₦airaland Forum

I'm sure we've all felt like "shooting" annoying commercial bus drivers but a good beating would have been sufficient for the errant driver! Let's hope no other drivers will park indiscriminately and get shot!

mensdept:
Is this guy no longer governing his state? Everyday he is showcasing this prostitute left right and center

This prostitute is finer than any lady in your family, is richer than your entire clan, is more famous than anyone in your wretched village, is classier than your or your generations will ever be... in fact go and jump off the niger bridge and die with your jealousy and hate...

Why does the dumb cu.nt ask silly questions like this?

Teempakguy:
^^^ and how does the myopic individual above intend on feeding the families of the keke riders after it is banned?

That bitter biatch up there tho...

Have a nice day in hell...

themosthigh:
[b]The only scam wey pass this one wey apc and buharu do us na the one wey mugabe de scam zimbabwe people.

After all the prophecy for gej,him no still perform.

After all the prophecy for buhari,him na still dullard.

Aftet God chose saul for bible for isreal,Im still mess up

After john the baptist baptise jesus,herod still behead am

After God promise isrealites say im bless them,hitler still kill half of all jews for this world.

After God promise moses promise land flowing with milk and honey,im carry them parambulate for 40 yrs come end up give them desert.

God make man imperfect,him wan punish us for im own mistake.

Judas see jesus still betray am,satan know say jesus na God but carry am go mountain promise am all the kingdom of the world if him bow down to am meaning say God be like osibanjo...over sabi ma wey no de inspire respect

God send message to daniel through angel,demon wey na prince of persia hold am for 3 months

Jehovah is a weakling and a dead god who is a poor manager and very wicked.
Jehovah does not exist,na just jewish mad men imagination.[/b]

A very good topic, it sheds light on an important issue. Now we know why most of the drivers on our roads are id.iots who have no business driving a car. Most of them don't know basic road rules and regulations...

nwaenugu:
Excellent riposte to the overrated and nonsense rag that is the Economist. I cancelled my subscription years ago and have not looked back. All the best to Emefile and co.

When you can put together a magazine of international repute like the Economist, we will listen to you. Your opinion is the overrated & nonsense rag i'm afraid.

ibedun:
Absolutely!! The Economist as usual is part of the western economic ambushing structure. Good rebuff by the central bankers of Nigeria.
Kudos Emiefele! Pity those Nigerians that cannot digest the simple message in the article.

Good rebuff of a reasonable critique of Nigeria/CBN's lousy economic policies The west ambushed our economy to it's present state? or devalued and bastardized our currency?

Biggest load of bull crap I've seen today!

Mogidi:
[s][/s]

And Tinubu is fighting for the Yorubas not his pocket, you my friend is a compound fool.
If not for the likes of Asari, Tompolo etc the death of Saro Wiwa would have been in vain. These people fought for the 13% derivation we currently enjoy as oil producing states.

Post of the day!

Flets:
The Lower Niger just missed a massive opportunity by a hair strand.

Uyo has been upgraded and positioned the next economic hub in West Africa. Akpabio succeded in putting up all major infrastructures required for a thriving metropolis..... and just one more thing was required......... sign the Ibaka seaport project and concession and Akwaibom would have taken Africa by storm.

GEJ was playing it cool not to offend the south west who believes the port business is their resource. He was just waiting to get back in 2nd term to kick start the project. The south west and North saw this and had to fight as hard as they could.

However common sense can only be delayed and not denied.
Why does Nigeria despite having over 700km coastline still operate only one Port only in the Lagos the south west?

Why was Atiku allowed a concession on Intels port in rivers state with import rates way higher than Lagos and only economical for oil and gas businesses?

Why has NPA refused to renew the dredging contracts for the ports in delta and crossriver state?

Why was a yoruba man few weeks back complaining that the NPA chairman position was the birthright of the southwest.

Nigeria remains a zoo and cesspit. Just because of the interest of a few yorubas, the economic potentials of a region is sidelined against common sense..... which will also help decongest lagos.

Some day that port will ressurect and population of lagos will be halved.

I don't think the bike is his, I think he's just posing with someone's bike. He's wearing a face cap and there's a helmet on the mirror stalk. Nobody rides with a face cap under his helmet (at least no sane person). Bikes are just too cool! Keep riding safe!!

Skillfullulu:
No bike is too big for anyone.
Ride easy
Ride safe
Ride to glory
And ride on bro

Empty head, who suffers if those companiies leave PH? Loss of jobs and tax revenues for the state. Please think before posting garbage.

oshyno:
This America doesn't know Wike. Watch how all the Americans and American companies in PH will be booted out of PH. They think they can dictate to the world . All the Americans working in Total, Exxon,Chevron ,Agiip, Schlum , Beker, Haliburton shud prepare their kaya cuz shiiit is about to hit d fan. Ndi ara.

You will be milking his source of livelihood at his backyard kwa and bar him from entering ur country. What a nerve.
Funny thing is these Americans don't obay traffic laws. They ply one-way when everyone else is on traffic .

And you are a shi.t eating cockroach!

tellwisdom:
Calabar people...dog eating mugus

Whoever started this thread should be put in a barrel and thrown into the ocean. Since when did we start listening to illiterates and their threats? Tomorrow she will want to contest election and some imbeciles will support her... only in 9ja!

Please jump off the niger bridge as soon as possible!!

Francon:
Na wa

SECRET: During Babangida Regime, he sold Nigeria to (Organisation of Islamic Conference) OIC" in other to islamize nigeria with an agreement. That OIC will be supporting Nigeria Financial & materialy to accomplish their Mission. And every year nigeria will be paying interest to OIC. So from IBB's regime nigeria has been paying, until 1999 Obasanjo who is a Christain came & stopped it for 8yr's of his Tenure. Then 2007 Yara'dua came in & paid the outstanding depth of OBJ to OIC, with an interest & apology, he also paid his own from 2007 - 2010 & died. Goodluck Jonathan came in & Stop it for 6yr's now! And OIC constitution said that any member Nations that Stoped, this payment for 10yr's, will be Automatically Excommunicated! Now GEJ has ruled nigeria from 6th may 2010 - 2015. He is seeking for 2nd Tenure that will make it 10yr's. So that Nigeria will be delivered from the Blood sucking Islamic Religion. Thats why APC presidentail candidate Buhari has been fighting to rule nigeria since OBJ's regime till date. Remember Nigeria 100yr's centenary was in 2014. And any Religion that start to rule from this 2015 will take dominion till the next 100yr's. Note: I am not campaigning for GEJ, But I am just revealing a secret to my fellow Christains to Vote for Religion. Forget BokoHaram. OIC masterminded it to distract us, it will soon be over. Nigeria did not have the monopoly of Terrorism, Irag, Iran, Afganistan, Egypt, Parkistan, Quate, somalia etc. All this Nation has been fighting Terrorism since 80s yet... Dont personalize this secret please! make sure you send it to all your friends & everybody around. May God bless you, As you will Vote for a Christain President in Nigeria Election - 2015. Remember God will judge you for using you thumb to dig the Grave of his Church - CAN.

One good turn deserves another and all that!!! OP will make it difficult for other girls to get jobs.

Billyonaire:
Have sex with him, he has impacted your life than most men you may have loved freely. Sorry, I am always blunt.

WTF are you on about?

lookingfly:
do you know how much he is been paid as salary.for example if a senator is been paid 30mill monthly,whats 4mill suit in 4yrs.for my level thats too extravagant but for him he has the cash.abi you want gej to investigate the guy.

Please learn to read! [color=#000099][/color]

omoadeleye:
see your mouth like "money cant buy happiness" owo epo oshi

If everyone in nigeria was like this fellow, this country would be in a much better state!

Autolord:
Nigerians are funny! Seeing comments like "too much money" instead of asking ourselves how a govt. official can afford N 4.9 million for a pair of suits or launching a massive campaign for his probe and subsequent arrest if indicted of corruption instead people are praising him thereby encouraging corruption. Most Nigerians are living under $1/day and a so-called nddc director is spending 4.9million on suit. [size=40pt]RUBBISH!!![/size] [size=40pt] Warri big boy my ass!!! [/size]

We need a president with balls!

People like you are the reason nigeria is currently ruled by cretins!

ogene007:
Insult her, vilify her, call her whatever you like, she is one of the major power brokers in river state politics and her endorsement is key. This is a fact that is not oblivious to the incumbent Governor. While her haters are busy playing 'social media' politics which is inconsequential, the First Lady is on the ground at the grassroots doing the one that will count.

The interest rates for all tenures are per annum. The bank will not give you 35k for handling your money for 60 days. What happens is that you get a percentage of the annual interest that depends on the tenure of the investment, i.e. for a 60 day tenure, the annual interest is 35000/6, for a 180 day tenure, the interest accruable to you is 35000/2. There are still some tiny charges for VAT, taxes etc but they are usually small potatoes.

naijacutee:
Last month, I happened upon some money from an old investment which had matured. Rather than have it collect “one one naira” in my standard savings account, I decided not to be the fly that follows the corpse to the grave, and put it in a fixed deposit. Fixed deposits are a very popular investment option in Nigeria, and you’ll hear about them 8 times of out 10 if you do happen to ask for advice regarding how to invest money. The attraction to this sort of investment is that returns are guaranteed, and the duration of your investment is flexible. We probably like this sort of investment because they help us mitigate risks – in a country where nothing is guaranteed, we don’t tend to tie money down in long term investments and fixed deposits are the perfect solution to this investment problem. In the course of my search for a decent return on my investment, I “burnt” at least N5,000 in credit, calling banks and waiting in queues for information, and was only able to reasonably compare two banks – GTBank and First Bank.

What is a fixed deposit?
A fixed deposit is a lump sum deposited with a bank for a varying period, in exchange for interest.
How to put your money in a fixed deposit: You will need to have an existing account with the bank of your choice, and then you deposit the sum into this account. You will then need to inform your bank of your intention to “fix” the said sum for “X” number of days. It is very important that before you make your decision, that you shop around for the best rates. You are not obliged to fix your money with your existing bank, just because you bank with them. You can earn a significantly higher amount by just picking up the phone. It is the more difficult route when you consider call waiting times, credit spent etc but it is worth it, and what’s more I have done some of this hard work for you.

How long is my money fixed for?
Most banks offer flexible periods of 30 days, 60 days, 90 days, 180 days and one year.

How do I get paid?
Usually, the money is removed from your account and the interest is paid into your account. So for example, you want to fix N500,000 for 60 days and the bank has offered you an interest rate of 7%. You have N550,000 in your account. Once you confirm you’re making the arrangement and sign all the necessary documentation, the N500,000 “disappears” from your account to be “fixed”. At the end of 60 days, you get paid back your original N500,000 + an additional N35,000 interest accrued. A simplified version of what really happens behind the scenes is that the N500,000 is given to another customer who has asked for a loan – but he will be charged 20% interest (or N100,000). After 60 days, you get back your N500,000 + N35,000 (7% interest from the other customers N100,000). Not bad business for banks, if you ask me.

Bank interest rate comparisons
For my enquiries, I called First Bank and GTBank.
I rated both banks on customer service quality (pet peeve of mine, because time is money) and interest rates.
tbankvsfirstbank

Interest rates
First Bank
7 days (First bank does not offer this service)
30 days – 9.25%
60 days: 9.50%
90 days: 9.75%
365 days: 10%
GTBank
Available from N100,000 to N1m.
7 days – 3.75%
30 days – 180 days : 6.25%
Some notes:
Call times. My initial contact with both banks was on a Friday afternoon, at about 5.30pm. My second contact attempt with GTBank after the first one proved futile was at 3.20pm on a Sunday.
Omissions. I initially wanted to include Accessbank in this exercise, but have been unlucky in getting through to a knowledgeable person on customer service. The frontline staff I have spoken to, all seem to lack basic knowledge regarding what services their banks offer and where to get information outside the limits of their knowledge. I would recommend that training is provided for all front line staff as a matter of urgency, as customers otherwise have no way of getting informed about competitive rates for your most lucrative services.
Am I an agent? I work for neither of these banks. My selection of this two is purely by chance and accessibility of contact information via the bank websites. I simply picked the banks with the most prominent contact information via websites. My reviews are unbiased, and if I haven’t reviewed any others yet, don’t worry – “life is turn by turn”.

Courtesy: http://www.mrpepe.com/banking/which-is-the-best-account-for-a-fixed-deposit-gtbank-or-firstbank/

safarigirl:
Preach sister!

Dem go dey yarn like say guys like that no dey. Lola ain't complaining bout Peter, Will Smith's wide is happy. Mikel's babe is using him to tease us, James Rodriguez is happily married. Carmel Anthony is living it up with his wify.

So, what's this ish about?

Are you as hot as any of their wives? Do you have the essential characteristics to qualify you as a spouse to the so called dream men??

Totally pointless and on a tangent with the topic at hand!

SHOPPERS:
All na wash. South Africa only wants to score a cheap point with this nonsense. You catch a guy on your friend's farm harvesting his yams and you shout thief! You then seize those yams. Now your friend comes and confirm that the guy was working for him. What remains is for you to give back the yams fast fast! Or the yams dey enter your eye ni? Olojukokoro

Minister of Lying and disinformation... Given his proclivity for lying, I don't believe him just yet; until he actually steps down.

FVCK U TOO!! Good morning Aso rock!!!

VICTORCIZA:
GOOD MORNING NIGERIA
FUVCK SOUTH AFRICA
FUVCK ZUMA
RETURN THAT MONEY OR!!!

The simple truth!

dhammyg:
NIGERIA:RICH PASTORS,POOR WOSHIPPERS

A COUNTRY THAT INVESTS MORE IN RELIGION THAN EDUCATION,SCIENCE&TECHNOLOGY WILL NEVER DEVELOP THE FUNNY THING IS THAT DESPITE ALL THE CHURCHES THE COUNTRY IS STILL CORRUPT&MORALLY BANKRUPT

RELIGIOUS BUT UNGODLY PEOPLE

Dream on! I hope you do meet ladies who're more beautiful than her! Keep deceiving yourself, you ain't fooling any reasonable person!

Tapout:
no doubt she Is......but I've met ladies more beautiful than her .....n some ladies on nl are also prettier than her ......

.modified....okay some characters have started quoting me with insults and unnecessary questions, kill urself if u don't like it ...I don't give a phuck...meanwhile...





























I dedicate this space to my pretty little sister and all the pretty ladies on nairaland

lynpetra:
ofcourse we will use condoms!I dont trust you,iyour wife/main chick/gf..They might just be cheating without condom,so no give me AIDS,remember you arent safe with me as you arent only the one..
*No child then,no committment.We are settled on that.But if things Kong get k leg along the line and you give me belle and fortunately you are a big shot!eeeewwww!The cocked has come home to roast.You pay me!!Else...Na punch,The Sun,Bloggers,where Linda Ikeji dey?I go use my pregnancy hook you for neck!Na boy i go born!if you no marry me,no problem but that your investments wey dey naija,Americ,London,Europ,i must see am chop thru OUR pikin.Na me send ur pricck message?You played with my emotions,give me belle say make i abort am?Impossicant!!!

Kid ain't mine, go meet your boyfriend and sort it out!

Meaningless award with no bearing on the lives of nigerians! Nothing to celebrate! Finance minister of a country where millions of hard earned dollars are flown out in private jets for spurious reasons. Where inflation is uncontrolled! Regulation is almost non existent!! They should celebrate their ineptitude, that's what nigerians like... Congrats to nigeria for having the best finance minister... What a joke!!

Tuktuk:
PROUDLY NIGERIAN. GOD BLESS OUR COUNTRY. THESE AND SO MANY MORE ARE THE REASONS WHY WE ARE MORALLY UPRIGHT AND STILL TRY TO UPHOLD OUR CULTURE AND TRADITIONS WHERE EVER WE FIND OURSELVES IN THIS FAST CHANGING WORLD.CAN'T TRADE BEING A NIGERIAN FOR COUNTRY.

Morally upright? Culture and tradition of what? From your post i'm deducing that nigerian police men, bus drivers, soldiers, politicians and some religious leaders didn't have nigerian parents!!

eddie000:
You know anything about life? What kinda law? Shey South Africa companies in Nigeria dey pay their full dues? Listen, get to the top and see dirty deals, this is not the first time of them dealing okay?

Is this guy for real? I mean do you learn stupidity like this in school or are you born this way?

The most idiotic post I've seen this week!

eddie000:
South Africans are just looking for trouble, if you ever stayed in South Africa you will know they are very corrupt in all facet, these deals has been going on for decades but just because they want to beef up their economy they are now looking for loop holes, illegal transaction of weapons has been in existence in all corners of the world. They should know Nigerians are very good in Payback.