₦airaland Forum

Tobex4realTobex234:
GitHub Octoverse.

Tech is where the next ray of opportunity lies for us as a country. We need to start reworking out curriculums, improving digital literacy, increasing internet speeds and formulating good policies that can even attract tech employers to the country.

Cyberknight:
University level economics has it that you should a) always endeavour to seize all opportunities to drive down costs of production; and b) Exploit all avenues laid open to you on the basis of national and international trade arrangements (this is why globalisation has become an almost unstoppable force, with China and Asia virtually turning into the world's workshop/factory).

Of course hindsight is 20:20 vision, but who could have foreseen that Nigeria would one day be led by a government that has no idea of both economics and what international treaty obligations mean.

NL1960:
Bailout will be the best bet because if i go for IMF loan, i will be told to remove all family subsidies like drinking water, three meals a day etc before the loan is granted. If it is China loan, i will get it at 0% interest but China go insist on sending her people to my home to manage it and if i cannot repay, they will take over my family.

NL1960:
FG do me shege last year o as na last year that i had to pay much. I had to fall back on reserve to be able to meet up. Imagine if i had shared the reserve like FG dey do for the excess crude oil reserve account, how i for cope?.

NL1960:
Trending up which is good for my September cycle that i had to break last year because of low rate.

Macktaob:
Would be hilarious if that's really him coz it does seem it's him but I truly hope not.

jedisco:
It's easy to see a snippet and forget about the bigger picture.

For stocks and most investments, i always want to look at performance over time, at least 7-10 years before investing cos markets generally have a pattern to them... Except it's a quick trade or a novel company where it's tricky to judge

On Guiness, that's it's performance overtime. I first used a line chart to take away the noise.
Price in 2013 -270
2014- 180
2015- 150
2016 -95
2017- 60
2018-110
2109 -48
2020-15.

When something is that down that much, a small rally doesn't mean much... It's what's called a dead cat bounce... Also, the dividend yield has been as low as 0.7% in some of the years
Some people would look at the current price and want to be Warren Buffet and buy at the lows... Well, good for them. But if something fundamental and novel hasn't changed with the company/market, I wouldn't be surprised to see it revisit 15 or even lower in the coming months to years...

emmanuelewumi:
For you peace of mind , buy an empty property. Some of the tenants might have paid for 2 years, are you going to discount the prepaid rent from your purchase price.

Get your own tenants, have your own agreements with your tenant.


I hope you are current with what ShopRite workers are dragging with the new owners of the business.

I will can consider buying a property with tenants if it a a distress sale, selling at 20% discount and I have gotten correct legal advice from a property lawyer and I have obtained a legally binding tripartite agreement between the seller, current tenants and myself

hiqlazundies:
I read every part of what DUBLINGREENB wrote and it was nothing but the absolute truth....in fact I have also done official stuffs here(North) without having to tip anyone a penny, to my utmost surprise public office holders here will easily direct you and correct any mistakes whatsoever without sending you outta their offices like the case of the SOUTHERN nigeria. I also have witnessed a case of alleged suspect being rejected(not detained) simply because the complainant had naked the suspect (this will never happen in my precious South), I have seen J5 carrying over 10 persons in its already luggage filled roof and never stopped by ROAD SAFETY officials.....I could remember the last place I saw Roadblock was in somewhere close to Abuja while I was relocating to the north....my conclusion is that the level of greed/inhumane in southern part is far higher than that of the North that is why any public office holder down there will use everything within their reach to extort from masses. If I may ask, are the animals(police) mounting roadblocks mostly not from the south? This should not be seen as a case of inequality but a case of inhumanity among the southern people.

NigeriaIsZOO:
While coward mentality and timid mentality will make victims to blame themselves instead of confronting a bully.

So you don't know that those policemen and soldiers you see mounting roadblocks were sent by their bosses who they make returns to? Or you think they just go on their own to do it? If the IG of police wants it to stop in Southern Nigeria, he will simply give an order to all the commissioners of police, the commissioner's of police will in turn order the DPO's to ensure compliance in their various domains. But they know it's a multi billion naira racket and the proceeds go all the way to the top.

El Rufai's son publicly stated that why would they be forced to obtain driving license and that's the mentality the majority of Northerners has. They believe they own Nigeria and shouldn't be subjected to same rules with Southerners.

I gave you other examples with border closure, appointment of Northerners in almost all the stratigic positions etc.

Again, why would the army kill, maim and destroy
properties of indigeness of any community they were attacked in the South or middle belt but they don't do likewise in the North?

Continue decieving yourself.

NigeriaIsZOO:
Rubbish, this is what you can say after reading this shocking revelation? In your self hating attitude, you have blamed Southerners as the enemies causing it instead of blaming the real enemies who treat others as slave. In most Southern states, the commissioners of police are from the North, same with army and other government agencies.

DuBLINGreenb:
Oga CP dismantle ALL road blocks in Southern Nigeria

Meanwhile please If you are a police, army, civil defence please REPLY ME, If possible create a fake account and reply this message I want to ask something really important, especially if you have worked in Northern Nigeria and Southern Nigeria do they tell you guys to act differently? Do you have separate Orientation for the different regions?

Because


In all my years of living in the north and even middle belt regions from Kano, Jigawa, Kaduna, Abuja etc I have never met road blocks even inter state road blocks the way we have road blocks in the south, I promise you, you won't even know when you have left Abuja and you are in Nassarawa or Kaduna except you see a signboard, you don't know when you have left Jigawa and entered Kano but in the south you know you are crossing to another TOWN not STATE oh when you see about 3 check points on a one meter road with tires and a bench and that locally made burner lantern stuff made of milk tin used to light the check point. Northerners who have lived all their lives in the north won't understand all what I just described.

In the midst of the Corona craze you could still drive and cross borders in Northern Nigeria, but in the south another story.

And it surprises me because due to boko haram, herds men, bandits, insurgency, etc one would expect the north to have the most road blocks more army and police presence.

But no, South south and south east have the most, the state with the Most is Rivers state, if you are entering rivers from that Oyigbo or omoku or eleme area you will pass over 14 road blocks and if you are a commercial motorists you will have to settle all of them, I'd you are riding a motorcycle you will come down your passenger will come down and you will push your bike through the check point while your passengers walk behind you, but in Northern Nigeria this does not happen, I remember driving through large states like Kano, (Kano is bigger than almost all of not all of the south east states) yet not one stop and search or police check point and there has been attacks in Kano In 2019 I remember boko attacked Kano and killed atleast 25 in 2020 there were also several attacks but the last militancy attack in South south Nigeria happened in the 2009's yet we have these measures till today.

Back to my journey from Jigawa, gumel, ringim, to Kano bebeji, to Zaria, to Abuja This journey is longer than driving through the south south and south east from Warri to Enugu to port harcourt to uyo yet I didn't see ONE police Checkpoint or one stop and search, so Simple things like these are why certain sections of the country feel attacked, feel cheated out of this Alleged One Nigeria, we are not all treated equally at all. It is not even as if Rivers state shares border with any country

Then there are other little things like plate numbers, tinted glass permit, fire extinguisher etc in the south Lagos, Port Harcourt etc if you don't have these prepare to settle, in the north it is very normal for vehicles especially motor cycles to not have plate numbers to not be registered at all, it is common to see hundreds of tinted cars and not even one has tinted permit, Yet our one Nigeria police, road safety, civil defence, army etc all operate different laws in Northern Nigeria than they operate in Southern Nigeria

While I was in Jigawa and Ogun especially Jigawa during market days the borders are flung open herdsmen, sheep sellers etc from Niger enter freely without stop and search and all those B.s you see when entring PH from ABA

And I ask myself is it that PH and Aba border is more insecure, posses more treat to Nigeria than Niger and Nigeria border in Jigawa or Nigeria and Benin border in Ogun and elsewhere. I'm puzzled. Someone explain to me why this is so. I wanted to film the checkpoints but you know the kind of country we are in. Police brutality and army brutality is real.

I also noticed that when I fly at the northern airports I greet armed military men wearing Black and black dressed like a normal young boy and they responded very well they even bowed down and where hailing me, I was shocked this has happened more than 3 occasions.
But in the south, immediately I entered pH airport despite the plate number I was driving, despite wearing Native wear, despite telling them who I am these SARS and police were still eager to give me problems to make sure I settle them by force, I had to talk to their boss and even put some high profile call through. It's the same for army, road safety etc. in the south ARMY will NEVER smile with you, joke with you etc except you know them personally so I'm wondering is it the same orientation.

Please feel free to reply, No judgement nothing I just want to know.

Nepa too during my stay in Abuja I called Nepa officials and they came immediately on several occasions, the first time I didn't have cash on me to settle them for a work they were to do for me, so they said no p call us in the evening or anytime you get the money and we will come I said no, because I didn't believe they would come back (that's how they are in the south) so do it now I'll transfer to you and you can withdraw whenever or use cash from your hand, or fix it and come tomorrow I'll pay you, I'm not running this is my house, they laughed and said oga no worry when you call us for evening we go come dear friends I went to ATM got the cash came back around 7 or 8 called these guys they came fixed it for me collected cash. This would NEVER HAPPEN IN My section of the south.

I have many many other experiences like drugs for example young, I mean very young boys, pre teen boys buy and smoke drugs not shisha, not cigar or cigarettes, I mean Igbo, loud, S.K, and hard drugs, narcos etc, in broad day light, shops sell these in plates in the open, they sell it the way you'd sell grounded/blended Cray fish, dry pepper etc in the south, when I saw these at first I was scared I didn't know why exactly, but after a while, after seeing police officer buying and even seeing some boys smoke on the road as they went about their daily activities I became used to it, so help explain to me WHY THIS IS SO?

I have more but this is already too long.

I believe if we can understand why, it will help us know why the north does not seem to be on the same page with the south on little things such as #endsars and other protests because these are not things that affect them, it's almost as if we are two different countries, for me atleast it felt that way the culture shock was too much.

No alcohol but you can smoke whatever whenever

No touching or handshakes with women but you can marry 4

I can go on and on but I'll stop here and hope someone answers me

i926:
...
Choose women the way CEOs pick workers..you will avoid lot of future problems this way. Love na scam.
....

Biafran4life:
Oga take am easy.This is someone wife and mother.And this is a public forum before it creates real problem in ones family.Or is she still single

ahiboilandgas:
u actually think say na salary that zenith bank pays her na him amount to 1.8 bn naira holdings.....she must be the only wizkid employee in the Nigerian banking industry ....

ahiboilandgas:
we should not go that route nah .....am just looking at how the 53.percent of Gtb can affect the ordinary investor or how to make info choice based on past ,present and future earnings.....example if Gtb is returing 10 percent annually for 10 years and the share is appreciating by 3 percent yearly over 10 years...we input that data and get the real return after 10 year ...add everthing including inflations ,devalution etc then compare with other investment class like fixed income ....then u make your decision based on verifiable data and not luck

ahiboilandgas:
ever thing must be factored in place to get the exact return for comparirsm ....including share depreciating after dividen payout ....we must compare it with risk free securities ...to make inform decision..

ahiboilandgas:
na him be concern of traders like me ....buy and sell .invest and recoup .....so sukku at 11.2 is better

ahiboilandgas:
oga how about investors return for ever 1m invested how much was made for proper investwment decision ...

emmanuelewumi:
Can you share a link to that.



Executive directors, the company has about 3 executive directors. The CEO is one of the executive directors

Lazyyouth4u:
Is that your comprehension of this statement?

‘Executive Directors of MTN also reported a pay raise from N586 million per annum in 2019 to N732 million in 2020. This is attributed to the appointment of Modupe Kadiri as Executive Director in March 2020’

Okay. Let me just be going quietly.....

emmanuelewumi:
My first degree is in Biology.

Law of natural selection, is specie specific. Survival of the fittest among organisms of the same species. Competing for space, food, mating right, water, air.


What I described is food chain, Trophic level and energy transformation in nature. The lower the organism in the Trophic level, the higher the energy they store. Plants are the lowest in the Trophic level

tolajay:
Quite appalling.

But I do believe that people decide the life they want to live by their actions and inactions.

Many Nigerians are (un)consciously comfortable with their status.

They may complain about it, but they do nothing about it.

Many MINDS in Nigeria have been preconditioned to believe nothing can work, it's hard to make money, and one day e go better. While a few are investing all (MIND, MIGHT, MONEY and TIME).

HOPE and PRAYER are no strategy to exit poverty, moneylessness and lack.

To earn more, learn more (valuable and in-demand skills).

Do you know that new millionaires and billionaires have emerged through this "hard times" of our country?

Political governance has failed Nigerians, now is the time to advance our self-governance principles to achieve all we want to be.

Best wishes.

emmanuelewumi:
The lady who got a dividend of about N200 million from Zenith bank

Lazyyouth4u:
Is that your comprehension of this statement?

‘Executive Directors of MTN also reported a pay raise from N586 million per annum in 2019 to N732 million in 2020. This is attributed to the appointment of Modupe Kadiri as Executive Director in March 2020’

Okay. Let me just be going quietly.....

Lazyyouth4u:
Sorry where are you getting this 61m per month from? Nobody at MTN Nigeria makes 61m per month!

The nairametric article says total pay of the executive directors increased from x to y. And that increase of 146m is mainly attributed to the appointment of the new ED Kadiri. It doesn’t even necessarily mean that Kadiri got the whole 146m.

There was also a general increase in salaries at MTN so it may mean that the increase in the salaries of the other EDs plus Kadiri’s salary is responsible for the 146m increase in total ED compensation from the previous year.

Na wa o...

ahiboilandgas:
....Executive Directors of MTN also reported a pay raise from N586 million per annum in 2019 to N732 million in 2020. This is attributed to the appointment of Modupe Kadiri as Executive Director in March 2020......his chap is almost earning a billion ?

Tobex4realTobex234:
Wait so a Nigerian dorm account with say $10k is insured only up to roughy $1k.

Make me understand please