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ColdFLARES1's Posts

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BusinessRe: ‘Breasts On Lantern’: Agonies Of Borrowers Of Nigerian Micro-credit Loans by coldFLARES1(m): 5:06pm On Jun 06, 2019
dayleke:
You mean minutes or months?
5k for small biz? Please what kinda biz?
grin. You think is is impracticable?

A very junior friend tending to her father's shop approached me one day, and said she had an idea of selling fruits in a kiosk in her dad's space to make a little extra for herself. I thought it brilliant and offered a 'loan' of 6k, which she promised to repay in 4 months i think.

Mehn, long story short, her side hustle didn't last 6months and I only got back 3k. She don use hailing clear the balance. Every time she sees me, na broda broda!!
RomanceRe: I Love Her But She Is An Undergraduate And Poor by coldFLARES1(m): 2:22pm On Jun 06, 2019
GT07115:
should it be about one's financial status when choosing a woman to settle with? U sound utopian and this thinking of urs will only bring u misery rather than joy maritally. I was ones thinking like u to get a girl whose parents are well to do financially, but it only gives room to ego, self centeredness, without recourse to love and the basis on which marriage foundation should be laid. What is wrong in building ur woman if u can?
I don't have the time to check what 'utopian' means, but you may need to be aware that i have successfully navigated 2 yrs, that has been blessed with a pretty 13 months old cutie, in a marital union. ..and this is not to someone with the best credentials.

Love, I have discovered is just the ingredient that would buy time for a marriage facing turbulence and not the foundation as you have stated. That should be the reason why marriages lasted longer in the days of yore.

To get married, the right boxes should be ticked:including, but not limited to maturity, family background, genotype. Maturity so she doesn't wear you down with her foolish/childish decisions, unrealistic expectations and erratic behaviors. Family background so you don't have to be burden with catering to basic responsibities of in-laws when you should be growing in your union and laying the bricks for a successful life.

Overall, it is your decision to make and I only have a duty, as an egbon, to advice and then wish you well.
RomanceRe: I Love Her But She Is An Undergraduate And Poor by coldFLARES1(m): 12:10pm On Jun 06, 2019
One young man sits down, shuts himself to the world; isolates a girl that's bogged down witha huge deficit; gets fixated on her and thinks she's the next best thing after fried rice!

Quite refreshing to think that your love story would have a happy ending.

You're a firstborn, probably with siblings, whose parents may still be alive and the best girl you visualize a future with is an 18 yr old whose parents are so poor they cannot foot the bill of their child's tertiary education?

You'll surely get what's coming to you, and more sensible young men would learn.
SportsRe: Daniel Sturridge And Alberto Moreno Set To Leave Liverpool by coldFLARES1(m): 11:58am On Jun 05, 2019
6lam:
Alberto Moreno's career ended after that Europa League final match against Sevilla. That dude single handedly lost the match for Liverpool. Klopp is even nice to have kept him all this while.
He was put up for sale,.......no market!
PoliticsRe: New Cabinet List: Fashola, Hameed, Adamu Jostle For Buhari’s Cos Office by coldFLARES1(m): 6:29pm On Jun 02, 2019
Can we just stop speculating already?

Serious candidates in some countries getting into presidential office for the first time name their cabinet not later than 2 weeks after they are declared winners. And here someone is trying to pass the president across as meticulous when he would still take forever to assemble yet another bunch of mediocres to govern with him.

Not that I have any lofty expectation of him.

As such, I care less!
RomanceRe: Singles: What Caused Your Last Relationship To End? by coldFLARES1(m): 7:07pm On May 19, 2019
You know what damage lies could cause?

You are both in a complicated relationship, having new lovers but resolving to be back together given your history.

Babes wanted a new accommodation whose address she swore never to disclose to her inter-state boyfriend so we could extricate ourselves and finally be together.

A few months passed and then came the shocker! Inter-State boyfriend was visiting and she wanted me to stay away for the time he'd be around for.

My question was how did he get the address as opposed to staying in an hotel.

Answer:He contributed substantially to getting the accommodation and even knew the accommodation before me. �.

Man don suffer! I simply walked away.
CrimeRe: She Aborted My Pregnancy. I Have No Regrets - Man Who Set Ex's Family Ablaze by coldFLARES1(m): 8:23pm On Apr 30, 2019
We avoid problems not because we are weaklings, but because when you are involved with someone who has got nothing to lose,.........things like this are most likely the end result.
FamilyRe: My Mom Is A Troublemaker... I Need Help by coldFLARES1(m): 12:45am On Apr 20, 2019
I can quite relate with your situation. Not a nice position to be in at all. Yours appears graver because you said your momma is educated versus mine that only attended elementary school.

I am not sure I was able to solve mine but it quite involved direct confrontation when I grew a bit older and felt the pains of her constant embarrassments.I regret that now.

However, I think the best action I took was absolutely ignore her when I left home for undergraduate studies. I never returned to stay with them.

But, when she came down with stroke, I wondered why she didn't think a time would come when she wouldn't be that strong troublesome woman she used to be. And when she laid-in-state, I cried inconsolably because I alienated my mom for a long time due to some character flaw.

Please love your mom nonetheless and get people she respects to keep talking to her.
RomanceRe: Help:she Made Me Who I Am by coldFLARES1(m): 4:23pm On Mar 26, 2019
By May, it would be my second wedding anniversary, though I am not totally fulfilled about marrying my wife, I haven't had good reasons to regret the decision.

You could say I had 2 babes then, with my wife being the less fancied. Life was being bit of unfair with me and I needed help which I imagined my favourite could muster, through her family (let me stress that I'm very forthright and not gold digging). I got a very rude shocker as regards my appeal for help, but was still willing to continue if only I would be given some break off some boyfriend responsibilities to nurture my new business.

Well, within a short period, some dangerous exposition and complications made it near impossible to continue with my favourite and I had to settle for my wife because man no get the power and time for any new shakara from new chics.

Favorite is doing extremely well and I am making good progress as well.

But, tell me, how can u sleep knowing u are hatching such treachery? What makes u think you can't cope with someone you don't love as much (since u used to love her) when the person is not disrespectful? What makes you think people will seek to control you when you don't offer the grounds for such?

Overall, you are adult enough to decide whatever payback to serve your gf for her good deeds, but remember to be responsible for the consequences that would follow because they would be grave.
TravelRe: Professor Pius Adesanmi Dies In Ethiopia Airlines Plane Crash - John O. Oba by coldFLARES1(m): 5:49pm On Mar 10, 2019
May the souls of the faithful departed, through the mercies of God, rest in peace.

I would miss his intellectual discourse.

May God grant his family the fortitude to bear this great loss. Amen
PoliticsRe: 2019 Governorship Election Results In Nigeria As Announced By INEC by coldFLARES1(m): 11:11am On Mar 10, 2019
Governorship Polls for Ikeja LGA as announced live on Channels TV

APC 28,592

PDP 8,109
PoliticsRe: 2019 Governorship Election Results In Nigeria As Announced By INEC by coldFLARES1(m): 11:00am On Mar 10, 2019
Governorship Polls Results, Ogun State, Odogbolu LGA

APC 12,529

APM 7,516

PDP 3,418

Odeda LGA

APC 8,030

APM 6,454

PDP 1,040
PoliticsRe: 2019 Governorship Election Results In Nigeria As Announced By INEC by coldFLARES1(m): 10:49am On Mar 10, 2019
Governorship Polls Results as announced now live on Channels TV. Ijebu-Ode LGA:
APC 13,234

APM 4,401

PDP 7,289
BusinessRe: Is N300k Enough To Start Phone Accessories Importation Business? by coldFLARES1(m): 8:53pm On Mar 05, 2019
kabarka:
so sorry.life can be mysterious.
grin. The fact that I had resolved not to go through the agony of job-hunting served as tonic in those periods. To heaven's glory, I am stable now.

However, we feel compelled to share bits of our story so others could avoid the pitfalls that almost sunk us.
BusinessRe: Is N300k Enough To Start Phone Accessories Importation Business? by coldFLARES1(m): 2:02pm On Mar 05, 2019
dominique:
You need to understudy with someone grounded in the business so you can learn the ropes and you won't throw your money away to swindlers.
This, I may say is the first logical step, but he should be guided by my experience if he wishes to go down that route.

Badly needed to start earning after resigning; tallied with a suggestion for a certain business and paid for a 3-week apprenticeship. The "plus" was that my coach would help when we are stocking.

He quite went with me to get my opening stock, only for me to discover that I could not compete favorably with competitors in my choice location because cost price were inflated! I struggled and made a lot of sacrifices to continue in business. ....and this was because all bridges were burnt in a manner of speaking.

As for my "oga", that distasteful discovery made me sever ties with him.
Jobs/VacanciesRe: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by coldFLARES1(m): 1:37pm On Feb 27, 2019
U mean the whole of your salaries for a quarter would go for rent? Do you get free food? Does someone else pay your transport? Are you an only child? Are your both parents dead? Do you intend to be celibate and stay off relationships? Is it a government job where you hope to steal to make up for some deficit?

Above all, are you planning on totally ignoring savings and possibly investments?

Women could do that as they are largely configured for glitz and glam, but Ogbeni why ask this kain qweshion?

For this kain Buhari era when jobs dey loss pas the way positions dey open, what if Dem sack you? Wetin you gain?
Jobs/VacanciesRe: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by coldFLARES1(m): 1:35pm On Feb 27, 2019
U mean the whole of your salaries for a quarter would go for rent? Do you get free food? Does someone else pay your transport? Are you an only child? Are your both parents dead? Do you intend to be celibate and stay off relationships? Is it a government job where you hope to steal to make up for some deficit?

Above all, are you planning on totally ignoring savings and possibly investments?

Women could do that as they are largely configured for glitz and glam, but Ogbeni why ask this main qweshion?

For this kain Buhari era when jobs dey loss pas the way positions dey open, what if Dem sack you? Wetin you gain?
PoliticsRe: Next Level: What Do You Want From This Administration? by coldFLARES1(m): 12:57pm On Feb 27, 2019
A resumption of herdsmen attack in Benue; an aggravation of cattle rustling in Zamfara; a spread of BH or ISWA or whatever deadlier religious sect they could co jure to swallow them in the north and policies that would take the poverty of the North to the next level.

Deadlier nepotism that absolutely ignores federal character, and a fallout that would cause a mindless isolation and even disgrace to all politicians that made Buhari make in-roads in the south.
PoliticsRe: Reno Omokri Reacts As PDP Rejects Presidential Election Results by coldFLARES1(m): 12:07am On Feb 26, 2019
Vikky014:
Lols it sounds funny pdp should release the results then.
Was watching Mbamalu and Itodo of Yiaga talk about this PVT and their organization doing an independent and real-time collation of polls results on Channels Television on Saturday.

Means their figures should tally with those of the PDP since she assured that they have Observers doing the collation in all PUs in the country.

That not withstanding, wetin don loss don loss! The PDP would be asked to go court to seek redress,...........and die there!

Congratulations to Buhari on his victory, I know his second term doesn't offer any hope, but las las 'no matter the economy of the jungle, lion no go chop grass'!
.
PoliticsRe: Asuming ATIKU Win This Election How Will You Feel? by coldFLARES1(m): 8:23pm On Feb 24, 2019
Huge relief! Now I understand why my people say it's better to sire a thief than a fool.

Nitori olorun, this guy's claim to anti-corruption is a veneer that hides debilitating cluelessness; deadly insensitivity and insane nepotism. Sane people can't wait to see his back!

Were it not for those indoctrinated folks that have been confined to eternal poverty,, we should have been saved the stress of the agonizing wait and endless permutations we've been subjected to since yesterday.
PoliticsRe: INEC Official Results For 2019 Presidential And National Assembly Elections by coldFLARES1(m): 1:09pm On Feb 24, 2019
sircrabo:
Time will tell Madam, we've done our best, God has the rest.
What some people dont know is Atiku doesnt have to win all votes in North or south west. He only needs a little fraction.

The south south and south east will finally decide.
TBH, my best wishes are with Atiku and the PDP in the presidential ballot. However, we should treat our expectations of the SE and SS as gamechangers with cautious optimism. I am aware that we don't decide elections by an electoral college but with a simple majority and the 25% of 2/3 ish.

Consequent upon the mindless trouncing of the PDP in the core of the north, given low voter turnout in the SE & SS, and the fact that the APC has made some significant incursions into these zones, you should be afraid as I am.
PoliticsRe: You Must Accept Defeat. PDP To Buhari. by coldFLARES1(m): 6:23am On Feb 24, 2019
chrisifeanyi:
Is hightime we stopped poor illiterates from voting in Nigeria. Is very sad that those poor illiterates being bought with 500 naira are part of those deciding who rule use. If you are too poor don't vote, you can be easily compromised
It is is quite painful to discriminate but utterly reasonable to exclude utterly poor people and illiterates from voting.

I have been deeply saddened by the polls results from the heart of the north, though not quite unexpected. The ruling class simply put their fellows in extreme poverty and crass illiteracy so they can profit at times like this as well as eternally make their children be sole beneficiaries of jobs/appointments due to the north from Federal Character '.
PoliticsRe: Nigerian Election Thrown Into Chaos As Buhari Suspends Country's Top Judge- CNN by coldFLARES1(m):
I am manifestly appalled by the selective swiftness in dealing with this case of corruption when placed side by side with others that have been ignored or deliberately stalled to protect members of the ruling party. What this, and the strategic appointment of Waziri as INEC's head of collation, given her alleged filial connection with the president as well as the hurricane implementation of the Trader moni tells me is a covert attempt at rigging.

Given the fact that I struggle to maintain my family and having lost a sister to sickness got from wrongful imprisonment from justice-for-sale, I can in no way sides with Onnoghen. I only have a problem with the suspect timing, the morality of the president's action and the grounds which this action prepares for further absolute exercise of presidential powers.

The PDP has done well to suspend further presidential campaign rallies, but it must be prepared to provide leadership post-feb 16 when the mandate may be finally stolen. To this end, I would refer Atiku to study what Marc Ravalomanana did in Madagascar given almost identical situations.

It has to be stated that I made sacrifices to vote PMB in 2011 and 2015 even when he had 2 and 5 votes respectively in my polling unit. But this time around, given the fact that he spent over 1 yr (cumulatively) out of 3 yrs in the hospital; insanely nepotistic with strategic appointments; doesn't bother with a reshuffle to weed out non-performing minsters; performed abysmally in counter-insurgency and seems not to be in control of his government, I make another sacrifice to go back to express my dissent.

Insha Allahu, overall all these crafty designs by PMB could disappoint just as Jonathan's in 2015. But, let the will of the majority of voters be done!
SportsRe: Cardiff Striker, Emiliano Sala Feared Dead After Plane Crash (Photos) by coldFLARES1(m): 1:47pm On Jan 22, 2019
Iphone5:
Will the Transfer fee be refunded huh
If he was still playing with Nantes, I doubt if he would be making such trip at that time. From my layman perspective, wetin don loss don loss!

However, parties to the contract are better aware of the terms as well as loopholes they could test in a bid to seek redress.
CrimeRe: Man Sets Himself Ablaze After Wife Left Him In Jigawa State by coldFLARES1(m): 6:42am On Jan 05, 2019
Thank God he didn't die! At least he should now have some time to suffer pains sustained from the burns arising from his stupid actions.

Imagine, 40 years with 2 wives and at least 6 children! He better not die o
FamilyRe: How Can I Divorce Expressly? See My Reasons by coldFLARES1(m): 11:58am On Jan 02, 2019
royalamour:
Please don't mind the typos and other errors.
If your story is true, then you surely must be in an unenviable position.

In no particular order, I rank disloyalty, infidelity, lies and disrespect as deal-breakers. The trigger is off already and there isn't anything to salvage, else we'd be looking at one of a Thousand ways to die!'.

I know I may not be saying anything new but I would still like to add mine even it means echoing someone elses' position.

You have empowered her to be independent as such this is the time to leave so she can enjoy absolute independence, including the freedom to be with as many exes as she wishes.

If you are in a paid employment in an organization with branches, discretely seek postings to a far away branch. Begin to deliberately shirk in your responsibility to provide for the home, including meeting with rent obligations so that you don't leave her to enjoy rent you've paid for.

Be totally indifferent to her activities, both online and offline, to preserve your health including consenting to offers of mediation from her family or friends.

You don't have to initiate divorce. Simply stay separated and not responsible for her or your child for 3 yrs and she'd be the one to initiate it when any of her exes that is 'shacking' her comes through for her.

We all love our kids, but you must defy such to extricate from that disaster waiting to happen. If to take care of your pikin tire am, she go go drop am for your mama.

Lastly, feel free to start sampling babes going forward till you find someone with a better marriage credentials. Shalom!
CultureRe: Questioning The Illusion Of Burying The Dead In Some Part Of Nigeria. by coldFLARES1(m): 5:33pm On Dec 21, 2018
The culture of excessive spending during burial is a cause for worry, especially at financial timed like we are in.

I lost two mothers -my mom and paternal grand mother - last year and for reasons bothering on fulfilling customs and meeting the conditions spelt by their families, had to bury them this year. I had to borrow!

My joy is cutting on a lotta extravagance while fulfilling the conditions stipulated. For example, for my mom's, an ankara uniform did it while I ensured I didn't rent a vehicle to transport anyone to her village. I told whoever seemed to care to make the sacrifices of transporting themselves if they really loved her/me. On the part of my favourite grandma, unfortunately I had to only make my financial contributions and allow those in that had bigger stakes to bury her.

Frankly, when I think burials, I envy the Muslims. They are absolutely sensible in that department. grin
PoliticsRe: Fani-kayode Lists questions Buhari Must Answer To Prove He’s Not Dead by coldFLARES1(m): 3:40pm On Dec 16, 2018
thesicilian:
"I challenge him" to do this and that. Yet no single mention of any objective examination, like a DNA test or dental exam.
Dimwits vs dimwits!
God bless you sir! I quite seem to care less that people make such weighty allegations while conveniently ignoring that a DNA test is is surer and shortest route to unraveling Buhari/Jubril.

Is this how politics makes people stupid or vile?
RomanceRe: Many Ladies In The Late 30s Never Saw It Coming – Nigerian Man by coldFLARES1(m): 2:58pm On Dec 01, 2018
gloria34:
lots of sense in what u said. The thing is, women no longer wants to go into marriage empty handed because it has caused more harm than good. I think d idea should be to make money early and settle down cos i Cant advise any woman to marry without at least six figure in her account
grin. Well, I thought I should let you know that money could offer only a cushion and not necessarily the security you had in mind while advising.

Reason? Money, however big could be lost in a split moment to gamble, ponzi, fraud, ransome, ill-health and even theft.

So, money in the bank doesn't offer the real defence. One should just build him/herself up; be reasonable and you're good to sail!
PoliticsRe: Humiliation Nigeria Borrowers Faces From Microfinance Operator Staff by coldFLARES1(m): 10:13pm On Nov 29, 2018
pedrilo:
bros tnx for ur intervention. That's the MFBs intention actually. To mk u feel pity for d client n help. By so doing, u r helping d MfB from losing their collateral to d commercial banks they borrowed from, u r also helping d MfB avoid cbn fines, n lastly u r helping them remain in biz n pay their staff who r mostly from poor homes.
U need to look beyond d surface to understand the microfinance ideology
Quite some quality education you've afforded me on the subject. Thumbs up bruh!
PoliticsRe: Humiliation Nigeria Borrowers Faces From Microfinance Operator Staff by coldFLARES1(m): 1:58pm On Nov 29, 2018
First off, it should be everyone's prayers not to be at the mercy of creditors. I take it that you don't know details of the terms on which your friend borrowed the money. However, I am aware that it would take the heavenlies ti help you not to default in repayment if 1. A substantial part of the loan was deployed to other uses. 2. If the loan amount was used to test a new product /production rather than catering to increased demands on an existing product or business.

You see, it should be non of your business if principal amount is already repaid and I think those fellows hardly entertain talks about restructuring a loan, as a matter of fact, from my involvement with them, once a due date for repayment lapses they start charging #1,500 daily against you for default while also activating all means possible to secure their money.

Please, tell your friend to do well to find the means to offset his loan or test the law if he perceives that he has been unjustly treated.

Above all, avoid loan drags like a plague. Peace!
CelebritiesRe: Mike Godson Signs Deal With Bollywood, Set To Feature In Zee World by coldFLARES1(m): 11:09am On Nov 07, 2018
Kastonkastroll:
I don't get it. Is the dude seriously happy to feature in those very low IQ Indian bullshit series? If you want to see the real definition of low IQ, just watch zeeworld series and the other bullshit telemundo series.
So annoying it is that my wife has started acting as stupid as the dumbasses she watches.

I have taken the very drastic decision for her to watch Hush and Tinsel with me or totally stay away while I soak myself in Al Jazeera and Select Sport.

There is absolutely nothing sensible about any Zee World Series, that much I know.

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