₦airaland Forum

Clothingonline9:
Fcmb is the most reliable for international transfer you even confirmed they always pay you
You should know cbn rules have change you must have domiciliary Acct to receive your money in dollars
You know the right thing to do you coming to public to disgrace yourself openly

GTBank is. Others are trailing GTBank by a mile.

Well, my story isn't as troubling as the OP's but I have a pending FX transaction with GTBank, which ought to have landed in my dorm account since last week. I have been making excuses for them. Hopefully, we don't drag ourselves on Twitter.

Nazgul:
Merry Christmas everyone...

Saw this pics and decided to share it.

Pic 1. Beautiful baby girl enjoying a selfie.

Grinch, not Santa. It was supposed to be a birthday shoot, not for Christmas celebrations.

BlessedNuel:
Really don't know if it's poisonous or not but I was lucky enough to put an end to this particular reptile that have been parading in my Honey bee farm for a while now.

Went to check on my bees this afternoon and I noticed a slight move in the grass...Lo and behold...na this weekend neighbour that have been feasting on my bees for a while now...na stick wey I carry finish the thing head.

Non-venomous. Just one of those egg eating, lesser animal eating snake.

ethicallyright:
I said in my quote which you quoted that I excluded Dangote and BUA because they don't understand technology. I mentioned GTBank CEO and Adenuga who have technology incorporated in their companies.

Angel investors are different from Venture capitalists . Venture capitalists will take all the shares and these young guys would be left with almost nothing. A venture capitalist must understand what he is investing in , but an angel investor could only be given assurance that what he is investing will work.

You're talking about terminologies and investment registers like they are a big thing. I'm talking about the general investment lifestyle of an average Nigerian.

Tell me the retired civil servant who lost 30 million naira to MBA forex this December understands anything about forex...

You don't need any idea to be an angel investor, you only need the will...

Funding rounds are like security offerings and not necessarily capitals. Venture capitalists are investment sharks. This is not what plays out in tech fundings. Although, both offer equity stakes but the situation with VCs is way different.

If this is your rebuttal to my thesis, unfortunately you made no point and this conversation is needless. I wasted my precious time.

BigBashiru:
Africa being raw and unexplored isn't good news because it shows Africans appears not to have the intellect to explore it and is waiting for white man or white mans money

True, it isn't. But we have Africa's richest man in Nigeria, Femi Otedola, Rabiu Abdulsamad, Folorunso Alakija, Africa's richest woman, the likes of Innoson, Arthur Eze, Folawiyo, etc. These folks I mentioned are unenlightened businessmen who have no interest in tech. If we had just one Elon Musk in Nigeria, they dynamics would have tilted a long time ago.

ethicallyright:
She knows what she's saying. I wrote extensively about this sometimes ago. Africans are stupid. The money these Venture capitalists invested in this API firm is not up to one million dollars combined together.

This MBA forex that is currently experiencing crises, I know a person who invested 30 million naira and will lose it. I know another person who invested 8 million naira and would lose everything. I know of 4 guys who pulled resources to buy a 16 million naira Mercedes Benz for a Big brother Naija Finalist... GTBank CEO stated openly that he will never invest in any Fintech company. Adenuga owns a Telecommunication company(Globacom) and is most likely richer than these VCs that gave this API firm 1 million dollars combined together but he is living in a big barricaded mansion in Banana Island (without access to young tech
guys looking for sponsorship) when he knows the relationship between a telecommunication company and some API firms. I skipped Dangote, BUA etc because at least they don't do tech or innovation but organic and traditional goods.

What I'm writing about is what Bigbashiru is talking about- the inability of a country of more than 200 million people to fund one of its own.

Apparently, you know nothing of the tech world. Just because you have billionaire opportunists in Nigeria doesn't mean they will always be ready to help in sectors that they do not understand. Adenuga's problem is more about getting better market share in the telecoms industry and not just 'throwing away' money to tech startups. This is where ANGEL INVESTORS COME IN. The likes of Adenuga, Abdulsamad Rabiu and Dangote combined won't understand zilch if you go to them for tech seed funding because the tech industry is way beyond their understanding. They know technology is crucial in today's world but might just not necessarily understand why your idea is needed right now. I am not calling them dumb but they are purely business with hands-on production mindset.

The money invested isn't up to one million Dollars because IT IS A PRE-SEED FUNDING, which I suspect you don't understand or know its meaning or purpose. THIS IS DIFFERENT FROM SEED FUNDING, which is usually greater sums.

Here's what to know: there is a ready market of investors/angel investors looking to invest in startup techs, particularly in Africa because it is untapped, raw and still unexplored. These guys are tech guys themselves who have walked the walk in the past. They have the money to play with; you have the idea, and instead of grovel at the feet of a Dangote who won't be able to see you or won't even give ears to your ideas, the investors' market provide the haven without stress.

Listen, if a startup tech company requires $50 million in its funding rounds (pre-seed or seed) and run up to Series A,B or C, investors or angel investors will still splash monies into the rounds, not because they don't have anything to do with their monies but because their understanding of tech is very much different from yours or mine and even that of Adenuga who consumes APIs.

There are tech startup crowd funding platforms almost everywhere now which makes it very easy to get monies to effectively run your tech startup.

Africans and Nigerians are typically clout animals. If they were to step in at all, you'll likely be seeing them make the announcement themselves on their social media pages.

See it this way, if you genuinely need a huge money for a cause, health, travel or whatever, you do not attempt to reach Dangote or Adenuga; you use a crowd funding platform such as Gofundme. That is what tech guys do. In this case, they can always come back for more. We call this FUNDING ROUNDS. Onepipe has taken its first step and it will eventually take up the seed funding step later on.

I understand why people believe African startups run to whites or Western investors. It is very much easy to criticise a startup or the African mindset when you haven't walked one.

BigBashiru:
Negros always depending on others.... raising money from New York because you can't govern yourselves - the money could not be gotten from African venture firms because it's a failed race

Apparently, you have not the faintest idea what pre-seed and seed funding are. Perhaps you think it is Lapo's kind of financial assistance.

Toks2008:
I presently use the Samsung 55 Inch UHD 4K HDR Curved Smart TV and its serving perfectly

When this new 8k QLED has lived its hype and becomes cheaper I will consider buying it... The price usually crashes with time.

I love Samsung die...simply the best

TV prices do not drop like mobile phone's. I opened the thread with shock and was wondering how sales persons will convince Nigerians to buy an 8k QLED when cinemas are still using 4k. Plus, which Nigerians TV station will be 'mad' enough to buy new technologies just so they want to start streaming in 8k?

It is a waste of time in Nigeria. Even the best of movie contents will at most come in 4k, which isn't something we see everyday. 5k TVs have been around a while but no one is talking about them but 8k is in our faces.

Resolutions are not like data networks where upgrading is a must. Not sure anyone will get value for buying the 8k QLED.

Anambra accent is VERY STRONG! Haba!!!

The 'recentree' slapped hard

sonofthunder:
If you have a prepaid meter you will not pay up to a quarter of what you are paying.

Well, my usage is incredibly high. And I need everything to run non stop. The locality itself is on premium subscription, so it is somewhat a big deal.

ojuu4u:
.reread post again and make sure you read btw the line.

The biggest offence ,disobedience, op instructed her to block, she block and latter unblock and start chatin regularly, yet u blind not see anything.

A guy that have introduced girl for his people no longer boyfriend but fiance.

In another comment, op said she is using phone that ex bought for her recently, yet its because of insecurity on part of op.

I think until ex impregnates her, b4 u knw things are going wrong,

Yeeeeeet , the girl is begging and apologising for committing no offence.

Are you a man? Is a trait of masculine run in ur blood? I doubt.

Why would you 'instruct' a girl to block of an ex? As per what Who you be?

She is matured enough to handle her own sh!t. If the OP doesn't feel safe with her, then they should both sit down and talk about his insecurities. Whether you like it or not, Exes play important roles in people's lives, and I am not talking about those that go on to become sworn enemies.

If the OP feels that the impact of the lady's ex are still around, then he should find a way to lessen his impact and make his presence less felt, not warning her like some market woman.

The girl is begging because she seems wise; not necessarily because she believes she has done something. If she were to be the stubborn type, trust me, the relationship will be standing on one leg right now. The OP is insecure and seems to be spending much time thinking about the girl's ex than the girl herself. Safe to say that the ex lives rent-free in his head.

Being a man is not about wielding axes and authorities. A wise one knows better than to do those things. If your relationship cannot afford peace, then by all means leave and bolt the door. 'Warning' a girl or lady in a relationship is a sign that you have lost or have no power. If you had any at all, you wouldn't need to 'instruct' and 'warn'. Asking a mature girl or adult-teen to block off someone is crazy. The lady herself is in an abusive relationship without knowing it. At this rate, she is selling her psychological health without knowing.

Double post.

ojuu4u:
Bf or after has nothing to do with it.

A guy who left his girlfriend and go for another girl for marriage, yet the girl is still considering moving back to the ex, now when she meets
another serious guy, who had presented her to his parents, yet the girl still galvanating' with ex who broke her heart.

SMH...

Whatever she did or said before she met the OP is none of his business. He has shown signs of a cheat? No. Has she been caught cheating? No. Were there indications of cheating in the OP's tale? No. The lady's only crime is that she replied a Christmas compliment and it is a big deal? For the first time, I am almost tempted to say there is a problem with the average male psyche. You are someone's ex and I believe you still communicate with your exes or talk once in a while. Exes are humans and not necessarily enemies. They only pose a threat when they attempt to jailbreak your present happiness. I have had exes call me these past few days to wish me the best of the season. No big deal.

Although I understand some people don't handle ex issues well. That's for them to contend with but just because someone responds to an ex's holiday message shouldn't be a big deal, let alone one worthy of a thread. The OP is insecure and there is no need to sugar coat this.

ojuu4u:
The you read, where she said if she don't have option she will back to ex

She said if she see's someone else she would move ahead but if not she may consider him back. All these happened like 4 months before I met her.

Need I say more?

Icedplane:
A girl that I was dating, took her to my parents and even met her people chatted with her ex who ditched her and married another girl. The other girl died and this ex wants her back.

She said if she see's someone else she would move ahead but if not she may consider him back. All these happened like 4 months before I met her.

Now I have introduced her to all my family and even met some of her family.

Sent her mum money for Christmas, she still has the guts to reply the guys compliment of the season even after I warned her months back and asked her to block the guy which she did.

What pains me was the new phone I bought for her was what she used.

Now she's begging my mum to beg me.
Am done

So because a lady is with you means she can't communicate or reply an ex? All these Boyz II Men sef.

Orubebe01:
My compound is using postpaid, previous months' bill was around ₦25,000, ₦22,000 and ₦35,0000 but to my greatest amazement November bill was whopping ₦70,000

How is it in your area cos am wondering if am being cheated alone.

Mine is estimated billing. Before now, it has been around N35k+ to N45k+ but this month came with N102k. Although power is about 22-23 hours on the average and that was what the marketer leveraged on. One of those things that weakens the spirit.

Frustrated007:
Which escrow would you recommend?

wese90

Frustrated007:
guys please is this nairaland exchanger legit?I have thousands of $$ worth of Google play cards that I wanna exchange, I just want to be sure that the guy isn't a scammer.
I have googled him and found some old scam reports that were later resolved..
But I'm still skeptical rexchangeng .com

Use escrow.

BluntNigerian:
In the case of criminal cases, or any court cases that happened to involve the Recycled SIM, (Since the Network-Providers had supposedly wiped out the information of the previous owner of the SIM from their own database, and they didn't keep any backup information about the previous owner), it then means that the new owner is in for a troublem he knows absolutely nothing about.
...
What can the NCC and the TELCOS do about that??

This is somewhat simple and complicated at the same time. One thing I can confidently state is that the previous owner's information are not outrightly wiped off. Although I would not want to speak for all ISPs but the one I worked with had a contact details section on an app called SV where you could see updated contact information and the most recent, even if the number was recycled.

I had a similar experience but not tied to crime. One time, I saw a unique, 'unregistered' SIM in the office and asked the shop guys to help register it. A few minutes later, I went down for biometrics, et al. Upon registering, I inserted the SIM into a smaller phone, thinking there was no big deal. At 7PM, I started getting several calls from the same SIM and I had not yet given the number out. Turned out the woman who owned it had her phone stolen and was saving up for months to buy a good phone before it got recycled. When she tried to retrieve the line, she was told that it was in use and there was no way she could retrieve the stolen SIM since it was active. So she assumed the person who stole her phone had the nerve to use it.

The calls were confrontational, laced with several name branding. The woman told never stopped saying God will judge me for stealing her phone and still using her SIM. She claimed she would involve the police and all and at that point, I just knew it would become ugly. So I got told the company's lawyer who is a very good friend the next day at work and he asked that we invite the woman with some of her family members and possibly a lawyer. Meanwhile, I had already looked up the information of the SIM that morning and my details showed up alongside hers, her address, etc. So, when I called her that morning, I referred to her by her name and asked that she shows up at our office which was several local governments away from her.

Long story short, she showed up with two loud boys who never stopped saying they will take it up with the NCC. We never heard from them till I left and the number eventually got recycled into the market again after I left the small phone on vibration and couldn't find it for two months in the house! I was pained but there was nothing I could do.

So, in reality, it is impossible that a previous owner's information will get wiped off from a SIM. All details of both new and old owners are saved in the contact details section if looked up on the app. And in the event that a SIM loses data of such, which is unrealistic, proving one's innocence will require that:

1. You confirm to authorities the date you bought the SIM.
2. The shop you bought the SIM and the particular person who did the registration for you, if they are more than one agent there. This is necessary in order to map the kit used in registering the SIM.
3. Ask authorities to investigate the case by visiting any network shop to query the line. You will need to give them a date which would be used in checking inactivity before then.
4. To avoid the aforementioned stress, always keep your SIM pack safe.
5. MOST IMPORTANTLY, AVOID BUYING A SIM IN TRANSIT OR WHEN YOU TRAVEL BRIEFLY, EITHER FOR AN OFFICIAL OR PERSONAL VISIT. BUY ONLY WHERE YOU ARE DOMICILED.

tunjijones:
All those Nigerian foools saying that "you think Uganda is as lawless as Nigeria" Shebi una don see una life...

If you knw u made the above statement or any statement similar to that when these guys were arrested, just know dat you a a big iddiot....

Don't blame them. Availability of contents start and end here on Nairaland for them.

enilove:
Idolatry .

Leviticus 26:1 KJV
Ye shall make you no idols nor graven image, neither rear you up a standing image, neither shall ye set up any image of stone in your land, to bow down unto it: for I am the Lord your God.

Does this apply to either or both?

...

Awoo88:
Sim registration does not require you bvn but once you use that number to register your bvn, it is mapped on it already. That is while some transaction only require you Mobile number linked to your bvn. This government is clueless.

From the banking sector, it is mapped but the same cannot be said if the telco sector.

Although the BVN has your primary number, it can still be updated or changed periodically. And that the BVN has a number linked to you does not mean much when telecommunication is considered. Their operations vary. BVN is the banking sector's KYC and NIN will be the telco's KYC.

oladimeji2me:
Does that mean foreigners won't be able to use our sim card and driver's license as a result of this new policy?

Foreigners will register using their international passport.

JB4life:
My own question is this:

With this directive to link all SIMs to NIN,can somebody still have more than one SIM, please?

Yes, you can. However, not more than four. Not sure if this will be revisited by the NCC.

Awoo88:
Your number linked to your bvn is already you identity. That number has you biometric. That number is linked already to your NIN, driver's license, passport, voter's card. If you do a print out of your BVN page, you will see this info. The ministry is trying to create a semblance of being smart why she is grossly dumb. You can retrieve your bank account number with your phone number, license number, etc.

Yes, well, true. You are correct in some ways, save the goal this time is to prevent people from owning not more than four SIM cards; one from the 4 major ISPs.

SIM registrations never needed a BVN. All they needed before now was a valid, government-approved ID. The number or SIM was never mapped via BVN. This time, it will be different as a number mapped by NIN won't be recycled into the market as against the usual practice.

There is no doubt that this sudden move is coming on the heels of the ENDSARS movement. The suddenness or note of urgency is an indication that the government is likely desperate at preventing another protest. Perhaps I am overthinking the situation.

emmy512:
I just hope they give users the option of deactivating themselves from any SIM no longer used and report it to the right authorities so that anything that happens with that SIM after I deactivate myself is no longer my business

This option has always been available but closure has never been a thing for most Nigerians.

BluntNigerian:
With time, the NIN Synchronisation will be fully completed for all the phone numbers in existence, meaning that every phone number in existence belongs to a known human being, and information about the owner of the phone number can be easily retrieved from the NIN Database, would the Network Providers still continue to be doing Number Recycling?
..
I need expert responses please.

Its a tricky question. I believe the NIN synchronisation will force the hands of telcos into either pushing the period of recycling backward, say two years or might be totally abolished.

Even before now, there have been instances where an old customer's details still show up on new customer details on specific telco work tools.

The NIN synchronisation does not in any way favour telcos because a sizeable amount of their gross comes from SIM sales. The idea of recycling in the first place is to leave no stone unturned. But with the new move, it would mean your number becomes your identity, and as such, can't be handled carelessly.