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Nextstep's Posts

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Business › Re: Allen Onyema Indicted For Bank Fraud And Money Laundering In America by nextstep(m): 2:48am On Nov 23, 2019
Wetin happen? I don't see the fraud... can somebody please explain because he is being accused of buying airplanes for the airline... which we're seeing.
Properties › Re: Omo Onile In Lagos State: Share Your Experiences by nextstep(m): 10:03pm On Nov 22, 2019
Owologbo:
Nawa for you o. so because you had in one corner close to Asaba, you have to tag the whole state.
I'm from Delta State, and this is my first time of hearing this.
Talking of Lagos, it happens in every corner of Lagos.
You haven't heard of it... does not mean it doesn't happen.

I have experience trouble in 3 places around Asaba.

I haven't built in the following places, but I have friends and family who have built in Warri, Agbor, Ughelli, Sapele.
Their stories lead me to believe it happens all over the state.
Properties › Re: Omo Onile In Lagos State: Share Your Experiences by nextstep(m): 9:00pm On Nov 22, 2019
noisy45:
They don't try shit with u once u have a military or paramilitary personnel related to the owners of the land or owns the land
MrMcJay:
They once sold a land to a soldier. Thereafter, they sold it to a Naval officer.
True life story, in this same Lagos.
grin grin grin I was about to say something similar, those boys get sense die. grin
Properties › Re: Omo Onile In Lagos State: Share Your Experiences by nextstep(m): 8:16pm On Nov 22, 2019
Not only Lagos oh... they are plentiful here in Delta. I am speaking from painful experiences.
At the end of the day, as somebody already commented: be humble, find them small change, and no worries.

The money you would have used to get police, security, or lawyer, just use this for the omo onnile tax.
It's good to verify and double-secure your documents, tax, forms, etc... but 10k and a smile will work wonders.

RPirez:
Mine was in Owode-Onirin, Lagos. Like 4yrs ago, I acquired 2-plots of land and didn't really do anything on it cuz my parents also live in the neighborhood. I never really had much problem with them and they even protected my land before I eventually built it grin. Once you've settled the main guy, you're good to go but, you go settle before you do foundation, decking and roofing. Whenever I come home for vacation you'll see them hailing me whenever I drive or ride Okada to see my parents ( we all know what that means... "Isolenu"wink… I had to settle them undecided

Whatever is of Ceaser's, you give to Ceaser's… cool
Seconded, it's quite similar to my experiences in the smaller towns outside Asaba. I acquired a few plots, and the first sign of trouble was when people came to start breaking the building I was constructing. Or when they won't let the suppliers offload their trucks. Or when I had to settle them again before roofing.
Politics › Re: Amaechi Says FG Willl Build $800 Million Seaport In Warri by nextstep(m): 1:17pm On Nov 22, 2019
Our "will do" audio people have come again angry
Education › Re: Hostel Built By Pastor David Ibiyeomie For Ignatius Ajuru University (Photos) by nextstep(m): 1:14pm On Nov 22, 2019
Wiseandtrue:
Universities have money!!!

Look for the homeless and give them shelter!!! They will forever pray for you!!!

They cannot even repay you back!!! This is what the Bible says, this is the will of God!!!
Rather than giving to the poor who can only pray, give to smart young students that will use their ideas to start businesses that employ many.

Nice one, I wish I could have enough to be philanthropic...
Family › Re: What Do Men Want? by nextstep(m):
(C). Just listen and let the guy vent. He will figure it out himself.
Celebrities › Re: Tacha Has A Paid Partnership With Ciroc, Not An Endorsement Deal - Kemi Olunloyo by nextstep(m): 11:15pm On Nov 21, 2019
Paid Partnership or Endorsement, what's the difference.

Long story short, Tacha is being paid for association with Ciroc. She brings them an audience of Titans, they pay her for her time/face.

Some journalists sef too dey carry dey do.
Music/Radio › Re: Why Angelique Kidjo Is Burna Boy’s Biggest Threat In Grammy Awards Category by nextstep(m): 5:22pm On Nov 21, 2019
joe4christ:
Never heard of this woman Mehn!
beresponsible:
Wetin she dey sing sef? Oyinbo can dance to anything. Burna na master
Are people serious? She's like the Miriam Makeba of our times, from Bénin. I've been listening to her music since Ayé (1994). You don't remember hearing Agolo or Wombo Lombo? I used to rock this back in the day.

Between Angelique and Burna, this is going to be a stiff competition, because though Angelique is the giant in this arena, with multiple wins, Burna brought his A-game to his album.


https://www.youtube.com/watch?v=dlgESq5FAx4

https://www.youtube.com/watch?v=MyMDHccQhzo
Crime › Re: Man Carries Ammunition That Can Fire 264 Rounds, Kill 264 People (video) by nextstep(m): 4:46pm On Nov 20, 2019
DennisEche:
AMMUNITION OR RIFFLE?
I hope when the shots are ringing you won't be there trying to correct gammas grin

But seriously, this is shocking. I sure hope people in the US don't get the idea and want to test this out for real. Sigh... nowhere is safe.
Politics › Re: Senate Directs FG To Construct Public Toilets Across Nigeria by nextstep(m): 2:42am On Nov 20, 2019
Nobody will clean these toilets, just as nobody repairs street lights or falling electrical poles.
No water to flush those toilets.
No light to pump from borehole.

Forget that the money will just be embezzled.

They should just solve ONE thing. Light.
Education › Re: English Home Lesson Teacher Caught Stealing In Employer's House by nextstep(m): 10:31pm On Nov 19, 2019
And people will be asking why people don't want to trust others in their house, or with their children.

That's how one househelp cleaned out my mom's prized cloths and dishes on a weekly basis, then for the finale, invited her friends to take TV, AC, and other valuables. God punish some people sha.

Since then... no house help, nanny, driver, washer, and no gateman for me. They are the very ones to cause you the most headaches and put your life in danger.
Celebrities › Re: Efia Odo's Transparent Outfit To The 2019 4syte Awards Ceremony by nextstep(m): 3:11am On Nov 19, 2019
PotatoSalad:
U smoke tree bark?
Nah mate... I'm just wondering why it's OK for random people to grope a lady because she's unclad. The argument of "she deserved it" appears to absolve men of their lack of self control.
Celebrities › Re: Efia Odo's Transparent Outfit To The 2019 4syte Awards Ceremony by nextstep(m): 9:59pm On Nov 18, 2019
PotatoSalad:
If she gets groped, she'll start screaming men are scum.
Dress the way you want to be addressed
If you park a nice convertible car... would it be OK for passersby to reach and touch the leather of your seat headrests and maybe the radio, because the top was down?

Or would you ask people keep their hands to themselves while admiring your car?
Celebrities › Re: Etinosa Idemudia Receives New Mercedes Benz As Gift In Dubai by nextstep(m): 2:28pm On Nov 18, 2019
How will she get to use this car? Does she have the money to pay for insurance and storage in Dubai, or to bring it to Naija and pay customs?

Are we sure it's not a skit or movie?
Family › Re: Howard Sueing III Ekundayo: American Man Adopts Nigerian Wife’s Surname by nextstep(m): 2:10pm On Nov 18, 2019
GODPUNISHALABI:
Afonja Toto don scatter this Korean man brain
Timileyin1234:
Whey me I dey argue say if my wife talk say she no go drop her surname i go leave am as long as my children will carry my surname. Na him this one dey carry woman surname
If the choice is between a name of no meaning forced upon your ancestors, or one that you adopt because of its deep meaning that you can give to your descendants, I'd choose the latter.

oz4real83:
I don't blame him. When you were given a surname at birth that has no meaning, there is no harm in changing it to a meaningful one. Ekundayo is a nice, beautiful and meaningful name.
Fully agree.
Crime › Re: Man Trying To Steal Panties From A FUTA Student's Apartment, Caught by nextstep(m): 2:05pm On Nov 18, 2019
Funny... upon all the pant stealing, them never hammer. grin
Music/Radio › Re: Chidinma & Flavour – 40 Yrs (Video) by nextstep(m): 2:01pm On Nov 18, 2019
Nice one... we don't too often have long-term love in our videos. Love the chemistry between these two in the videos.
Just the two of them in the video. Love the concept.
Celebrities › Re: I Was Not Deported From Dubai - Tonto Dikeh Speaks After Her Arrest (Video) by nextstep(m): 3:24pm On Nov 17, 2019
So it's now fashionable to bring Nigeria craze and fight with security in Dubai ba? If not for the money Nigerians spend in Dubai, they would have cancelled our visas long ago. SMH
Celebrities › Re: Harrysong: I Need A Wife From Uganda, Kenya Or Tanzania, I Must Marry In 2020 by nextstep(m): 8:03pm On Nov 15, 2019
Nice one jare. Not bashing our girls, but the world is full of eligible women. Notin do you. wink

But you didn't ask for women with brains, heart, loyalty, kindness... just physical attributes.
Don't complain if in two years you break up oh. A word is enough for the wise.
Business › Re: CBN Crashes Treasury Bills Rates To Single Digits by nextstep(m): 5:50pm On Nov 14, 2019
VicThory:
Is it for good or bad?
I don't understand
k2money:
This is a good news, is even lower than this in civilize country because it will make people to invest their money in setting up business instead of keeping it. The funniest thing is that those in government were the ones putting their money in TB that was why they make it high. I pray it even go down as low as 2 or 3%
Agreed. Fundamentally, tbills track inflation. So it's good because it indicates inflation is coming down, which is good news for everybody (consumers and investors). Ideally, it should hover around 3%.

Investors: since tbills track inflation, it really is just a way to preserve your purchasing power. The rate itself doesn't matter, but it might cause people to seek better returns by starting business or investing in stocks (instead of parking their money).

Consumers: well, it means the costs of goods shouldn't rise as dramatically over the next 12 months. Shouldn't, but this being Nigeria...

Businesses: the cost of borrowing should also go down because all these interest rates move in tandem - albeit at different offsets to the base inflation rate. In addition, CBN has threatened encouraged banks to give out more loans, and if the banks can't make as much in tbills, they might have incentive to give out loans at (hopefully) lower rates than we've seen.

EgunMogaji2:
Bad news for retirees like me who banked on the higher rates. This is still within budgeted range though. It could be good news if market price of things that we buy adjusts, but we know it won't.
Yes, for retired folks like EgunMogaji2, it can be a mixed bag... ideally his retirement income from tbills should be indexed to inflation, but we know prices of goods and services always ratchet up in Nigeria... though he should still benefit from the slower pace of inflation. In theory.
Celebrities › Re: Uriel Oputa Pictured With Mercy Eke In Dubai by nextstep(m): 5:15pm On Nov 14, 2019
TissuePaper:
shocked
This mercy has not done any reasonable thing since she won that money, thats what hapoens when u empower a vain and worldly person..they don't know how to make investments just like Efe too

Former winner Miracle is the only person i am impressed with as per the choices he took after winning the prize.
Shuo... must she do anything with the money? Speaking for myself, if I won that money, I would not spend a single Naira of it... just straight into tbills and earn 2.7M in interest annually (9% on 30M per year)*. What else would I do that would guarantee my principal? I can always pay rent or buy land with the interest. Imagine that.

Then I would keep hustling; use my new found fame to earn more income, all the while knowing I can never lose my 30M in the bank.

*Annoyingly CBN just crashed the interest on tbills to 8.93% today.
Business › Re: What Business Can I Set Up With N600k? by nextstep(m): 12:57am On Nov 14, 2019
SendAbroad:
How does one go about it! Which reliable brokers to buy from?
Talk to your bank. To be clear, banks can broker tbills for you (not talking about fixed deposits). I would suggest going through them first so you gain experience with it before going with a broker.

There are many threads on here about treasury bills.
Business › Re: What Business Can I Set Up With N600k? by nextstep(m): 9:17pm On Nov 13, 2019
Goodbloke:
Op shine your two korokoro eyes well well.......I can already see some vultures who will try to lure you into some imaginary lucrative business

Awon scammers are already on this thread........so beware
Abi now? Anybody proposing a business should post it here (instead of DM). If it's legit and vetted publicly, they will have even more investors.
Business › Re: What Business Can I Set Up With N600k? by nextstep(m): 9:12pm On Nov 13, 2019
Buy tbills. 600k x 12% annually is 72k without any further work, every year, and that 600k will remain there as principal. No business risk, no omonile, no story with hire purchase, no fuel shortage, no herdsmen, no bad harvest, etc to affect this income stream.

Now go and keep working/hustling to get another 600k.
Celebrities › Re: Frodd Lands In Dubai, Says "I Was Scammed Several Times By Travel Agents" by nextstep(m): 5:46pm On Nov 13, 2019
I don't know why people still trust these so-called "travel agents."

It's quite simple: save up money in bank. Apply by yourself to the embassy of your choice. The primary criteria they look for is that you have enough money to support yourself and won't abscond once you get there; everything else is dressing. All the information you need is available on the Internet.

No travel agent can influence the immigration officers or "make your application more appealing".

I can't believe that somebody who has a car to sell is broke. What of those whose only possession is a worn out mattress? You can do many things with that money. We complain there's no money, no jobs, yet many people are hustling and smiling to the bank, doing legit work.

The money that took him to Dubai, wasn't it Nigerians that made it? In Nigeria?
Travel › Re: The Idanre Hill Climbing Competition In Pictures (PHOTOS) by nextstep(m): 5:40pm On Nov 13, 2019
Nice one... this town would be an absolutely great place to live if well developed. Not into a sprawl, but with a nice masterplan.
Education › Re: Chika Ofili's Mathematics Test: The Formula Of The 12-Year-Old Nigerian Boy by nextstep(m):
Sad to say this, but I was able to find this rule on an old edit of the wikipedia page dating to 2011.
https://en.wikipedia.org/w/index.php?title=Divisibility_rule&oldid=444096816

I'm not sure what's going on. This has really dampened my enthusiasm from earlier on when I wrote:

[s]This is utterly amazing. It's not an easy rule to derive, but once you realize it. Brilliant.

Basically, take the first N numbers (all but the last), then sum those with the last number times 5

e.g. 938.

93 + 8 x 5 = 133
13 + 3 x 5 = 28 (which we know is 7x4)

But going further, I wondered if you'll eventually arrive at 7.
2 + 4 x 5 = 42
4 + 2 x 5 = 14
1 + 4 x 5 = 21
2 + 1 x 5 = 7

This guy is an absolute genius! [/s]
Investment › Re: Investing On Land Or Buying A Car For Uber: Which Is The Better? by nextstep(m): 2:23pm On Nov 13, 2019
NonFarmPayrol:
Your maths for uber is a joke

My cousin started by driving his own corrolla in 2017. As we speak be has 3 and still drives his own and bags average of 50k a week while collecting 30k rentals

Clean uber toks corrolla cost 1.7 or 1.8 with paper work 1.9
If he drives it by himself he has recouped his capital after one year
How much is he really keeping after all costs? You're telling me he used that initial 1.9M to get 2 more cars (via profits), and he consistently makes 80k a week total profit (after fuel, etc)? If so I'm impressed, for that is rare in my experience.
Celebrities › Re: King Power Spends 3.5million Dollars On Jewelries by nextstep(m): 7:37pm On Nov 12, 2019
Alright alright... can't wait for this one to be exposed too*
It's like these people are just crying out to be arrested with all these posts. I can't even take them seriously anymore.
I'm even beginning to wonder if EFCC has already contacted these people and is forcing them to expose themselves in exchange for a lighter prosecution or something. What's going on?


*I didn't say he's a yahoo oh... just that based on the past few months of casting, one has ones doubts.
Politics › Re: Photos! Update On Minna-suleja Road by nextstep(m): 6:11pm On Nov 12, 2019
Multiplier7:
This Buhari is just building only Northern roads. Is the north only region in this country pls.
FG this is unfair. Other regions are suffering. You must do the needful by extending your road infrastructures to other regions.
We are one Nigeria. Abi.
Enugu - Porthharcourt road is not good
Enugu - Onitsha very bad.
ursullalinda:
Wish is Enugu Onitsha express way.....when will it be our turn?
Please read the post more closely. The Niger State governor has decided to do it himself, even as PMB announced that states will get no refunds for working on federal roads. And Niger is not a particularly wealthy state.
Celebrities › Re: Tacha And Sir Dee Cuddle Up In New Photos As They Appreciate Their Friendship by nextstep(m): 5:50pm On Nov 12, 2019
ITbomb:
See dem angry
Lazy Nigerian youths
I get tired of this "lazy Nigerian youths".

You think it's easy hustling from one venue to another, making appearances, getting outfits and makeup done, posting on IG? It's a business man. Sponsors, advertisers, marketers, venues; all are paying for each view of Tacha. Security being hired, agents and lawyers being retained, cars being purchased, fuel being bought, hairdressers being employed, outfits being aquired, you think it's all for free?

This woman is on call nearly 24/7, doing deals, negotiating appearances, contracts, and making it look like play. It's work man. If she doesn't work, nobody will feed her; she has found her niche and our country has enough money to pay her for it.

There's a serious business going on and many people are being gainfully employed. Look beyond the façade of glamour and "entertainment".

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