₦airaland Forum

Make baba Sha no dance forget the main assignment, make people of Osun no gather mouth swear for am.

Make thunder no go strike person o.

And we are made to believe this is an oil producing nation?

A butcher who eats bones.

The child of a cloth seller on rags....

We are watching.

There are some things that are naturally uncontrollable in which hunting is one of them. Hunting as we know it is arguably the oldest job on Earth.

The first man naturally venture into thick animal hunting for food and preservation. Most people suggesting animal extinction as a result of hunting them don't get their facts right. I mean, we eat all sorts of eatable fleshy animals everyday and we will still continue to do so. Of course government design a game that is out of bound for unregistered hunters to kill.

Housing:
You don't need any Lawyer. Have been able to submit all the required documents? If yes ask questions, make complaint to Pencom. There is officials Pencom line to each State. Call out the PFA on Twitter tagging Senate President Speaker, Pencom, FCCP. Most Nigerians are not ready to get things done. Approval for any complete documentation is within 7 working days according to the lastest Pencom regulation.

Thanks for this.....

Kyase:
What’s wrong with CR7



https://www.thesun.co.uk/sport/20415285/ronaldo-piers-morgan-interview-man-united-betrayal/

Honestly, irrespective of ur view on this issue, you will never be morally and cooperately right if you think Ronaldo has done well. As ageing United fans, as a pro-Ronaldo fans, throughout his stay in Madrid, Juv and back at United, I've always idolised him until these his recent misconducts and unprofessionalism towards the club at large, his head coach, his team mate and to the fans globally.

I mean is he dreaming of the whole world at his feet? What trait would not imply betrayal? He wants a "must-play" tag even if he's out of form?. This is his own creation, a player who refused to be part of any pre-season matches, a player who had in more than one cases demeaned the coach by rudely leaving the field before final whistle while the while world was watching?
The truth of the matter is that, the reverse is the case. It is Ronaldo who had betrayed Manchester United and everyone attach to the club. He let the fans down and I'm not sure such a figure should be celebrated. It obviously a show of shame.

superboyspecial:
Hello, Nairalanders.
Please, have you tried processing the death benefits and pension of someone who worked at the Nigeria Security & Civil Defence Corps (NSCDC) before his death?
How did you go about it and how long did it take to be processed?

I'm trying to process that of my late dad and would appreciate any guidance or information.

@OP, I have similar issue with my late dad pensioner funds with NLPC. But mine is a bit diff, the processes to getting the benefits are tedious. I also found out that the guys behind their system attempts to manipulate the benefits to their advantage, they would hope the family would not show up to claim the benefits. Or make an attempt to frustrate you off the line. I've even withdrew myself since last week, but yet, my mind is always there. I can't leave my dad funds out there like that, that's his hard earned money.

At first, I do receive the alert on his line because have been using his line has a second sim on my phone. But while I went for the processing, I was asked to write a letter to stop the fund entering the account first, which I ignorantly did. But of what benefit is the inflow monthly when I never had access to the money directly. Hence the letter which eventually stopped the fund entering his account. My problem is that I don't know how long the process would be cos I will need lawyer and spend some fortune to complete the process, and that's y I never gave it a thought since last year to embark on it again.

illicit:
NDLEA

Lol. Bro beware of EFCC

incandescentena:
Thie.fnubu

Ohh no! Guy y nao

Happy Sunday friends!

Just reasoning..........What is the weirdest name you saved a number with on your phone contact list?

Mine is "cumm" [b][/b][b][/b]

wiseone28:
Chai Man shity..


My feeding money.

Sori oooo

frog12:
you never hear of prince Andrew's sex case in the US?
you guys think you know everything, but you really don't know

Really? Inform us please......

At times I'm of the opinion that something is really wrong with an average black man, these attentions should rather be diverted into a productive investigative exercise that would fish out the culprit in lieu of the mess surfacing on the Cyber space. Hence more innocent and legit immigrants would bare the brunt of one bad egg.
I've never seen where a London man in UK would be made responsible for the mess perpetrated by the man in US. Or could this be as a result of an inferiority complex factor?
Saint are everywhere, so also bad persons are everywhere. This is the only variable that separate every man on Earth.

These clown don't know that people are now wiser. How do you justify the parade of criminals/kidnappers without passing due judgement on them to deter future occurrences?

Such act is dead on arrival, no Fulani man has ever been made to face the wrath of law........ It's always an inconclusive affairs.

But why Nigeria own dey different? Our stocks had never deflated but rises uncontrollable....

No one is regulating our consuming goods in the market.

We are always scared of an incoming inflation after coming out of one.

And we have economist employed and paid withing the govt payroll. Yet the economy is always left in a destructive state.

The more I think, the less I see....

Stale! We've heard this tale countless time..... Just like people saying this life will come to an end yet, we are still here centuries upon centuries.
Whose turn would it come to an end?

Which generation, century would the myth alien contact come to pass?

Make make mod epp push this to the wall. We wan learn experiences

He get as our mother dey do am that time wey we small, most especially when they wan get u foot wears or outfit.

My own mum would bargaining until the seller start they use wan kind eyes look us

He get time wey I had to stop following mum down to the market. By the shoe like that, if e no size me I go use something adjust am. Lol

Just hit this on a Ghanian Twitter page.

See some reactions below:

advanceDNA:
They lie animal practice it...if u ask them to show u where male animal is fvcking another male animal..they will get angry

Even if animals do it....why are they not fvcking their mothers, and eating food directly from the ground without cooking aince they want to do what animals do

Lol, there is no angle you can justify such filthy and condemnable act.

advanceDNA:
They want to become majority...the feel everybody is gay, trans, and sexually fluid and mad like them ...so if they keep promoting every and asking for special rights and power people will join them ..

Even animals don't practice same sex, but these people want to shove their madness down our throats.

advanceDNA:
There are gay people im qatar....foreigners go their all the time..... they dont make a fuss



E reach world cup just play ball enjoy the game and get he fvckout but these yansh fvckers wan use their disoriented mind spoil the greatest sport in the world.... they cant just be normal and blend in like everybody else... tuehh

Bro I tire o. My question is, why do these people want to be recognized and accepted in the society. It's this not suppose to be buried in darkness and never see the light of the day?

New unprintable and unspeakable things are now surfacing around the globe......
The latest is the controversies surrounding the upcoming FIFA World cup in Qatar.

LGBTQ people looking out for recommendations everywhere is inhumane. I mean, Why don't you keep your sh*t to yourself? I've never been more right on this.
This people should not spoil the beautiful game with their shenanigans.



A few dozen people protested in front of the FIFA Museum in Zurich on Tuesday to press for the rights of the LGBTQ+ community ahead of the World Cup in Qatar.

Some football players have raised concerns over the rights of fans travelling to the event, especially LGBTQ+ individuals and women, whom rights groups say Qatari laws discriminate against.


- Stream on ESPN+: LaLiga, Bundesliga, more (U.S.)

In an interview filmed in Doha and to be screened later on Tuesday, a Qatar World Cup ambassador told German television broadcaster ZDF that homosexuality, which is illegal in the conservative Muslim country, was "damage in the mind."

The All Out group that organised the Zurich protest said the demonstration aimed to "make sure FIFA and Qatar know the world is watching and that citizens around the world expect action."

All Out wants FIFA to pressure Qatar to decriminalize same-sex relations and protect the LGBTQ+ community, and says FIFA had not publicly committed to concrete steps that would ensure the safety of LGBTQ+ football fans, gay players, or the local LGBTQ+ community.

"FIFA is confident that all necessary measures will be in place for LGBTIQ+ fans and allies to enjoy the tournament in a welcoming and safe environment, just as for everyone else," a FIFA spokesperson said.

FIFA's position is that discrimination of any kind on account of sexual orientation was strictly prohibited, the spokesperson said.

"Qatar as a host country is fully committed to ensuring that everyone will be able to enjoy the tournament in a safe and welcoming environment, including members of the LGBTIQ+ community."

Qatar is the first Middle Eastern country to host the World Cup, and the small nation has come under intense pressure for its treatment of foreign workers and restrictive social laws.

The country's human rights record has led to calls for teams and officials to boycott the Nov. 20-Dec. 18 tournament.

Even if preservation would be considered, taming those sort of wild body animals like hipppo is a rocket science for the locals

Keeping them to stockpile in our zoo or reserve is also good but would the zoo officials be around where such animals emerge suddenly to tame them?

And the locals would want to exhibit self-defence at times and end up killing the games. Animals killed don't get wasted here in Africa.

temitope27:
maybe u re not watching Asian movie, even South Korea show nude in their movie this days.

Everyone don gone pass that hypocracy

Bro, permit me to say that's a far lie, the Korean especially don't do that if you do see their movies. Especially in their traditional sets
Maybe you want to tell me about India too?

Munamoqel:
correct suffering and smiling .that why you see must with Afro . 20 USD *4 week =80usd *800 =64k per month to Barb hair .like 2k daily for Najia

But there is a very high human capital indexes over there. There is work to do to finance ur bills, except if one is lazy.here you want to work to settle ur bills but human population is way over the available job and resources

Munamoqel:
how you want rest when hair cut na 20 USD baby care na 500 USD , insurance na 200 USD to drive rent na 1500 USD . mortgage na 2k for 25 years .child support ,divorce litigation .IHS , park fee , University loans .the bese na endless ! But oyinbo don inherit houses from Papa so no morgagate or rent payment .that already 2k per month off .

Where is the lie? The first couple of months a friend of mine arrived in Manchester last year, I saw him grow large bares, but this is unlike him. This is a person who doesn't play with shaving every 5days back in Naija. During video chat, he told me the barbing fee, I couldn't even convert it to our ridiculous naira. I just dey make jest of him.

abbeyfel:
So we don't have sex in Africa? If we are sexual beings like every other race, then why not include it in our movies, then rate it for mature viewers and emphasize its sexual contents! Hmmmm. Africans and hypocrisy!

Ok, haven't said that, how do you intends to regulate the so called mature view rating in the face of fast growing social media influences? That is not like African, what we protect, other races might do otherwise. Asians for example don't reveal sexual activities in their movies, you barely see Indian kissing in their movies too, does it mean they don't have sex or they are been hypocrite?. Your guess is as good as mine.

Honestly, there are more than one view to it. Rest of mind and comfort above every other things in life. But the reverse is the case for we Nigerians. Are we really comfortable with all the things around us?, are we enjoying anything dividends of democracy?; Do we get a good service for the direct/indirect taxes paid?. All of these are what triggers gross migration of people to these countries.

But on the other hand, rest of mind is not peculiar to any continent, there are violence every other places too. But the only thing I find odd about these developed country is that there are no room for rest as an immigrant, it is work, work, work and work like a clock. Here in Nigeria, you can work for some years and earn yourself some fortunes then retire, build a good home and enjoy ur fortune without stress. But not the same abroad. By the time you want to be resting, the bill is on running sporadically. Even the air they breath over there is not totally free. Lol but whatever work for everyone Sha.

Seriously, these guys are now producing movies that really worth it. The cultural revealing, the xcter exposures and the rich storylines are credit worthy.
The only 'but' is the sexual contents which is alien to Africa.

I mean this is a typical Yoruba home movie which kids can watch together with their parents at home. I know they are trying to make it more of international standard but it only diminish and ridicule its cultural richness. I rate them 8/10 though have not seen [b][/b]EleshinOba

When they will not even make the force exciting salary wise and comfortable. You want people to go into the forest and come back in body bags.

There is something they call patriotism, any nation where her citizens are not willingly patriotic to the course of her affairs, then, nothing much should be expected. Our leaders should go back to the drawing board and retrace their steps.

I can say this regrettably, with the way the past and present leaders of this country has ran it, this country is not worth dieing for. Hence the current recruitment aparthy.

New naira: Rich Nigerians deposit bales of cash in banks
PunchngNov 5, 2022Read original

Days after the Central Bank of Nigeria announced the redesign of the N1,000, N500 and N200 notes, with a directive that the current notes be remitted to the commercial banks, wealthy individuals and organisations with huge cash stashed away have begun depositing them, Saturday PUNCHcan report.

Our correspondents gathered from sources and workers in the operations department of many commercial banks that even though there has yet to be any rush by customers, there was a gradual increase in the volume of cash and amounts being remitted by customers.

The Governor of the CBN, Mr Godwin Emefiele, while announcing the issuance of the new naira notes on October 26, said bank customers should start paying their current notes to enable them to withdraw the new bank notes once circulation begins on December 15, 2022.

Emefiele said the apex bank had become concerned over some daunting challenges in the management of the existing banknotes in circulation, especially those outside the banking system, noting that such portend some consequences for the integrity of the CBN and the country.

Among the challenges that informed the decision, he lamented the “significant hoarding” of the banknotes in which case N2.73tn out of the N3.23tn currency in circulation as of September 2022 was outside the vaults of the commercial banks across the country. He also cited the worsening shortage of clean and fit banknotes; increasing ease and risk of counterfeiting evidenced by several security reports and compliance with global standard to circulate new legal tender every five to eight years.

He noted further that the naira redesign would help to rein in the currency outside the banking system and make its monetary policies more efficacious, deepen its cashless economy drive and minimise incidents of terrorism and kidnapping as the access to large sums used for ransom payment.

He noted, “On the basis of these trends, problems, and facts set out above, and in line with provisions of Sections 2(b), section 18(a) , and section 19, Subsections a and b of the CBN Act 2007, the Management of the CBN has sought and obtained the approval of President Muhammadu Buhari to redesign, produce, release and circulate new series of banknotes at N200, N500, and N1,000 levels.

“In line with this approval, we have finalised arrangements for the new currency to begin circulation from December 15, 2022 after its launch by President Muhammadu Buhari. The new and existing currencies shall remain legal tender and circulate together until January 31, 2023 when the existing currencies shall cease to be legal tender.”

Huge cash deposits
Meanwhile, our correspondents’ interactions with many bank staff indicated that individuals have begun depositing huge cash sums stashed away with the commercial banks.

A top banker with one of the first generation banks, who spoke on condition of anonymity, said there was a gradual increase in the sums of money being deposited by some customers. “We have seen an increase in the amount being brought to some of our branches by some customers,” the source said.

When asked the highest amount an individual had remitted so far, the source, who heads a branch of the bank in Oshodi, Lagos, said, “The amounts vary, but we have seen people bring between N5m and N20m cash. It’s only rich customers that can have huge sums stashed away. The poor live on daily income and can hardly have enough to save.”

He said it was easy to identify the money stashed away for a long time because of the smell, the dates on them and other elements she refused to disclose. “There are ways to identify them but I don’t want to go into that because the focus of the CBN policy is to rein in the volume of cash in circulation. The regulators would deal with the rest.”

The branch manager of another first generation bank in Ikoyi area of Lagos confirmed to Saturday PUNCH that there was already a rise in the amount of cash being deposited by some customers.

She said, “The normal deposit by average income earners and businesses continues, but some customers have been coming with huge sums to deposit. We have seen some persons bring N2m cash and there have been higher and lesser amounts respectively from some other branches.”

Meanwhile, a senior staff at the headquarters of another first generation bank noted that feedback from some of their branches showed that some customers brought in billions, some in millions and some in hundreds of thousands.

The source said, “When the redesign of the naira was announced, the CBN asked all the banks to report the amount in their vault per day so they could monitor the remittances across board. The way it works is that branches route that information through their respective zones and the zones supply the information to the headquarters.

“We have to protect the customers, even if you suspect the possible source of such funds. The information from some of our branches indicate that in the last few days, specifically since October 26 when the CBN made the announcement, there have been individuals who brought in billions while some came to deposit millions.

“From what the CBN governor said in his briefing, he said about 85 per cent of the cash in circulation was outside the bank vaults and that alone is over N2tn, which shows that we might even see more billions being brought to the banks for remittance in the coming days.”

“But I can tell you that across all the financial institutions, there has been a surge in deposits. It’s not natural; the naira redesign and the fact that the Economic and Financial Crimes Commission has been going after some people has made it so. How come we have over N2tn in people’s hands?

“I have had interactions with some of my colleagues in other banks and they confirmed that it’s the same in their banks. The deposit has been in billions. It might come as a surprise to many, but it’s the reality. I came across a report that some states are considering paying salaries in cash, because they have stashed away huge cash and they need to expend it.”

Similarly, a senior management staff member of another commercial bank, toldSaturday PUNCHthat the huge cash deposits being witnessed justified the concerns expressed by the CBN in its October 26 briefing.

The source said, “The CBN said about N2.73tn is outside the banking sector, no economy in the world can survive such a percentage of its money in circulation being outside the bank vaults. That policy must have been well thought out, because people are already making huge deposits.

“I can’t tell you how much has been deposited so far, because there is a reporting line the CBN gave to know how much is coming in, but people have been coming to make deposits. If you look at the amount so far paid as ransom, you would imagine the volume of cash in circulation and then people keep a lot of money in the bush and other places.

“I sense that people who kept money would have issues bringing them in now because it raises suspicion and don’t forget that banks are under obligation to alert the anti-graft agencies like the EFCC, and the Nigerian Financial Intelligence Unit, in accordance with the Money Laundering (Prevention and Prohibition) Act.”

The source revealed that the heads of Corporate Communications Departments had an interaction with the CBN three days ago to make sure that they work in sync with the CBN to make sure the exercise was hitch-free.

Across other banks where our correspondents interacted with senior staff, they affirmed that there was noticeable increase in the volume and amount of cash being brought for deposit.

Saturday banking begins
Meanwhile, the CBN has written to the banks on how to implement the naira redesign policy. The memo was titled ‘Re: Implementation of naira redesign policy’.

In a memo signed by the Director of Banking Supervision, Haruna B. Mustapha, with Reference Number BSD/DIR/CON/LAB/015/064, dated October 31, 2022, the apex bank said banks’ currency processing centres “shall remain open from Monday to Saturday to accommodate all cash that will be deposited by customers.”

‘Don’t split deposits’
The apex bank in the memo said in furtherance of the Emergency Bankers’ Committee meeting on October 28, 2022 and as part of arrangements to ensure the seamless implementation of the new currency redesign policy, it decided that under no circumstance should large deposits be split into different accounts. It also warned that no cash deposit by any customer should be rejected provided such deposits were lodged into an account with a BVN.

It added, “All deposits by new or walk-in customers should be accepted by banks subject to compliance with the requisite account opening documentation and KYC requirements. No deposit should be boxed and or credited to any suspense account, general ledger or any other internal account of a bank.

“Splitting of deposits is not permitted under any circumstance. All unusually large deposits should be paid into customers’ accounts with BVNs as a bulk amount.”

It also charged banks to ensure full compliance with extant Anti-Money Laundering/Combating the Financing of Terrorism regulations on reporting of currency and suspicious transactions. It stressed that banks should ensure that customers were promptly attended to and well treated to avoid delays and long queues or congestion in banking halls.

“Banks shall deploy measures to detect fake or counterfeit notes and avoid any form of competition to ensure a smooth implementation of the policy,” it added.

On the issue of reporting, the apex bank said, “Banks are required to furnish the CBN with their daily vault cash position effective October 26, 2022 in line with the attached template. The first set of returns up to November 1, 2022 is due before close of business on November 2, 2022.

“Thereafter, banks are to provide the daily returns on their cash position on or before 10am of the business day following the reporting date.”

The CBN noted that deposit of mutilated notes in the denominations covered under the dispensation (N200, N500 and N1,000 denominations) would be permitted without fees. It added that mutilates notes received would be processed in due course to check for counterfeit, forged or composed notes. It however noted that banks would be responsible for any defective notes and shortages in line with extant regulations.

The CBN had stressed that until January 31, 2023, the present notes remained legal tender and should not be rejected, noting that no bank customer would bear any charges for cash returned/paid into their accounts, as bank charges for cash deposits above limits had been suspended with immediate effect.

Banks write customers
Meanwhile, findings bySaturday PUNCHrevealed that the CBN had been having meetings with the banks on the naira redesign.

Most of the banks, including the United Bank for Africa, Ecobank, Polaris Bank, First Bank, and First City Monument Bank have sent text messages and e-mails to their customers to deposit their cash, adding that in line with the directive of the CBN, their branches would be open on Saturday to enable more people to deposit their cash.

“Maybe because the policy is still new, many have not started rushing to the bank to deposit their cash, but we are making preparations and extending our working days,” an official of one of the banks said.

UBA, in a statement, noted that in a bid to help customers through the transition, it had put together a number of points to guide customers.

It partly read, “Start depositing your existing naira notes into a UBA branch closest to you.

Don’t panic, we are adjusting our branch opening hours for your convenience. We will open Saturday (Cash deposit only) from 10am to 2pm. Zero charges will apply for all cash deposits.”

Group faults CBN
A northern group, Concerned Northern Forum, has said the CBN’s plan to redesign some naira notes will further worsen the nation’s economy.

The group’s spokesperson, Abdulsalam Kazeem, while addressing journalists in Kaduna, called for the immediate suspension of redesigning the naira notes.

He said, “It is important for Concerned Northern Forum, a coalition of over 73 civil society organisations in Northern Nigeria, poised with the aim of advocating, promoting and defending the interest and values of the people of the north, to say this move is not only illogical, considering its economic implications at the moment, but a way to plunge Nigeria and Nigerians into more economic depth and crises that would require many years to resuscitate.

“There is no law against saving and keeping one’s money and transacting business outside the purview of the banks. Banks have always been perceived by our people as the creation of the elite used to run businesses and make profits from the savings of the masses.

“We must state categorically clear that the large population of Nigerians have lost confidence in the current leadership of the CBN to initiate and introduce policies that would improve the economy of our dear nation, and so therefore we maintain our earlier position which includes the immediate suspension of the whole process of the new naira design; the immediate sacking of Mr Godwin Emefiele and his team for failing Nigerians and prosecution of those behind this devilish and wicked agenda.”

It said failure to meet with its demands within the next seven working days would lead to a massive protest across the region and the Federal Capital Territory.

What an overwhelming career you had bro! It's always nice doing it when the ovation is high.

Never can tell, this is Nigeria.