₦airaland Forum

arisebiadan:
Thank you. I notice I have to put the month & I can't remember. For me to chose yes I have to write the month (I am not even sure of the year, I just know it was before 2007) and the reference etc.

Can I choose NO then explain my predicament well on the extra information and cover letter?

No means No so there is nothing to explain the moment you select No. If you get banned that is because you called for it.

Bolamike:
Thanks for the response. How do I tackle the tax issue? The United States Government is responsible for the tax on my salary as it is part of their policy. I don't have any document to back this up. Can I tender my W9 Form in this case?

What you get is a net salary so you don't need to worry about tax paper as somebody who earns salary.

Only business people has to worry about that for visa application

Bolamike:
Big thanks for the response. I have listed documents I will be using and they are:-
Hotel reservation
Employment letter/Reference letter/Leave Letter
My bank statement
Cover letter (stating purpose of visit, proof of funds and total budget for the trip)
Employer's address and telephone

Is there any other doc I can submit? I plan to spend around 7 days, will flight ticket fee be part of the trip budget?

I am sponsoring myself, currently have a base salary of over 500k per month. I been working for around 5 months now. (I have past work experiences)

Yes flight ticket is one of the major part of the budget, your salary level is very good so you shouldn't have problem regarding that if properly presented.

sashaa:
@justwise please assist. I'm trying to choose an appointment date for my application but all the dates in march and april seem to all be greyed out . Only a few days in February are showing as available. My travel date is last week of may. Am i missing something?

It means that those two months are all booked but chances are that somebody may cancel or withdraw an application and the date will be available again. So you need to keep checking for a lucky date to popup

MrsDaniels:
@Justwise my sis inlaw sent me her refusal letter. Note i had told u she submitted her pounds bank statement since thats where she saved her personal savings funds in which she decided to use for the holiday, payslips from nigeria, work leave letter, intro letter and employment letter as she works in her dads company who is my father inlaw and her acc balance is extremely low for the naira one. her 2months old son and hubby were granted except her. ....please whats the problem the eco has with her?

That refusal letter made it clear what the problem is..lack of her own financial condition in Nigeria, she need to demonstrate that in her next application even if her hubby is contributing.

lovesavvi:
ok sir,How do you think I can explain better? Can indicate all the large transaction in my statement of the account and provide the receipt for it and explain it in my cover letter .thanks so much for your time sir .May God reward u and grant you all your heart Desire.

That is the best you can do regarding the situation

duvocharrison:
Will it be enof for flight accomdation feeding transport sightseeing shopping. But can u help with break down is 440k each for person plss ThAnks

Shopping and sightseeing are not part of visa requirements, you need to considerate on the core expenditure first..e.g flight, accommodation and feeding while in the UK

Bolamike:
Hello everyone.

I am a web developer working remotely for a US company. I am to attend a conference in London on the 6th of April and I just got the mail for the invitation today. I hope it is not too late to apply? and can I meet up with the date? and what are the supporting docs that I can add to my application?

Thanks

Not too late if you submit this week or early next week

lovesavvi:
yes it was registered
I submitted my CAC certificate

The problem here is lack of deep explanation regarding source of that business money

arisebiadan:
pls help, I was about completing my application. I was refused a visit visa when I was 12years old, that was 2006. I can't remember what was the full details. I was a teenager then and I know little about this, it was all in hand of my parents. I don't even know what happened to that passport then. Fast forward 13years later I have a good travel history. Now I am studying in France with a long stay visa (study) and want to apply to visit the Uk.

When they ask me to fill details if I have been refused Visa to the Uk, I don't know the reference number or month. What should I do here guys?

Acknowledge the refusal and explain exactly what you wrote here

MrsDaniels:
@Justwise my sis inlaw said her hubby says he would be sponsoring her now from his personal savings what documents does he need to give her? And what documents does she need to submit again should she include her UK account again? Since its her hubby who now wants to sponsor her? And does she need to submit her hubby and sons visa pages too or not with her application?

She has to add her own financial documents in addition to that of her hubby especially her salary account

Documents to submit has been listed far too many times her, its the same for all visiting visa application

Horlahorla:
Good Morning Justwise, 350,000 - 400,000. My Uk host will take care of the accommodation and feeding.

Your budget is reasonable considering your monthly salary.

Lillybi:
@ justwise

Good evening , yes my husband earns more than me, so should I make him a co- sponsor or sponsor?

Then surely you can use him as part of the sponsor.

Irenenwaka:
please justwise dont be mad at me, but i have few more questions
1. should this invitation letter be posted to the embassy by me or sent to my mum and then my mum submits it along side other documents?
2. how can i maximize her chances of getting a visa?
a) i have siblings who re 21 nd 23(tehy wouldnt be travelling with her ), do you think i shud declare them as dependants(they are actually dependants tho)??
b) like i said she wud be sponsoring herself with about 7 million in her account..she does business, when filling the form i got to a place dt said how much does she earn annually......i found that question quite inappropriate for a business person , cos the fact is they live on hopes with no fixed amount yearly....nd even certain times when money comes before u know it they hv to do turn over nd order for some more goodsss.......i am sorry for the whole story but basically, i am trying to say i dont know how best to answer that question to maximize her chances
c) what do u think i shud put has her montly stipend?? wat do u think they re looking for ??


please anyone as well can give a shot at my questions..thanks family

1. Yes it should be posted to her to be added to her application package.

2. She need to clearly explain her source of money with detailed paper evidence

a. State her social economy situation as factual as you can, there is no point withholding info.

b. That question is appropriate and her approval/refusal will largely depend on the answer to that question. She need to calculate her monthly earnings then multiple that by 12. There is no way you will own a business and not knowing how much you earn.

c. Only your mum can answer that because i don't know how much she earns or spend in a month

lovesavvi:
I explained that the money that enter my account is money that my customer paid for the goods that they purchase from me.i included the receipt that issue for them in the application. Can I need to asterics all the large transaction in the statement of acct .I can't even say the actual one that they are talking about because the eco did not specify in the refusal letter.but the highest money that my customer pay is 700k,sometime 500k,sometime 300k. Like that .am into supply of food stuff, bag of rice , vegetable oil.

Is this business registered?

Jommy26:
I find it difficult to attached pdf file. Below is the contents of page 2:

I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) 4 of Appendix V: Immigration Rules for Visitors.
I have considered your application in the context of your evidenced personal circumstances and
funding. You have declared in your visa application form that you are employed full time earning
£337 a month and that you are married with three dependent children. You also state that you
propose to travel to the UK with your spouse and child as a tourist for six days, staying in hotel
accommodation. You have further stated that you will meet the costs of your proposed visit.
However:
• I must also consider the evidence of your personal circumstances and funding as demonstrated by
you. You have stated that you will personally spend £2850 on your proposed visit. I consider the
personal cost of your proposed visit to be around eight times your stated net monthly employment
income. Whilst I have noted that you state you have investments, it has not been sufficiently
explained how such proposed expenditure is credible.
• As evidence of your own funds and financial circumstances you have submitted bank statements.
However, whilst I have considered the documents submitted I am not satisfied that you have
sufficiently demonstrated the origin of the funds shown in your personal account. I am not satisfied
that these statements are a reliable reflection of your financial circumstances or your stated ability
to pay for your proposed visit.
• I am not satisfied that you have sufficiently demonstrated your personal circumstances and funds
or that they are as such that you can be relied upon to meet the conditions of visit entry clearance.
Taking the forgoing into account, I am not satisfied that you intend to leave the UK at the end of
your visit. Furthermore I am not satisfied that you have sufficient funds available to cover your costs
whilst in the UK without working or accessing public funds. Your application has therefore been
refused under paragraphs V4.2 (a) and (e).

This trip is going to cost you far more than you earn in 7months which makes it un-affordable and you did not defend the source of money generated from your side-business.

Those are the two major reason for your refusal.

MrsDaniels:
@Justwise my sister inlaw just told me she got a refusal letter when she picked up her passport. And her hubby and son were granted 6moths visit visa each but she who is the main sponsor was denied on the basis that she submitted her UK bank statement. She said she explained the source of how she had the funds in her account. She got admission in Canada and paid tuition fees but was refused visa so the school refunded the money back into her uk account. So she kept it there as a saving she can always fall back to whenever. But she works in her fathers company who happens to be my father inlaw and submitted payslips, employment letter and intro letter from the office. Now the VO says how come she has money in her UK account and resides in Nigeria and works here too; note she used to be a student in the Uk and has since returned home lastyr and she is so pissed cos she wrote a cover letter how she got the money. What should she do as she wants to resubmit. She says she has email correspondence from the school in canada when they wanted to refund her money, also receipt of her payment confirmation from the school in Canada. What do you advice?

She should have used her Nigerian salary account in addition to that of UK, she made a mistake by using the UK bank statement only

duvocharrison:
Hello aderemi and justwise and other gurus In the house,
Please if my disposable income for 2 months is 440 and hubby 440 also now we intend using hotel reservation for 10 days family of four,my baby is 3yrs and the other will be 8months ,pls how will I analyse this moni so it won't be up to 3times our salary. Asin flight accomodation feeding transport sightseeing shopping etc the least hotel I saw on booking.com is 386k for 10days for my family but for shared bathroom is 196k for 10days for my family .Note i have wer to stay is just for visa sake am doing reservation pls help out.thanks

Are you planning to cancel after the visa is out? If you have a place to stay then i suggest you avoid making a reservation and cancel when visa comes out because it could backfired on you at the POE

Regarding your first question..since this is a family trip you and your hubby can spend two months of your salaries each.

Irenenwaka:
haa justwise, this is the first time you would reply me ....please i need some guidance on the application of my mums visa

1. since she is sponsoring herself in all dimensions, do i still need to write an invitation letter to the embassy.
2. and is the application for visit visa just like tier 4 ( we go online fill the form, then book appointment online. then after that u always tke printed online form with all other origanl documents to the embassy on the appointment date( this is for tier 4)...please is that how visit visa is as well??

1. Yes

2. Its the same process

lovesavvi:
I went to embassy this morning to make a complain that no refusal letter with my passport.i was called in and the white women collected my passport nd take it inside for like 30mins.to my surprise the woman bring my refusal letter. See the attachment.

What explanation did you give about the source of that payment into your account and how much was it?

Vickydicky:
[quoite author=Jommy26 post=75945668]


The refusal letter was received through mail after 10 days of biometric.

Someone should please help out.
@Justwise et all Goodmorning if you don't mind sending me your email i can send you a copy of what i did right after i experience same situation.

Please paste the refusal letter here and blank out your personal details

Jommy26:
Yes, paid monthly. Started the payment last year July. Paid up till January this year. Money always paid last week of every month. August 2018 to January 2019 statement used. The allowances quoted was the last six payments. No lodgement.

I appreciate @Justwise.

You needed to submit enough documents to support to source of that money, not just company registration papers and bank statement only

labiowo:
Good morning Nairalander,
I need your advice concerning my visa application.My cousin who which to send invitation letter has issued the same for somebody 7 months ago.The person in question was granted visa and travelled to UK but failed to return to Nigeria.Is it advisable for my cousin to issue invitation letter for me?
Looking forward to hearing from you
@justwise

Book hotel accommodation rather than using your cousins IV

Jommy26:
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) 4 of Appendix V: Immigration Rules for Visitors.
I have considered your application in the context of your evidenced personal circumstances and
funding. You have declared in your visa application form that you are employed full time earning
£337 a month and that you are married with three dependent children. You also state that you
propose to travel to the UK with your spouse and child as a tourist for six days, staying in hotel
accommodation. You have further stated that you will meet the costs of your proposed visit.
However:
• I must also consider the evidence of your personal circumstances and funding as demonstrated by
you. You have stated that you will personally spend £2850 on your proposed visit. I consider the
personal cost of your proposed visit to be around eight times your stated net monthly employment
income. Whilst I have noted that you state you have investments, it has not been sufficiently
explained how such proposed expenditure is credible.
• As evidence of your own funds and financial circumstances you have submitted bank statements.
However, whilst I have considered the documents submitted I am not satisfied that you have
sufficiently demonstrated the origin of the funds shown in your personal account. I am not satisfied
that these statements are a reliable reflection of your financial circumstances or your stated ability
to pay for your proposed visit.
• I am not satisfied that you have sufficiently demonstrated your personal circumstances and funds
or that they are as such that you can be relied upon to meet the conditions of visit entry clearance.
Taking the forgoing into account, I am not satisfied that you intend to leave the UK at the end of
your visit. Furthermore I am not satisfied that you have sufficient funds available to cover your costs
whilst in the UK without working or accessing public funds. Your application has therefore been
refused under paragraphs V4.2 (a) and (e).


Hello Gurus in the house. I've been a Guest reader.
I appreciate professional advice given by every individual on this platform. I applied for a 6 months UK Tourist Visa for me, spouse and a 5 month old child and got refused as attached.
In my form, I stated that I earn £235 per month after Tax from govt job and £11,380/Year from “Investments” (my family business). I also stated that the cost of my trip is £2,850 and monthly spending of £105.
Personal Six months statement of account with inflow of 160k/month and a spread payment of allowances from personal company account of 350k, 350k, 400k, 450k, 450k, 450k.
Salary account closing bal of 4.5M and company account bal of 12M.
Documents submitted:
1. 5 months payslips from govt job wih other docs from office
2. CAC Documents
3. FIRS payment receipts of Taxes for 2018 (23k, 23k, 5k, 5k and 30k penalty)
4. Personal Statement
5. Company statement
6. Family details
I intend to reapply. I will so much appreciate your guides on how to plan the budgetary aspects and others errors committed on my application as stated above.

Was that money paid in monthly? If yes..when did the payment started?

Irenenwaka:
i am in the uk, nd my wedding is in april in london....i want to send an invitation letter to my mum for the wedding that will be submitted to the embassy (my mum would be sponsoring herself and also using her bank statement). the letter i have drafted was written with my mums address on it ( just like i was sending her an informal letter).....please was that the correct thing to do?

That doesn't matter, meeting requirements matters most

seunice01:
Hi. Am about to write my cover letter. Please who do I address it to? Is it the deputy high commissioner or ECO (what does this mean, is it Entry clearance officer?).

Address it to ECO. Yes that is the meaning

Bimpe194:
I tried to send an email, it directed me to the payment section. I have been unable to make payments with my Master card.

You can use the call option

Lillybi:
@ justwise

I intend sponsoring the trip myself if having a monthly salary of 134,650.00 would do, if not my husband will be my co- sponsor. Please what do you advice.

Does your hubby earns more than you

Bimpe194:
Hello. Please I noticed a mistake recently on my Certificate of sponsorship. My surname was typed in place of given name and vice versa. I have already done my biometrics before I noticed this. I'm really worried if this won't affect my application. Thank you

@justwise please any comments on this?

Email the embassy to notify them about the mistake

MzGatsgo:
Hi nairalanders..im new here tho ive been reading travel threads here since last year... i just got conditional offer for an erasmus mundus programme starting in Heriot-Watt University Scotland, the UK.. my dad is my sponsor and i was asked to pay half the fees as a kind of acceptance fee in order to b given an unconditonal offer... I just want you guys to guide me through this journey down to the Visa application... cuz im as lost as anything as to what to do after the unconditional offer is given..is the money a guarantee that the unconditional offer would be given?? Thanks

Read first page of this thread https://www.nairaland.com/2575449/uk-student-visa-tier-4