Elementary business studies, teach us that soft loan from friends and relatives,is a good starting point,without adequate savings.
All those suggesting bank loans ,are financial illiterates.
Elementary business studies don't work in real life. If it does, our Igbo businessman that are not well schooled won't be billionaires and our business and management professors won't be poor people. Life is not by education but practical experience. Go and learn that fast.
TOBILOBA2023: FOR A FAMILY MAN? IN THIS PRESENT ECONOMY?Na how many Nigerians (married with children) wey dey earn above 50k monthly, get 600k in savings? How many casual workers earns 50k monthly salary in a "bread factory, pure water package company, wheelbarrow assembly factory".LET'S BE REALISTIC ABEG.
ARE YOU EVEN A NIGERIAN? DO YOU LIVE AND WORK IN NIGERIA? HAVE YOU STARTED WORKING (Not affiliate marketing, forex/Bitcoin stuff or some online something something) HAVE YOU WORKED IN A FACTORY AS A CASUAL WORKER BEFORE? ARE YOU AN EMPLOYEE OR EMPLOYER?? ARE YOU SINGLE OR MARRIED? DO YOU LIVE ALONE OR LIVE WITH PARENTS?😃
If the loan He's seeking is for business purpose, My advice to him . . . "NO MATTER HOW BIG YOUR IDEA OR PLAN IS, BE BOLD TO START SMALL"
However, taking a genuine business loans (not grant) with an agreement to pay back, from family members is not a bad idea. All fingers are not equal. A large count of people won't go to family members for help if they have other better and sure options, to avoid "see finish" - "Na Condition dey make crayfish bend."
"Big men dey take business loans. Big men dey support each other. E no easy abeg.
PLEASE, LET'S BE REALISTIC 🙏
Anyone that can't save a particular amount can't repay back the loan. You think to do business is easy? Try and put one or two millions in a business first and see whether you would make profits. Most times people struggle but are not making profits.
Geovanni412: Op has like four little children or more
It will be hard for him to save that kinda money from a job
If he has a business or good side hustle, perhaps, he can do that.
If anyone is unable to save such an amount for any reason, then he surely won't be able to repay the loan back. That's a fact. You can only collect a loan when you can afford to save that amount. Which means, no one really needs a loan.
Obavoh: I am not a beggar. It is a loan I will surely pay back. Why can’t he just say he can’t lend me , instead of playing my life like long tennis
Why must your uncle loan you money because he's Rich? Why must you track him to his house without his consent? Reason why he drove out without you knowing because what you just did to him is officially begging.
SweetBuns: They say that "beauty is in the eyes of the beholder", but honestly speaking there are certain calibres of men I will never go near no matter how hard they try.
To get straight to the point,
1. Short men Oh my God.... I don't just know what to say about these sort of men. If I'm taller than you as a girl, then sorry but I can never see you as my second piece. You'll always be like a younger brother to me. No hard feelings. Short men also have this irritating attitude whenever they see girls around, as if they're trying to compensate for their low height. And some even go to the gym and gets muscles.... But it just makes them look shorter like a 5 litre jerry can and irritating Also, why in the world would I pick a short guy over a tall guy? I literally feel so protected and safe when I'm with a guy that is wayyyy taller than me (I'm 5'2 so my height is kinda average)... So ofc I'd want a tall man and not a mini man. Imagine hugging a man and he's hugging your waist cause he's short ugh. I wanna stand on my toes whenever I kiss him and strain my neck just to look at his face. No more no less. Tall men also stand out more, they're far more attractive and I also want taller sons and daughters. Who should the short guys date then? I dunno... But not me. The bar starts at 6'0, but If you're like 6'2 or 6'3... I want your babiesss
2. Bald men The only age where I think baldness is acceptable as a man for me is if he's like in his 50s or 60s. But if you're in your 20s-30s and you're already going bald.... It just irritates me low-key in a inexplicable way... Like why will a young guy have a hairline that receeds all the way to the middle or back of your head? Where did all your hair go? Gross I also read somewhere that early balding is genetically inherited so that means my children too will suffer the same fate? God forbid. My man ought to have a head full of hair well into his 60s, then we start talking about hair loss.
3. "Oju yo Bo" people I didn't know the English term for this so I had to Google it. It's a Yoruba term for people whose eyes pop out of their sockets like that of a wall gecko. This is also something I don't like in my man.... I want his eyes to be like that of Henry Cahill... Neatly tucked inside and having small slit like opening.
Addition: so I just googled it and it's called prey eyes. I prefer the hunter one since it gives my man a piercing gaze and I just wanna hug him immediately.
4. Eyebrows A man MUST have thick eyebrows. If you don't, I can't take you seriously
5. Men with bad posture
6. Men who supports man U
That last one was a joke but I'm dead serious about the rest. And I'm sure other girls will agree to some up there too.
On a serious note, with this requirements, you would never get a man, because even at 20 years of age all men and women have one or more of these because they are all imperfect.
ahnie: She normally send him to make wildrawals for her as she's always busy in the shop.
Most stupid move I always see in people. Too busy to go to an ATM or POS, but once they see an unexpected deduction are not too busy to come to the bank for refund which would likely not happen as they compromised their account willingly.
ahnie: The wife almost collapse and burst into hot tears,both families were called for a meeting with the lady opening saying she's done with the marriage as it seems to have taken a toil on her being the bread winner. As I write she has abandoned their kids with the man and went away with taking anything from their home to another town to start a fresh life.
Reasons for this post is....her husband is still bragging that what belongs to his wife also belongs to him,that he has rights to spend the money
My question is....who's to be blamed? Should we blame the woman for being too lax with her ATM CARD N PIN which her husband is privy to?
OR
The man that blew the wife's money on frivolities
I blame both spouse. Never allow anyone, your spouse inclusive to have access to your account.
I can't be emotional now and start hauling abuses and insults on the man, even though I know that majority of men are useless. I will have my opinion on this when I hear the man side of the story. There must be a reason for every action. Don't be fóolish to take side ,not untill you hear from the both side and then you judge objectively.
Correct. I always advise both spouse not to allow their other spouse have access to their account. Imagine someone with 4.5m staying in her spouse parents house and allowing her spouse access to her account! Both spouse are to blame.
gbaskiboy: Nigerians with their religious hypocrisy. I remember when I took my wife to the hospital for, imagine doctor telling my wife that she was sick because she does not pray well. I do not mind her I just pleaded with to treat my wife with outmost care.
That's a scam doctor. Avoid such a health center. There are underlying reasons for all illness which may include things like stress, inadequate sleep etc. Those sort of things should always be checked to avoid illnesses.
Nigerians and religious scams. My baby was in the hospital and an overzealous religious scammer put his hand on her head. I cautioned him immediately. Because they are soliciting for money want to violate ones right by praying unsolicited. It's wrong and absolutely wrong. I serve the living and true God and expect that if you want to pray for anyone, do it in your heart unless asked to.
Fearyourcreator: Even people will buy land with foundation Omo onile will ask do you have money to raise it sharply and people will buy .. Nigerians always thinking they are smart ... Evil people... See this ones now build on top canal... Se people no dey use their brain ni... E fit be say the land cheap them rush am
That land was not bought cheap. From the quality of the house built, that land was bought at an expensive amount.
Felimax: I swear I don't know how I will forgive myself if had ignored. Usually I do everything and anything I can to stay out of trouble but if it comes hunting I face it with tripled force.
Just by BOC Gas at Oshodi one stupid hit our vehicle and refused us to leave because his car was damaged while ours was not. Omo I got down and we fought wetin nor good. After which I told him to give anybody from Warri chance.
The thing is I cannot take part in you oppressing me. NEVER!
Please stop this behavior for your own good before you meet people stronger than you. They may even have weapons and can kill.
Map1: Brother next time when a situation like that arise kindly neglect it and moved on, such a retaliation can lead to some things else, avoiding a retaliation does not make you a fool, just for peace.
He's actions can lead to his death. I know the area in Warri. Such people sometimes do it and are involved with other bad people in the area, thieves etc. They can kill. I've seen them do such in market place like Oshodi. Don't try to form strong. Move out fast. They did it to me and my first girlfriend at Ojota, Lagos. Touching all my pockets in the park but they didn't steal from me. Let's use sense and not power if in such situations and pray to God.
CandidAdmin: I don't know whether what I saw this morning falls under sex harrasment, but here is mine.
We got down from a public vehicle (me and my sister) and then tried to cross the road only for one grown up to hit my sister butt and claim it was an accident.
My sister overlooked it and the we crossed the road. As we were going up a bridge, we decided to stop and buy something only for the same man to do it again. He still said it was a mistake and walked away. The road is a big one ooo, and no car was passing by but the man decided to walk on the corner where no reasonable person will pass so that he would accomplish his mission.
My sister and I were really pissed off, even the traders attending to us were insulting him but he couldn't care less.
I couldn't do anything because my sister told me not to as per he his an old useless man. If not ehnn...
Share your experience
Women do such to men and there's nothing a man can do about it.
talented321: Some girls use to forget their body count at 16'' if u see how girls Bleep around within a day'' u will just take ur share and leave it for the next man till god send u one wife or u go to the village and marry one. Because my village has wife materials i can manage, so after when i'm done with the city girls i go and pick one from the village. Now days girls'' many of them has this figure. From 12 to 20yrs has 1000 to 3000 body counts While 20 to 30yrs has 3000 to 8000 bodys
obayemi204: I earned exactly this amount 3 years ago while in nigeria before i relocated to Canada. Since I've been here, I've changed my car three times in 3 year, cars that included a Dodge Durango, a car in range rover category, all purchased cash and not on loan or credit. If you're relocating just because of money, you're getting it totally wrong. Have you ever asked yourself why those ruling Nigeria or in the corridors of power, have a form of dual citizenship or have somehow lived in some of these western countries before? No one says immediately you land in canada that one big office is waiting for you.
If you are smart enough to make 500+k in nigeria, especially as salary, i can tell you that you jave what it takes to be successful in canada in a matter of a short period.
My two cents is, if you want to travel, travel. If you feel nigeria is good for you, stay back. Everyone's measure of comfort and success differs, and whatever yours is determines the decision you will make.
I don't know where you guys get the idea of being a slave from, as if you're not a slave to your employer or boss in Nigeria. If you know how many Nigerians are in top positions here in canada, the word slave wouldn't be an adjective to defend your decision not to travel.
Myself and this lady who posted this video everyone is commenting on chatted on Instagram, and i can assure you that if you listen to her advise and not come to canada, she herself will call you an idiot.
1Alex: Have you now seen a typical women brain. If becoming a farmer in Canada can give me 10 times my salary as a banker in Nigeria, why won't I migrate?
Who is talking about stooping so low when money is involved.
That girl is a compound Id10t.
It's not about salary but standard of leaving. You leave a two bedroom flat with amenities and possibility of having your personal home to live in a single room with shared toilet and kitchen. It's like staying in a small state in Nigeria very comfortable than living in VI in a squalid condition with several times salary. Comfort is best wherever it is than money that's not going to make you comfortable.
She's right. Why would someone earning above 500k monthly with free medical (insurance), possibility of a higher pay(promotion) or new job etc leave Nigeria to be a slave. I won't ever do that no matter the issues, no 247 light, insecurities etc. I won't contemplate it.
nwekeugochukwu: The presidential candidate of the Labour Party in the last general elections, Peter Obi, has joined his alma mater, Christ the King College in Onitsha, to celebrate its 90th Founders Day .
The former Anambra State governor shared this in a post on his X handle on Sunday, November 26, stating that the college has stood as a beacon of discipline, knowledge, moral integrity, and an unwavering commitment to excellence.
Obi's tweet read,
Credit: X | PeterObi
I taught as a corper in this school 2008 when he was a governor. What a beautiful school! Three cheers for CKC! Our colours are white and blue!
She actually said it. She's just making it look more palatable. Most of us would remain slaves as long as our bills are paid. Imagine the number one staff of GTB, the CEO resigning from a top bank to be CEO of a small bank Jaiz! It's not about where you work but how much you are paid! So people resigning always from big companies to work for smaller companies because they got a better offer as a slave.
N3TRAL: I am a guy but the write-up by Israel DMW disgusts me and it's most likely the very reason the lady called it quits.
You're talking about how much you've done for your ex-wife and you're fvcking mentioning iphone 12, iphone 14 and an increase in Instagram followers. Tf
If you're keeping taps of worthless gifts like that and posting them on social media it means that you're either a low life or a motherfvcker.
Can't even spell "oath".
Classless.
His major problem is that he spoiled her with money he should have invested in. Please start spending money on women sometimes after marriage like the one he mentioned after seeing her loyalty to a certain extent. I said this because women are not loyal being. Don't use money to blind a woman to marry you. Then he doesn't know anything about women, virgin or not. Virgin can end up worse. Based on your relationship with a woman, then you know whether to increase your spending on them or not. His wife obviously doesn't deserve such spending and he was stupid enough to do that. And she didn't appreciate it. Another thing, he doesn't need to introduce the woman to his boss. All should know this. There's difference between business and pleasure.
TANID: "MOSTLY WOMENS ARE INSTRUMENT OF DESTRUCTIONS" from My own Experienc, recently My Sister send Me out Of Our Mother House and Destroy All My Property and Even Beat My Wife and take Over The Business that Our Mother Left For Us before she Die till Now Na friend House I Dey sleep Since On 7 Last month. From My Own view women Are Not Mean To Be Entrusted with Power
I thank God that in Nigeria, most men usually have more money than women. Please always have more money than women in your life so that you can have a say. Otherwise, you are finished.
SweetBuns: They all avoid the older women because the older women are more Informed so they can see their nonsense when they start it from 10 miles away and check them appropriately
Older women are also more jaded, so the silly invaluable things they use to trick a younger girl can't work on them. The boys are incapable of bringing up something that is truly valuable so it frustrates them
Older women are not for boys who don't know what they want. Serious men only.
Why would any man date an older woman that's not giving him money? No benefits. The older women here don't have money to give a man, that's all.
PuZZyNegro: I traveled from Lagos to Port Harcourt to see my future in laws family. My girl wasn't around as she's still in Lagos schooling.
I went there with a family member and got them some items like shortcake biscuits and juice.
They offered us food and we ate. After the meeting and normal questioning, we were set to go when surprisingly, this people brought out two loaves of bread and gave us. I told them that the food we ate was enough, that we don't need the bread.
We haven't even gone far when my girl started texting me on WhatsApp angrily asking me why I rejected her mother's gift. That she gave it out of love, this and that.
I told her that bread is the wrongest gift the mother could give me. I am supposed to buy them bread and not the one way round. I intentionally refused to buy bread for them because I assumed bread is an everyday food that people buy and eat, so I decided to go with the package biscuits instead and here they are offering me bread.
If it were something produced locally by them like coconut or something, I can understand but bread?
Please, did I do anything wrong rejecting the bread?
You are not interested in the relationship. No need asking questions. You would accept any food items, if you want the relationship to work and move to the next level. Your rejecting it is a sign of pride on your part. People in this part visit people and buy bread first, you bought biscuits. Are the receivers children? You are obviously not interested in the relationship.
Icrave4u: If you marry a lady via court wedding and you didnt pay her bride price are you legally married to her.
You are expected to visit and pay the bride pass in 21 days according to the Nigerian constitution. None payment in that time frame makes the marriage certificate no longer valid. So if anyone takes you to court after that time that you didn't satisfy the customary tradition, he or she can win the case in court leading to nullity of the marriage. But as long as no one dispute this, the marriage may continue endlessly.
Bimpe29: What the heck? What is IGP ordering them for, isn't that supposed to be automatic? As far as I know, NPF is on IPPIS and as such once retirement age is attained by whatever means, the staff in question shall be automatically yanked off the system.
Chinjo2: Is it that police does not have a data bank for their staff? Every police officer due for retirement suppose to have been given retirement notice three months ago to proceed on terminal leave. Which one is writing of retirement letter again?
They obviously don't have that, that's why they are requesting for voluntary retirement. This should not be voluntary. Once you attain a particular year anniversary or due for other benefits where I work, you don't need to remember HR. You would get an automatic mail.
Career › Re: Japa: From Bank Manager To Skyscraper Cleaner by smasher1(m): 1:05am On Dec 17, 2023
