₦airaland Forum

Opistorincos:
I really don't get it, it's likely she's having no Ill intent towards the family, what's wrong with keeping people's pictures for reference? This is 2017 and all these diabolical bullcrap mentality should have been erased a long time ago. Have faith in whatever you believe in and you ain't gat no problems.

Gerrard59:
Simple.


An un-conducive environment, where un-conducive denotes tribalism, corruption, nepotism, back-bitting, systemic breakdown of infrastructure et al.


Congratulations to the handsome man. One of UK's best universities.

Mayflowa:
There is no better life in London than Nigeria. The weather stabs you in your chest, the food is awkward and no playmate to hobnob with. The only joy derived is the good infrastructure and opportunity to earn more money. Without money, to hell with infrastructure.

It is not out of kindness the doctor and wife brought the lady to UK. She is the easiest target to be used. She was house help to their parents with little or no paid and they felt they could continue the trend in London. An hourly pay for maids is 20 pounds. That is 200 pounds for 10 hour day and 1400 pounds a week. This couple intends to use and enfeeble the poor maid until she is not useful to herself and the society. So don't defend their wickedness

blackberlin:
I never called her an ingrate. I said she shouldn't be an ingrate. You should know that those who spent millions in taking her over there would most likely not just give her a mere 20 pounds. Some Nigerians go abroad and try to blackmail people so they can cash out big time.

People shouldn't jump into conclusion cos only God knows the truth.

pokipoki:
3 months in jail for patronizing hawkers? Common!! This is insane.

ExplorerReturns:
mynd44 you need to stop this trash you are doing. how can you be hiding all my posts? which rule have I broken? or are you afraid I will showcase Igbo supremacy as usual? you hidden more than 10 post by me within a period of two days what have I done? or is ethnic praise a crime especially when it is true?

Igbo's are genetically more intelligent than any other Nigerian tribe and Africa as a whole!
seun lalasticlala pls take note! anytime mynd44 wants to ban me or hide my post pls he should show the reason and rule I have broken so that I can screenshot it and post it here for nairalanders to be the judge.

dhardline:
This is sad. How did we get to this point where negatives is what they mostly say about Nigerians outside the country. Only If our leaders didn't steal so much there would have been jobs and other provisions available here.

Kaeyzo:
Actually Certificate: Certificate gives you Many Skills while Degree gives academic qualification. I'm IT student but I had to enrol certificates to learned Programming languages

mmsen:
If you were hiring a programmer which would be more important to you - experience and skill as evidenced by project examples or a piece of paper?

Tummybuoy:
Ola is really a doctor but was suspended by the British Medical Council at some points. Check daily mail post 9th May, 2015. She is extremely shady so you have to be very careful when dealing with her.

Tremor007:
Jesus Christ of Nazareth. Before you curse the driver (of course he is accursed already) check it, that woman must have been a "terrorist" to her staff. Too many wicked employers around this should serve as lessons.

SuperSuave:
OK. tell that to your employer

chysam:
So when are we looking forward to your first armed robbery induced by recession?.

claremont:
I don't want this to turn into a thread about properties, just google ''Convert 2 bedroom to HMO''. It's very possible and doable with a bit of capital. The Asians have been doing this for donkey years, and renting out the rooms to students and people on housing benefit. Do some research on it, you will be surprised what you will find.

claremont:
Let's assume you buy a residential home with a 30% deposit, you then need a mortgage of 70%. You get the mortgage, and keep up monthly payments for a year and even make some lump sum payments to offset the mortgage. At the end of a year, your equity in the property is about 40%. You apply for a second buy-to-let mortgage using some savings and some equity from the first property. Bear in mind that most Buy-to-let mortgages require a minimum of 25% equity, so basically, the property you aim for would be properties in the lower end of the market. This would rule out the south, and hence, the focus on the north of England.


Haha Tell that to Landlords who make thousands splitting up a 2 -bedroom house into 5 bedrooms and renting out each room to students. Assuming each student rents the room for £200/month, and total mortgage payments and bills is £500/month, it still leaves the Landlord with a net inflow of £500/month from just one property. Plus the Landlord doesn't pay any council tax as students are exempt from paying it, electric bills are equally shared by the students.

Whatever taxes incurred can be offset as expenses. Insurance is a standard requirement for every home in the country, just a matter of upgrading to Landlord insurance rather than the normal home insurance.

claremont:
Sorry, no offline messages mate. Ask everything on here so others can benefit.

spacyzuma:
For the people who've been in UK for years and are now working or doing business here, how do you deal with credit?

From personal experiences, which bank gives the best credit card deals? I've googled and have a list, but I wanna hear experiences from fellow Nigerians.

claremont:
The bank that would give you the best deal is the bank you already have a good history with i.e. the bank where your cash inflow and outflow goes to. They can see your history, so they would already know how you manage money. I registered with RBS as a post-graduate student in 2009, it took me till 2013 to get an overdraft with them, I got my first credit card with them in 2014 and a second one in 2015. If you are working with a good credit history, your bank will keep on shoving credit facilities into your face. You have to be very careful in the way you use credit, you can ruin your life if you misuse it to the point when you struggle to pay it back.

Credit, when used properly can open up a lot of doors, especially for those interested in investing in the UK property market. You can get a mortgage for a property, rent that property out. Use the equity from the first property as deposit for a second mortgage. Just keep on rolling it over like that.

iamNotAlone:
He talks like a woman when he's angry. Overtly jealous , reads meaning to every of my moves.
If you see us on the street, you will think we are a perfect couple because of the way he treats me in public.
This is someone I tried so hard to make my family accept and right now my family likes him a lot because he has managed to put up a good image with them.

This guy is frustrating me a lot,suspects every move I make,quarrels like a woman, always going through my phone like I am hiding something in d phone. I am not happy most times and thinking of leaving but I don't know how to go about it..........I don't know what and how to tell my people cos they will start shouting on me and saying all sorts.
Again, he's always around me, wouldn't give me space. People think it's love but he's choking me.
I can't deal no more..... Pls, Fam.....what do I do

sszest:
I have always read news of police brutality online but never fully understood what the victims went through until I had a first hand experience on Wednesday, 13th July, 2016.
On that very day, which has become a day I will never forget in my life, I was headed to jibowu to assist my sister get a bus back to the east after her visit to Lagos. Just before the park area, there was a police checkpoint and as I was walking towards the park with my sister, one of the police officers at the checkpoint signaled me to come. When I went to answer him, he demanded for my phone, I brought it out, he collected it and started scrolling through my contacts. The next thing I heard was "You are a criminal! Wetin foreign number dey do for your phone?……...". The contact in question is that of my school friend who just went to the UK for his masters program, but before I could say Jack, I have been pushed into their vehicle, a danfo bus with the registration number, XU754LND.
Each time I demanded to know what exactly my crime was, the response I got was something like "Keep Quiet! Shut Up! You are a thief! You are a criminal!…..."
My sister was not also spared of the harassment. At that point, I had to raise my voice attracting passerby's who also demanded to know when having a foreign contact has become a crime. Suddenly, their oga instructed them to move.
I don't know how the thoughts came to me but before they moved, I jumped out of the bus through the window. With the heightened tension and the increasing number of people gathering there, they just threw my phone at me and sped off.

The following day, a friend of mine suggested I make a report at a police station. I took the advice and went to Alagbon Police Statio, Ikoyi. Do you know what they told me there? That since they no longer have my phone, I shouldn't worry, that "It's a normal thing". The Nigerian police literally told me that harassment of innocent citizens is a normal thing. Who else do I report to?

My understanding is that there are dozens of similar cases that go unnoticed daily especially in Lagos. As it is, I think the only way police brutality may be put to a near end is by giving such cases as much publicity as possible. May be at some point in the future, someone in a position of authority may be touched to take genuine actions to put an end to it and not just pay lip service.

claremont:
It wouldn't favour international students or immigrants in general I'm afraid. Theresa May headed the Home Office for 6 years, and her time in that Office has seen the promulgation of the most hostile immigration policies against international students. That was when the UK hadn't voted the leave the EU, the policies will be even more hostile now that she is supposed to be heading a new government that will take the UK out of the EU.

If the intent of the international student is to come to the UK for studying alone, that's not set to change. If the intent is to immigrate after studying, I wouldn't recommend the UK at this point in time. I also foresee the financial threshold to get married will be increased from the present £18,500 to at least £30,000. This will almost close down the marriage route of immigration. Tier 1 and Tier 2 visa salary threshold might also be raised as well.

What we are hoping for is that the Labour Party gets its house in order and present a formidable opposition force to the forthcoming hostile immigration policies.

ChukwuIbrahim:
http://www.vanguardngr.com/2016/07/fg-ccecc-sign-mou-11-12bn-lagos-calabar-railway-project/

Islie:
http://punchng.com/lebanese-dupes-three-lagos-customers-absconds-n170m/