₦airaland Forum

kunleajaye:
Some people here are still not getting the point, and that's because they didn't read my earlier thread on the issue -

1. The whole thing started when we got here some years ago. We were happily married for almost a year before we relocated. The reason for the relocation was because I got admitted for my doctorate degree. I didn't want to leave her back home alone, so we came together.

2. For the first year or so after coming here, she did nothing. She had our first baby about two months after our arrival. She spent the time caring for the little one. At some point, she started receiving orders for baby clothes from people in Nigeria. That's when the whole idea of business started.

3. Due to the "collect goods today, pay tomorrow" mentality of some of her customers, the business didn't really thrive for long. After a while, the whole crisis of the naira and the inability of her customers to pay ruined the whole thing for her. She decided to stop. By then, I suggested that in order not to remain idle, I would apply for her masters degree study for her. By then, she had already had the twins.

4. I guess she found out she was quite good at business, and I think someone suggested to her here to import african fabrics and wears.

The thing then continues to the initial thread and then that's what led to this point.

Plz you need to learn to talk to God when you have crisis in any area of your life.

Get closer through fasting and prayer and he will reveal deep secrets, give you the required solution and help you restore your marriage.


The righteous person may have many troubles, but the LORD delivers him from them all. Psalm 34:19

kolaish:
WHAT A WONDERFUL FAMILY (IN ALPHABETICAL ORDER):

2zona

9free

Aashik

Adesiji77

Agbalowomeri

alexo68

angelo82

bestidafa

Bianco1

bigass

bigjay01


BMZK

BullBearMkt

Cadillac15

Calebbold

carpenter

Cation

cdieli

Chibuking81

chukwuwike2ny

chunkuli

Coolcash1

currentprice

daddymgg

DaV8King

davide470

dcal001

DeRuggedProf

dipoolowoo

DOLLARTEX

DUNKA

ebsuguy

emmanuelewumi

feelamong

fidtopade

flexshop

fxuser

gambei

Godisfaithful

Godsfavson

holm

ijinleoro

ihedioramma

Infinitisi

inspirational93

Intendy

Investnow2017

jamace

Jejebaba

jideflash

jinnyz

kenmaro

Kingchuks

Kingingdave

kokobaba

lafencer

lancee

leo1234

LockDown69

locodemy

maishai

makashava

Manonamission

maslong

mercylicious
mendes911

Momoney54

monopolistic

Mpeace

mybusinesss

myjoy08

NaijaAI

Nairaruky

nio68

OakPearl

OBAGADAFFI

Oloro29

otokx

Oyekanbiwale

Parisfran

PETERiCHY

PharmAlfred

phemmie06

pluto09

Princkez

RabbiDoracle

rationalmind

RealityShot

realjoker

rebekah2011

safepaulooo

samguru

sellydion

shigidi

sky2891

smiliyB

smscruize

soloniger

spicytayomic

stcool

stockbuego

stokfrick

swegiedon

swilo

Toluway

Toyrem

tritritri

ukay2

valacious

valentinenwoko

veecovee

vexing

wanaj0

Willie2015

Yayira

yok

yom2

Zhirinovsky

ZikkyChops

MAY THE MERCIFUL LORD CONTINUALLY SHINE THE LIGHT OF HIS COUNTENANCE ON EACH AND EVERYONE THIS YEAR 2018 IN JESUS NAME - AMEN.

Happy New Year and one word for the New Year

And the threshing floors shall be full of grain,
And the vats shall overflow with new wine and oil.

“And I will compensate you for the years
That the swarming locust has eaten,
The creeping locust, the stripping locust, and the gnawing locust—
My great army which I sent among you.

“You will have plenty to eat and be satisfied
And praise the name of the Lord your God
Who has dealt wondrously with you;
And My people shall never be put to shame.

shyenar999:
Fuel cost
Chicken no sell
We all get problems



@Op n d other contributors
Please what are the sure ways to get ones broilers sold be it season period or off season period.

Broiler Contract Farming is the way to go, anything outside it is just a waste of time and resources.

Zhirinovsky:
The only thing I don't understand is why a bank will make illegal deductions from a customer's account to the tune of millions of naira? That's a criminal offence! What if the account wasn't audited, how would the customer know that his bank has been stealing from him. Somebody in the bank needs to go to jail for that! If SARS kills robbers for stealing a couple thousands what about these criminals on suit.
You would be surprised to see how much your bank has stolen from you if you contract external auditors. As we cannot afford auditors due our tasere account balance, we will keep overlooking the illegal deductions and taxes the banks impose on us.

Thats the normal practice for Naija banks.
Charge customers maximal whether illegal or not illegal.
The assumption is that only few percentage like 5% will complain, the remaining 95% will not.
Deal with the few percentage that complain on case by case basis.

Fxuser

Plz What are your thoughts on Dangote Flour...

SSAwhistleblowe:
You better pray for that wicked enemy to die .. the enemy that doesn’t care if you die or not.. chopping from you and still doing you.. that’s why they pray in mfm that you wey know me and na you dey do me ..die!!!!

I support the prayer 100% this world is too wicked too many wicked people around us.

The people criticizing the prayer have not encountered evil attacks from family members that is why they are reacting that way.. May God not let such befall you in Jesus name Amen.

True word. You got to experience it to know its for real and deadly.

No one will tell you to arrange yourself for one MFM branch.

2zona:
Like seriously? You mean their is still upside potential in these tier one banks? I wonder how far they can still go given the massive rallies they have enjoyed YTD. I feel tier two banks have more upward movement to give than the FUGAZ. We watch as events unfold on the floor.

UBA & Access can hit =N=13.00 comfortably, while Zenith can also do 27 & above

smartcherry:
Good day. Please I just resigned from a banking job because I want to pursue other things. I want to go for my MSc and I want a business I can invest #1m and it will run effectively without my being there at all times. Pls I need ur candid opinion. OP pls help me. FP things.

It is difficult to find a business you can effectively run without your participation. It is a recipe for disaster.

- Place your =N=1m in Treasury Bills
- Start updating your knowledge on trading on the NSE
- Trade yourself at the comfort of your house. Your Msc wont disturb you from trading.
- You can start looking for bizness that is tailored to your passion. It takes time to build a buziness in this Naija.

Stay Safe

Ur location

28k offer

kfarms:
K-FARMS Agricultural Services is a vibrant company putting in mind the importance of farming to the nation.

We help companies,group of people,individual in setting up their desired farmland such as cucumber farming,cassava plantation,plantain plantation,poultry farming.

K-FARMS manage the farmland from pre-planting stage to post-planting stage, with great returns on your investment.

INVESTMENT PLANS

Cucumber Farming ----- (#150,000-#500,000)

Expected output (#1,500,000) to be shared between the two parties.

Cassava Farming ---- (#150,000-#500,000)

Expected output (#2,000,000) to be shared between the two parties.

(Sharing ratio to be discussed in the meeting).

Other services include:

1. Sales of farmland #400,000 per acre

Location: Ogun state.

2. Sales of cashew nut

Invest today and expect millions of income.

For more enquiries please call 08168587076 or whatsapp 08022427626

Email:kfarms444@gmail.com

Best Regards.

I will partner with =N=500k you on the following condition-

-Properly executed signed agreement btw both parties.
-Acceptable realizable collateral from you that will cover my principal and millions in the event that you did not deliver.
-

Mrkumareze:
Why girls first? U need boys first so they can grow to defend their sisters

Need grandchildren quickly from girlz !

Boyz can come after.

OakPearl:
My brother, I invested in Savannah bank in 1998. That was about the time Jim Nwobodo was Chairman of the board if am not mistaken. It is no better than those you have listed. But I had sold with profit before it went under.
No one can play the market without bad calls.
What a knowledgeable investor should do is have a balanced, well diversified portfolio.

The question is how much knowledge did people who invested in those perenially bad companies possess before investing in them?
I remember how the herd mentality ruled the market that led to the 2007/2008 crash.
Every bank was running to the market for public offers. Majority of people who lost money had no idea what they were doing really.
That is why even if you are a long term investor, it's important to keep acquiring knowledge and keep monitoring your investment as Coolcash1 correctly pointed out in his mention.
Without the requisite knowledge, someone still will not know what to do in his or her attempt to safeguard their investment.
Another look at the timeless words of the "wizard of Omaha" on my signature should do bro.ne love [In Pa Ihedioramma's voice]

Most Nigerian companies lack good corporate governance, most of the stocks listed on NSE will not meet Warren Buffet criteria. This is a complete different terrain.

Blackethics:
The bull will likely chase d bear away from friday

Dont bet on it.

Nov is historically bearish, 12yrs out of the last 19yrs is no joke.

Unless there is a strong positive news, just fasten your belt and sit tight.

ukay2:
Dang flour @2.5k
Zenith @7.3k
Uba @ 2.7k
Dang sugar@ 4.3k

If i see these prices 3 weeks....i go buy 5million units each......���������

Expecting these stocks at the below junction...i hope for a cool Xmas & NY

GTB - 33 -35
Zenith @ 21-22
Dgte Flour @ 6.50 - 7.00

The minimum we go chop na 3goals....

Tell her to keep hustling with prayers!

I have seen wealthy people and intelligent folks becoming poor within some few years. I have seen poor folks doing well with hard work and prayer and I have equally seen folks that is hardworking with good abilities but yet nothing works for them.

Being successful in life is a function of time and chance, it is divine connection that matters!!

John answered and said, A man can receive nothing, except it be given him from heaven. John 3.27

XXXwhistleblowe:
I have been puzzled for a while, I remember the time I refused to collect the envelope because I didnt have money but I ended up feeling embarrased because everyone kept staring, when it passed and I didnt put any money. So I wanna know is it a sin to collect the envelope and put it there empty to avoid public embarrassment. Because I don't genuinely have. I'll like thoughtful opinion on this.

I pay my tight and offering once in a month via e channel after deciding on what to give monthly. I dont worry myself when going to church on offering issues, no be everyday person dey get money for hand.

Anyone that want to stare should feel free to do so.

lancee:
My Oga's in the house PLS HELP ..Zenith registrars refused to pay all my Dividends , I have scan copies of my e dividend forms stamped by the bank since july to them also try to call not able to get thru ..no one picking the calls

Pls what else can i do

-Visit Lagos if you have the time

Or

- Continue to call and send them mail until they respond. I called and sent mail for like over a month. One chikala finally picked the line, all outstanding credited after 15 days.

stagger:
But OP, you sef be serious mumu. Why not engage farmers here to farm for you? They have been in it, know the ins and outs, and can guide you.

You were hoping to reap without doing the associated work that goes with it. Farming is not child's play. Until you do it actively before you know what's up.

True talk.

If you read these internet farmers mail, you will want to move to the farm immediately. But when I attend Jethros one month training and start my own farm

U just know it aint simple as ABC.

Op. You live in the North, the Citadel of Farming and Jerusalem of Farmers and you are sending money to one black nigga to do farming for you 720 km from your location.

It is well sha

ChykeBivins:
An excellent giver, A content man and so many other attributes..I have been very critical of Buharis government, but with this appointment, I can say for certainty that this is the 1st non thief that has been appointed in this government..Congratulations Uncle Boss Mustapha

Bros, forget all these English. When he get chance to deal in oil money and power, he will change his language.

“Everyone in this world has a price, the important thing is to find out what it is. Once they know his price, everything falls into place.

Try and focus on market first before production, possibly out grower schemes. It will save you a lot of trouble.

Godisfaithful:
Sir, in stock market you neither attached any affection nor likeness for any stock...just enjoy the moment as long as the stock is making you money. Always remember it is all about making money (Dont be greedy) not other way round. All the best!

Fact!

Set your target and take action once you reach your target.

His price is a G - Class

“Everyone has a price, the important thing is to find out what it is.”

DaV8King:
You are right but this short list of just the 2000s should help you see my view.

Jimoh Ibrahim-Newswatch, Virgin Nigeria, Global Fleet etc
Rufus Giwa-Unilever
Bunmi Oni-Cadbury
Festus Odimegwu-NB(Even the Almighty are affected)
Cecilia Ibru-Oceanic Bank
Erastus Akingbola-Intercontinental Bank
Jim Nwobodo-Savannah Bank
Saraki Family-SGBN Plc

All are/were listed companies except Jimoh Ibrahim. And I am sure others I did not list occurred.

Thats why I stick to TA .. Naija managers too dey chop, no dey look say coy fit die.

“Everyone has a price, the important thing is to find out what it is.”

Walexz02:
Are you aware that Ui( unibersity of ibadan) buys broilers in large quantity? If you are in ibadan please find out yourself.
How. How much is your price?

Timely information.
Small scale farmers need to step up their game, there are various broiler contract farming all over the place with assurance of buying at maturity.....

- UI is buying in large quantities as stated above ...
- Amo has a broiler contract farming in South West ...
-Tuns has another program for broiler contract farming

10 small scale farmers in Oyo state rearing 200 broilers each will have an output of 2000 broilers per cycle when resources are combined and can join this program with no marketing headaches at maturity.

Toluway:
Please house, can I buy gtb at the current price?
With the current fundamentals of the company, do you think the stock price can depreciate?
This scenario has been giving me sleepless nights. I want unbiased responses from those who are not holding the stock, already. Please remember you're my brother in the Lord. I need your responses

Price will come down in November, just relax and let all these companies release their result.

Winter is coming...Uhm Uhm

Good job. What's the cost of the above project from start to finishing level.


.

Remisol:
All he did was ask for the CV. That doesn’t mean he’s actually gonna do something with it. All she can do is just hope for the best.

When the Vice President ask for your CV, you don't have to be an oracle to know that this is favor.

Being successful in life is decided by chance, by being at the right place at the right time.