit with my application;

CAS
DOCUMENTS LISTED ON MY CAS
BANK STATEMENT
KIDS BIRTH CERT.
MARRIAGE CERT. & WIFE'S CHANGE OF NAME ADVERT.
PASSPORTS
LETTER OF INTRODUCTION & SPONSOR (WIFE AND KIDS)
TB CERT.

I hope you can assist me in reviewing this and give me your suggestions. Thanks.
1.Don’t worry yourself about the address thing. Point it out during your visa application. Basically the way you did here.

2. Print a fresh bank statement.

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