I remember my secondary days. I had malaria and mum took me to the hospital. By the time, we returned home, I was very weak from the injections I had received and could hardly stand. Mum needed to get some items at the market nearby and didn't want to leave me at home all by myself.

Our neighbour in the next compound offered I stayed in her home till my mum returned. She's actually a nice woman. She led me to her children's bedroom. All seemed normal and I was beginning to doze off. Suddenly, I looked up and saw a big wall frame on which it was written "Reformed Ogboni Comfraternity" with a picture of her husband fully dressed in what I perceived was the regalia. I jumped up immediately. My fever vanished. I told the woman I wanted to go home.

She was surprised. I told her I felt better. Luckily, I met my mum at the gate. We had barely entered our home when i started telling her what I saw. She was also surprised.

josielewa:
pls, can an agency help in doing all these processes if I have the money.From the beginning to the end since am usually busy, except for days when I will be physically needed like ielts exams etc...

Reason am asking is that an agency in Ogun state claim they can help me procure 2 years work visa and I will be renewing it till am given permanent residency. Although everything will cost me almost a million naira and I will have to repay them if I have confirmed the visa to be genuine.

Although am skeptical about it, but I want to give it a try since am not going to spend any cash except for ielts. They will be in charge from start to finish without me spending a dime. I only repay them if am already legally working in CA.
MY QUESTION IS, DO WE HAVE AGENTS OR COY THAT DO THIS OR IF ITS JUST MERE HEARSAY...

It is a process you do yourself but if you insist on using an agent, I am very much available. But you will pay. I'm not doing work visa o. It's strictly the EE process. Will encourage you to pass ielts and evaluate your credentials, then help you fill the EE profile. Lobatan

Mamaroon:


Dear Ayandee....I would advise you not too be too worried if you are unable to get a letter of non indebtedness...my take on the requirement below (circled) is that they need to state if you have loans or credit. Where a bank has not stated this, it can be assumed that none exists.

What I would advise is:
A) do a one paragraph LOE (if it helps you sleep better) saying you do not have any loans or debt and that is why no mention of this is contained in the bank reference letter.
B) do an email to the customer care dept of the bank saying you want to confirm if you have any loans etc and scan the response with your application.
C) get your relationship manager to get one of the credit bureau print outs (I think there are 3 or 4 credit bureaux) for you showing you do not have any outstanding loans in Nigeria...careful with this though...the report is sometimes inaccurate/lagged and may show old loans that have been paid off.
D) go to the head office and ask for the branch manager, escalation often works.

You'll be alright. All the best!

Thank you so much. I eventually got it yesterday after a lot of drama. Left the banking hall at 7p.m

Kekereekun123:
a friend's ppr was delayed as cic could not get response from UBA for verification of reference letter

hmm. I regret having my main account with them. I sincerely regret it. I can only pray now that all goes well.

If you are reading this, please avoid UBA

SunshineD1:


Why do you need a letter of non indebtedness? Did you take a loan from them and have paid up?

IMO, a reference letter detailing your account activities and POF should suffice for this journey.

it's part of cic requirements, I was told

hisexcellency34:
fake Yoruba sacrifice. Ordinary thick pap and red oil. Give me N5m and i give it a vicious kick. I can even eat it

And why do you need N5million to do the vicious kick? If you can do it, you might as well do it for free

dawnomike:
This is absurb... A student duped a prof!.
Forex is a crazy market and you can lose millions within minutes!!!
Maybe trading went bad for him though...

NB: Never turnover your money to any one to make money for you. There is no free meal in Freetown. That is to say; Own your own hustle

True and your advice is worth repeating "Never turnover your money to anyone to make money for you

ultrazone:

I appreciate this warning. @house, which Nigerian bank gives letters of reference and non-indebtedness easily. Thank you.

I'm stranded in UBA right now. I have warned. Avoid UBA. You've worked too hard already for ITA, dont let UBA frustrate all your efforts

Please avoid UBA like a plague on this express entry journey. They've been tossing me around for the past 2days from branch to branch over my request for letter of non-indebtedness. My patience wore off and I had to shout. Dont put your POF in UBA. Be warned!

kiyosaki1:


Mastery of a language doesn't equate intelligence. We now know you are linguistic expert , next please. We all understand the author's message.

it was the mention of New Oxford English Course that caught my attention. I didn't intend anything derogatory. Saying he's old was a show of respect.

ekestic1976:
You don't DRINK Gari; you EAT it, just as you don't drink orange but eat it. OP may have to get the New Oxford English Course Nigeria Book 2 for more teaching!

New Oxford English Course aka NOEC. Bros, you are old.

posty56:
i think is genetics normal person cannot twist tongue like that

yes I agree. I remember I came across it in secondary school biology

Many dont understand what emotional can cause in a marriage. Pastor is passing the message of Jesus that if your hands or eyes would cause you to sin, cut it off.

Philips49:
TEF results DEC 22. C1 C1 C1 writing B1 . Almost every body didn’t get good score in writing including a native speaker. I wonder what happened .

well done. Brilliant attempt. Like our mamaroon would say "refresh, refine, refire". Bon courage!

Ihategirls:
How can the owner of White House be living in a rough and local area like Somolu?

Like, White House is a damn big restaurant

Then again, if he is even living in Somolu, how come he is not living in his own house but a rented flat ??

I’m shocked

yes. I agree. The owner of White House can conveniently afford places like Oyadiran estate which is even closer to the restaurant and appears more secure. But death sometimes can occur anywhere.

Enculer2:


We are at 449 for now.

have you evaluated your spouse's credentials? What of spouse's ielts? I really would love to see you be in the 470s. You've worked so hard for this.

Reminds me of an old movie. Sound of music or sisters' heart. Cant remember

Pic4

more pics

Pic3

Pic

This car has been my daily driver to and from work. It is very well maintained and in very sound mechanical condition. Superb engine, good gear, good shock absorbers, factory chilling AC. It is a buy and drive car. I'm selling because I need money for relocation.

Con:
Car needs repainting

Price N1.1m slightly negotiable

Would be in Canada and be fully settled there with my family in 2020.

My husband and I are direct owners of this half plot located at wawa behind the well-developed cityview estate. We want to sell as we are in urgent need of money. Call for inspection and make us an offer.

08084244904, 08029440614

That all things are possible if you are determined and hope in God

Enculer2:



I did a simulation this morning. I and my other half both have masters. One WES evaluation sorted. The other from Nigerian Uni is taking ages. The Uni is Nigeria is really screwing us up (will try not to type what I realy think).

IELTS and TEF Canada sorted for me (hopefully):

Listening Reading Writing Speaking
IELTS General 8.5 7.0 7.0 8.5
CLB Level 10 9 9 10

TEF Canada C2 C2 C1 B2
CLB Level 10 10 9 7

I have conservatively projected the following partner scores for IELTS: SLRW 7, 6, 6.5, 6. Will aim to take IELTS in January.

473 with the above simulation.

I will wait for the IELTS paper results to confirm it matches with online results and then creat my profile.

I think you have great chances. Try to follow up with the Nigerian uni for your transcripts even if it means sending someone reliable to follow up the processing on your behalf. God will surely reward your efforts with ITA soon.

Enculer2:


I tried but I am old by Canada Immigration standards so I need other things to go our way.

If the results were better, our chances would have been better too.

Age ain't easy.lol

what's your crs presently?

Enculer2:


IELTS Exam results drom 7th december are out for me.

Seen my results LRWS 8.5, 7, 7, 8.5. Overall 8.

Na wa oh. I was expecting to score higher in reading and writing. Magic, magic.

So I do not plan to be spend any money on exams. Will create a profile with my TEF and IELTS results and if we are still very far we will go the provincial route.

you tried. Welldone

Purplestorm:
As soon as I saw the draw I was so happy for you.I remembered how sad you sounded and how people encouraged you. God is faithful. All the best on your journey to Canada.

Thank you so much. Amen

Kennyyo:
Congrats

thanks

Goodnigga:
thanks ma, can I update with a new IELTS with better scores later?

yes. Definitely

Landnaira5:


Congratulations! I told you last week.

Where’s that person that wanted to fight me?

thanks. My faith shook a bit when I saw 472 at the last draw