₦airaland Forum

Wow. OKI printing solutions.

DBlackCeazer:
pls,what's the typical interest rate on a million naira fixed deposit, anyone?

I don't know. But I know that at that point (1 mn & above), commercial Banks have tailored products for depositors.
With applicable rates on their websites. Check with your bank.
Check two other Banks to compare rates.

Adeshola5:
Fixed Deposit are short term in nature on the other hand Bonds have a long-term prospect. In my opinion fixed deposit is better so far u keep rolling over your capital and taking your interest after it matures.

Fixed deposits of less than 1 million at conventional rates are really poor investments in the average Nigerian bank.

Joromi12:
When abroad stay away from nigerians. Never go to 9ja church or join association of Nigerians

While it is not always good to generalize, a good number of people share this view. Why is that?

Esseite:
What are the alternative for the numerous private bike riders who only survive on such?

Safe mordern bikes are helpful IF they are inexpensive. There are no commercial intracity buses in Akure/Ondo.

Jayslicky:
Ok that's good, at least you earn over 700k in a year, the normal rule is that your rent should not be more than one-fourth of your salary in a year, it depends on how you spend money on things, it is better than if you calculate your expenses monthly, you calculate how much you spend on food stuff, calculate what you spend on clothes, calculate how much you give out to people sometimes, calculate the cost of maintaining the apartment you plan on getting(nepa bills, security bills etc) subtract it from your salary, if the remaining money is not up to 5k monthly, then don't even think of trying to move out of your parents house because that is not progress but waste of time. I suggest you still stay in your parents house till at least a year more, you just started working and you need to be balanced before getting your own apartment, I know you want your space as a man but just have patience.

Rent ? One-fourth of your yearly salary? That's ridiculous.

compton11:
Guy in US,neymar is black,even he knows that, he denied being black in 2010,the same year, banana was thrown to him.

Really ?

So why then is his mum white? Or isn't one whose parents are from different races a mixed race person?


And banana thrown at him doesn't determine one's race.

He is brown skinned. That's genetic "randomness" at play.
His sister is lighter skinned. You can be mixed while being brown skinned.
Since he is not white. He is not black.

Mixed race =/= black.

benjsniper33:
But Neymar is black . Why is his son so Caucasian that he has no features of a negro in colour and shape, including his hair.


Micheal Jackson is black but all his children are TOTALLY Caucasian in features . No trace Negroistic traits.

Are they genetically re-engineering the proxy mothers of these black superstars??

I smell a rat Here fellas

He (Neymar) is not black. He is mixed race.

His mum is, well , white.

Iceness:
Super Eagles match of today taught me a very valuable lesson that "it isn't over till it's over"

Hahahahaha!

Nice. But.

I thought you already learnt that from Liverpool FC UCL exploits.

Still learning it again?

J111333:
Why expose her like this? She is someone's daughter and sister, please take down her pictures asap.

You probably mean: Why expose her like that, it's indecent, AND she is human. And not "she is someone's daughter/sister".

Her value as a human stands on its own. Her value does not derive from being the daughter or sister of another person.

alaraa:
Done

Thanks. I meant professional though. Not Skills.

icefish1:
please send professional to omobolanle.afolabi@gmail.com

Hello you are yet to send the PDF.

[quote author=alaraa post=79719450][/quote]Professional.


Thanks.

[quote author=alaraa post=79719450][/quote]Professional.

alaraa:
Results are out ooo...I will share PDF soon

Hello please, could you send to Blueurgency@gmail.com


Thanks.

olarid01:
This, I think, is the reason where we will never have an honest leader who will make things work. We tend to apply 'human factor' in every aspect of our lives. The reality is, we will never move forward without enduring some hardship, and I mean a lot of it. Things will be hard at first, but as the time goes on, it will get better.

True BUT that's not the full picture.

When you ask that someone embarks on a tough journey with you — promising a better future after which— there must/should be Guarantees.

Eliminating subsidies isn't the full package BUT a good start.
The other part requires Guaranteeing that saved resources from subsidy are ploughed back to the economy in ways that promote growth & development and NOT stolen/Missappropriated by Corrupt and/or inept leaderships.

If subsidy savings aren't reinvested properly, removing subsidies just piles more hardships for the average Nigerian.

Don't ask to trust the government yet though. Trust/reputation should be earned while the subsidies subsist. Then and only then would the citizenry be more convinced to go on the journey of austerity (subsidy removal) with the government.

Joromi12:
so that fuel will be 200 ba, useless emir. the opportunity cos of subsidy is embezzlement

That's the fear of most Nigerians. Eliminating subsidy doesn't always GUARANTEE to more better life for ALL Nigerians. It could also mean more money to be siphoned by Corrupt politicians (almost a tautology) — and more hardship for the average Nigerian.

Many Nigerians see subsidies (if it really exist ) as their sole REAL benefit from the Nigerian government.

DuBLINGreenb:
Stop mongering fear instead profer SOLUTIONS.

He did. He usually almost always does. Did you read only the headline?

princechurchill:
So he knew all those things and yet his Chinese marriage failed

Sure.

No matter how Mature/reasonable one is you CANNOT make it work ALONE.

Apparently, in marriage, your union is as strong as the weaker partner in a union. A bit unfortunate.

The only way to GUARANTEE never experiencing Marriage challenges (By your own actions— which the only ones you totally control ) is to never get marriage.

Most should take the risk though.

TheFacelessMan:
World Bank scholarship initially. Cash down, later.

Ok. What's Cash down?

TheFacelessMan:
Epidemiology/ Public health

Ok. Nice. Did you consider Graduate Assistantship (Scholarships). Through GRE ?

TheFacelessMan:
Whether he's a NURTW staff and/or political thug...

Oluomo is giving his kids quality education. That's evident.

The $2.7million dollar "scholarship" is what's questionable.

I know for a fact that Johns Hopkins has like 63,000 dollars in tuition for a course i wanted to do.

63,000 x 4 = 252,000. Even if they give you an extra 252k as living expenses which is impossibly generous.... it would just be over $500k in total!

He couldn't have gotten a research grant that lucrative. That's the size of a large scale grant for an NGO working in a Nigerian State for 3-4 years. I KNOW

Wow! I really like Hopkins. Probably due to Bloomberg. If you don't mind my asking what course did you seek?

Offpoint1:
"My musical career would have been gone"....and you said e don born again... English dey give Nigerians headache.

Anyways I can do all of these this if you need my service:
*Edit any document be it scanned or PDF.
*Edit any photos
*All kinds of graphics design
*Develop any website/web app...

quote and send me mail or simply whatsapp me +234 708 877 2858

Having a Music career is NOT necessary mutually exclusive to being a Christian. Of course this means that his music career is probably not going to be the same as before the attack.

wristbangle:
Am just thinking of something, what if a foreigner enters USA and has a Huawei phone with him/her, will it because of this be denied entry or be asked to destroyed the phone?

Is it now stated in the terms and conditions that a Chinese phone can't be shipped into US? Wait, I think the Chinese too in a particular time ban import of iPhone, hope am right?

No. Currently it wouldn't be. But since most people buy a cellphone to at least make calls among other things, they'll need a carrier (I.e. At& t, Sprint, TMobile etc.) And that's where there Appears to be some restrictions for Government and Corporate use of these devices. On an individual/personal use at home basis I don't think a full blown restriction is in effect yet.

BiggyB242:
All these are noise. Engineering is 5 years for next time sake

Tell that to Vikram Pandit Who finished his Engineering Bachelors in three yrs.

You'll say it's not Nigeria. Granted. But it was one Nigerian who along with other conformists that agreed that Engineering programmes be 5 yrs in Nigeria. It's a subjective decision. A little reasonable But not clearly objective.

Engineering is Valuable because of it's extensive contributions to society not because you stay in school for 5 yrs.

I'll like to see a study that tells us why the Engineering programme cannot be 4 yrs. Or if indeed 5 yr tenure TRULY adds to the quality of such programmes.

I know. You probably never read my response.

Ninethmare:
I was going through the Nigeria Prison Entry Level for graduate and I noticed that those with M.B.B.S or Doctors are automatically on Level 12 immediately they are recruited.

Other medical courses are giving more preference in Level than others

Considering the years it will take for someone on grade 08 to reach grade 12 in Federal Government Job you will know that it's quite not fair
Up
But what confused me was Almighty Engineering courses were placed on level 08

It's quite disheartening that we that studied Engineering for 5yrs, solved all those mathematics and spent so much are placed with other courses who studied 4yrs on the same entry level which is level 8 in Federal Jobs



Please I need your taking on this

Why is M.B.B.S placed so high and Engineering not given preference?

First of all OP, Is your grouse the fact that Doctors get to start at level 12 thereby earning more or it is that you, an "Engineer" gets to share the same level with "lowly" 4yr degree holders?


You are essentially asking for level playing Field with one hand and then putting down others with the other hand. Isn't that Condescending by you ?

By the way, put aside Engineering as a course compared to other 4yr courses, What have you Engineered yourself to warrant a special treatment by the society ? Should honour be bestowed on you by virtue of just graduating from Engineering school?
Before answering your question
I think you should come down from your high horses a bit. Or at least stoop to conquer. No one owes US anything.


Now to the question. I have said this before too. The primary reason why Medicine enjoys the privileges it does(I don't dispute its 'reputation' as a [Generally, back to this shortly] challenging course) is due to the extensive nature or regulations in the profession.

Essentially, these regulations among other things, tends to REGULATE SUPPLY and dictate employment relationships for most of its practitioners in the society.

When/if the Medical profession liberalizes its extensive regulations including, but not limited to the admission quota per session for institutions and other supply levers, the Medical profession in Nigeria would be much less prestigious as it is now.

A few other functional professions could achieve similar levels of prestige if they adopt similar regulatory/employment approach to their profession. A few are starting to.


Back to medicine being "generally" challenging. This is very true. The course content, housmanships/residency etc can be very gruelling. Many drop out.

However THERE are still Mediocre Medical doctors today in Nigeria. They are, I suppose, certified by Medical institutions. But they are nonetheless ineffective. Sadly due to prestige these ones are put at the same level with other Medical practitioners because they all posses the same common denominator — A certificate.


What's my point ?

Professions should liberalize the assessment of true value to society.
Allow society to guage on an individual level who brings value to the society and reward same. Not groups. Individuals.


If you always have to show what you graduated in (your certificate) to prove your value, I doubt if you're truly a professional.
A TRUE professional leaves people with little doubt about who they are WITHOUT recourse to showing certificates.


Again drop the Entitlement. You're no better. You're no less.
If your "Engineering" degree (which is great by the way) is the zenith of human achievement then how were people who themselves were not engineers able to design the Engineering degrees we have today. Or did an Engineer design the Engineering programme?

jendhorlee:
very talented singer. the first time i listened to her "way maker", i thought i was listening to a foreign artist i swear

Hahaha!

But really
But is sounding foreign a proxy for being good to you?

Is it possible that a number of local artistes have unknowningly slipped you(Knowledge of them as local artist es) by sounding foreign?

Aboguede:
Emeka ike or what ever he calls him self

You are still pretending till now. SHAME

The bad thing about fake life is that it frustrates

That is the number one reason of premature deaths in nollywood

Listen, today obama is just like he was before he became US president. No more guards or chefs

There is nothing in reality as SPECIAL person on this earth, every human being is equal

Be wise

I don't know anything about this story BUT:

Obama is CERTAINLY NOT as he was before though.
Every past US president is assigned a number of Secret Service agents for life.
See:
https://en.m.wikipedia.org/wiki/Former_Presidents_Act

Yes. all Men are probably equal before God. BUT here on Earth, Obama's life would never be the same again and all men are apparently not assessed equally (At least here on Earth).

Westsida:

Football family!
Papa nah formar football player Mama nah former football player All pikin nah football players

Really? wow ! never knew this.

Nairasurplus:
So after following Christ, he will not meet misfortune again? Does religion stop misfortunes from coming to someone?

I don't understand.

It's not about stopping misfortune. It's about gaining perspective.


The hassles and bustles of life sometimes makes one lose sight of what's important.
Weighty issues give way to pointless struggles.

Pain or in this case near Misfortunes gives us a refreshed perspective. In a twinkle of an eye one immediately realizes what matters most from the sea of irrelevance.


Personally it tends to make most(including me) closer to God.

God help me.

iyke926:
It's either hardwork or connect.

Not really. these days there are young people barely 30 becoming Bank Managers particularly in places like Access Bank and GTBank. I really don't know about First Bank though.

By the way, the Man in the story was referred to as a Customer Relationship Manager not Bank Manager.
Except if both roles can overlap.

elantraceey:
There's a difference please, theirs is consensual , the ladies actually want to get married unlike the Hausa that gives out their daughters without the daughters consent.

Really ? Is Consent valid below the legal CONSENSUAL age ?

Or is being Hausas what made theirs wrong?