₦airaland Forum

Padipadi:
Ti e gbenu rirun e dake.
Is El-Rufai lying? No!
Did Buhariadd a mistake with the the timing? 100% yes.
It's so senseless to do new note n pro cashless policy when more than 60% of the population don't know internet banking and those using it are net with poor network. The minimum wage too is extremely poor. Yet the politicians are earning bigger than politicians of developed countries we are copying. Isn't that a terrible confusion?

They are not copying anything, there is no cashless economic policy anywhere in the world. Go to any developed countries, people withdraw cash anytime they need it, they carry cash when needed. If I don't have first hands information about this, I won't say it.

Alot of Nigeria are not just exposed to what is happening around the world, reason they think this policy is a good think.

While you think they are curbing vote buying to give chances to your candidates, remember the devastating effect this will cause on our economic and hardship people are going through. If this silly thing continue, expect a serious economic meltdown and workers lay off soon.

Reinamaria:
Is Tinubu the only one contesting for the presidency?
How come these people believe that the new naira policy was targeted at Tinubu more than the others?
Was/is he the only one affected?
That is because they know the truth!
They have refused to admit to the truth that Tinubu was going to buy his way into presidency (with his loots), just like he did in the primaries!

Your sense of reasoning is poor, you should not be talking in public on educating matter.

Are you a kid not to know that failure of his party will affect his chances of being elected on the platform of the same party? Or you just pretending you don't know that his party failure give opposition parties big chances against him.

Everyone knows this, except we are just pretending. Which government on earth will create unnecessary hardship for her masses few days to election it want to win?

Why didn't Buhari do this few days to his own election ? We may not like Tinubu but let be honest with our judgement on the matter.

Pauldollars:
That's the source of your problem with your wife, that made her keep quiet. You're not close to your wife. You just relate as partners since you're married.
If you're close to her, you'll have known that she's pregnant. Women don't hide things like pregnancy even from an ordinary boyfriend that mistakenly impregnated her.
Your wife doesn't trust you yet. You need to sit up in your responsibility to your wife, build the trust she had in you before you messed up and make her feel loved

Lolz, what kind of childish talk is this?

The only thing that can make a women do such a thing is if the husband has been calling here "a baren woman".

The pregnant is probably not his, the silent was probably a ploy to make him not to remember the last time they had sex that resulted to it.

famology:
I enjoin the next president to put this power rotation into the constitution.

Not only between North and South but among six geopolitical zones.

Regionalism is still the best and workable system for Nigeria.

To be honest, savings is not attribute of a good leader. It is not good to save but to invest in both capital and human resources that will outlives a generation. Money you save today will definitely lose value tomorrow, even if it doesn't, the incoming government may misappropriated or embezzled it.

Even as an individual, you can't make real progress in life if all you do is to save and not invest.

Jones4190:
tinubu outsmarted you people but you guys don't know. he visits buhari yesterday and the president address the country today, have you see that all the people that drag the federal government to court are quite or do you think tunubu will be given you 1k note for you to vote for him?
BAT might be the brain behind the scarcity of new 200 note., it very hard to see the new 200 notes

I said this in one of my posts in another thread. Obi is not a smart politician at all. A smart person would've easily used opportunity of poorly implementation of new Naira redesigned policy to his advantage, especially when election is few days to go. You dont support your rival policies (good or bad),hoping they are fighting one another. Who does that. How on earth someone with his kind experience be thinking a whole Tinubu, who has thousands of key stake holders across all sectors in the country won't get enough cash to buy votes? What gave him hope that Tinubu cannot win without vote buying? What made him think there won't be anyone voting Tinubu without demanding kobo. What if it is political strategy by his opposition. These are the questions his advisers or himself should have asked before indirectly supported the policy. Atiku only did the same because, he is part of the team that want to use economic hardship at die miniute to demarket APC.

He was the one that should've done what Tinubu did, imagine the praise, admiration and glory he would be receiving from people by now. Infact, he would've finally won the hearts of entire masses in the South and North Central he needed the most.

guysbewise:
Vote Yes or No: Is Jesus Christ Coming Back?

Archaeologists has proven beyond doubt that this world has been in existence for billions of years. Second coming of Jesus is not but a mere reincarnation generalised by the apostles.

Reincarnation is real as we had seen many instances around the world.

07kjb:
Keep crying

At your age u are still hoping on 2k to vote in an election

I don't expect anything reasonable from your like because your likes always think like animals. Where did you see me supporting vote buying in my writeup? I am above that nonsense, you can't buy my conscience with money.

I was only pained that Obi cannot use this opportunity to easily defeat pathetic APC in entire South and North Central. In as must as I don't like APC, i fear Obi is a narrow minded person, whose his presidency could plumes the country into another mess.

UncommonLogic:
I'm so shocked at the level of gullibility and shallowness among the so called Nigerian youths especially those Ob followers.
Anyone with common sense should already know by now that ot will be easier now to buy votes.

Not only Obi followers but Obi himself. His followers only interpret his body language.

It baffle me how he cannot use this opportunity to lead the masses in a fight against this policy and APC government. Instead, like his fellow comrades, he subtly supported Emefuele and Buhari in the hope that it will prevent Tinubu from buying vote and favour him. How on earth a presidential candidate will support opposition policy( good or bad) few days to election he want to win? As a good politician, your focus should be on an entire structure of a party you want to contest against, not individual candidate. This power tissue in APC few days to election is enough for him to defeat them in entire South and North Central if he had use it to his advantage.

Who told him the man he think they are doing don't have his millions of loyal supporters that will vote for him without demanding anything. Who told him all the youths are with him. To be honest, he has lost more than half of his supporters and undecided voters outside South East.

scholes23:
U dey whyne me
Why should they Do they know that these operators buy cash ever since the banks have failed to disburse cash to them.
Yesterday I bought 300k for 20k and you expect me to change 100 naira If you were in my shoes you that is talking would have done worse

It is never your fault, I am 100% sure if those wicked traders and bankers selling it to you had giving you without charges, you would've probably charge your normal rate.

People will queue for hours at ATM, pay exorbitant charges at POS, buy something with the cash, only for the same traders who suppose to ensure free flow of the process to turned it into business.

The real problem started from these set of people and not POS guys.

OYEDIPE:
All the stupid questions you've asked are yet to bring any answer towards economic recovery, progress and growth, rather they resonate your hatred for BAT and your shallower mindset.

Kindly learn to ignore quoting these unfortunate kids who are still being feed by their parents. They have no idea of hardship and impending poverty this stupid policy has brought on the masses.

There are 3 sets of animals in Nigeria now.

1. Those politicians using this to score political points.

2. Their ignorant supporters who think the policy will prevent a particular candidate to buy votes.

3. Dependants fools like the one you just quoted.

InvertedHammer:
/

Tinubu is a learner where Pa Adedibu dey.

Death kills loyalty.

/

Adedibu was just an illiterate old politician using thugs to intimidate politicians or government for selfish interests. He has no political influence/values outside Ibadan, let alone other states. He has never founded a political party, non contesting in any election. He was nothing other than using thugs to rig elections for the highest bidders. He has no political legacy, principle and ideology.

Is this same person you are comparing with Tunubu?

Gift96:
This Naira scarcity brought out the fact that the problem about nigeria isnt jsut the Government but the people themselves.

Exactly, Nigerians are hopelessly wicked, and there is no single sign of humanity in us.

You collected cash free by selling your goods or service to people, instead of you to gladly give it to these POS guys and receive your money in accounts without having to pay charges as we normally do before, you decided to take advantage of cash scarcity and started selling it to them.

If these guys that collected huge cash on daily basis did not wickedly turned it to business, pos would still be charging normal rate or slightly higher by now.

Spit on anyone who think someone can change this country. The country that 99% of her citizens are wickedly corrupt.

GeorgWashinton:
Although I sat her down and talked to her but seems to yield no fruit.

I'm going on the second idea. Thank you.

Wait, wait, you mean you saw those evidences of her cheating nature, and you're yet to divorce her yourself?

Why are you still keeping someone who do not want to be with you? Was there anything bad you did for her that is making you feel guilty?

habsydiamond:
Cars are liability whereas land na asset.. u will fuel it, put engine oil, service it on monthly basis.. if one is to calculate the money spent on fueling, servicing and repairs..u will know that on those three alone the money used can buy better land in some places.

Cars are not liability but necessity.

If you calculate amounts of money people spent on public transport and the kind of stress they go through, you will realise having a car is better. There are some short distances you may not use upto a litre fuel that you may spend over 500 naira( with alot of stress) using public transport. Besides, maintenance is not that expensive if you get a good car.

All politicians behind this will not know peace, they will lose the same election they are projecting to win by inflicting pains on the masses to score cheap political points.

Why all banks Networks especially USSD suddenly gone worse since the inception of this stupid cashless policy?

Why the petrol suddenly triple in price without any issue or explanation of genuine possible causes from government and stake holders?

Why will you collect people's money and refuse to give them new ones?

Now banks are rejecting old naira despite the fact that people don't get enough of new notes to spend. Politicians will finally ruin this country if care is not taking.

Siwisheswereesh:
Says someone that is living in the US

What a slowpoke!

Exactly, may he not know peace where ever he is tonight.

I wonder how those we ought to see as role models would be behaving like animals. No one say cashless policy is bad, but the manners in which they intend to implement it is poor. You don't just wake up and impose something on people without looking into economic reality of same people.

I am only with less than 1k now despite having money in my accounts. All POS around me don't have money, ATM at banks don't work, the ones that works is always fill with hundreds of people fighting one another to get their ways. USSD codes hardly works since this madness begins. Mobile apps are manageable but still not good enough this period. 2 days ago, I spent almost an hours waiting for money transferred to be deliver to the seller.

May all those who inflicted this pain on Nigerians and their supporters know no peace in Jesus name.

JohnSamuel35:
Good Day My Elder Brother.

I sent you a DM. Thank you

I've replied sir.

internationalman:
What then happens after the loan is repaid despite defaulting on the right time to pay.

Could the account be used henceforth without issues

Yes, jyiu can use your account without any issue, just that it could take you long period of time to get another loan.

Una like bringing unnecessary shit to Nairaland. Something myself and many Nairalanders has said here countless times since months ago.

I can bet it this man copied it on Nairaland.

internationalman:
Ok thanks for the comprehensive reply...

Someone also said something about BVN being blocked or frozen

That is not true, your loan provider don't have such authority or power. They cant stop you from using other bank accounts, the only thing they can do is to report you to credit bureau, and that is after they must have notice you had finally absconded with the loan giving to you. The "credit beareau " can flag your BVN to recover the loan.

internationalman:
Anyone knows the penalty that awaits a costumer who fails/can't pay back a loan from Access Bank at the stipulated time. But he will pay when he has money.

I'm just asking for a friend

It depends on duration of the loan. If your repayments is 3 months, and you failed to pay back at due date, you will be giving a grace period of another 3/4 months to pay back. If you still fail, they will redistribute your loan and extend it for long period( 1 year). Mind you, during this period of extension, you won't be able to secure loan in any CBN approved loan company or bank in Nigeria until you pay off. Even after this, your credit scores must have been seriously affected that no serious lenders will be willing to give you fast loan.

For instance, if your loan is #100k, and you are to be paying back let say 40k every month for 3 months, if you fail to pay as explained above, they will redistribute your loan and share it into 12. That is, you will be paying 10k every month for 1 year.

MONITITUDE:
My challenge is that I have never used twitter and I am not familiar with it

Lolz, Access bank of all banks.

I have had issues with them two times before, they are not the kind of people to be civil with. Go to that bank and cause a scene, their manager will call you into the inner room and solve your problem for you. That was how I won my two cases with them.

Your Landlord may be innocent, he may also be the reason for you people lack of progress in his house because this is Nigeria, anything is possible.

I want you people to understand that it is not proper to accuse him wrongly without practical evidence against him. I will advise you to review your life and see what you are doing wrong or where you need some adjustments. If after all this, you still don't know what is going on with you, I will advise you to find another accommodation.

DennisEche:

WHY ALWAYS APC STATE? ABI THERE IS SOMETHING THEY ARE NOT TELLING US. THIS POLICY IS ONE OF THE BEST OF BUHARI 8YEARS

Because opposition parties states, including individuals like you are playing politics with a good but poorly implemented policy.

Anyone supported this policy is either ignorant, dependant, or stupid supporter of Opposition parties.

POGazette:
They need to sack this bst immediately

Tell the ediot majority of them have been in Lagos for more than a decade and just like Tinubu, they can now be called Lagosians

Let be guild in our utterances and stop this nonsense please. Nigerians can live anywhere in Nigeria without any form of intimidation but Lagos naturally belong to Yorubas, and it shall remain so forever. That any other tribe lives there for ages doesn't automatically turn them to Yorubas. Just like a typical Yoruba man cannot suddenly claim Igbo because he live in Aba for ages. Tinubu is Yoruba, so he have every right to his accentral land compare to anyone from other tribes.

Though, it is illogical of INEC REC to disclose such confidential information at the pick of election.

Throwback:
I am certain that once Tinubu wins the election on February 25th, Emefiele would copy Diezani Allison-Madueke and proceed on foreign leave until Buhari's tenure is over.

He would not set his corrupt and conniving feet on Nigerian soil again.

Lolz, what do you expect before. I will immediately do the same if in the same shoes, follow by outing Adamu APC chairman.

Jostoman:
Cry me a river, JANDOR is the next governor of lagos state.

Lolz, you think Tinubu can easily dominated Lagos politics even against almighty PDP federal power without a reason. After the death of Funso Williams, all PDP governorship candidates, including this current Jandor are mole planted by Tinubu/ACN, now APC.

Very simple political strategy that focus on sponsoring inferior candidates to win opposition parties tickets.

DaddyFreeze2020:
APC is not the problem of Nigeria. Nigerians are the problem of Nigeria. APC is only part of the problems.

The moment Nigerians decide to elect honest men of integrity at various levels of government, Nigeria will begin to take a drastic change positively.

If Nigerians are the problems of Nigeria, then where will you see the said honest men of integrity?

Look sir, Nigeria and Africa at large are still going through animalistic stages of humans development. If you watch animals closely in their habitants, you will discovere that an average black man behaved like one. Greediness, lack of empathy, survival of the fittest, lack of reasoning, lack of unity, heartlesness, etc, are all characteristics of these kindoms.

A typical black man will have 10 houses, 20 cars, millions of money in his accounts, yet his close relatives and friends would be homeless, treak in the sun and penniless. The same people or his kind are quick to say "he works for his money", "entitlement mentality " blablabla, forgotten that humanity is the bedrock of a good society. Tell me how someone who cannot help his immediately relatives or friends have empathy or helped larger society?

There is a reason why developed countries taxed the rich in order to feed the poor. Go to Western countries, particularly in USA, more than 70% of what is called social programs(free foods, subsidised houses, scholarships, stipend allowances, etc) are doing by individuals, private organisations and religions bodies. For instance, there is this free foods distribution organisation my brother and his wife donate $10 each from their pay check every week. Imaging just a family donate $20 to feed the less privileges without being force to do so. Not that they are very rich o, infact some families are donating over $200 to various social schemes without being ask or force. There is one barren white woman my in-law told me she donate 50% of her pay check weekly to orphanages. Tell me, how many people here can genuinely help his/her relatives, not to talk of lager society?

My conclusion is that, as a prospective leader( in which 99.9 us are), if you dont cultivate the habits of helping others/empathise towards people around you like 90% of us do in Nigeria, there is no way you can do the same to your country if elected as leader.