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Stats: 3,329,791 members, 8,442,279 topics. Date: Thursday, 09 July 2026 at 09:50 PM

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Pappilo's Posts

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InvestmentRe: Treasury Bills In Nigeria by pappilo(m): 6:04pm On Jan 10, 2014
Chillisauce: Thanks for the reply, will be going for a yr, but what I read in politics section scares me, I hope nigeria won't break up and my money vanishes cheesy.
Anyone got the bad feeling undecided
I have 2 investments maturing in May 14 and another Jan 15. I like 364 days but I will only reinvest the cash for 180 days to last till November 14. The feared unrest should spike the rates between Dec 14 and Feb 15. If rates reach 20% in this period I will take the risk and invest. If they are any lower, I will withdraw my money, change to $ and keep under my bed.
InvestmentRe: Treasury Bills In Nigeria by pappilo(m):
feelamong: CBN STOP RATES FOR 09/01/14

91 DAYS -------10.90%

182 DAYS-------11.85%

364DAYS--------12.00%
Thanks bro.

I was going to bid 12% for my 364 days but decided not to be too greedy so settled for 11.5%. Not too bad.
InvestmentRe: Treasury Bills In Nigeria by pappilo(m): 6:47pm On Jan 08, 2014
Any News
European Football (EPL, UEFA, La Liga)Re: Capital One Cup Sunderland Vs Man Utd (2 : 1) on Tue, 7th Jan 2014 by pappilo(m): 11:11pm On Jan 07, 2014
See as Manure thread be like ghost town. . eerie silence
InvestmentRe: Treasury Bills In Nigeria by pappilo(m): 10:32am On Jan 06, 2014
Are you guys back from your holidays yet? when is the next auction?
TravelRe: Is It Advisable To Settle In The United Kingdom After Studies by pappilo(m): 4:03pm On Dec 30, 2013
I also cant understand this no job stuff. Where I work there is a new Aussie or Kiwi fresh of the plane starting a £300/day contract job almost every other week.

There are many young Nigerian boys I know personally making mega bucks up doing contract work on unbelieveable daily pay rates.

And finally, I find it funny that the people that say try US, Canada or Australia have actually never been to these places so know Bleep all about life in those countries.
TravelRe: Is It Advisable To Settle In The United Kingdom After Studies by pappilo(m): 3:51pm On Dec 30, 2013
Sarcoc: Like most things in life you will only be fully convinced once you ve tried it and not before. I have lived in the UK for near 15 years and have met various people in that time.

My advise - stay steady in Nigeria and you are by far better off. If you and your family can raise £9-15k for your tuition I will strongly suggest that you invest it in a good business. If u are not an entrepreneur get a good job invest then money in say land for instance and you will be onto a winner.

I ve advised a few ppl to go this way but they all end up in the Uk weeks later. I suspect you will do same too but you will surely remember reading this down the line.

Just to portress my point further, I am relocating back to Nigeria next year by God's grace. Oh just to add I am a full UK citizen by birth but still feel this way and can tell you that it is worse for none citizens.
I came to the UK as a student in 2002 and unlike the OP, my mind was made up to stay back. I finished Uni in 2003 and started working in a call centre 6 months later while mixing it with a part time match day steward job. You may not believe this but that period has to date been when I managed to save the most money even though my total income was just about £17,000.

I bought my first car, it was a 4 year old car, 26 months after I arrived and my first flat just under 3 years after I arrived. Bear in mind I had no dependants and my parents/siblings didnt depend on me so all my money was mine. I should also make it clear that I lived with my girlfriend at the time (now wife) and we had a financial association which makes things a bit easier.

I could go on and bore you with what I have achieved so far but what would be the point? You shouldnt discourage the young man just because it didnt work out for you. There are thousands of Nigerians who migrated to the UK and havent looked back ever since.
FashionRe: Whats The Difference Between THICK And FAT by pappilo(m): 11:08pm On Dec 29, 2013
Dyt: Dyt is thick
Muah
Please tell me that your profile pic is photoshop! shocked

Osanobua o!
European Football (EPL, UEFA, La Liga)Re: Chelsea Vs Liverpool (2 - 1 ) On 29th December 2013 by pappilo(m): 8:57pm On Dec 29, 2013
chelseabmw:
Im sitting @ EAST STAND UPPER................. Very close to the TV Screen



i will try and wave at u guys
I used to work in the Shed End, then got moved to East upper. But that was many moons ago. It was always funny when all the stewards turned up on any match day when Chelsea played the big boys (Arsenal and Man Utd).
CrimeRe: My Experience With Kidnappers Barely 30 Minutes Ago[not A Story, A True Experien by pappilo(m): 9:15am On Dec 28, 2013
PapaBrowne: Eeeeem!! Those kind Asaba kidnappers when dey beg you to come take phone na simple type. The kidnapping when dey happen for other places, it dey be like bank robbery for broad day light. This kind one when you narrate so, you fit take slap threaten dem, them go run!!

But thank God all the same. It probably was all those kinds of one chance levels where they will hypnotize you and wipe all the money you have even the one you gave to you high school girlfriend 10 years ago.
A high school "friend" I had not seen in 7 years did this to me in my own house! I dont normally believe in diabolical stuff but that day I realised it exists. It had rained on the day he came "visiting" rain and the floor was muddy so we sat outside in the car port.

As a chap with an acceptable level of street knowledge, like 30 seconds into his story I knew where this was going. At about a minute in, I couldnt understand what the guy was saying anymore and from then on I just saw his lips move.

What happened next shocked me. I made to get up from the sofa I was sitting and it felt like I was glued to the seat! I panicked. I dont know where I summoned the strenght from but I somehow managed to fight the force pushing me down to my seat and I got up and backed up slowly to my front door nodding to the barsteward even though I had long lost any comprehension of what he was saying.

I locked the door, shouted out for the house help, ran upstairs and picked up a dusty bible in my room. I randomly flicked it open but I couldnt see anything. The house help came and started panicking saying "brother wetin happen?" That was when I started coming round to my senses.

I asked the house help to go outside and let my "friend" out of the compound and tell him I had gone out. I locked the door behind the househelp. I looked on from the window and when my "friend" was told I was no longer around, he calmly stood up and said to the house help "no problem, tell him I came to see him". How can a true friend accept such an explanation without any argument when we had been having a conversation and he had seen me go back into my house barely 5 minutes earlier? That just comfirmed his evil mission.

After the incident, I went and researched the dude and it turns out my gentle and meek classmate from years back was now a hardened criminal/cultist who had been rusticated from uni.

The moral of my long story: Be wary of "friends" you havent seem in a long time.
TravelRe: Jonathan Transforms Murtala Muhammed Airport, Lagos - Pics by pappilo(m): 3:00pm On Dec 27, 2013
I hope thats what the airport looks like o cos I remember when I landed in May the smell from the toilet drove away the shyt when don old me since we dey over Sahara desert.

Anyway I will find out on Monday and report back if this is really how our MMIA really looks now.
CrimeRe: Soldiers Kill Student At Checkpoint In Katsina. by pappilo(m): 10:43am On Dec 27, 2013
ViKtor1094: What do u expect from them?? They should wait to confirm that d passengers are not suicide bombers after they detonate the explosives they are carrying? why will anybody in his sane mind try to jump a military checkpoint?
I feel bad for the victim but u can't blame the soldiers for what happened.
Your brain has been militarized.
PoliticsRe: Boko-Haram: Shekau Reappears, In Video Claims Resposiblity For Attacks On JTF by pappilo(m): 8:59am On Dec 27, 2013
ckkris: Let Shekau show his face anywhere in Nigeria if he's not a coward.

Dont be silly.... Why would he do that? It like saying If Jonatham is not a coward let him show his face without security anywhere in Boko Haram territory.

You all shouldnt be worried about whether Shekau is dead or not. You should be worried about your govt's capability of wiping out BH. BH became more daring after Yusuf's death.
CareerRe: Woman Loses Pregnancy After Alleged Kick From Lebanese Boss by pappilo(m): 2:28pm On Dec 24, 2013
$100 for 24 days work! And some people will come on nairaland and tell us no one in Nigeria lives on $1 a day. That its all western propaganda. If you subtract the lady's monthly transport fare, She's living on barely $2 a day... It is so unfortunate.
Foreign AffairsRe: AK-47 Inventor Mikhail Kalashnikov Dies by pappilo(m): 8:50am On Dec 24, 2013
This man didnt invent the gun. He designed a type of assault rifle. Can you God people just shut dafuq up. This chap will enter heaven before all you morons.

*Vint Cerf will go to hell for inventing the internet as it has led to the easy access of porn
*The makers of condoms will go to hell for promoting promiscuity
*All BB executives will go to hell for inventing BBM which has aided runs girls
*All workers in Swiss knife manufacturer Wenger, will go to hell for making knieves
*All judges in courts will go to hell because the Bible said "Judge not"
Music/RadioRe: How Many Gospel Songs Do You Have On Your Phone? by pappilo(m): 12:52am On Dec 24, 2013
One. The land is Green by T Y Bello. On my track listing it is sandwiched between Sir Mix a Lot's Baby Got Back and Lil Wayne's Every Girl.
TravelRe: Funny Things First Time Travelers Do Abroad by pappilo(m): 12:22pm On Dec 23, 2013
* Taking only one (1) meat when serving food from the pot.

* My first visit was during summer (August) and I slept with a leather jacket and thick socks. The summer cold die.

* Trying to use cold water to have a shower like I normally did in Uni. I almost died.

* Didnt know I had to wave my hand for a bus to stop at a Request stop. The bus didnt stop and just went past. I started crying and I thought to myself it was cause I was black.
RomanceRe: Why Sex Should Wait Until Marriage by pappilo(m): 7:17am On Dec 22, 2013
Nigerians are hypocrites. I can bet my life that 98% of the 253 people who liked OP's post are having or had premarital sex.

What OPs post doesnt take into consideration is that there are people who dont want to marry, those who cant find marriage partners and those who may marry late. So these groups of people should never have sex/ start having sex at 40?
Car TalkRe: His Car Was Burgled At Shoprite Ikeja Parking Lot! by pappilo(m): 4:30pm On Dec 20, 2013
wild child: y

Its not about mainland or island,we"ve heard cases of stolen vehicles at the almighty Oriental Hotel before...the most important thing is for security to be everywhere and be functioning properly
Abi o
A serving Lagos state commssioner was kidnapped right there in front of Four Seasons Hotel on the Island.
TravelRe: How Best Do I Get Out Of Nigeria With My Family by pappilo(m): 8:49pm On Dec 18, 2013
chillbabe: For ur info am Dutch married to a Nigerian English is not my languages if I make mistakes in my writing am so not ashamed of it. Its that the only thing u saw in my post? To bad for u
I do not mock your English. I wish I could type a sentence in Dutch half as well as you type in English. in your first post, you made it sound like you were an European who just upped and let Europe to come and hustle from the bottom in Nigeria just like we Nigerians go and hustle from the bottom in your country. Your second post makes it clear that you moved for love and I cant begrudge you for that. If however you are telling me you prefer the hectic lifestyle of an average Nigerian of no security, no power, never ending traffic jams, bad roads, poverty, slavery, no medical facilities to the socially inclusive societies found in western Europe, you need your head checking.
TravelRe: How Best Do I Get Out Of Nigeria With My Family by pappilo(m): 6:57pm On Dec 18, 2013
Sunglow: You an European!!!!! are you for real
Which manner of European? With her level of English, I suspect she is a Croat on Interpols wanted list. Which European comes to Naija to hustle?
TravelRe: How Best Do I Get Out Of Nigeria With My Family by pappilo(m): 5:19pm On Dec 18, 2013
See ppl dey holla N8M like say na one kind major money. After tax my man go dey see like N6M. Kids school is N1M/yr, house rent will be about that as well. Wetin come remain.

N8M per annum is not enough to send yoir kids to any uni in a developed country not to talk of an Ivy League uni.

I also ran away because of the quality of life and I have never regretted although I still exhibit symptoms from my terrible experience back in Naija. After getting home invaded 3 times in 6 months and several other robberies and cloae shaves, I had to cut man. It will be harder for the OP with a family, if truth be told. I left as a young man with no baggage and a lot of support from home.
AutosRe: Brand New 2013 Lamborghini Aventador by pappilo(m): 1:59pm On Dec 17, 2013
It is a Murcielago in Orezi's video. I doubt there is an Aventador in Naija. This pic doesnt look like it was taken in Naija.
Jokes EtcRe: Yab! Yab!! Yab!!! Childhood Yabbing by pappilo(m): 9:19pm On Dec 16, 2013
Hello Mr Vaseline
Mo jarun meji lobo iya
Mo fi kan toku gba penarity
Thank you

Tirin tirin wonu obo iya e laiye

Skesi lobo iya e
InvestmentRe: What Would You Do With A Million Dollars? by pappilo(m):
£700,000.

I'll pay of my current mortgages: £260,000
Buy a Range Rover Evoque for wifey: £40,000
Buy a Yamaha R6 and proper bike gear for self: £12,000
Put £100,000 each in a trust fund for my kids: £200,000
Major refurb of my crib: £20,000
Treasury bills: £100,000 (this should give me £10k/ annum returns)
Put the remaining: £70,000 in my account and I go just dey maintain till I retire
PropertiesRe: Can Your Landlord Eject You By Force? (part One) by pappilo(m): 5:54pm On Dec 09, 2013
Maybe you cant in Ikoyi and environs... For my area for Egbeda you can forcefully kick eject any mofo who refuses to pay rent on the due date. Just get some of the local 'alright sirs' and my cultist friends to go along with me.
CrimeRe: Alleged Pepper Thief, Stripped & Tortured (Video) - Viewers' Discretion Advised by pappilo(m): 4:02pm On Dec 06, 2013
Fcking hell! Over a basket of pepper! What is the point of posting the video though? I watched only 30 seconds of it and it doesnt show the faces of the barstards carrying out the torture.
ComputersRe: Are Lenovo Netbooks Reliable & Durable? by pappilo(m): 2:28pm On Dec 06, 2013
The processor cant be i3 and Celeron at the same time. check again please.

I bought a Yoga 13, i5, 4GB Ram, 128SSD only last week so cant make any judgement about how long it will last. Lenovo used to be IBM who made rugged computers so I am expecting this to last as long as my 5 year old Toshiba which is still going strong.
CrimeRe: Have You Ever Been Scammed Before??? Share Your Experience. by pappilo(m): 8:30am On Dec 06, 2013
Kanwulia: Yessssssssssssssssssoh!
By one VERRRRRRRRRRRRRRRRRRY SHORT, DIRTY, FUGLY, Yoruba man who stole my computer and credit card in NVS! grin
Bladddddy TAIZI DREVA!
Oloshi don take shame go hide witi im small AUSPY-SUSPY 2.5 H-INCH VLOKOS! TWA!!!! cry
I got my computer totally cleaned out of his viruses. . . and my azzze too! kiss
Wells Fargo gave me my money jeje o!
The card was used all the way in NEW-YORK

Yoruba boys too sabi tief too musssssssssssssh! grin


*LIVE FROM FRANKFURT, GERMANY. . .LUFTHANSA NA THE BEST. . .ONLY SECOND TO EMIRATES OF COURSE* cool
You shagged Auspicious on NVS?! shocked
CrimeRe: Have You Ever Been Scammed Before??? Share Your Experience. by pappilo(m):
I can recall 2 times where I have been scammed. i.e. the person set out to scam me and not cases of business transactions gone sour or friends refusing to pay back loans.

I was attending lessons for GCE and on this fateful day I decided to stab lessons and instead pay a visit to my friend in the hood. I alighted from a bus and as I walked towards his house, I saw 2 chaps playing table tennis with one obviously a "novice". He kept majorly lifting the ball up and the other kept smashing him out. As I walked past them they got into an argument about the scores and the better player reached out to me and said to me in yoruba "bros abeg help us keep the scores, This my opponent is an igbo guy who just stole his dad's money and is betting it all away but he cant even play". I agreed to do this for them and the other player was so poor I was wondering why he chose to bet. Anyways I helped them keep the scores and the better player won. The novice paid his debt and I made to walk away.

The winner then spoke to me in yoruba again "bros dont you want to chop this magas money?" Then I had that light bulb moment. I could easily turn my N50 transport fare back home into N100 so I agreed to play a game betting my N50. The yoruba guy then said to me " give him 15 ahead to entice him to play". I was an average tennis player but having seen the novice play, I knew I could beat him even with my eyes closed. Yes he was that poor.

I gave my money to the yoruba guy and the igbo guy gave his to him also. I served first and the novice smashed me out! Scores 0-6 (16). I assumed this was a fluke and I served again. The novice smashed me out again, scores 0-7! This was when the penny dropped. I immediately feinged an illness and told the yoruba guy I wasnt playing again but he said to me in yoruba "bros you don bet already, it cant be cancelled". I carried on the game and tried my best but it didnt stop the novice igbo guy from winning without me scoring a single point.

I left in shame and as I walked away I noticed everyone in the area looking at me. The bastards knew what was going on and they didnt even warn me. I walked to my friends house but he wasnt home. I had to walk several miles back home as I had now lost my transport fare. That is the one day of my life when I regretted stabbing school.
Music/RadioRe: Is Eminem Really The Rap God? by pappilo(m): 1:56pm On Dec 04, 2013
Hell No

For me not even in the top 10. Is he better than Nas, Method Man, Raekwon, Talib Kweli and many many more? I remember his 1st major single "my name is". What a joke of a song. How da hell do you sing that and go on to be the Rap god?

The only reason he blew was the colour of his skin. I remember my former oyinbo manager saying "I dont like rap music but I like Eminem".
Car TalkRe: Are You Always Conscious Of The Value Of Your Car? by pappilo(m): 4:18pm On Dec 03, 2013
I value my car so much sometimes I think it is a curse. I have just spent £325 and made a claim on my insurance (which will lead to higher premiums next year) to spray the entire front bumper and change the windscreen. I had the slightest of scratches on the bumper (see pic) and a repairable stone chip on the windscreen

My car OCD is so bad that in the 4 years I have owned the car (from new) my missus has never been allowed to drive it. I suffered a pulmonary embolism about 18 months ago (Doctors in the house will know the severity of this - it killed Heavy D) but I refused to let my missus drive me to the hospital.

I have also just spent another £50 on car cleaning products to add to the loads I have already. My missus has now had enough of these products taking up valuable storage space in her kitchen so I have been given an ultimatum to find someplace else to keep them.

I wash my car myself by hand every weekend all year round regardless of the weather. I know my neighbors must think I am crazy when they see me come out at 7am on a Saturday/Sunday morning when it is 0 degrees. One stupid cab driver was once dropping a neighbor off and he saw me washing my car. He laughed and said ''boss, why you do this? only £5 in hand car wash'', I felt like slapping the mofo! I also hate taking the car out when it is raining or wet

Please help me pray that God delivers me.

https://i42.tinypic.com/so6ez9.jpg

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