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Ogawisdom's Posts

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Properties › Re: Is This Quotation Right for 2 Bedroom Apartment? by ogawisdom(m): 11:22am On Mar 05, 2016
dhenri:
the living room look like a police cell. no cross ventilation n daylighting. that can not be call living room is a cell. it has look like a big lobby.
Police cell grin am sure u go done spend some time with ur friends npf
Properties › Re: Is This Quotation Right for 2 Bedroom Apartment? by ogawisdom(m): 6:53am On Mar 05, 2016
sinorte:
I got this plot of 60×120 land last year and I need to start developing it in order to avoid omo onile wahala.

I've decided to start by developing just a third, 60×40, of the land because of cash constraint. This decision I've taken against the idea of erecting perimeter fence on the land.

I must admit I'm a novice when it comes to building/properties. So I'd welcome great ideas.

I've contracted an engineer and he sent in this quote and a sketch of what I want to build on this portion of the land. I want the properties gurus to please take a critical look at this two and please offer me advice and directions. I'll also welcome ideas outside this propositions.

Thank you so much and God bless.
Three toilets in 2bedroom na only shit una go dey shitshit grin
Car Talk › Re: 1999 Tiny Light Overheating by ogawisdom(m): 5:44pm On Mar 04, 2016
0rex:
It might sound like a joke, but I'm sure the OP is serious. grin
Is it a DIY-able? At least for verification sake.
Replace ur engine thermostat
Career › Re: How Much And How Do You Save From Work Every Month by ogawisdom(m): 12:46pm On Mar 04, 2016
happyjuliet:
You guys are taking abt savings savings savings what abt Title? do u guys even remove ur title @ d end of d month? majority will definitely not. dont get me wrong savings is a very gud tin, I don't miss dat aspect every month...But title too is very very important.
Whatever works for u but would rather give my money to d less privileged than an already rich pastor in d name of tithe. D percentage depends on what I can afford cool, its periodical and never monthly tongue

Trekking arnd and giving 10percent of ur meager salary to a pastor cruising on range Rover sports is something else ooooo, all in d name of tithe nonsense huh
Career › Re: Cost Of Msc In Nigeria by ogawisdom(m): 7:18am On Mar 04, 2016
U will get balance on 500k if u go for a federal uni n stay in pg hostel n very prudent cool
Education › Re: Help. Is It Possible To Change From Private Uni To Govt Uni In Nigeria by ogawisdom(m): 6:48am On Mar 04, 2016
Her best bet is to move to a cheaper private university esp if her cgpa is below 4points
Romance › Re: Please Help, My 4 Years Relationship Seems To Be Crashing Down by ogawisdom(m): 6:39am On Mar 04, 2016
Leave d dam sad
Education › Re: It Gets Worse: Buhari Slashes Federal University Staff Salaries By Half by ogawisdom(m): 6:02pm On Mar 03, 2016
Change is finally here

it must be temporary measure huh
Family › Re: How To Cope In This Hot Weather! by ogawisdom(m): 5:24pm On Mar 03, 2016
kingviny:
Do you think it is ethical to disturb neighbours with your generator at nights? offcourse you can use either PHCN or gen during the day time during which the inverter system would have charged but between 9pm - 6am, inverter should do the backup! If you really value life, you will agree with me cost not withstanding.

Besides, imagine buying 2-3 years worth of fuel at N300 per day ( about 200k ) and compare it with the cost of buying inverter batteries . You will notice that in the long run, inverter is cheaper. We should pray to be in a position to afford things and not to complain.
U don't get it do u. Hw do I charge d useless inverter without phcn and generator. If I still need a generator after investing 100k on inverter then it is rubbish. I am good with a generator and a rechargeable fan dt I use between 1am and 6am.

Gen between 7pm n 1am then rechargeable fan BTW 1am and 6am cool
Family › Re: How To Cope In This Hot Weather! by ogawisdom(m): 7:25pm On Mar 02, 2016
kingviny:
what is wrong with it? this is a solution that is appropriate for this time. Nairaland is not an enemy of progress neither is Lala, if this is not of relevance to you, why not ignore it.
Price starts from almost 100k when minimum wage is 18k tongue by d way where will u see power to b charging d battery.

Solution to heat buy gen and rechargeable fan n pray for rain soonest
Car Talk › Re: 10 Simple Steps To Save Money On Petrol by ogawisdom(m): 11:53am On Mar 02, 2016
Chuksyno:
Parking your car just because of high cost of fuel means you are not worthy to own a car
Dts d obvious cool
Car Talk › Re: 10 Simple Steps To Save Money On Petrol by ogawisdom(m): 8:28am On Mar 02, 2016
Park ur car if u can't afford fuel n use keke tongue why will u have ac and nt use it for this kind weather, car ownership is nt for everyone undecided
Education › Re: I Feel Bad About My Jamb Score by ogawisdom(m): 8:14am On Mar 02, 2016
Fedric:
i wrote my jamb 29th, i was so disappointed in my self. i never knew i could score as low as 188 out of 400 marks. i feel bad and disappointed in my self. i have loved to study optometry,

what can i study with this low mark?

which university will welcome me?

gasp; despirited
Go for IJMB and b in second yr optometry next yr
Family › Re: I Can't Perform Well In Bed by ogawisdom(m): 6:39pm On Feb 29, 2016
Take alomo bitters n u won't cum till 2019 grin

Seriously since ur wife is nt complaining y r u worried, do pre-intimacy 15min n do ur thing for 5min ie 20mins total
Education › Re: Kids Transported To School In Lokoja In An Open-Vehicle (photos) by ogawisdom(m): 7:43am On Feb 29, 2016
Gossiplover:
This was seen in Lokoja town. School kids between the ages of 4-5 being transported from school in this open tricycle with no safety seats. Unbelievable!

http://www.metropillar.com/2016/02/see-how-this-kids-were-transported-to.html
Better than using okada or trekking to sch
Celebrities › Re: Photo Of Monalisa Chinda And Her Husband Kissing Passionately At Their Wedding by ogawisdom(m): 11:22am On Feb 28, 2016
Hope it lasts
Christianity Etc › Re: Pregnant Bride Wears Yellow In Anglican Church Wedding (Photo) by ogawisdom(m): 11:21am On Feb 28, 2016
Family › Re: Advantages And Disadvantage Of Early Marriaage. by ogawisdom(m): 11:02am On Feb 28, 2016
IamSassy:
Hello everybody, pls from your point of view, what are the advantages and disadvantages o getting married early e.g at 21yrs for a lady that has graduated from higher institution, and is mature.
For a woman you shld marry after sch n u see someone who loves u, every other thing will b added onto u. D story of life is different for everyone. Anything 21 plus is okay provided u have graduated.

If u chase a good husband away bc u wanna explore life till 30, ur matter fit later turn to village prayer point. U dnt wanna get to a point in life dt all men wanna have wit u is sex angry none will want marriage BC age is still an issue for ladies in marriage BC her eggs r numbered n runs out wit age.
Family › Re: Guys Should Step Up And Deliver & Stop Requiring Half From The Woman by ogawisdom(m): 5:41pm On Feb 27, 2016
Two has become one so this discussion is needless cool
Husband is d provider n wife helper, 60 : 40 should b OK d husband must lead financially tongue

A woman can't earn almost as much as d man n spend all her money on herself sad angry dt will b selfish

It's not normal if ur wife leads or is an equal contributor to family bill, hw can such man have d final say on family issues n b respected by d wife
Career › Re: Graduate Of University Of Abuja Frying Akara by ogawisdom(m): 3:51am On Feb 25, 2016
modelmike7:
She is a graduate of accountancy from the
University of Abuja, the Vice President of the
National Association of Anambra Students and
she sells akara in Abuja. She's done this business
for 31 days, waiting for her national youth service
and has decided selling akara is what she wants
to do. She plans to continue during her service
year and beyond. She's very cheerful and friendly.
The first time I bought akara from her was a day
after valentines day. She asked how my val was
and I was taken aback because that's not a
question the usual akara seller asks. I decided to
talk with her today and find out why she does
this business. I'm glad I did and I am inspired.
Unemployment is relative after all.
And she had to get Bsc to do this sad storystory angry
Business › Re: How Much Is Dollar Selling @ The Black Around You? I Just Bought @ 300 Now by ogawisdom(m): 6:21pm On Feb 24, 2016
NgeneUkwenu:
I just bought 100 dollars @ 300 Naira per dollar, now in Lagos...

It is the same everywhere?
It's 250 in abia they cheated op undecided
Business › Re: One Good News Dollar Falls To 300naira by ogawisdom(op): 10:44am On Feb 24, 2016
omoteamac:
and he had something to do with the falls Abi?
Lol d dullard don suffer
Business › One Good News Dollar Falls To 300naira by ogawisdom(op): 8:05am On Feb 24, 2016
Alot of fingers will b roasted as dollar falls to 300 n expected to crash further to abt 220 in a week's time. Sai boo.hari grin sai baba go slow

Those stocking dollars might b sent back to their villages as naira has been delivered from d spirit of free fall n ready to destroy d dollar grin

Sell off ur dollars nw or regret later tongue
Business › Re: Speculators Get Their Fingers Burnt, Naira Strengthens To N310/$ by ogawisdom(m): 8:02am On Feb 24, 2016
odiks:
• BDCs to introduce forex band, reforms for parallel market

Foreign currency speculators, who launched an unprecedented attack against the naira in the last two weeks, got their fingers burnt on Tuesday when the nation’s currency staged a major recovery, rising to N310 to a dollar at the close of business, compared to N375 at which it sold on Monday.

The naira fell to an all-time low of about N400 to a dollar on the parallel market last week fuelling concerns that it would plummet further to N450-N500/$ this week.

But findings from THISDAY showed that the naira defied expectations, climbing to as high as N305 to the dollar at some parallel market points in Lagos on Tuesday afternoon, before settling at N310.

Forex dealers and currency analysts attributed the significant gain on the parallel market to excess supply of the greenback in the market, even as it looked like a lot of speculators lost the shirts on their back.

THISDAY gathered from a reliable source that speculators who thought that by attacking the currency last week, coupled with misplaced concerns that the Central Bank of Nigeria (CBN) was going to stop the allocation of forex for school fees and medical bills abroad, this would compel the central bank and President Muhammadu Buhari to alter their stance against the devaluation of the currency.

But they were disappointed when Buhari, in Egypt at the weekend, adamantly ruled out the devaluation of the naira on the grounds that Nigeria does not have the competitive advantage to benefit from an official currency adjustment.

Reacting to the president’s stance, speculators who had been betting that the naira would depreciate further, started dumping the dollars with reckless abandon, effectively creating excess supply of the greenback in the parallel market.

Commenting on the situation in the secondary forex market, the chairman, Association of Bureau de Change Operators of Nigeria (ABCON), Alhaji Aminu Gwadabe, said: “The market is moving from perception to reality.”

Similarly, an analyst at Ecobank Nigeria, Mr. Kunle Ezun, predicted that the naira would edge higher in the coming days.

“We expect that the naira would appreciate further. We have always said that what happened last week was purely a speculative attack.

Some people felt that if they pushed the naira down to that level, they could force the CBN to devalue, so that when the naira is devalued and the gap widens further, they would now bring out the dollar cash to make a kill,” Ezun said.

He however urged the fiscal authorities to introduce policies that would help stimulate economic activities, saying that the fundamentals of the economy were still weak.

ABCON also aligned with the federal government’s decision not to further devalue the naira.
Gwadabe said this at a media briefing, pointing out that devaluing the naira would create more problems than it would solve.

He said that as a way of enhancing transparency in the BDC sub-sector, his association had decided to introduce a forex rate band weekly.

This rate band is expected to serve as a guide for all BDCs and the public on the prevailing exchange rate across the country, he added.
In addition, it will be operated in line with the regulated forex rate in the economy.

“This is to forestall exploitation of forex end users, and also to ensure that end users are informed to avoid falling victims of exploitation.

“The band will be announced via weekly press releases that will be circulated to the media for publication.

“ABCON will introduce a series of measures aimed at transforming the operations of BDCs in Nigeria to align with global best practices. These include: review and updating of BDC operational manual; introduction of live trading platforms; automation of all transactions and documentation requirements; and increased partnership with the CBN and other relevant agencies.

“Further, as part of its responsibility as a self regulatoryorganisation (SRO), and also in continuation of its aim to transform its members to compete within the global regulatory currency market, ABCON will seek the approval of relevant monetary and fiscal authorities as well as partnership for effective use of the nation's external reserves to enhance domestic trade and foreign exchange management.

“To this end, our website and internet platforms will be developed to position BDCs to serve as agents of Western Union and currency auctioneers.

“We would also develop platforms that will allow our members to access sources of autonomous foreign exchange like govt agencies, embassies, IOCs and export proceeds, etc,” he explained.
He also urged the federal government to introduce policies that would diversify the economy to increase non-oil export earnings, and reduce imports.

This, according to him, would lead to increased foreign exchange inflow and a reduction in demand for foreign exchange.

In addition to policies that would diversify the economy, ABCON suggested that the CBN should review the policy of dollar importation into the economy for the purpose of defending the naira.

According to the association, the central bank should introduce a policy whereby the naira is used to intervene in the real sectors of the economy to boost productivity.

Furthermore, Gwadabe said as a way of reducing demand for dollars, the CBN should explore the option of promoting the use and acceptability of naira for transactions within the West African sub-region.

He added: “We observe that this is already happening at the level of informal trading activities within the sub-region, and it is our belief that this can be replicated at the level of formal economic activities.”

http://www.thisdaylive.com/articles/speculators-get-their-fingers-burnt-naira-strengthens-to-n310-/232783/
Pra pra praise da lord grin I see dollar selling around 200 naira in a week time
Car Talk › Re: How Efficient Is This Fuel Economy Product, Xtreme Fuel Treatment (XFT)? by ogawisdom(m): 4:22am On Feb 24, 2016
intbizoil:
How is it possible to use 10 litres for 3 nights
On 3.5kva generator ooo tot I was d only one dt saw d lie.
Even I pass my neighbor gen 650va will struggle to achieve dt on average of 8hrs per night
Car Talk › Re: Help!transmission Gurus In The House by ogawisdom(m): 4:07am On Feb 24, 2016
genkins:
@mrchilaka..I thinks its a 1993-1996 version..its has a round logo..not d MV logo of early 2000..I noticed the failure like 6months ago..I used it DAT way for anoda 2 months..I did an oil change once..can't rem d oil used
Ur mechanic probably used sea horse ATF for d gear huh
Politics › Re: Nigeria Is Finished As Opposition Is Silenced by ogawisdom(op): 11:53am On Feb 23, 2016
Opposition is any person or group of people dt offers an alternative course of action using constructive criticisms of d actions and inactions of d Govt in power.

Opposition is beyond pdp n other parties, u n I are involved huh Let's get this
Business › Re: Greedy Nigerians Cashing In On The Rising Dollar Exchange Rate by ogawisdom(m): 11:37am On Feb 23, 2016
ogawisdom:
Dt woman is very right, before now she can buy pressing iron for 4500 but now it is 6000 hw can she survive. Op u r jst an idi.ot nt to understand y her palm oil even though locally made should added serious money BC of dollar rise. Dt woman answered u but ur blocked head can't understand she said n I quote everything has added money BC of dollar rise, do u think she doesn't use her money to buy other things in d market angry
Business › Re: Greedy Nigerians Cashing In On The Rising Dollar Exchange Rate by ogawisdom(m): 11:31am On Feb 23, 2016
GurlFriend:
A blog reader sent us this mail and picture





http://www.lailasblog.com/2016/02/greedy-nigerians-cashing-in-on-rising.html
Dt woman is very right, before now she can buy pressing iron for 4500 but now it is 6000 hw can she survive. Op u r jst an idi.ot nt to understand y her palm oil even though locally made should added serious money BC of dollar rise. Dt woman answered u but ur blocked brains can't understand she said n I quote everything has added money BC of dollar rise, do u think she doesn't use her money to buy other things in d market angry
Politics › Re: Nigeria Is Finished As Opposition Is Silenced by ogawisdom(op): 8:15pm On Feb 22, 2016
papadjaji:
It is only possible when opposition is a fraud.
D last time I checked we have more than two political parties in Nigeria
Politics › Nigeria Is Finished As Opposition Is Silenced by ogawisdom(op):
angry
What's d way forward in a democracy without vibrant opposition angry Buhari has used EFCC to shut down d opposition. Things have never been this bad even during military era yet no one dare say it.

Dollar = 420 naira
1liter of fuel = 130naira
Power supply at its lowest
Price of goods n services at roof top angry

Yet we r paid d same salary huh

It's soooo sad as things are nt getting better anytime soon. If its GEJ on sit today d country would have been shut down a long time ago. Double standard

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